Financial Services -
Financial - Credit Services - NASDAQ - US
$ 15.5
1.77 %
$ 806 M
Market Cap
13.6
P/E
1. INTRINSIC VALUE
Balance Sheet
EZCORP, Inc.
| Current Assets | 729 M |
| Cash & Short-Term Investments | 171 M |
| Receivables | 44 M |
| Other Current Assets | 514 M |
| Non-Current Assets | 764 M |
| Long-Term Investments | 13.3 M |
| PP&E | 293 M |
| Other Non-Current Assets | 458 M |
| Current Liabilities | 269 M |
| Accounts Payable | 20.8 M |
| Short-Term Debt | 162 M |
| Other Current Liabilities | 86.5 M |
| Non-Current Liabilities | 419 M |
| Long-Term Debt | 405 M |
| Other Non-Current Liabilities | 14.4 M |
EFFICIENCY
Earnings Waterfall
EZCORP, Inc.
| Revenue | 1.16 B |
| Cost Of Revenue | 479 M |
| Gross Profit | 682 M |
| Operating Expenses | 570 M |
| Operating Income | 113 M |
| Other Expenses | 29.4 M |
| Net Income | 83.1 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
EZCORP, Inc.
| Net Income | 83.1 M |
| Depreciation & Amortization | 33.1 M |
| Capital Expenditures | -35.8 M |
| Stock-Based Compensation | 10.4 M |
| Change in Working Capital | 0 |
| Others | -14.3 M |
| Free Cash Flow | 77.8 M |
Wall Street Analysts Price Targets
EZCORP, Inc.
Wall Street analysts predict an average 1-year price target for EZPW of $17.5 , with forecasts ranging from
a
low of
$16 to a high of $19 .
EZPW Lowest Price Target
Wall Street Target
16 USD
3.23%
EZPW Average Price Target
Wall Street Target
17.5 USD
12.90%
EZPW Highest Price Target
Wall Street Target
19 USD
22.58%
4. DIVIDEND
ANALYSIS
EZPW does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
EZCORP, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
553 K USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
273 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
5 Top-Ranked Stocks of Nasdaq ETF Beating the Bear Market
The tech-focused Nasdaq officially entered bear market territory on Friday, falling over 20% from its December peak.
zacks.com
- 6 days ago
EZCORP: Load Up On This Tariff Winner
EZCORP is poised to benefit from Trump's tariffs, as its pawn brokerage business thrives when lower-income consumers face economic hardships. Tariffs act as regressive taxes, disproportionately affecting lower-income households, potentially driving more consumers to utilize EZCORP's pawn loan services. EZCORP's valuation remains attractive at 11.8x FWD P/E, with its business model being relatively immune to traditional credit risks.
seekingalpha.com
- 1 week ago
Top 3 Financial Stocks That May Fall Off A Cliff In April
As of April 4, 2025, three stocks in the financial sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.
benzinga.com
- 1 week ago
Tariff-Resistant Investments: 3 Stocks For Trade Turbulence
Yesterday, President Trump imposed far-reaching new tariffs on U.S. trading partners, including a 10% levy on all imports and higher reciprocal tariffs for some countries. The announcement immediately triggered market volatility, with the S&P 500 ETF Trust (SPY) dropping nearly 3% in after-hours trading. Tariffs could hurt profits if companies absorb the costs, reduce sales if costs are passed to consumers, or strengthen the US dollar, impacting S&P 500 firms with foreign revenues.
seekingalpha.com
- 1 week ago
Ezcorp (EZPW) Surges 5.4%: Is This an Indication of Further Gains?
Ezcorp (EZPW) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions could translate into further price increase in the near term.
zacks.com
- 1 week ago
3 of the Best Breakout Stocks to Buy Now
EMX Royalty, DNOW and EZCORP have been selected as today's breakout stocks.
zacks.com
- 1 week ago
Power Ranking Our Top Stock Picks of 2025
Subscribers to Chart of the Week received this commentary on Sunday, March 30.
schaeffersresearch.com
- 1 week ago
EZCORP Announces Closing of Private Offering of $300,000,000 of Senior Notes Due 2032
AUSTIN, Texas, March 28, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today the closing of its private offering of $300,000,000 aggregate principal amount of its senior notes due 2032 (the “Notes”). The Notes were offered in a private offering to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933 (the “Securities Act”) or outside the United States to certain non-U.S. persons in reliance on Regulation S under the Securities Act. The Notes are senior unsecured obligations of the Company and are fully and unconditionally guaranteed by certain of the Company's wholly owned domestic subsidiaries (the “Guarantors”) and may be guaranteed in the future by certain other existing and future subsidiaries that guarantee certain indebtedness of the Company or any Guarantor.
globenewswire.com
- 2 weeks ago
Is EZCORP (EZPW) Stock Undervalued Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 2 weeks ago
EZCORP Announces Pricing of Private Offering of $300,000,000 of Senior Notes Due 2032
AUSTIN, Texas, March 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today the pricing of its private offering of $300,000,000 aggregate principal amount of its senior notes due 2032 (the “Notes”). The Notes were offered in a private offering to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933 (the “Securities Act”) or outside the United States to certain non-U.S. persons in reliance on Regulation S under the Securities Act. The Notes will be senior unsecured obligations of the Company and will be fully and unconditionally guaranteed by certain of the Company's wholly owned domestic subsidiaries (the “Guarantors”) and may be guaranteed in the future by certain other existing and future subsidiaries that guarantee certain indebtedness of the Company or any Guarantor. The sale of the Notes is expected to close on March 28, 2025, subject to customary closing conditions.
globenewswire.com
- 2 weeks ago
5 Low-Leverage Stocks to Buy Amid Trump's Tariff Woes
The majority of U.S. stock indices ended barely in the green on March 21, 2025, overcoming their recent losing streaks since investors remain wary about the long-term economic impacts of President Trump's enhanced import tariffs. The latest uptick in the major stock indices was mostly because the Federal Reserve kept its projection for interest rate cuts broadly unchanged, indicating economic stability for the time being.
zacks.com
- 2 weeks ago
EZCORP Announces Private Offering of $300,000,000 of Senior Notes Due 2032
AUSTIN, Texas, March 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today that it intends to offer, subject to market conditions and other factors, $300,000,000 aggregate principal amount of its senior notes due 2032 (the “Notes”) in a private offering. The Notes will be senior unsecured obligations of the Company and will be fully and unconditionally guaranteed by certain of the Company's wholly owned domestic subsidiaries (the “Guarantors”) and may be guaranteed in the future by certain other existing and future subsidiaries that guarantee certain indebtedness of the Company or any Guarantor.
globenewswire.com
- 2 weeks ago
8. Profile
Summary
EZCORP, Inc. EZPW
COUNTRY
US
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 806 M
Dividend Yield
0.28%
Description
EZCORP, Inc. provides pawn loans in the United States and Latin America. It offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, it offers Lana and EZ+ web-based engagement platforms to manage pawn loans. As of September 30, 2021, the company owned and operated 516 pawn stores in the United States; 508 pawn stores in Mexico; and 124 pawn stores in Guatemala, El Salvador, and Honduras. EZCORP, Inc. was founded in 1989 and is headquartered in Austin, Texas.
Contact
Building One, Austin, TX, 78746
https://www.ezcorp.com
IPO
Date
Aug. 27, 1991
Employees
8000
Officers
Mr. Sunil Sajnani CPA
Chief Audit & Loss Prevention Executive
Ms. Lisa VanRoekel
Chief Human Resources Officer
Damon Vigiolto
Chief Information Officer
Mr. Michael J. Croney
Chief Accounting Officer
Ms. Ellen H. Bryant
Chief Legal Officer & Secretary
Mr. Timothy K. Jugmans
Chief Financial Officer
Mr. John Blair Powell Jr.
Chief Operating Officer
Ms. Nicole Swies
Chief Revenue Officer
Mr. Phillip Ean Cohen B.Com., M.B.A.
Executive Chairman
Mr. Lachlan P. Given BBus
Chief Executive Officer & Director