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Globe Life Inc. GL
Financial Services - Insurance - Life - NYSE - US
Watchlist
$ 120.34
-0.947 %
$ 10 B
Market Cap
10.08
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one GL stock under the worst case scenario is HIDDEN Compared to the current market price of 120 USD, Globe Life Inc. is HIDDEN

GL Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one GL stock under the base case scenario is HIDDEN Compared to the current market price of 120 USD, Globe Life Inc. is HIDDEN

GL Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one GL stock under the best case scenario is HIDDEN Compared to the current market price of 120 USD, Globe Life Inc. is HIDDEN

GL Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart GL

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1M --%
6M 11%
1Y 41%
3Y 32%
5Y 73%
All
$135.0$135.0$130.0$130.0$125.0$125.0$120.0$120.0$115.0$115.0$110.0$110.0$105.0$105.0$100.0$100.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
5.78 B REVENUE
6.07%
Growth Rates
1Year 6.07%
3Years 4.16%
5Years 5.00%
7Years 4.82%
10Years 3.84%
1.51 B OPERATING INCOME
14.53%
Growth Rates
1Year 14.53%
3Years 18.30%
5Years 10.16%
7Years 0.48%
10Years 5.85%
1.07 B NET INCOME
10.30%
Growth Rates
1Year 10.30%
3Years 12.85%
5Years 7.07%
7Years -4.28%
10Years 7.03%
1.4 B OPERATING CASH FLOW
-5.40%
Growth Rates
1Year -5.40%
3Years -0.82%
5Years 0.56%
7Years -0.27%
10Years 4.95%
-642 M INVESTING CASH FLOW
30.73%
Growth Rates
1Year 30.73%
3Years 11.11%
5Years 4.54%
7Years 5.12%
10Years -6.24%
-716 M FINANCING CASH FLOW
-32.20%
Growth Rates
1Year -32.20%
3Years -10.99%
5Years -3.92%
7Years -6.72%
10Years -3.65%
1.47 B REVENUE
0.75%
Growth Rates
1Year 6.07%
3Years 4.16%
5Years 5.00%
7Years 4.82%
10Years 3.84%
312 M OPERATING INCOME
-23.49%
Growth Rates
1Year 14.53%
3Years 18.30%
5Years 10.16%
7Years 0.48%
10Years 5.85%
255 M NET INCOME
100.00%
Growth Rates
1Year 10.30%
3Years 12.85%
5Years 7.07%
7Years -4.28%
10Years 7.03%
337 M OPERATING CASH FLOW
-1.08%
Growth Rates
1Year -5.40%
3Years -0.82%
5Years 0.56%
7Years -0.27%
10Years 4.95%
181 M INVESTING CASH FLOW
192.39%
Growth Rates
1Year 30.73%
3Years 11.11%
5Years 4.54%
7Years 5.12%
10Years -6.24%
-501 M FINANCING CASH FLOW
-426.79%
Growth Rates
1Year -32.20%
3Years -10.99%
5Years -3.92%
7Years -6.72%
10Years -3.65%
Balance Sheet Globe Life Inc.
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Current Assets 942 M
Cash & Short-Term Investments 250 M
Receivables 692 M
Other Current Assets 0
Non-Current Assets 1.22 B
Long-Term Investments 19.5 B
PP&E 0
Other Non-Current Assets -18.3 B
31.97 %900.50 %Total Assets$2.2b
Current Liabilities 415 M
Accounts Payable 533 M
Short-Term Debt 415 M
Other Current Liabilities -533 M
Non-Current Liabilities 19.3 B
Long-Term Debt 0
Other Non-Current Liabilities 19.3 B
97.89 %Total Liabilities$19.7b
EFFICIENCY
Earnings Waterfall Globe Life Inc.
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Revenue 5.78 B
Cost Of Revenue 0
Gross Profit 5.78 B
Operating Expenses 4.45 B
Operating Income 1.51 B
Other Expenses 438 M
Net Income 1.07 B
6b6b5b5b4b4b3b3b2b2b1b1b006b06b(4b)2b(438m)1bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 95.61%
5Years 94.84%
7Years 94.42%
10Years 94.29%
26.11% OPERATING MARGIN
26.11%
Averages
1Year 26.11%
3Years 23.13%
5Years 21.22%
7Years 21.26%
10Years 21.13%
18.53% NET MARGIN
18.53%
Averages
1Year 18.53%
3Years 17.83%
5Years 16.70%
7Years 16.66%
10Years 17.96%
20.18% ROE
20.18%
Averages
1Year 20.18%
3Years 20.03%
5Years 15.41%
7Years 14.35%
10Years 14.88%
3.68% ROA
3.68%
Averages
1Year 3.68%
3Years 3.55%
5Years 3.13%
7Years 3.09%
10Years 3.30%
56.26% ROIC
56.26%
Averages
1Year 56.26%
3Years 11814.81%
5Years 7089.56%
7Years 5065.81%
10Years 3550.69%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Globe Life Inc.
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2b2b1b1b1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 1.07 B
Depreciation & Amortization 0
Capital Expenditures -71 M
Stock-Based Compensation 0
Change in Working Capital 0
Others 1.16 B
Free Cash Flow 1.33 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Globe Life Inc.
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Wall Street analysts predict an average 1-year price target for GL of $106 , with forecasts ranging from a low of $65 to a high of $188 .
GL Lowest Price Target Wall Street Target
65 USD -45.99%
GL Average Price Target Wall Street Target
106 USD -11.50%
GL Highest Price Target Wall Street Target
188 USD 56.22%
Price
Max Price Target
Min Price Target
Average Price Target
20020018018016016014014012012010010080806060Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.22% DIVIDEND YIELD
0.27 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.00001.00000.90000.90000.80000.80000.70000.70000.60000.60000.50000.50000.40000.40000.30000.30000.20000.20000.10000.10000.00000.00000.1350.1350.140.140.150.150.160.17250.18750.19750.20750.2250.240.1350.140.150.160.17250.18750.19750.20750.240.270.1350.160.17250.18750.19750.20750.2250.240.270.140.550.150.590.160.620.17250.660.18750.710.19750.740.20750.790.2250.850.240.940.470.210.230.242015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Globe Life Inc.
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Sold
0-3 MONTHS
549 K USD 2
3-6 MONTHS
17.6 M USD 6
6-9 MONTHS
879 K USD 1
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
1.19 M USD 5
9-12 MONTHS
7. News
Bronstein, Gewirtz & Grossman, LLC Is Investigating Globe Life Inc. (GL) And Encourages Shareholders to Connect NEW YORK CITY, NY / ACCESS Newswire / May 6, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 1 week ago
Bronstein, Gewirtz & Grossman, LLC Initiates an Investigation into Allegations Against Globe Life Inc. (GL) And Encourages Shareholders to Reach Out NEW YORK CITY, NY / ACCESS Newswire / May 4, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 2 weeks ago
Globe Life Inc. (GL) Q1 2025 Earnings Call Transcript Globe Life Inc. (NYSE:GL ) Q1 2025 Results Conference Call May 1, 2025 12:00 PM ET Company Participants Stephen Mota - Senior Director, Investor Relations Frank Svoboda - Co-Chief Executive Officer Matt Darden - Co-Chief Executive Officer Tom Kalmbach - Chief Financial Officer Conference Call Participants Jack Matton - BMO Capital Markets Jimmy Bhullar - JPMorgan Elyse Greenspan - Wells Fargo Andrew Kligerman - TD Securities Wilma Burdis - Raymond James John Barnidge - Piper Sandler Tom Gallagher - Evercore Ryan Krueger - KBW Wes Carmichael - Autonomous Research Suneet Kamath - Jefferies Operator Welcome to the Globe Life First Quarter 2025 Earnings Release Conference Call. My name is Alan and I'll be your coordinator for today's event. seekingalpha.com - 2 weeks ago
Globe Life Q1 Earnings Lag Estimates, Revenues & Premium Rise Y/Y GL's Q1 results reflect higher premiums across Life and Health insurance, and improved insurance underwriting income, offset by lower investment income. zacks.com - 2 weeks ago
Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Globe Life Inc. (GL) and Encourages Shareholders to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / May 1, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 2 weeks ago
Here's What Key Metrics Tell Us About Globe Life (GL) Q1 Earnings The headline numbers for Globe Life (GL) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 2 weeks ago
Globe Life (GL) Misses Q1 Earnings and Revenue Estimates Globe Life (GL) came out with quarterly earnings of $3.07 per share, missing the Zacks Consensus Estimate of $3.24 per share. This compares to earnings of $2.78 per share a year ago. zacks.com - 2 weeks ago
Globe Life's first-quarter profit misses estimates, shares fall Life and supplemental health insurance firm Globe Life missed Wall Street estimates for first-quarter profit on Wednesday, as lower-than-expected underwriting income weighed on earnings, pushing its shares down 4.7% in extended trading. reuters.com - 2 weeks ago
GLOBE LIFE INC. REPORTS FIRST QUARTER 2025 RESULTS MCKINNEY, Texas , April 30, 2025 /PRNewswire/ -- Globe Life Inc. (NYSE: GL) reported today that for the quarter ended March 31, 2025, net income was $3.01 per diluted common share, compared with $2.67 per diluted common share for the year-ago quarter. Net operating income was $3.07 per diluted common share, above management's expectations, compared with $2.78 per diluted common share for the year-ago quarter. prnewswire.com - 2 weeks ago
Globe Life Inc. (GL) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Investors to Contact the Firm to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / April 29, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 2 weeks ago
GLOBE LIFE INC. DECLARES DIVIDEND MCKINNEY, Texas , April 24, 2025 /PRNewswire/ -- Globe Life Inc. (NYSE: GL) announced that its Board of Directors has declared a quarterly dividend of $.2700 per share on all of the outstanding common stock of the Company held of record as of close of business of the Company's transfer agent on July 3, 2025. The dividend will be paid on August 1, 2025. prnewswire.com - 3 weeks ago
Globe Life Inc. (GL) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Shareholders to Contact the Firm to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / April 24, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 3 weeks ago
8. Profile Summary

Globe Life Inc. GL

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COUNTRY US
INDUSTRY Insurance - Life
MARKET CAP $ 10 B
Dividend Yield 0.22%
Description Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States. The company operates through four segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. It offers whole life, term life, and other life insurance products; Medicare supplement and supplemental health insurance, such as critical illness and accident plans; and single-premium and flexible-premium deferred annuities. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was incorporated in 1979 and is headquartered in McKinney, Texas.
Contact 3700 South Stonebridge Drive, McKinney, TX, 75070 https://www.globelifeinsurance.com
IPO Date Oct. 1, 1980
Employees 3732
Officers Mr. Frank Martin Svoboda Co-Chairman & Co-Chief Executive Officer Mr. M. Shane Henrie Corporate Senior Vice President & Chief Accounting Officer Mr. Michael Clay Majors Executive Vice President of Policy Acquisition & Chief Strategy Officer Ms. Dolores L. Skarjune Executive Vice President & Chief Administrative Officer Mr. Robert Brian Mitchell J.D. Executive Vice President, General Counsel & Chief Risk Officer Robert E. Hensley Executive Vice President & Chief Investment Officer Stephen Mota Senior Director of Investor Relations Mr. Christopher K. Tyler Executive Vice President & Chief Information Officer Mr. James Matthew Darden Co-Chairman & Co-Chief Executive Officer Mr. Thomas Peter Kalmbach Executive Vice President & Chief Financial Officer