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Brighthouse Financial, Inc. BHFAP
Financial Services - Insurance - Life - NASDAQ - US
Watchlist
$ 18.91
-1.2 %
$ 3.05 B
Market Cap
1.5
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one BHFAP stock under the worst case scenario is HIDDEN Compared to the current market price of 18.9 USD, Brighthouse Financial, Inc. is HIDDEN

BHFAP Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one BHFAP stock under the base case scenario is HIDDEN Compared to the current market price of 18.9 USD, Brighthouse Financial, Inc. is HIDDEN

BHFAP Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one BHFAP stock under the best case scenario is HIDDEN Compared to the current market price of 18.9 USD, Brighthouse Financial, Inc. is HIDDEN

BHFAP Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart BHFAP

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1M -9%
6M -15%
1Y -13%
3Y -7.0%
5Y 5%
All
$22.0$22.0$21.5$21.5$21.0$21.0$20.5$20.5$20.0$20.0$19.5$19.5$19.0$19.0$18.5$18.5$18.0$18.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
4.37 B REVENUE
6.12%
Growth Rates
1Year 6.12%
3Years -15.11%
5Years -7.79%
7Years -6.21%
10Years -7.42%
574 M OPERATING INCOME
0.00%
Growth Rates
1Year 0.00%
3Years 42.13%
5Years 19.11%
7Years 18.30%
10Years -9.33%
388 M NET INCOME
134.89%
Growth Rates
1Year 134.89%
3Years 79.33%
5Years 20.38%
7Years 17.14%
10Years -10.37%
-290 M OPERATING CASH FLOW
-111.68%
Growth Rates
1Year -111.68%
3Years -11.57%
5Years -2.99%
7Years -1.18%
10Years -0.53%
-100 M INVESTING CASH FLOW
96.87%
Growth Rates
1Year 96.87%
3Years 79.86%
5Years 57.65%
7Years 40.78%
10Years 14.28%
3.68 B FINANCING CASH FLOW
19.84%
Growth Rates
1Year 19.84%
3Years -32.31%
5Years -2.83%
7Years 18.54%
10Years 10.80%
2.39 B REVENUE
121.91%
Growth Rates
1Year 6.12%
3Years -15.11%
5Years -7.79%
7Years -6.21%
10Years -7.42%
-354 M OPERATING INCOME
0.00%
Growth Rates
1Year 0.00%
3Years 42.13%
5Years 19.11%
7Years 18.30%
10Years -9.33%
-268 M NET INCOME
0.00%
Growth Rates
1Year 134.89%
3Years 79.33%
5Years 20.38%
7Years 17.14%
10Years -10.37%
146 M OPERATING CASH FLOW
223.73%
Growth Rates
1Year -111.68%
3Years -11.57%
5Years -2.99%
7Years -1.18%
10Years -0.53%
563 M INVESTING CASH FLOW
257.70%
Growth Rates
1Year 96.87%
3Years 79.86%
5Years 57.65%
7Years 40.78%
10Years 14.28%
-1.09 B FINANCING CASH FLOW
-888.18%
Growth Rates
1Year 19.84%
3Years -32.31%
5Years -2.83%
7Years 18.54%
10Years 10.80%
Balance Sheet Brighthouse Financial, Inc.
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Current Assets 108 B
Cash & Short-Term Investments 87 B
Receivables 0
Other Current Assets 21.1 B
Non-Current Assets 116 B
Long-Term Investments 116 B
PP&E 0
Other Non-Current Assets 0
38.89 %9.46 %51.66 %Total Assets$223.6b
Current Liabilities 3.89 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 3.89 B
Non-Current Liabilities 234 B
Long-Term Debt 3.16 B
Other Non-Current Liabilities 230 B
97.03 %Total Liabilities$237.4b
EFFICIENCY
Earnings Waterfall Brighthouse Financial, Inc.
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Revenue 4.37 B
Cost Of Revenue 0
Gross Profit 4.37 B
Operating Expenses 3.95 B
Operating Income 574 M
Other Expenses 186 M
Net Income 388 M
5b5b4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m004b04b(4b)574m(186m)388mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 99.94%
10Years 99.96%
13.14% OPERATING MARGIN
13.14%
Averages
1Year 13.14%
3Years 4.28%
5Years -3.60%
7Years -3.90%
10Years -17.16%
8.88% NET MARGIN
8.88%
Averages
1Year 8.88%
3Years -6.00%
5Years -6.37%
7Years -4.78%
10Years -12.38%
7.82% ROE
7.82%
Averages
1Year 7.82%
3Years -4.83%
5Years -4.20%
7Years -2.79%
10Years -3.53%
0.16% ROA
0.16%
Averages
1Year 0.16%
3Years -0.10%
5Years -0.15%
7Years -0.10%
10Years -0.17%
0.24% ROIC
0.24%
Averages
1Year 0.24%
3Years 0.08%
5Years -0.12%
7Years -0.08%
10Years -0.22%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Brighthouse Financial, Inc.
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6b6b5b5b4b4b3b3b2b2b1b1b00(1b)(1b)(2b)(2b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 388 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -2.14 B
Others -678 M
Free Cash Flow -290 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Brighthouse Financial, Inc.
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BHFAP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.77% DIVIDEND YIELD
0.412 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.80001.80001.60001.60001.40001.40001.20001.20001.00001.00000.80000.80000.60000.60000.40000.40000.20000.20000.00000.00000.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41250.41251.650.41251.650.41251.650.41251.650.41251.650.41251.650.4120192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership Brighthouse Financial, Inc.
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Sold
0-3 MONTHS
2.14 M USD 3
3-6 MONTHS
2.77 M USD 4
6-9 MONTHS
2.98 M USD 5
9-12 MONTHS
2.44 M USD 5
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Brighthouse Financial Announces Preferred Stock Dividends and Related Depositary Share Distributions CHARLOTTE, N.C.--(BUSINESS WIRE)--Brighthouse Financial, Inc. (“Brighthouse Financial” or the “company”) (Nasdaq: BHF) announced today that on June 25, 2025, holders of record as of June 10, 2025 (the “Record Date”) of (i) its depositary shares (the “Series A Depositary Shares” (Nasdaq: BHFAP)), each representing a 1/1,000th interest in a share of its 6.600% Non-Cumulative Preferred Stock, Series A (the “Series A Preferred Stock”), (ii) its depositary shares (the “Series B Depositary Shares” (N. businesswire.com - 1 month ago
Brighthouse Financial, Inc. (BHF) Q1 2025 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q1 2025 Earnings Conference Call May 9, 2025 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President & Chief Executive Officer Ed Spehar - Chief Financial Officer David Rosenbaum - Head of Products & Underwriting John Rosenthal - Chief Investment Conference Call Participants Wes Carmichael - Autonomous Research John Barnidge - Piper Sandler Elyse Greenspan - Wells Fargo Suneet Kamath - Jefferies Wilma Burdis - Raymond James Ryan Krueger - KBW Thomas Gallagher - Evercore ISI Alex Scott - Barclays Jimmy Bhullar - J.P. Morgan Operator Good morning, ladies and gentlemen, and welcome to Brighthouse Financial's First Quarter 2025 Earnings Conference Call. seekingalpha.com - 2 months ago
Brighthouse Financial, Inc. (BHF) Q4 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q4 2024 Results Conference Call February 12, 2025 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President & Chief Executive Officer Ed Spehar - Chief Financial Officer Myles Lambert - Chief Distribution and Marketing Officer John Rosenthal - Chief Investment Officer David Rosenbaum - Head of Products & Underwriting Conference Call Participants Wes Carmichael - Autonomous Research Suneet Kamath - Jefferies Wilma Burdis - Raymond James Jimmy Bhullar - J.P. Morgan John Barnidge - Piper Sandler Ryan Krueger - KBW Nick Annitto - Wells Fargo Thomas Gallagher - Evercore ISI Operator Good morning, ladies and gentlemen, and welcome to Brighthouse Financials' Fourth Quarter and Full Year 2024 Earnings Conference Call. seekingalpha.com - 4 months ago
Brighthouse Financial Announces Preferred Stock Dividends and Related Depositary Share Distributions CHARLOTTE, N.C.--(BUSINESS WIRE)--Brighthouse Financial, Inc. (“Brighthouse Financial” or the “company”) (Nasdaq: BHF) announced today that on December 26, 2024, holders of record as of December 10, 2024 (the “Record Date”) of (i) its depositary shares (the “Series A Depositary Shares” (Nasdaq: BHFAP)), each representing a 1/1,000th interest in a share of its 6.600% Non-Cumulative Preferred Stock, Series A (the “Series A Preferred Stock”), (ii) its depositary shares (the “Series B Depositary Sh. businesswire.com - 7 months ago
Brighthouse Financial, Inc. (BHF) Q3 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q3 2024 Earnings Conference Call November 8, 2024 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President & Chief Executive Officer Ed Spehar - Chief Financial Officer David Rosenbaum - Head of Products & Underwriting Conference Call Participants Suneet Kamath - Jefferies Ryan Krueger - KBW John Barnidge - Piper Sandler Alex Scott - Barclays Wes Carmichael - Autonomous Research Operator Good morning, ladies and gentlemen, and welcome to Brighthouse Financial's Third Quarter 2024 Earnings Conference Call. My name is Michelle, and I will be your coordinator today. seekingalpha.com - 8 months ago
Brighthouse Financial, Inc. (BHF) Q2 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q2 2024 Results Conference Call August 8, 2024 8:00 AM ET Company Participants Dana Amante - Head of IR Eric Steigerwalt - President & CEO Ed Spehar - EVP & CFO John Rosenthal - EVP & CIO Myles Lambert - EVP and Chief Distribution and Marketing Officer David Rosenbaum - Head of Products & Underwriting Conference Call Participants Wes Carmichael - Autonomous Research Tom Gallagher - Evercore Elyse Greenspan - Wells Fargo Suneet Kamath - Jefferies Wilma Burdis - Raymond James Ryan Krueger - KBW John Barnidge - Piper Sandler Operator Good morning, ladies and gentlemen, and welcome to the Brighthouse Financial Second Quarter 2024 Earnings Conference Call. My name is Victor, and I will be your coordinator today. seekingalpha.com - 11 months ago
Brighthouse Financial Announces Preferred Stock Dividends and Related Depositary Share Distributions CHARLOTTE, N.C.--(BUSINESS WIRE)--Brighthouse Financial, Inc. (“Brighthouse Financial” or the “company”) (Nasdaq: BHF) announced today that on June 25, 2024, holders of record as of June 10, 2024 (the “Record Date”) of (i) its depositary shares (the “Series A Depositary Shares” (Nasdaq: BHFAP)), each representing a 1/1,000th interest in a share of its 6.600% Non-Cumulative Preferred Stock, Series A (the “Series A Preferred Stock”), (ii) its depositary shares (the “Series B Depositary Shares” (N. businesswire.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q1 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q1 2024 Earnings Conference Call May 8, 2024 8:00 AM ET Company Participants Dana Amante - Head of IR Eric T. Steigerwalt - President & CEO Edward Spehar - EVP & CFO David Rosenbaum - Head of Products & Underwriting John L. seekingalpha.com - 1 year ago
Brighthouse Financial Announces Preferred Stock Dividends and Related Depositary Share Distributions CHARLOTTE, N.C.--(BUSINESS WIRE)--Brighthouse Financial, Inc. (“Brighthouse Financial” or the “company”) (Nasdaq: BHF) announced today that on March 25, 2024, holders of record as of March 10, 2024 (the “Record Date”) of (i) its depositary shares (the “Series A Depositary Shares” (Nasdaq: BHFAP)), each representing a 1/1,000th interest in a share of its 6.600% Non-Cumulative Preferred Stock, Series A (the “Series A Preferred Stock”), (ii) its depositary shares (the “Series B Depositary Shares”. businesswire.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q4 2023 Earnings Call Transcript Brighthouse Financial, Inc. (BHF) Q4 2023 Earnings Call Transcript seekingalpha.com - 1 year ago
Brighthouse Financial Announces Preferred Stock Dividends and Related Depositary Share Distributions CHARLOTTE, N.C.--(BUSINESS WIRE)--Brighthouse Financial, Inc. (“Brighthouse Financial” or the “company”) (Nasdaq: BHF) announced today that on December 26, 2023, holders of record as of December 10, 2023 (the “Record Date”) of (i) its depositary shares (the “Series A Depositary Shares” (Nasdaq: BHFAP)), each representing a 1/1,000th interest in a share of its 6.600% Non-Cumulative Preferred Stock, Series A (the “Series A Preferred Stock”), (ii) its depositary shares (the “Series B Depositary Sh. businesswire.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q3 2023 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q3 2023 Earnings Conference Call November 8, 2023 8:00 AM ET Company Participants Dana Amante - Head of IR Eric T. Steigerwalt - President and CEO Edward Spehar - EVP and CFO John L. seekingalpha.com - 1 year ago
8. Profile Summary

Brighthouse Financial, Inc. BHFAP

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COUNTRY US
INDUSTRY Insurance - Life
MARKET CAP $ 3.05 B
Dividend Yield 0.77%
Description Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life policies for policyholders' needs for financial security and protected wealth transfer. The Run-off segment manages structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life with secondary guarantees. The company was incorporated in 2016 and is based in Charlotte, North Carolina.
Contact 11225 North Community House Road, Charlotte, NC, 28277 https://www.brighthousefinancial.com
IPO Date March 18, 2019
Employees 1400
Officers Mr. Edward Allen Spehar Jr. Executive Vice President & Chief Financial Officer Mr. John Lloyd Rosenthal C.F.A. Executive Vice President & Chief Investment Officer Ms. Dana Amante Head of Investor Relations Mr. Eric Thomas Steigerwalt President, Chief Executive Officer & Director Ms. Vonda R. Huss Executive Vice President & Chief Human Resources Officer Ms. Allie Lin Executive Vice President & General Counsel Mr. Myles Joseph Lambert Executive Vice President and Chief Distribution & Marketing Officer Mr. Richard Andrew Cook Interim Chief Accounting Officer & Investment Controller Dr. Jeff Hughes Executive Vice President & Chief Technology Officer Mr. David Alan Rosenbaum Executive Vice President and Head of Product & Underwriting