Aflac Incorporated (NYSE:AFL)

Aflac Incorporated AFL

Financial Services - Insurance - Life - NYSE - US

Watchlist

$ 111.32

1.5 %

$ 61.8 B

Market Cap

16.66

P/E

1. INTRINSIC VALUE

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies.[ Read More ]

The intrinsic value of one AFL stock under the base case scenario is HIDDEN Compared to the current market price of 111 USD, Aflac Incorporated is HIDDEN

AFL Intrinsic Value
HIDDEN

SHOW

2. FUNDAMENTAL ANALYSIS

Price Chart AFL

FINANCIALS

Annual
Quarterly

18.7 B REVENUE

Growth Rates

1Year -2.29%

3Years -5.48%

5Years -2.98%

7Years -2.64%

10Years -2.44%

15.5 B OPERATING INCOME

Growth Rates

1Year 204.93%

3Years 55.16%

5Years 29.87%

7Years 20.00%

10Years 11.76%

4.66 B NET INCOME

Growth Rates

1Year 10.90%

3Years -0.84%

5Years 9.79%

7Years 8.34%

10Years 3.97%

3.19 B OPERATING CASH FLOW

Growth Rates

1Year -17.76%

3Years -18.80%

5Years -11.91%

7Years -8.60%

10Years -11.27%

817 M INVESTING CASH FLOW

Growth Rates

1Year 153.05%

3Years 29.60%

5Years 17.38%

7Years 12.01%

10Years 7.57%

-3.72 B FINANCING CASH FLOW

Growth Rates

1Year -4.84%

3Years -49.46%

5Years -18.17%

7Years -12.63%

10Years -15.64%

2.95 B REVENUE

Growth Rates

1Year -2.29%

3Years -5.48%

5Years -2.98%

7Years -2.64%

10Years -2.44%

142 M OPERATING INCOME

Growth Rates

1Year 204.93%

3Years 55.16%

5Years 29.87%

7Years 20.00%

10Years 11.76%

-93 M NET INCOME

Growth Rates

1Year 10.90%

3Years -0.84%

5Years 9.79%

7Years 8.34%

10Years 3.97%

1.27 B OPERATING CASH FLOW

Growth Rates

1Year -17.76%

3Years -18.80%

5Years -11.91%

7Years -8.60%

10Years -11.27%

-1.03 B INVESTING CASH FLOW

Growth Rates

1Year 153.05%

3Years 29.60%

5Years 17.38%

7Years 12.01%

10Years 7.57%

-826 M FINANCING CASH FLOW

Growth Rates

1Year -4.84%

3Years -49.46%

5Years -18.17%

7Years -12.63%

10Years -15.64%

Balance Sheet Decomposition Aflac Incorporated

131 B ASSETS
109 B LIABILITIES

Current Assets	28.2 B
Cash & Short-Term Investments	4.31 B
Receivables	0
Other Current Assets	23.9 B
Non-Current Assets	124 B
Long-Term Investments	2.78 B
PP&E	445 M
Other Non-Current Assets	120 B

Current Liabilities	0
Accounts Payable	0
Short-Term Debt	0
Other Current Liabilities	0
Non-Current Liabilities	105 B
Long-Term Debt	7.36 B
Other Non-Current Liabilities	97.4 B

EFFICIENCY

Earnings Waterfall Aflac Incorporated

Revenue	18.7 B
Cost Of Revenue	0
Gross Profit	18.7 B
Operating Expenses	3.16 B
Operating Income	15.5 B
Other Expenses	10.9 B
Net Income	4.66 B

RATIOS

100.00% GROSS MARGIN

Averages

1Year 100.00%

3Years 99.52%

5Years 99.71%

7Years 99.79%

10Years 99.86%

83.08% OPERATING MARGIN

Averages

1Year 83.08%

3Years 44.59%

5Years 34.50%

7Years 30.21%

10Years 27.17%

24.91% NET MARGIN

Averages

1Year 24.91%

3Years 22.38%

5Years 20.70%

7Years 19.59%

10Years 17.40%

21.19% ROE

Averages

1Year 21.19%

3Years 18.62%

5Years 16.30%

7Years 15.98%

10Years 15.52%

3.56% ROA

Averages

1Year 3.56%

3Years 3.20%

5Years 2.93%

7Years 2.85%

10Years 2.66%

47.07% ROIC

Averages

1Year 47.07%

3Years 24.77%

5Years 19.03%

7Years 17.45%

10Years 15.85%

FREE CASH FLOW ANALYSIS

Free Cash Flow Analysis Aflac Incorporated

Net Income	4.66 B
Depreciation & Amortization	39 M
Capital Expenditures	0
Stock-Based Compensation	79 M
Change in Working Capital	-609 M
Others	-1.59 B
Free Cash Flow	3.19 B

3. WALL STREET ANALYSTS ESTIMATES

Wall Street Analysts Price Targets Aflac Incorporated

Wall Street analysts predict an average 1-year price target for AFL of $99.6 , with forecasts ranging from a low of $84 to a high of $122 .

AFL Lowest Price Target Wall Street Target

84 USD -24.54%

AFL Average Price Target Wall Street Target

99.6 USD -10.54%

AFL Highest Price Target Wall Street Target

122 USD 9.59%

4. DIVIDEND ANALYSIS

0.43% DIVIDEND YIELD

0.5 USD DIVIDEND PER SHARE

5. COMPETITION

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally.

-1.61 USD

PRU

Overvalued 101.26%

Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States. It operates through four segments: Annuities, Retirement Plan Services, Life Insurance, and Group Protection.

-27.3 USD

LNC

Overvalued 177.13%

Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off.

83.5 USD

BHF

Undervalued 63.73%

Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland.

93.3 USD

UNM

Undervalued 27.43%

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through five segments: U.S.; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings.

202 USD

MET

Undervalued 142.56%

Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in Asia, Canada, the United States, and internationally. The company operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; And Corporate and Other segments.

60.2 USD

MFC

Undervalued 84.20%

Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products.

366 USD

PRI

Undervalued 22.53%

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States.

84 USD

CNO

Undervalued 115.63%

Prudential plc, through its subsidiaries, provides life and health insurance, and retirement and asset management solutions to individuals in Asia, and Africa.

-3.06 USD

PUK

Overvalued 118.98%

F&G Annuities & Life, Inc. provides fixed annuities and life insurance products. It serves retail annuity and life customers, as well as institutional clients.

0 USD

Overvalued 100.00%

Jackson Financial Inc., through its subsidiaries, primarily provides a suite of annuities to retail investors in the United States. The company operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks.

0 USD

JXN

Overvalued 100.00%

6. Ownership

Insider Ownership Aflac Incorporated

Summary
Transactions

Sold

0-3 MONTHS

65 K USD 1

3-6 MONTHS

2.22 M USD 3

6-9 MONTHS

6.39 M USD 6

9-12 MONTHS

2.94 M USD 4

Bought

0 USD 0

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

191 K USD 2

9-12 MONTHS

Date	Value	Insider	Amount	Avg Price
1 week ago Nov 08, 2024	Sell 65 K USD	MOSKOWITZ JOSEPH L Director	- 600	108.33 USD
3 months ago Aug 08, 2024	Sell 59.7 K USD	MOSKOWITZ JOSEPH L Director	- 600	99.55 USD
3 months ago Aug 07, 2024	Sell 198 K USD	KENNY THOMAS J Director	- 2000	98.945 USD
5 months ago May 21, 2024	Sell 1.96 M USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 22378	87.471 USD
6 months ago May 08, 2024	Sell 50.9 K USD	MOSKOWITZ JOSEPH L Director	- 600	84.84 USD
7 months ago Mar 20, 2024	Sell 423 K USD	KENNY THOMAS J Director	- 5000	84.621 USD
8 months ago Mar 14, 2024	Sell 667 K USD	RIGGIERI ALBERT SVP, Global CRO	- 8000	83.345 USD
8 months ago Feb 22, 2024	Sell 239 K USD	Collins Arthur Reginald Director	- 3000	79.7329 USD
9 months ago Feb 16, 2024	Sell 2.58 M USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 32259	79.91 USD
9 months ago Feb 16, 2024	Sell 2.44 M USD	Koide Masatoshi Pres. and Rep. Director, ALIJ	- 30493	79.91 USD
9 months ago Feb 08, 2024	Sell 47.2 K USD	MOSKOWITZ JOSEPH L Director	- 600	78.63 USD
9 months ago Feb 06, 2024	Bought 38.6 K USD	Lloyd Karole Director	+ 500	77.29 USD
9 months ago Feb 06, 2024	Bought 38.6 K USD	Lloyd Karole Director	+ 500	77.27 USD
9 months ago Feb 05, 2024	Bought 114 K USD	BOWERS WILLIAM P Director	+ 1500	76 USD
9 months ago Feb 02, 2024	Sell 245 K USD	TILLMAN AUDREY B Executive Vice President	- 3204	76.58 USD
9 months ago Feb 02, 2024	Sell 766 K USD	TILLMAN AUDREY B Executive Vice President	- 9990	76.64 USD
9 months ago Feb 02, 2024	Sell 236 K USD	TILLMAN AUDREY B Executive Vice President	- 3086	76.567 USD
9 months ago Feb 02, 2024	Sell 1.39 M USD	RIMER BARBARA K Director	- 18210	76.409 USD
11 months ago Dec 01, 2023	Sell 258 K USD	BEAVER STEVEN KENT FSVP, Deputy CFO, Aflac Japan	- 3114	82.71 USD
1 year ago Nov 09, 2023	Sell 2.57 M USD	Koide Masatoshi Pres. and Rep. Director, ALIJ	- 32000	80.32 USD
1 year ago Nov 07, 2023	Sell 486 K USD	HOWARD JUNE P Sr. Vice President	- 6000	81.013 USD
1 year ago Nov 03, 2023	Sell 1.46 M USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 17800	81.97 USD
1 year ago Nov 02, 2023	Sell 1.93 M USD	BOWERS WILLIAM P Director	- 23701	81.51 USD
1 year ago Nov 02, 2023	Sell 8.14 M USD	Crawford Frederick John President & COO	- 100000	81.372 USD
1 year ago Oct 02, 2023	Sell 38.2 K USD	MOSKOWITZ JOSEPH L Director	- 500	76.47 USD
1 year ago Aug 21, 2023	Sell 250 K USD	Daniels James Todd EVP, CFO Aflac Japan	- 3355	74.51 USD
1 year ago Aug 17, 2023	Sell 582 K USD	RIGGIERI ALBERT SVP, Global CRO, Chief Actuary	- 7649	76.095 USD
1 year ago Aug 10, 2023	Sell 1.22 M USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 16040	75.861 USD
1 year ago Aug 03, 2023	Sell 202 K USD	Miller Virgil Raynard President, Aflac U.S.	- 2626	77.0794 USD
1 year ago Jul 03, 2023	Sell 34.8 K USD	MOSKOWITZ JOSEPH L Director	- 500	69.6 USD
1 year ago May 19, 2023	Sell 906 K USD	MOSKOWITZ JOSEPH L Director	- 13471	67.266 USD
1 year ago May 12, 2023	Sell 216 K USD	BEAVER STEVEN KENT SVP, CFO, Aflac US	- 3254	66.2724 USD
1 year ago May 12, 2023	Sell 213 K USD	BEAVER STEVEN KENT SVP, CFO, Aflac US	- 3204	66.3701 USD
1 year ago May 12, 2023	Sell 354 K USD	BEAVER STEVEN KENT SVP, CFO, Aflac US	- 5334	66.335 USD
1 year ago May 12, 2023	Sell 88 K USD	BEAVER STEVEN KENT SVP, CFO, Aflac US	- 1326	66.3562 USD
1 year ago May 10, 2023	Sell 556 K USD	HOWARD JUNE P Sr. Vice President	- 8230	67.57 USD
1 year ago May 02, 2023	Sell 100 K USD	Crawford Frederick John President & COO	- 1462	68.4643 USD
1 year ago May 02, 2023	Sell 100 K USD	Crawford Frederick John President & COO	- 1462	68.4833 USD
1 year ago May 02, 2023	Sell 1.94 M USD	Crawford Frederick John President & COO	- 28434	68.404 USD
1 year ago May 02, 2023	Sell 1.9 M USD	Crawford Frederick John President & COO	- 27695	68.4516 USD
1 year ago May 02, 2023	Sell 1.24 M USD	RIMER BARBARA K Director	- 18210	68.1815 USD
1 year ago Apr 03, 2023	Sell 32.2 K USD	MOSKOWITZ JOSEPH L Director	- 500	64.45 USD
1 year ago Feb 14, 2023	Sell 1.57 M USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 22291	70.36 USD
1 year ago Feb 14, 2023	Sell 1.36 M USD	Koide Masatoshi Pres. and Rep. Director, ALIJ	- 19291	70.36 USD
1 year ago Jan 03, 2023	Sell 36 K USD	MOSKOWITZ JOSEPH L Director	- 500	71.98 USD
1 year ago Dec 13, 2022	Sell 331 K USD	RIGGIERI ALBERT SVP, Chief Actuary	- 4688	70.6 USD
2 years ago Nov 18, 2022	Sell 286 K USD	TILLMAN AUDREY B Executive Vice President	- 4040	70.908 USD
2 years ago Nov 18, 2022	Sell 698 K USD	TILLMAN AUDREY B Executive Vice President	- 9860	70.837 USD
2 years ago Nov 18, 2022	Sell 601 K USD	TILLMAN AUDREY B Executive Vice President	- 8500	70.7 USD
2 years ago Nov 17, 2022	Sell 989 K USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 14130	70.01 USD
2 years ago Nov 16, 2022	Sell 98.9 K USD	Fukuzawa Toshihiko Director	- 1400	70.64 USD
2 years ago Nov 16, 2022	Sell 2.01 M USD	KIRSCH ERIC M Executive Vice President	- 28400	70.8952 USD
2 years ago Oct 03, 2022	Sell 17.1 K USD	MOSKOWITZ JOSEPH L Director	- 300	56.97 USD
2 years ago Aug 15, 2022	Sell 1.09 M USD	Daniels James Todd EVP, CFO Aflac Japan	- 16946	64.03 USD
2 years ago Aug 05, 2022	Sell 592 K USD	WHITE TERESA L President, Aflac U.S.	- 10000	59.244 USD
2 years ago Aug 03, 2022	Sell 645 K USD	RIMER BARBARA K director:	- 11026	58.495 USD
2 years ago Jul 01, 2022	Sell 16.6 K USD	MOSKOWITZ JOSEPH L director:	- 300	55.32 USD
2 years ago May 03, 2022	Sell 84.1 K USD	Fukuzawa Toshihiko director:	- 1456	57.75 USD
2 years ago Apr 28, 2022	Bought 59.4 K USD	Lloyd Karole director:	+ 1000	59.36 USD
2 years ago Apr 01, 2022	Sell 19.5 K USD	MOSKOWITZ JOSEPH L director:	- 300	64.87 USD
2 years ago Mar 29, 2022	Sell 110 K USD	RIGGIERI ALBERT SVP, Chief Actuary	- 1687	65.05 USD
2 years ago Mar 25, 2022	Sell 85.2 K USD	Fukuzawa Toshihiko director:	- 1300	65.5 USD
2 years ago Mar 09, 2022	Sell 550 K USD	HOWARD JUNE P Sr. Vice President	- 9070	60.692 USD
2 years ago Feb 16, 2022	Sell 1.47 M USD	Koide Masatoshi Pres. and Rep. Director, ALIJ	- 22886	64.23 USD
2 years ago Feb 16, 2022	Sell 1.66 M USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 25909	64.23 USD
2 years ago Feb 16, 2022	Sell 1.21 M USD	KIRSCH ERIC M Executive Vice President	- 18750	64.356 USD
2 years ago Feb 16, 2022	Sell 1.21 M USD	KIRSCH ERIC M Executive Vice President	- 18750	64.356 USD
2 years ago Jan 03, 2022	Sell 17.6 K USD	MOSKOWITZ JOSEPH L Director	- 300	58.63 USD
2 years ago Dec 22, 2021	Sell 1.35 M USD	KENNY THOMAS J Director	- 23701	57.152 USD
2 years ago Dec 16, 2021	Sell 569 K USD	TILLMAN AUDREY B Executive Vice President	- 9782	58.205 USD
2 years ago Dec 14, 2021	Sell 296 K USD	Daniels James Todd EVP, CFO Aflac Japan	- 5173	57.231 USD
2 years ago Dec 14, 2021	Sell 101 K USD	Daniels James Todd EVP, CFO Aflac Japan	- 1758	57.2426 USD
2 years ago Dec 14, 2021	Sell 100 K USD	Daniels James Todd EVP, CFO Aflac Japan	- 1748	57.276 USD
2 years ago Dec 14, 2021	Sell 22.9 K USD	Daniels James Todd EVP, CFO Aflac Japan	- 400	57.241 USD
2 years ago Dec 10, 2021	Sell 237 K USD	TILLMAN AUDREY B Executive Vice President	- 4118	57.63 USD
2 years ago Dec 10, 2021	Sell 335 K USD	TILLMAN AUDREY B Executive Vice President	- 5800	57.7 USD
2 years ago Dec 01, 2021	Sell 5.52 K USD	MOSKOWITZ JOSEPH L Director	- 100	55.25 USD
2 years ago Nov 23, 2021	Sell 233 K USD	HOWARD JUNE P Sr. Vice President	- 4118	56.63 USD
2 years ago Nov 23, 2021	Sell 154 K USD	HOWARD JUNE P Sr. Vice President	- 2722	56.66 USD
3 years ago Nov 01, 2021	Sell 5.4 K USD	MOSKOWITZ JOSEPH L Director	- 100	53.96 USD
3 years ago Oct 01, 2021	Sell 5.23 K USD	MOSKOWITZ JOSEPH L Director	- 100	52.28 USD
3 years ago Sep 01, 2021	Sell 5.69 K USD	MOSKOWITZ JOSEPH L Director	- 100	56.86 USD
3 years ago Aug 23, 2021	Sell 1.98 M USD	KIRSCH ERIC M Executive Vice President	- 34778	57.025 USD
3 years ago Aug 17, 2021	Sell 115 K USD	Fukuzawa Toshihiko Director	- 2000	57.3 USD
3 years ago Aug 02, 2021	Sell 5.53 K USD	MOSKOWITZ JOSEPH L Director	- 100	55.31 USD
3 years ago Jul 30, 2021	Bought 27.6 K USD	Lloyd Karole Director	+ 500	55.21 USD
3 years ago Jul 30, 2021	Bought 27.6 K USD	Lloyd Karole Director	+ 500	55.215 USD
3 years ago Jul 01, 2021	Sell 5.4 K USD	MOSKOWITZ JOSEPH L Director	- 100	54.03 USD
3 years ago Jun 30, 2021	Sell 1.48 M USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 27550	53.583 USD
3 years ago Jun 28, 2021	Sell 660 K USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 12324	53.58 USD
3 years ago Jun 28, 2021	Sell 589 K USD	RIMER BARBARA K Director	- 11026	53.382 USD
3 years ago Jun 03, 2021	Bought 2.87 K USD	Kiser Georgette D. Director	+ 50	57.3399 USD
3 years ago Jun 02, 2021	Sell 287 K USD	KENNY THOMAS J Director	- 5000	57.315 USD
3 years ago Jun 01, 2021	Sell 5.72 K USD	MOSKOWITZ JOSEPH L Director	- 100	57.15 USD
3 years ago May 05, 2021	Sell 123 K USD	Fukuzawa Toshihiko Director	- 2230	54.94 USD
3 years ago May 03, 2021	Sell 5.43 K USD	MOSKOWITZ JOSEPH L Director	- 100	54.29 USD
3 years ago Apr 01, 2021	Sell 5.1 K USD	MOSKOWITZ JOSEPH L Director	- 100	50.96 USD
3 years ago Mar 29, 2021	Sell 210 K USD	Daniels James Todd EVP, CFO Aflac Japan	- 4118	51.101 USD
3 years ago Mar 24, 2021	Sell 1.51 M USD	Daniels James Todd EVP, CFO Aflac Japan	- 30000	50.4272 USD
3 years ago Mar 01, 2021	Sell 4.87 K USD	MOSKOWITZ JOSEPH L Director	- 100	48.67 USD
3 years ago Feb 24, 2021	Sell 151 K USD	TILLMAN AUDREY B Executive Vice President	- 3040	49.7225 USD
3 years ago Feb 16, 2021	Sell 1.25 M USD	KIRSCH ERIC M Executive Vice President	- 26725	46.675 USD
3 years ago Feb 16, 2021	Sell 2.13 M USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 45804	46.55 USD
3 years ago Feb 16, 2021	Sell 2.13 M USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 45804	46.55 USD
3 years ago Feb 16, 2021	Sell 684 K USD	Koide Masatoshi Pres. and Rep. Director, ALIJ	- 14704	46.55 USD
3 years ago Feb 16, 2021	Sell 684 K USD	Koide Masatoshi Pres. and Rep. Director, ALIJ	- 14704	46.55 USD
3 years ago Feb 11, 2021	Sell 47 K USD	Fukuzawa Toshihiko Director	- 1000	47 USD
3 years ago Feb 09, 2021	Sell 817 K USD	WHITE TERESA L President, Aflac U.S.	- 17716	46.0913 USD
3 years ago Feb 01, 2021	Sell 4.54 K USD	MOSKOWITZ JOSEPH L Director	- 100	45.39 USD
3 years ago Jan 04, 2021	Sell 4.46 K USD	MOSKOWITZ JOSEPH L Director	- 100	44.6 USD
3 years ago Dec 30, 2020	Sell 415 K USD	KENNY THOMAS J Director	- 9470	43.87 USD
3 years ago Dec 11, 2020	Sell 44.8 K USD	RIMER BARBARA K Director	- 1005	44.62 USD
3 years ago Dec 08, 2020	Sell 4.53 K USD	RIMER BARBARA K Director	- 100	45.3274 USD
3 years ago Dec 07, 2020	Sell 231 K USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 5070	45.643 USD
3 years ago Nov 30, 2020	Sell 98.6 K USD	Daniels James Todd EVP, CFO Aflac Japan	- 2209	44.616 USD
3 years ago Nov 30, 2020	Sell 205 K USD	Daniels James Todd EVP, CFO Aflac Japan	- 4600	44.6101 USD
3 years ago Nov 24, 2020	Sell 156 K USD	TILLMAN AUDREY B Executive Vice President	- 3454	45.225 USD
3 years ago Nov 24, 2020	Sell 388 K USD	TILLMAN AUDREY B Executive Vice President	- 8500	45.64 USD
3 years ago Nov 23, 2020	Sell 41.4 K USD	RIMER BARBARA K Director	- 932	44.38 USD
3 years ago Nov 23, 2020	Sell 89.3 K USD	Fukuzawa Toshihiko Director	- 2000	44.65 USD
4 years ago Aug 18, 2020	Sell 612 K USD	LAKE CHARLES D II Chairman & Rep. Director, ALIJ	- 16392	37.316 USD
4 years ago Aug 14, 2020	Bought 19.1 K USD	Lloyd Karole Director	+ 500	38.135 USD
4 years ago Aug 14, 2020	Bought 19.1 K USD	Lloyd Karole Director	+ 500	38.115 USD
4 years ago May 01, 2020	Sell 400 K USD	RIMER BARBARA K Director	- 11026	36.233 USD
4 years ago Mar 23, 2020	Bought 657 K USD	Crawford Frederick John President & COO	+ 25000	26.2936 USD
4 years ago Feb 18, 2020	Sell 856 K USD	LAKE CHARLES D II Chairman and Rep. Director	- 16530	51.8097 USD
4 years ago Feb 18, 2020	Sell 856 K USD	LAKE CHARLES D II Chairman and Rep. Director	- 16530	51.8097 USD
4 years ago Feb 18, 2020	Sell 75.9 K USD	Koide Masatoshi Pres., and Rep. Director	- 1467	51.75 USD
4 years ago Feb 18, 2020	Sell 75.9 K USD	Koide Masatoshi Pres., and Rep. Director	- 1467	51.75 USD
4 years ago Feb 06, 2020	Sell 1.19 M USD	LAKE CHARLES D II Chairman and Rep. Director	- 22642	52.6847 USD
4 years ago Dec 09, 2019	Sell 300 K USD	BEAVER STEVEN KENT SVP, CFO, Aflac US	- 5660	53.0313 USD
4 years ago Dec 06, 2019	Sell 51.1 K USD	HOWARD JUNE P Sr. Vice President	- 960	53.25 USD
4 years ago Dec 05, 2019	Sell 100 K USD	Williams Richard JR Executive V.P.	- 1900	52.6232 USD
4 years ago Dec 03, 2019	Sell 1.24 M USD	TILLMAN AUDREY B Executive Vice President	- 24000	51.8102 USD
5 years ago Nov 07, 2019	Bought 54.1 K USD	Lloyd Karole Director	+ 1000	54.08 USD
5 years ago Sep 27, 2019	Sell 78 K USD	Fukuzawa Toshihiko Director	- 1500	52 USD
5 years ago Aug 02, 2019	Sell 209 K USD	HOWARD JUNE P Sr. Vice President	- 4000	52.3514 USD
5 years ago Jul 26, 2019	Sell 254 K USD	RIMER BARBARA K Director	- 4728	53.741 USD
5 years ago Jul 29, 2019	Sell 94.2 K USD	Daniels James Todd Exec. Vice President	- 1777	53.0275 USD
5 years ago Jul 29, 2019	Sell 200 K USD	Daniels James Todd Exec. Vice President	- 3775	52.9626 USD
5 years ago Jun 03, 2019	Sell 275 K USD	RIGGIERI ALBERT SVP, Corporate Actuary	- 5247	52.3898 USD
5 years ago May 29, 2019	Sell 3.33 M USD	ARIYOSHI KOJI Exec.VP - Aflac Japan	- 63703	52.2 USD
5 years ago May 24, 2019	Sell 143 K USD	MOSKOWITZ JOSEPH L Director	- 2750	52.02 USD
5 years ago May 16, 2019	Sell 938 K USD	LAKE CHARLES D II President -Aflac International	- 18000	52.0936 USD
5 years ago May 15, 2019	Sell 76.5 K USD	Fukuzawa Toshihiko Director	- 1500	51 USD
5 years ago May 06, 2019	Sell 2.88 M USD	WHITE TERESA L President, Aflac U.S.	- 57124	50.3871 USD
5 years ago Mar 26, 2019	Sell 760 K USD	Koide Masatoshi Pres., Aflac Life Ins Japan	- 15267	49.7539 USD
5 years ago Mar 26, 2019	Sell 684 K USD	Koide Masatoshi Pres., Aflac Life Ins Japan	- 13741	49.7552 USD
5 years ago Mar 22, 2019	Bought 89.7 K USD	Lloyd Karole Director	+ 1800	49.83 USD
5 years ago Mar 22, 2019	Bought 89.7 K USD	Lloyd Karole Director	+ 1800	49.83 USD
5 years ago Mar 22, 2019	Bought 4.98 K USD	Lloyd Karole Director	+ 100	49.82 USD
5 years ago Mar 22, 2019	Bought 4.98 K USD	Lloyd Karole Director	+ 100	49.82 USD
5 years ago Mar 22, 2019	Bought 4.98 K USD	Lloyd Karole Director	+ 100	49.8266 USD
5 years ago Mar 22, 2019	Bought 4.98 K USD	Lloyd Karole Director	+ 100	49.8266 USD
5 years ago Mar 12, 2019	Sell 148 K USD	JOHNSON DOUGLAS WAYNE Director	- 3000	49.2371 USD
5 years ago Mar 04, 2019	Sell 771 K USD	LAKE CHARLES D II President -Aflac International	- 15678	49.1944 USD
5 years ago Mar 04, 2019	Sell 771 K USD	LAKE CHARLES D II President -Aflac International	- 15678	49.1944 USD
5 years ago Feb 22, 2019	Sell 102 K USD	TILLMAN AUDREY B Executive Vice President	- 2100	48.7095 USD
5 years ago Feb 13, 2019	Sell 605 K USD	WHITE TERESA L President, Aflac U.S.	- 12338	49.06 USD

7. News

American workforce burnout reaches tipping point 14th annual Aflac WorkForces Report uncovers very high levels of burnout are nearly twice as likely among U.S. Hispanic employees than non-Hispanics COLUMBUS, Ga. , Nov. 12, 2024 /PRNewswire/ -- American employers and employees are facing a conundrum: heightened levels of workplace stress and burnout. prnewswire.com - 4 days ago

Aflac hires JR Shamley as senior vice president, National Account Business Development and Growth Solutions 30-year group insurance industry veteran will leverage his carrier and benefits consulting experience to further deepen Aflac's distribution model and drive profitable growth COLUMBUS, Ga. , Nov. 11, 2024 /PRNewswire/ -- Aflac, the leading provider of supplemental health insurance in the U.S.1, today announced the hiring of JR Shamley for the newly created position of senior vice president, National Account Business Development and Growth Solutions. prnewswire.com - 5 days ago

Down -6.55% in 4 Weeks, Here's Why Aflac (AFL) Looks Ripe for a Turnaround Aflac (AFL) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term. zacks.com - 1 week ago

Insurer Aflac Quacks Away At Policy Growth And Low Debt Risk Aflac gets upgraded to Buy from my prior hold rating a year ago, driven by policy growth & retention in Q3 despite net earnings loss. Although the stock trades near a 10-year-high, it is still undervalued to key peers in terms of fwd P/E and trailing P/B ratios. A trend of dividend growth looks to continue its sustainability. seekingalpha.com - 2 weeks ago

Aflac Q3 Earnings Top Estimates on Lower Benefits & Expenses AFL's third-quarter earnings benefit from higher net investment income and reduced operating expenses. Lower benefits and expenses in the Japan segment partially offset the positives. zacks.com - 2 weeks ago

3 Insurance Stocks Making Moves After Earnings Shares of insurance name Root (ROOT) are trading at roughly three-year highs , on track for their best session on record after a surprise third-quarter earnings beat. schaeffersresearch.com - 2 weeks ago

Aflac Incorporated (AFL) Q3 2024 Earnings Call Transcript Aflac Incorporated (NYSE:AFL ) Q3 2024 Earnings Conference Call October 31, 2024 8:00 AM ET Company Participants David Young - VP, Capital Markets Dan Amos - Chairman & CEO Max Broden - EVP & CFO Virgil Miller - President, Aflac U.S. Charles Lake - Chairman & President, Aflac International Masatoshi Koide - President, Aflac Life Insurance Japan Brad Dyslin - Global CIO & President, Aflac Global Investments Koichiro Yoshizumi - EVP, Sales & Marketing, Aflac Life Insurance Japan Alycia Slyck - Global Chief Actuary Conference Call Participants Joel Hurwitz - Dowling & Partners Tom Gallagher - Evercore ISI Wes Carmichael - Autonomous Research Ryan Krueger - KBW John Barnidge - Piper Sandler Jimmy Bhullar - J.P. Morgan Wilma Burdis - Raymond James Nick Annitto - Wells Fargo Operator Good day, and welcome to the Aflac Incorporated Third Quarter 2024 Earnings Call. seekingalpha.com - 2 weeks ago

Aflac (AFL) Reports Q3 Earnings: What Key Metrics Have to Say Although the revenue and EPS for Aflac (AFL) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 2 weeks ago

Aflac (AFL) Tops Q3 Earnings Estimates Aflac (AFL) came out with quarterly earnings of $2.16 per share, beating the Zacks Consensus Estimate of $1.70 per share. This compares to earnings of $1.84 per share a year ago. zacks.com - 2 weeks ago

Aflac Incorporated Promotes Virgil R. Miller to President of Aflac Incorporated, Audrey Boone Tillman and Max K. COLUMBUS, Ga. , Oct. 30, 2024 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today the promotion of Virgil R. prnewswire.com - 2 weeks ago

Aflac Incorporated Announces Third Quarter Results, Reports Third Quarter Net Losses of $93 Million, Declares Fourth Quarter Cash Dividend COLUMBUS, Ga. , Oct. 30, 2024 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today reported its third quarter results. prnewswire.com - 2 weeks ago

Transmit Security Powers Aflac's 2024 CSO Award Win for “Quackcess Granted” Passkey Authentication Initiative COLUMBUS, Ga. & BOSTON--(BUSINESS WIRE)--Transmit Security is proud to announce that one of its key clients, Aflac, was recognized with the 2024 CSO Award for “Quackcess Granted” Passkey Authentication Initiative, powered by Transmit Security. The program was recognized with the 2024 CSO Award for innovation in cybersecurity, celebrating Aflac, a leading provider of supplemental health insurance and products in the U.S., for its success in elevating both security and customer experience through. businesswire.com - 2 weeks ago

8. Profile Summary

Aflac Incorporated AFL

COUNTRY US

INDUSTRY Insurance - Life

MARKET CAP $ 61.8 B

Dividend Yield 0.43%

Description Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.

Contact 1932 Wynnton Road, Columbus, GA, 31999 https://www.aflac.com

IPO Date March 17, 1980

Employees 12785

Officers Mr. Daniel Paul Amos President, Chairman & Chief Executive Officer Ms. Robin Littrell Blackmon CPA, CGMA SVice President of Financial Services & Chief Accounting Officer Mr. Bradley Eugene Dyslin C.F.A. Executive Vice President, Global Chief Investment Officer & President of Aflac Global Investments Ms. Audrey Boone Tillman Esq. Executive Vice President & General Counsel Mr. Timothy L. Callahan CISM, CISSP, CRISC Senior Vice President & Chief Information Security Officer Ms. Takeko Uemoto Senior Vice President & Enterprise Corporate Actuary Mr. Frederic Jean Guy Simard F.S.A. Senior Vice President & Chief Financial Officer of Aflac U.S. Mr. Steven Kent Beaver Executive Vice President & Chief Financial Officer of Aflac Japan Mr. Bradley L. Knox Senior Vice President & Counsel of Federal Relations

Price Chart AFL

Aflac Incorporated AFL

Premium Plan

Unlimited Plan