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Financial Services - Insurance - Life - NYSE - US
$ 95.78
-0.777 %
$ 33.9 B
Market Cap
12.77
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one PRU stock under the worst case scenario is HIDDEN Compared to the current market price of 95.8 USD, Prudential Financial, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one PRU stock under the base case scenario is HIDDEN Compared to the current market price of 95.8 USD, Prudential Financial, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one PRU stock under the best case scenario is HIDDEN Compared to the current market price of 95.8 USD, Prudential Financial, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart PRU

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$130.0$130.0$125.0$125.0$120.0$120.0$115.0$115.0$110.0$110.0$105.0$105.0$100.0$100.0$95.0$95.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
70.4 B REVENUE
30.43%
0 OPERATING INCOME
0.00%
2.85 B NET INCOME
13.48%
8.5 B OPERATING CASH FLOW
30.60%
-28.6 B INVESTING CASH FLOW
-135.81%
19.4 B FINANCING CASH FLOW
150.60%
12.5 B REVENUE
-35.75%
0 OPERATING INCOME
0.00%
73 M NET INCOME
-83.85%
2.32 B OPERATING CASH FLOW
110.14%
-7.3 B INVESTING CASH FLOW
-28.09%
3.42 B FINANCING CASH FLOW
-53.96%
Balance Sheet Prudential Financial, Inc.
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Current Assets 8.28 B
Cash & Short-Term Investments 8.28 B
Receivables 0
Other Current Assets 0
Non-Current Assets 1.89 B
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 1.89 B
81.38 %18.62 %Total Assets$10.2b
Current Liabilities 960 M
Accounts Payable 17.1 B
Short-Term Debt 1.21 B
Other Current Liabilities -17.3 B
Non-Current Liabilities 168 B
Long-Term Debt 0
Other Non-Current Liabilities 168 B
10.11 %99.43 %Total Liabilities$168.9b
EFFICIENCY
Earnings Waterfall Prudential Financial, Inc.
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Revenue 70.4 B
Cost Of Revenue 0
Gross Profit 70.4 B
Operating Expenses 13.3 B
Operating Income 0
Other Expenses -2.85 B
Net Income 2.85 B
80b80b70b70b60b60b50b50b40b40b30b30b20b20b10b10b0070b070b(13b)03b3bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
3.87% NET MARGIN
3.87%
9.78% ROE
9.78%
0.37% ROA
0.37%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Prudential Financial, Inc.
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25b25b20b20b15b15b10b10b5b5b0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 2.85 B
Depreciation & Amortization 383 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -412 M
Others 5.27 B
Free Cash Flow 8.5 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Prudential Financial, Inc.
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Wall Street analysts predict an average 1-year price target for PRU of $122 , with forecasts ranging from a low of $112 to a high of $143 .
PRU Lowest Price Target Wall Street Target
112 USD 16.93%
PRU Average Price Target Wall Street Target
122 USD 27.27%
PRU Highest Price Target Wall Street Target
143 USD 49.30%
Price
Max Price Target
Min Price Target
Average Price Target
1451451401401351351301301251251201201151151101101051051001009595May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
1.10% DIVIDEND YIELD
1.35 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
6.006.005.005.004.004.003.003.002.002.001.001.000.000.000.580.70.750.911.11.151.21.251.31.350.580.70.750.911.11.151.21.251.30.580.70.750.911.11.151.21.251.30.72.440.72.800.753.000.93.6014.001.14.401.154.601.24.801.255.001.35.201.352015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership Prudential Financial, Inc.
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Sold
0-3 MONTHS
969 K USD 2
3-6 MONTHS
33.4 M USD 3
6-9 MONTHS
455 K USD 2
9-12 MONTHS
16 M USD 2
Bought
22.2 K USD 1
0-3 MONTHS
13.3 K USD 1
3-6 MONTHS
14.6 K USD 1
6-9 MONTHS
14.4 K USD 1
9-12 MONTHS
7. News
Prudential Financial, Inc. to Announce First Quarter 2025 Earnings; Schedules Conference Call NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) will release its first quarter 2025 earnings on Wednesday, April 30, 2025, after the market closes. The earnings news release, the financial supplement, and related materials will be posted on the company's Investor Relations website at investor.prudential.com. Members of Prudential's senior management will host a conference call on Thursday, May 1, 2025, at 11:00 a.m. ET to discuss with the investment community the company's. businesswire.com - 2 weeks ago
PGIM Fixed Income Hires Oliver Nisenson as Head of Asset-Based Finance NEWARK, N.J.--(BUSINESS WIRE)--PGIM Fixed Income has hired Oliver Nisenson as head of asset-based finance (ABF), effective May 15, 2025. In this newly created role, he will lead the continued growth of the firm's global private ABF platform within its $131 billion securitized products business.1 Nisenson will report to Gabriel Rivera and Edwin Wilches, co-heads of securitized products. With $837 billion in assets under management, PGIM Fixed Income is one of the largest fixed income managers gl. businesswire.com - 2 weeks ago
Sharon Rodriguez is Scaling HighPeak: A Visionary Leader Driving the Future of Risk & Financial Solutions Leveraging 20+ Years of Expertise in Technology, Fintech, and Insurtech to Drive Innovation, Market Expansion, and Industry Disruption NEW YORK , March 26, 2025 /PRNewswire/ --  Sharon Rodriguez , CEO of HighPeak and veteran leader in fintech, insurtech, and AI-driven financial solutions, is leading efforts to transform how financial advisors plan for their clients' futures. Under her leadership, HighPeak has quickly become a frontrunner in predictive financial and healthcare cost planning, bringing cutting-edge intelligence to long-term strategies and helping advisors, insurance providers, and benefits managers integrate healthcare costs, longevity insights, and financial plan risk analysis — changing the way future planning is approached. prnewswire.com - 3 weeks ago
4 Ideal March Buys From 49 "Safer" Dividends In 100 Barron's Sustainable Dogs Calvert's ESG analysis identified 100 top sustainable companies, with 83 dividend payers, focusing on five categories: planet, workplace, customer, community, and shareholder. Analysts predict 19.91% to 38.3% net gains for top ESG companies by March 2026, with Omnicom Group and Avient Corp leading potential returns. Sixteen of 83 dividend-paying sustainable stocks show negative free-cash-flow margins, indicating potential cash flow issues and higher risk. seekingalpha.com - 3 weeks ago
Shifts in Trade and National Security Priorities Split Globalization Into Two Tracks, PGIM Research Finds NEWARK, N.J.--(BUSINESS WIRE)--In “A New Era of Globalization,” PGIM's Megatrends research team dives into the concept of a dual-track globalization era. businesswire.com - 1 month ago
10 Undervalued Dividend Growth Stocks: March 2025 I rank a selection of undervalued dividend growth stocks in Dividend Radar and present the ten top-ranked stocks for consideration. I use two valuation screens, one based on my fair value estimate, and another comparing each stock's forward dividend yield with its 5-year average dividend yield. To rank stocks, I do a quality assessment and sort candidates by quality scores, breaking ties with additional metrics. seekingalpha.com - 1 month ago
PGIM Investments wins nine 2025 LSEG Lipper Fund Awards NEWARK, N.J.--(BUSINESS WIRE)--PGIM Investments has been honored with nine 2025 LSEG Lipper Fund Awards, in recognition of the firm's investment excellence across several funds spanning multiple asset classes. The LSEG Lipper Awards have recognized funds and fund management firms for their consistently strong risk-adjusted performance relative to their peers for over 30 years. This is the 15th consecutive year that PGIM Investments' funds have received Lipper awards. “This year's Lipper awards. businesswire.com - 1 month ago
AM Best Assigns Issue Credit Rating to Prudential Financial, Inc.'s Senior Unsecured Medium-Term Notes OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has assigned a Long-Term Issue Credit Rating of “a-” (Excellent) to the $750 million, 5.2% senior unsecured medium-term notes, due 2035, issued by Prudential Financial, Inc. (Prudential) (Newark, NJ) [NYSE: PRU]. The outlook assigned to this Credit Rating (rating) is stable. All other ratings of Prudential and its subsidiaries remain unchanged. Prudential intends to use the net proceeds from the sale of the notes for general corporate purposes, which may. businesswire.com - 1 month ago
Institutional Investors Bet $1B on These 4 Stocks—Should You? Institutional investing is a key measure that retail investors can use to gauge market sentiment on an individual stock or asset. Hedge funds, advisors and other institutional investors employ full teams of analysts to determine whether an asset is worth recommending to clients. marketbeat.com - 1 month ago
Why Is Prudential (PRU) Down 3% Since Last Earnings Report? Prudential (PRU) reported earnings 30 days ago. What's next for the stock? zacks.com - 1 month ago
PGIM Private Capital Provides $14.9B of Senior Debt and Junior Capital Globally in 2024 CHICAGO--(BUSINESS WIRE)--PGIM Private Capital provided $14.9 billion of senior debt and junior capital to more than 238 middle-market companies and projects globally in 2024. businesswire.com - 1 month ago
Prudential Financial: Best Days May Be Yet Ahead Prudential Financial: Best Days May Be Yet Ahead seekingalpha.com - 1 month ago
8. Profile Summary

Prudential Financial, Inc. PRU

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COUNTRY US
INDUSTRY Insurance - Life
MARKET CAP $ 33.9 B
Dividend Yield 1.10%
Description Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
Contact 751 Broad Street, Newark, NJ, 07102 https://www.prudential.com
IPO Date Dec. 13, 2001
Employees 37936
Officers Mr. Todd Shriber Vice President of Life Distribution and Sales Ms. Margaret Mary Foran Chief Governance Officer, Senior Vice President & Corporate Secretary Mr. Scott Garrett Sleyster C.F.A. Executive Vice President of Market Competitiveness Mr. Scott E. Case Executive Vice President & Head of Technology and Operations Mr. Timothy Lee Schmidt Senior Vice President & Chief Investment Officer Mr. Robert Michael Falzon CFA Executive Vice Chairman Mr. Robert Douglas Axel Senior Vice President, Controller & Principal Accounting Officer Mr. Robert McLaughlin Head of Investor Relations Mr. Bernard Joseph Jacob Senior Vice President & Chief Financial Officer of U.S. Businesses Ms. Ann Mary Kappler Executive Vice President, General Counsel & Chief Compliance Officer