MetLife, Inc. (NYSE:MET)

MetLife, Inc. MET

Financial Services - Insurance - Life - NYSE - US

Watchlist

$ 83.33

0.884 %

$ 57.7 B

Market Cap

16.9

P/E

1. INTRINSIC VALUE

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through five segments: U.S.; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, individual disability, pet insurance, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives.[ Read More ]

The intrinsic value of one MET stock under the base case scenario is HIDDEN Compared to the current market price of 83.3 USD, MetLife, Inc. is HIDDEN

MET Intrinsic Value
HIDDEN

SHOW

2. FUNDAMENTAL ANALYSIS

Price Chart MET

FINANCIALS

Annual
Quarterly

66.9 B REVENUE

Growth Rates

1Year -4.29%

3Years -0.46%

5Years -0.31%

7Years 1.39%

10Years -0.37%

66.9 B OPERATING INCOME

Growth Rates

1Year 2054.62%

3Years 136.35%

5Years 55.22%

7Years 88.07%

10Years 48.14%

1.6 B NET INCOME

Growth Rates

1Year -37.37%

3Years -33.38%

5Years -20.76%

7Years 10.35%

10Years -7.23%

13.7 B OPERATING CASH FLOW

Growth Rates

1Year 3.92%

3Years 5.64%

5Years 3.17%

7Years -1.10%

10Years -1.61%

-10.2 B INVESTING CASH FLOW

Growth Rates

1Year -291.07%

3Years 17.98%

5Years -12.71%

7Years -8.34%

10Years 3.85%

-2.94 B FINANCING CASH FLOW

Growth Rates

1Year 70.91%

3Years -8.41%

5Years -0.97%

7Years 2.45%

10Years 10.49%

18.4 B REVENUE

Growth Rates

1Year -4.29%

3Years -0.46%

5Years -0.31%

7Years 1.39%

10Years -0.37%

15.4 B OPERATING INCOME

Growth Rates

1Year 2054.62%

3Years 136.35%

5Years 55.22%

7Years 88.07%

10Years 48.14%

-1.81 B NET INCOME

Growth Rates

1Year -37.37%

3Years -33.38%

5Years -20.76%

7Years 10.35%

10Years -7.23%

4.17 B OPERATING CASH FLOW

Growth Rates

1Year 3.92%

3Years 5.64%

5Years 3.17%

7Years -1.10%

10Years -1.61%

-2.16 B INVESTING CASH FLOW

Growth Rates

1Year -291.07%

3Years 17.98%

5Years -12.71%

7Years -8.34%

10Years 3.85%

-1.15 B FINANCING CASH FLOW

Growth Rates

1Year 70.91%

3Years -8.41%

5Years -0.97%

7Years 2.45%

10Years 10.49%

Balance Sheet Decomposition MetLife, Inc.

688 B ASSETS
657 B LIABILITIES

Current Assets	302 B
Cash & Short-Term Investments	302 B
Receivables	0
Other Current Assets	0
Non-Current Assets	325 B
Long-Term Investments	313 B
PP&E	0
Other Non-Current Assets	11.8 B

Current Liabilities	505 M
Accounts Payable	0
Short-Term Debt	119 M
Other Current Liabilities	386 M
Non-Current Liabilities	657 B
Long-Term Debt	18.7 B
Other Non-Current Liabilities	639 B

EFFICIENCY

Earnings Waterfall MetLife, Inc.

Revenue	66.9 B
Cost Of Revenue	494 M
Gross Profit	66.4 B
Operating Expenses	66.4 B
Operating Income	66.9 B
Other Expenses	65.3 B
Net Income	1.6 B

RATIOS

99.26% GROSS MARGIN

Averages

1Year 99.26%

3Years 99.75%

5Years 99.85%

7Years 99.89%

10Years 99.93%

100.00% OPERATING MARGIN

Averages

1Year 100.00%

3Years 37.39%

5Years 25.35%

7Years 20.51%

10Years 16.22%

2.36% NET MARGIN

Averages

1Year 2.36%

3Years 5.12%

5Years 6.36%

7Years 6.54%

10Years 6.46%

5.26% ROE

Averages

1Year 5.26%

3Years 8.04%

5Years 8.06%

7Years 8.12%

10Years 7.48%

0.23% ROA

Averages

1Year 0.23%

3Years 0.49%

5Years 0.59%

7Years 0.61%

10Years 0.57%

101.56% ROIC

Averages

1Year 101.56%

3Years 37.65%

5Years 24.48%

7Years 19.69%

10Years 14.33%

FREE CASH FLOW ANALYSIS

Free Cash Flow Analysis MetLife, Inc.

Net Income	1.6 B
Depreciation & Amortization	718 M
Capital Expenditures	-1.17 B
Stock-Based Compensation	0
Change in Working Capital	1.45 B
Others	13.5 B
Free Cash Flow	13.7 B

3. WALL STREET ANALYSTS ESTIMATES

Wall Street Analysts Price Targets MetLife, Inc.

Wall Street analysts predict an average 1-year price target for MET of $85.1 , with forecasts ranging from a low of $77 to a high of $96 .

MET Lowest Price Target Wall Street Target

77 USD -7.60%

MET Average Price Target Wall Street Target

85.1 USD 2.15%

MET Highest Price Target Wall Street Target

96 USD 15.20%

4. DIVIDEND ANALYSIS

1.21% DIVIDEND YIELD

0.545 USD DIVIDEND PER SHARE

5. COMPETITION

Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States. It operates through four segments: Annuities, Retirement Plan Services, Life Insurance, and Group Protection.

-27.3 USD

LNC

Overvalued 177.13%

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan.

80.5 USD

AFL

Overvalued 27.73%

Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland.

93.3 USD

UNM

Undervalued 27.43%

Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in Asia, Canada, the United States, and internationally. The company operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; And Corporate and Other segments.

60.2 USD

MFC

Undervalued 84.20%

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally.

-1.61 USD

PRU

Overvalued 101.26%

Jackson Financial Inc., through its subsidiaries, primarily provides a suite of annuities to retail investors in the United States. The company operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks.

0 USD

JXN

Overvalued 100.00%

Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States.

314 USD

Undervalued 187.33%

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States.

84 USD

CNO

Undervalued 115.63%

Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off.

83.2 USD

BHFAP

Undervalued 238.92%

Prudential plc, through its subsidiaries, provides life and health insurance, and retirement and asset management solutions to individuals in Asia, and Africa.

-3.06 USD

PUK

Overvalued 118.98%

6. Ownership

Insider Ownership MetLife, Inc.

Summary
Transactions

Sold

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

2.24 M USD 2

9-12 MONTHS

1.35 M USD 1

Bought

0 USD 0

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

0 USD 0

9-12 MONTHS

Date	Value	Insider	Amount	Avg Price
8 months ago Mar 18, 2024	Sell 1.95 M USD	PAPPAS BILL EVP, Global Tech. & Ops.	- 27000	72.2713 USD
8 months ago Mar 13, 2024	Sell 289 K USD	TADROS RAMY President, U.S. Business	- 4026	71.9025 USD
9 months ago Feb 05, 2024	Sell 1.35 M USD	Khalaf Michel President & CEO	- 20460	65.9496 USD
1 year ago May 19, 2023	Bought 879 USD	Johnson Jeh C. Director	+ 17	51.69 USD
1 year ago Aug 09, 2023	Sell 593 K USD	DEBEL MARLENE EVP & Chief Risk Officer	- 9391	63.18 USD
2 years ago May 06, 2022	Bought 8.9 K USD	HUBBARD ROBERT GLENN Director	+ 132	67.44 USD
1 year ago Dec 23, 2022	Sell 433 USD	HUBBARD ROBERT GLENN Director	- 6	72.24 USD
1 year ago Mar 02, 2023	Sell 203 K USD	PAPPAS BILL EVP, Global Tech. & Ops.	- 2857	70.96 USD
1 year ago Feb 27, 2023	Sell 816 K USD	PAPPAS BILL EVP, Global Tech. & Ops.	- 11345	71.96 USD
1 year ago Dec 20, 2022	Sell 216 K USD	PODLOGAR SUSAN M EVP & Chief HR Officer	- 3000	71.91 USD
1 year ago Dec 12, 2022	Sell 2.11 M USD	Goulart Steven J EVP & Chief Investment Officer	- 29401	71.8763 USD
1 year ago Dec 12, 2022	Sell 4.15 M USD	Khalaf Michel President & CEO	- 57201	72.4924 USD
1 year ago Dec 07, 2022	Sell 378 K USD	PAPPAS BILL EVP, Global Tech. & Ops.	- 5000	75.545 USD
2 years ago Aug 19, 2022	Sell 274 K USD	DEBEL MARLENE EVP & Chief Risk Officer	- 4060	67.6 USD
2 years ago Aug 19, 2022	Sell 274 K USD	Goulart Steven J EVP & Chief Risk Officer	- 4060	67.6 USD
2 years ago Feb 08, 2022	Sell 4 M USD	Goulart Steven J EVP & Chief Investment Officer	- 56857	70.2882 USD
2 years ago Dec 21, 2021	Sell 2.6 M USD	Khalaf Michel President & CEO	- 42748	60.7405 USD
3 years ago May 19, 2021	Sell 505 K USD	Lee Esther EVP - Gl. Chief Marketing Off.	- 7800	64.7649 USD
3 years ago May 11, 2021	Sell 710 K USD	DEBEL MARLENE EVP & Chief Risk Officer	- 11000	64.5841 USD
3 years ago Feb 24, 2021	Sell 461 K USD	McCallion John D. EVP & Chief Financial Officer	- 7742	59.5164 USD
3 years ago Feb 18, 2021	Sell 937 K USD	Goulart Steven J EVP & Chief Investment Officer	- 17055	54.9401 USD
3 years ago Feb 05, 2021	Sell 389 K USD	McCallion John D. EVP & Chief Financial Officer	- 7456	52.215 USD

7. News

MetLife Declares Fourth Quarter 2024 Preferred Stock Dividends NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced that it has declared the following preferred stock dividends: Quarterly dividend of $0.39232690 per share on the company's floating rate non-cumulative preferred stock, Series A, with a liquidation preference of $25 per share (NYSE: MET PRA). Quarterly dividend of $351.5625 per share on the company's 5.625% non-cumulative preferred stock, Series E, with a liquidation preference of $25,000 per share, represented by depositary s. businesswire.com - 1 day ago

US Treasury Department says MetLife unit settles over Iran sanctions violations The U.S. Treasury Department said on Thursday that New York-based insurer MetLife's unit, American Life Insurance Company, agreed to settle its potential civil liability for over 2,300 apparent violations of sanctions against Iran. reuters.com - 2 days ago

MetLife Named to the Fortune World's 25 Best Workplaces™ for 2024 NEW YORK--(BUSINESS WIRE)-- #MetLife--MetLife, Inc. (NYSE: MET) today announced it is among the Fortune World's Best Workplaces™ for 2024. MetLife is one of only 25 companies who earned a spot on the list. “MetLife's inclusion on the Fortune World's 25 Best Workplaces™ list belongs to our employees who bring our purpose to life every day, with passion and dedication, to deliver for our stakeholders,” said MetLife President and CEO Michel Khalaf. “We are proud to be recognized for our ongoing commitment to. businesswire.com - 2 days ago

MetLife Q3 Earnings Miss on Weak Group Benefits Unit & High Costs MET's third-quarter earnings suffer from higher expenses and a lower recurring interest margin in RIS. zacks.com - 2 weeks ago

MetLife, Inc. (MET) Q3 2024 Earnings Call Transcript MetLife, Inc. (NYSE:MET ) Q3 2024 Results Conference Call October 31, 2024 9:00 AM ET Company Participants John Hall - Global Head, IR Michel Khalaf - President and CEO John McCallion - CFO Ramy Tadros - Regional President, U.S. Business, Head, MetLife Holdings Lyndon Oliver - President, MetLife Asia Conference Call Participants Suneet Kamath - Jefferies Jimmy Bhullar - JPMorgan Tom Gallagher - Evercore Ryan Krueger - KBW Alex Scott - Barclays Wilma Burdis - Raymond James John Barnidge - Piper Sandler Operator Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Third Quarter 2024 Earnings Conference Call. seekingalpha.com - 2 weeks ago

Compared to Estimates, MetLife (MET) Q3 Earnings: A Look at Key Metrics The headline numbers for MetLife (MET) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 2 weeks ago

MetLife (MET) Misses Q3 Earnings and Revenue Estimates MetLife (MET) came out with quarterly earnings of $1.93 per share, missing the Zacks Consensus Estimate of $2.16 per share. This compares to earnings of $1.97 per share a year ago. zacks.com - 2 weeks ago

MetLife CFO John McCallion Provides Third Quarter 2024 Financial Update Video NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced that John McCallion, executive vice president and chief financial officer, MetLife, Inc., and head of MetLife Investment Management, has provided a third quarter 2024 financial update video. The video can be viewed on the company's website at https://www.metlife.com/about-us/newsroom/#video. About MetLife MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates (“MetLife”), is one of the world's leading financial ser. businesswire.com - 2 weeks ago

MetLife Announces Third Quarter 2024 Results NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced its third quarter 2024 results. Third Quarter Results Summary Net income of $1.3 billion, or $1.81 per share, compared to net income of $422 million, or $0.56 per share, in the third quarter of 2023. Adjusted earnings of $1.4 billion, or $1.95 per share, compared to adjusted earnings of $1.5 billion, or $1.97 per share, in the third quarter of 2023. Book value of $39.02 per share, up 33 percent from $29.34 per share at Septemb. businesswire.com - 2 weeks ago

MetLife Stock Before Q3 Earnings: Buy Now or Wait for Results? MET's third-quarter earnings are likely to have benefited from rising premiums and investment income. zacks.com - 2 weeks ago

Q3 Showdown: Can These 5 Insurance Stocks Beat the Estimates? Increasing rates, underwriting practices and other factors are expected to have benefited insurance players in the third quarter. AFL, MET, ALL, PRU & AXS will release earnings on Oct. 30. zacks.com - 2 weeks ago

MetLife Foundation Announces Additional 2024 Recipients for Its Community Impact Grant Program in the U.S. and Asia-Pacific Region HONG KONG--(BUSINESS WIRE)--MetLife Foundation announced additional recipients of its Community Impact Grant Program (CIGP), which supports local, grassroots non-profit organizations providing immediate assistance to communities impacted by the growing income and wealth divide. The new recipients span the U.S. and Asia-Pacific region, following the program's international expansion earlier this year and announcement of a second round of 2024 funding in the U.S. CIGP was first launched in 2023 t. businesswire.com - 2 weeks ago

8. Profile Summary

MetLife, Inc. MET

COUNTRY US

INDUSTRY Insurance - Life

MARKET CAP $ 57.7 B

Dividend Yield 1.21%

Description MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through five segments: U.S.; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, individual disability, pet insurance, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it provides fixed, indexed-linked, and variable annuities; and pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity reinsurance solutions; credit insurance products; and protection against long-term health care services. MetLife, Inc. was founded in 1863 and is headquartered in New York, New York.

Contact 200 Park Avenue, New York, NY, 10166-0188 https://www.metlife.com

IPO Date April 5, 2000

Employees 45000

Officers Mr. Michel Abbas Khalaf Chief Executive Officer, President & Director Ms. Marlene Beverly Debel B.S., M.B.A. Executive Vice President, Chief Risk Officer & Head of Insurance Investments Mr. Ramy Tadros President of U.S. Business & Head of MetLife Holdings Ms. Tamara Lynn Schock C.A., CPA Executive Vice President & Chief Accounting Officer Mr. John Arthur Hall Senior Vice President & Head of Investor Relations Mr. Michael Roberts Executive Vice President & Chief Marketing Officer Ms. Monica M. Curtis Executive Vice President & Chief Legal Officer Mr. John Dennis McCallion CPA Executive Vice President, Chief Financial Officer & Head of Investment Management Mr. Pawan Singh Verma Executive Vice President & Chief Information Officer Mr. Bill Pappas Executive Vice President and Head of Global Technology & Operations

Price Chart MET

MetLife, Inc. MET

Premium Plan

Unlimited Plan