image
Financial Services - Insurance - Life - NYSE - US
$ 127.41
1.32 %
$ 45.4 B
Market Cap
11.35
P/E
1. INTRINSIC VALUE

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages.[ Read More ]

The intrinsic value of one PRU stock under the base case scenario is HIDDEN Compared to the current market price of 127 USD, Prudential Financial, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart PRU

image
FINANCIALS
-3.17 B REVENUE
-5.28%
0 OPERATING INCOME
100.00%
2.51 B NET INCOME
271.55%
6.51 B OPERATING CASH FLOW
26.21%
-12.1 B INVESTING CASH FLOW
-58.71%
7.74 B FINANCING CASH FLOW
56.88%
19.5 B REVENUE
30.95%
553 M OPERATING INCOME
-60.92%
452 M NET INCOME
-62.27%
1.1 B OPERATING CASH FLOW
856.85%
-5.7 B INVESTING CASH FLOW
-6.74%
7.43 B FINANCING CASH FLOW
85.63%
Balance Sheet Decomposition Prudential Financial, Inc.
image
Current Assets 19.4 B
Cash & Short-Term Investments 19.4 B
Receivables 0
Other Current Assets 0
Non-Current Assets 342 B
Long-Term Investments 339 B
PP&E 404 M
Other Non-Current Assets 2.11 B
Current Liabilities 24.6 B
Accounts Payable 15.7 B
Short-Term Debt 873 M
Other Current Liabilities 7.95 B
Non-Current Liabilities 691 B
Long-Term Debt 20.3 B
Other Non-Current Liabilities 671 B
EFFICIENCY
Earnings Waterfall Prudential Financial, Inc.
image
Revenue -3.17 B
Cost Of Revenue 0
Gross Profit -3.17 B
Operating Expenses 54.3 B
Operating Income 0
Other Expenses -2.51 B
Net Income 2.51 B
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
-78.51% NET MARGIN
-78.51%
8.94% ROE
8.94%
0.35% ROA
0.35%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Prudential Financial, Inc.
image
Net Income 2.51 B
Depreciation & Amortization -70 M
Capital Expenditures 0
Stock-Based Compensation 257 M
Change in Working Capital -958 M
Others 4.07 B
Free Cash Flow 6.51 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Prudential Financial, Inc.
image
Wall Street analysts predict an average 1-year price target for PRU of $122 , with forecasts ranging from a low of $112 to a high of $143 .
PRU Lowest Price Target Wall Street Target
112 USD -12.09%
PRU Average Price Target Wall Street Target
122 USD -4.59%
PRU Highest Price Target Wall Street Target
143 USD 12.24%
4. DIVIDEND ANALYSIS
1.09% DIVIDEND YIELD
0 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Prudential Financial, Inc.
image
Sold
0-3 MONTHS
33.9 M USD 5
3-6 MONTHS
0 USD 0
6-9 MONTHS
29.8 M USD 7
9-12 MONTHS
3.21 M USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
70 M USD 1
9-12 MONTHS
Date Value Insider Amount Avg Price
1 week ago
Nov 07, 2024
Sell 2.84 M USD
SULLIVAN ANDREW F
Executive Vice President
- 22868
124.03 USD
1 week ago
Nov 07, 2024
Sell 351 K USD
SULLIVAN ANDREW F
Executive Vice President
- 2817
124.68 USD
1 week ago
Nov 07, 2024
Sell 3.06 M USD
Lowrey Charles F
director, officer, other: Chief Executive Officer
- 24279
126.09 USD
1 week ago
Nov 06, 2024
Sell 4.33 M USD
Lowrey Charles F
director, officer, other: Chief Executive Officer
- 33690
128.55 USD
1 week ago
Nov 06, 2024
Sell 7.18 M USD
Lowrey Charles F
director, officer, other: Chief Executive Officer
- 56149
127.95 USD
1 week ago
Nov 07, 2024
Sell 8.87 M USD
Lowrey Charles F
director, officer, other: Chief Executive Officer
- 71535
123.99 USD
1 week ago
Nov 06, 2024
Sell 3.15 M USD
FALZON ROBERT
EVP and Vice Chairman
- 24587
128.26 USD
1 week ago
Nov 06, 2024
Sell 3.61 M USD
FALZON ROBERT
EVP and Vice Chairman
- 28150
128.26 USD
2 months ago
Sep 03, 2024
Sell 133 K USD
Feeney Caroline
Executive Vice President
- 1110
119.97 USD
2 months ago
Aug 21, 2024
Sell 322 K USD
KAPPLER ANN M
EVP and General Counsel
- 2839
113.43 USD
6 months ago
May 13, 2024
Sell 8.19 M USD
FALZON ROBERT
EVP and Vice Chairman
- 69093
118.57 USD
6 months ago
May 13, 2024
Sell 7.23 M USD
FALZON ROBERT
EVP and Vice Chairman
- 60999
118.57 USD
6 months ago
May 08, 2024
Sell 605 K USD
SCHMIDT TIMOTHY L
Senior Vice President
- 5189
116.58 USD
8 months ago
Mar 12, 2024
Sell 595 K USD
Axel Robert
SVP and Controller
- 5320
111.86 USD
8 months ago
Mar 12, 2024
Sell 125 K USD
Axel Robert
SVP and Controller
- 1116
111.87 USD
8 months ago
Mar 12, 2024
Sell 74.4 K USD
SULLIVAN ANDREW F
Executive Vice President
- 667
111.57 USD
8 months ago
Mar 12, 2024
Sell 783 K USD
SULLIVAN ANDREW F
Executive Vice President
- 7018
111.57 USD
8 months ago
Mar 11, 2024
Sell 1.11 M USD
KAPPLER ANN M
EVP and General Counsel
- 10067
110.42 USD
8 months ago
Mar 11, 2024
Sell 1.24 M USD
Feeney Caroline
Executive Vice President
- 11197
110.53 USD
8 months ago
Feb 28, 2024
Sell 783 K USD
KAPPLER ANN M
EVP and General Counsel
- 7222
108.39 USD
8 months ago
Feb 29, 2024
Sell 24.6 K USD
SCHMIDT TIMOTHY L
Senior Vice President
- 227
108.2 USD
8 months ago
Feb 29, 2024
Sell 831 K USD
SCHMIDT TIMOTHY L
Senior Vice President
- 7685
108.13 USD
8 months ago
Feb 23, 2024
Sell 286 K USD
TANJI KENNETH
EVP and CFO
- 2632
108.82 USD
8 months ago
Feb 23, 2024
Sell 3.92 M USD
TANJI KENNETH
EVP and CFO
- 36052
108.69 USD
8 months ago
Feb 23, 2024
Sell 659 K USD
TANJI KENNETH
EVP and CFO
- 6028
109.33 USD
8 months ago
Feb 23, 2024
Sell 1.4 M USD
Feeney Caroline
Executive Vice President
- 12899
108.46 USD
8 months ago
Feb 23, 2024
Sell 69.9 K USD
SULLIVAN ANDREW F
Executive Vice President
- 640
109.18 USD
8 months ago
Feb 23, 2024
Sell 1.92 M USD
SULLIVAN ANDREW F
Executive Vice President
- 17606
109.07 USD
11 months ago
Dec 14, 2023
Sell 2.43 M USD
TANJI KENNETH
EVP and CFO
- 23124
105.14 USD
11 months ago
Dec 11, 2023
Bought 70 M USD
PGIM Strategic Investments, Inc.
10 percent owner
+ 2800000
25 USD
1 year ago
Nov 16, 2023
Sell 782 K USD
SCHMIDT TIMOTHY L
Senior Vice President
- 8281
94.49 USD
1 year ago
Jul 14, 2023
Bought 10 K USD
PGIM Strategic Investments, Inc.
10 percent owner
+ 381.679
26.2 USD
1 year ago
Jul 14, 2023
Bought 10 K USD
PGIM Strategic Investments, Inc.
10 percent owner
+ 381.679
26.2 USD
1 year ago
Mar 03, 2023
Sell 409 K USD
SULLIVAN ANDREW F
Executive Vice President
- 4126
99.2 USD
1 year ago
Feb 17, 2023
Sell 1.15 M USD
SULLIVAN ANDREW F
Executive Vice President
- 11405
100.95 USD
7. News
100 November Sustainable Dividend Dogs: 50 'Safer' And 2 Ideal Buys Calvert Research and Management ranked the 100 most sustainable companies based on over 230 ESG indicators, including workplace diversity and greenhouse-gas emissions. Eight of 78 dividend-paying sustainable companies offer dividends exceeding their share prices, signalling potential buy opportunities for investors. Analysts estimate net gains of 17.47% to 69.69% for the top ten sustainable companies by November 2025, based on target prices and dividends. seekingalpha.com - 2 days ago
Prudential appoints Jacques Chappuis as president and chief executive officer of PGIM NEWARK, N.J.--(BUSINESS WIRE)---- $PRU--Jacques Chappuis will lead PGIM, effective May 1, 2025. David Hunt will retire and stay on as chairman through July 2025. businesswire.com - 1 week ago
Prudential Financial Declares Quarterly Dividend on Common Stock NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) announced today the declaration of a quarterly dividend of $1.30 per share of Common Stock, payable on December 12, 2024, to shareholders of record at the close of business on November 19, 2024. Prudential Financial, Inc. (NYSE: PRU), a global financial services leader and premier active global investment manager with approximately $1.6 trillion in assets under management as of September 30, 2024, has operations in the United. businesswire.com - 1 week ago
Prudential Financial, Inc. (PRU) Q3 2024 Earnings Call Transcript Prudential Financial, Inc. (NYSE:PRU ) Q3 2024 Earnings Conference Call October 31, 2024 11:00 AM ET Company Participants Bob McLaughlin - Vice President, Investor Relations Charlie Lowrey - Chairman and CEO Rob Falzon - Vice Chairman Yanela Frias - Chief Financial Officer Andy Sullivan - Head, International Businesses and PGIM Caroline Feeney - Head, U.S. Businesses Rob Axel - Controller and Principal Accounting Officer Conference Call Participants Ryan Krueger - KBW Suneet Kamath - Jefferies Tom Gallagher - Evercore ISI Nick Annitto - Wells Fargo John Barnidge - Piper Sandler Wes Carmichael - Autonomous Wilma Burdis - Raymond James Alex Scott - Barclays Operator Ladies and gentlemen, thank you for standing by, and welcome to Prudential's Quarterly Earnings Conference Call. [Operator Instructions] As a reminder, today's call is being recorded. seekingalpha.com - 2 weeks ago
3 Insurance Stocks Making Moves After Earnings Shares of insurance name Root (ROOT) are trading at roughly  three-year highs , on track for their best session on record after a surprise third-quarter earnings beat. schaeffersresearch.com - 2 weeks ago
Prudential Financial Q3 Earnings Beat Estimates, Revenues Rise Y/Y PRU's Q3 results reflect higher asset management fees, favorable underwriting and higher net investment spread results, partially offset by higher expenses. zacks.com - 2 weeks ago
Prudential (PRU) Reports Q3 Earnings: What Key Metrics Have to Say Although the revenue and EPS for Prudential (PRU) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 2 weeks ago
Prudential (PRU) Q3 Earnings and Revenues Beat Estimates Prudential (PRU) came out with quarterly earnings of $3.48 per share, beating the Zacks Consensus Estimate of $3.47 per share. This compares to earnings of $3.44 per share a year ago. zacks.com - 2 weeks ago
Prudential Financial, Inc. Announces Third Quarter 2024 Results NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) today reported third quarter results. Net income attributable to Prudential Financial, Inc. was $448 million ($1.24 per Common share) for the third quarter of 2024, compared to a net loss of $802 million ($2.23 per Common share) for the third quarter of 2023. After-tax adjusted operating income was $1.260 billion ($3.48 per Common share) for the third quarter of 2024, compared to $1.332 billion ($3.62 per Common share) for th. businesswire.com - 2 weeks ago
Q3 Showdown: Can These 5 Insurance Stocks Beat the Estimates? Increasing rates, underwriting practices and other factors are expected to have benefited insurance players in the third quarter. AFL, MET, ALL, PRU & AXS will release earnings on Oct. 30. zacks.com - 2 weeks ago
Prudential Financial Q3 2024 Earnings Preview: Growth Prospects Are Limited Prudential Financial is expected to report positive Q3 2024 performance, but growth prospects are limited and shares are not undervalued. Revenue growth driven by individual retirement sales and positive net flows in asset management, with expected revenues of $14.7 billion. Net income anticipated to be $1.2 billion, with a strong ROE of 14%, and a stable dividend yield of 4.1%. seekingalpha.com - 2 weeks ago
Curious about Prudential (PRU) Q3 Performance? Explore Wall Street Estimates for Key Metrics Get a deeper insight into the potential performance of Prudential (PRU) for the quarter ended September 2024 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics. zacks.com - 3 weeks ago
8. Profile Summary

Prudential Financial, Inc. PRU

image
COUNTRY US
INDUSTRY Insurance - Life
MARKET CAP $ 45.4 B
Dividend Yield 1.09%
Description Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
Contact 751 Broad Street, Newark, NJ, 07102 https://www.prudential.com
IPO Date Dec. 13, 2001
Employees 40366
Officers Mr. Andrew Francis Sullivan Executive Vice President and Head of International Businesses & PGIM Ms. Yanela del Carmen Frias Executive Vice President & Chief Financial Officer Mr. Scott E. Case Executive Vice President & Head of Technology and Operations Mr. Timothy Lee Schmidt Senior Vice President & Chief Investment Officer Mr. Robert Douglas Axel Senior Vice President, Controller & Principal Accounting Officer Ms. Ann Mary Kappler Executive Vice President, General Counsel & Chief Compliance Officer Mr. Robert McLaughlin Head of Investor Relations Mr. Charles Frederick Lowrey Jr. Chairman, Chief Executive Officer & President Ms. Caroline Ann Feeney Executive Vice President & Head of U.S. Businesses Mr. Robert Michael Falzon CFA Executive Vice Chairman