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Globe Life Inc. GL
Financial Services - Insurance - Life - NYSE - US
Watchlist
$ 117.17
-3.36 %
$ 9.75 B
Market Cap
9.81
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one GL stock under the worst case scenario is HIDDEN Compared to the current market price of 117 USD, Globe Life Inc. is HIDDEN

GL Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one GL stock under the base case scenario is HIDDEN Compared to the current market price of 117 USD, Globe Life Inc. is HIDDEN

GL Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one GL stock under the best case scenario is HIDDEN Compared to the current market price of 117 USD, Globe Life Inc. is HIDDEN

GL Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart GL

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1M -13%
6M 12%
1Y 49%
3Y 21%
5Y 53%
All
$135.0$135.0$130.0$130.0$125.0$125.0$120.0$120.0$115.0$115.0$110.0$110.0$105.0$105.0$100.0$100.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
5.78 B REVENUE
6.07%
Growth Rates
1Year 6.07%
3Years 4.16%
5Years 5.00%
7Years 4.82%
10Years 3.84%
1.33 B OPERATING INCOME
0.73%
Growth Rates
1Year 0.73%
3Years 13.34%
5Years 7.37%
7Years -1.34%
10Years 4.50%
1.07 B NET INCOME
10.30%
Growth Rates
1Year 10.30%
3Years 12.85%
5Years 7.07%
7Years -4.28%
10Years 7.03%
1.4 B OPERATING CASH FLOW
-5.40%
Growth Rates
1Year -5.40%
3Years -0.82%
5Years 0.56%
7Years -0.27%
10Years 4.95%
-642 M INVESTING CASH FLOW
30.73%
Growth Rates
1Year 30.73%
3Years 11.11%
5Years 4.54%
7Years 5.12%
10Years -6.24%
-716 M FINANCING CASH FLOW
-32.20%
Growth Rates
1Year -32.20%
3Years -10.99%
5Years -3.92%
7Years -6.72%
10Years -3.65%
1.47 B REVENUE
0.75%
Growth Rates
1Year 6.07%
3Years 4.16%
5Years 5.00%
7Years 4.82%
10Years 3.84%
312 M OPERATING INCOME
-23.49%
Growth Rates
1Year 0.73%
3Years 13.34%
5Years 7.37%
7Years -1.34%
10Years 4.50%
255 M NET INCOME
100.00%
Growth Rates
1Year 10.30%
3Years 12.85%
5Years 7.07%
7Years -4.28%
10Years 7.03%
337 M OPERATING CASH FLOW
-1.08%
Growth Rates
1Year -5.40%
3Years -0.82%
5Years 0.56%
7Years -0.27%
10Years 4.95%
181 M INVESTING CASH FLOW
192.39%
Growth Rates
1Year 30.73%
3Years 11.11%
5Years 4.54%
7Years 5.12%
10Years -6.24%
-501 M FINANCING CASH FLOW
-426.79%
Growth Rates
1Year -32.20%
3Years -10.99%
5Years -3.92%
7Years -6.72%
10Years -3.65%
Balance Sheet Globe Life Inc.
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Current Assets 942 M
Cash & Short-Term Investments 250 M
Receivables 692 M
Other Current Assets 0
Non-Current Assets 1.22 B
Long-Term Investments 19.5 B
PP&E 0
Other Non-Current Assets -18.3 B
31.97 %900.50 %Total Assets$2.2b
Current Liabilities 415 M
Accounts Payable 533 M
Short-Term Debt 415 M
Other Current Liabilities -533 M
Non-Current Liabilities 19.3 B
Long-Term Debt 0
Other Non-Current Liabilities 19.3 B
97.89 %Total Liabilities$19.7b
EFFICIENCY
Earnings Waterfall Globe Life Inc.
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Revenue 5.78 B
Cost Of Revenue 0
Gross Profit 5.78 B
Operating Expenses 4.45 B
Operating Income 1.33 B
Other Expenses 256 M
Net Income 1.07 B
6b6b5b5b4b4b3b3b2b2b1b1b006b06b(4b)1b(256m)1bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 95.61%
5Years 94.84%
7Years 94.42%
10Years 94.29%
22.96% OPERATING MARGIN
22.96%
Averages
1Year 22.96%
3Years 22.08%
5Years 20.59%
7Years 20.81%
10Years 20.82%
18.53% NET MARGIN
18.53%
Averages
1Year 18.53%
3Years 17.83%
5Years 16.70%
7Years 16.66%
10Years 17.96%
20.18% ROE
20.18%
Averages
1Year 20.18%
3Years 20.03%
5Years 15.41%
7Years 14.35%
10Years 14.88%
3.68% ROA
3.68%
Averages
1Year 3.68%
3Years 3.55%
5Years 3.13%
7Years 3.09%
10Years 3.30%
49.48% ROIC
49.48%
Averages
1Year 49.48%
3Years 11812.55%
5Years 7088.20%
7Years 5064.84%
10Years 3550.01%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Globe Life Inc.
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2b2b1b1b1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 1.07 B
Depreciation & Amortization 410 M
Capital Expenditures -71 M
Stock-Based Compensation 0
Change in Working Capital 0
Others 750 M
Free Cash Flow 1.33 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Globe Life Inc.
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Wall Street analysts predict an average 1-year price target for GL of $106 , with forecasts ranging from a low of $65 to a high of $188 .
GL Lowest Price Target Wall Street Target
65 USD -44.53%
GL Average Price Target Wall Street Target
106 USD -9.11%
GL Highest Price Target Wall Street Target
188 USD 60.45%
Price
Max Price Target
Min Price Target
Average Price Target
20020018018016016014014012012010010080806060Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.22% DIVIDEND YIELD
0.27 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.90000.90000.80000.80000.70000.70000.60000.60000.50000.50000.40000.40000.30000.30000.20000.20000.10000.10000.00000.00000.1350.1350.140.140.150.150.160.17250.18750.19750.20750.2250.240.1350.140.150.160.17250.18750.19750.20750.240.270.1350.160.17250.18750.19750.20750.2250.240.140.550.150.590.160.620.17250.660.18750.710.19750.740.20750.790.2250.850.240.670.470.210.230.242015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Globe Life Inc.
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Sold
0-3 MONTHS
12.5 M USD 5
3-6 MONTHS
6.49 M USD 5
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
1.19 M USD 5
9-12 MONTHS
7. News
Bronstein, Gewirtz & Grossman, LLC Encourages Globe Life Inc. (GL) Stockholders to Inquire about Securities Investigation NEW YORK CITY, NY / ACCESS Newswire / April 20, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 1 week ago
Our Top 10 High Growth Dividend Stocks - April 2025 The article provides a methodology for selecting high-growth dividend-paying stocks, focusing on dividend growth and sustainability rather than high current yield. We use our proprietary models to rate quantitatively and qualitatively and select the top ten names from an initial list of nearly 400 dividend stocks. The final list of ten stocks is chosen based on sector diversity, high-growth quality scores, and positive momentum, suitable for investors in the accumulation phase. seekingalpha.com - 1 week ago
Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Globe Life Inc. (GL) and Encourages Investors to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / April 17, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 2 weeks ago
Globe Life Inc. Announces Virtual 2025 Annual Meeting of Shareholders MCKINNEY, Texas , April 15, 2025 /PRNewswire/ -- Globe Life Inc. (NYSE: GL) announces the live audio webcast of its 2025 Annual Meeting of Shareholders, on Thursday, April 24, 2025 at 10:00am Central. To register online to attend the meeting: Go to  proxypush.com/GL. prnewswire.com - 2 weeks ago
Bronstein, Gewirtz & Grossman, LLC Is Investigating Globe Life Inc. (GL) And Encourages Stockholders to Connect NEW YORK CITY, NY / ACCESS Newswire / April 15, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 2 weeks ago
Globe Life Inc. (GL) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Stockholders to Contact the Firm to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / April 13, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 2 weeks ago
Globe Life Inc. Announces First Quarter 2025 Earnings Release and Conference Call MCKINNEY, Texas , April 10, 2025 /PRNewswire/ -- Globe Life Inc. (NYSE: GL) will announce its First Quarter 2025 financial results after the market closes on Wednesday, April 30, 2025. At that time, a copy of the Company's First Quarter 2025 earnings press release and any other financial and statistical information about the quarter will be available on the Company's website, https://investors.globelifeinsurance.com/, under Financial Reports and Other Financial Information. prnewswire.com - 3 weeks ago
Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Globe Life Inc. (GL) and Encourages Stockholders to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / April 10, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 3 weeks ago
Bronstein, Gewirtz & Grossman, LLC Is Investigating Globe Life Inc. (GL) And Encourages Shareholders to Connect NEW YORK CITY, NY / ACCESS Newswire / April 3, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 4 weeks ago
Bronstein, Gewirtz & Grossman, LLC Initiates an Investigation into Allegations Against Globe Life Inc. (GL) And Encourages Shareholders to Reach Out NEW YORK CITY, NY / ACCESS Newswire / April 1, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 1 month ago
Is Globe Life (GL) Stock Undervalued Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 month ago
Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Globe Life Inc. (GL) and Encourages Shareholders to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / March 30, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Globe Life Inc. ("Globe Life" or "the Company") (NYSE:GL). Investors who purchased Globe Life securities prior to May 8, 2019, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/GL. accessnewswire.com - 1 month ago
8. Profile Summary

Globe Life Inc. GL

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COUNTRY US
INDUSTRY Insurance - Life
MARKET CAP $ 9.75 B
Dividend Yield 0.22%
Description Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States. The company operates through four segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. It offers whole life, term life, and other life insurance products; Medicare supplement and supplemental health insurance, such as critical illness and accident plans; and single-premium and flexible-premium deferred annuities. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was incorporated in 1979 and is headquartered in McKinney, Texas.
Contact 3700 South Stonebridge Drive, McKinney, TX, 75070 https://www.globelifeinsurance.com
IPO Date Oct. 1, 1980
Employees 3732
Officers Mr. Frank Martin Svoboda Co-Chairman & Co-Chief Executive Officer Mr. Robert Brian Mitchell J.D. Executive Vice President, General Counsel & Chief Risk Officer Mr. Michael Clay Majors Executive Vice President of Policy Acquisition & Chief Strategy Officer Mr. M. Shane Henrie Corporate Senior Vice President & Chief Accounting Officer Mr. Christopher K. Tyler Executive Vice President & Chief Information Officer Ms. Dolores L. Skarjune Executive Vice President & Chief Administrative Officer Stephen Mota Senior Director of Investor Relations Robert E. Hensley Executive Vice President & Chief Investment Officer Mr. James Matthew Darden Co-Chairman & Co-Chief Executive Officer Mr. Thomas Peter Kalmbach Executive Vice President & Chief Financial Officer