Financial Services -
Financial - Credit Services - NASDAQ - US
$ 22.25
-1.51 %
$ 336 M
Market Cap
2.92
P/E
1. INTRINSIC VALUE
Balance Sheet
Atlanticus Holdings Corporation
| Current Assets | 500 M |
| Cash & Short-Term Investments | 500 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 13.9 M |
| Long-Term Investments | 0 |
| PP&E | 13.9 M |
| Other Non-Current Assets | 0 |
| Current Liabilities | 2.34 B |
| Accounts Payable | 72.1 M |
| Short-Term Debt | 2.22 B |
| Other Current Liabilities | 42 M |
| Non-Current Liabilities | 354 M |
| Long-Term Debt | 24.2 M |
| Other Non-Current Liabilities | 329 M |
EFFICIENCY
Earnings Waterfall
Atlanticus Holdings Corporation
| Revenue | 299 M |
| Cost Of Revenue | 50.1 M |
| Gross Profit | 249 M |
| Operating Expenses | -56.2 M |
| Operating Income | 1.49 M |
| Other Expenses | -109 M |
| Net Income | 110 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Atlanticus Holdings Corporation
| Net Income | 110 M |
| Depreciation & Amortization | 5.19 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 3.9 M |
| Change in Working Capital | 0 |
| Others | 320 M |
| Free Cash Flow | 469 M |
Wall Street Analysts Price Targets
Atlanticus Holdings Corporation
ATLCP has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.73%
DIVIDEND YIELD
0.477 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Atlanticus Holdings Corporation
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile
Summary
Atlanticus Holdings Corporation ATLCP
COUNTRY
US
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 336 M
Dividend Yield
0.73%
Description
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.
Contact
Five Concourse Parkway, Atlanta, GA, 30328
https://www.atlanticus.com
IPO
Date
June 14, 2021
Employees
417
Officers
Ms. Linda Brooks
Chief Technology Officer
Mr. Brian Stone
Chief Data Science & Risk Officer
Mr. Mitchell C. Saunders
Chief Accounting Officer
Mr. David Caruso
Chief Commercial Officer
Ms. Rosalind T. Drakeford
Managing Counsel, Chief Compliance Officer & Corporate Secretary
Mr. Matt Zalubowski
Senior Vice President of Marketing
Mr. Jeffrey A. Howard
President, Chief Executive Officer & Director
Mr. William R. McCamey
Chief Financial Officer
Mr. David G. Hanna
Executive Chairman
Mr. Kas Naderi
Chief Information Officer & Senior Vice President of Technology Systems