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Financial Services - Insurance - Life - NYSE - US
$ 41.59
0.265 %
$ 4.17 B
Market Cap
11.12
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Mar, 31, 2025.

The intrinsic value of one CNO stock under the worst case scenario is HIDDEN Compared to the current market price of 41.6 USD, CNO Financial Group, Inc. is HIDDEN

This DCF valuation model was last updated on Mar, 31, 2025.

The intrinsic value of one CNO stock under the base case scenario is HIDDEN Compared to the current market price of 41.6 USD, CNO Financial Group, Inc. is HIDDEN

This DCF valuation model was last updated on Mar, 31, 2025.

The intrinsic value of one CNO stock under the best case scenario is HIDDEN Compared to the current market price of 41.6 USD, CNO Financial Group, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CNO

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$43.0$43.0$42.0$42.0$41.0$41.0$40.0$40.0$39.0$39.0$38.0$38.0$37.0$37.0$36.0$36.0$35.0$35.0$34.0$34.0$33.0$33.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 Mar
FINANCIALS
4.45 B REVENUE
7.30%
0 OPERATING INCOME
0.00%
404 M NET INCOME
0.00%
628 M OPERATING CASH FLOW
7.69%
-495 M INVESTING CASH FLOW
43.28%
660 M FINANCING CASH FLOW
23.79%
1.1 B REVENUE
-1.66%
0 OPERATING INCOME
0.00%
166 M NET INCOME
1686.02%
191 M OPERATING CASH FLOW
-17.39%
-151 M INVESTING CASH FLOW
9.95%
713 M FINANCING CASH FLOW
275.25%
Balance Sheet CNO Financial Group, Inc.
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Current Assets 341 M
Cash & Short-Term Investments 341 M
Receivables 0
Other Current Assets 0
Non-Current Assets 23.7 B
Long-Term Investments 23.7 B
PP&E 0
Other Non-Current Assets 0
98.58 %Total Assets$24.1b
Current Liabilities 15 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 15 M
Non-Current Liabilities 838 M
Long-Term Debt 0
Other Non-Current Liabilities 838 M
98.24 %Total Liabilities$852.8m
EFFICIENCY
Earnings Waterfall CNO Financial Group, Inc.
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Revenue 4.45 B
Cost Of Revenue 0
Gross Profit 4.45 B
Operating Expenses 4.45 B
Operating Income 0
Other Expenses -404 M
Net Income 404 M
5b5b4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m004b04b(4b)0404m404mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
9.08% NET MARGIN
9.08%
-695.35% ROE
-695.35%
1.07% ROA
1.07%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis CNO Financial Group, Inc.
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800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 404 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 1.18 B
Free Cash Flow 628 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets CNO Financial Group, Inc.
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Wall Street analysts predict an average 1-year price target for CNO of $31.5 , with forecasts ranging from a low of $29 to a high of $37 .
CNO Lowest Price Target Wall Street Target
29 USD -30.27%
CNO Average Price Target Wall Street Target
31.5 USD -24.26%
CNO Highest Price Target Wall Street Target
37 USD -11.04%
Price
Max Price Target
Min Price Target
Average Price Target
44444242404038383636343432323030282826262424May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26
4. DIVIDEND ANALYSIS
0.43% DIVIDEND YIELD
0.16 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.700.700.600.600.500.500.400.400.300.300.200.200.100.100.000.000.060.070.080.090.10.110.120.130.140.150.160.070.080.090.10.110.120.130.140.150.160.070.080.090.10.110.120.130.140.150.160.070.270.080.310.090.350.10.390.110.430.120.470.130.510.140.550.150.590.160.630.162015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership CNO Financial Group, Inc.
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Sold
0-3 MONTHS
11.2 M USD 3
3-6 MONTHS
1.89 M USD 3
6-9 MONTHS
757 K USD 2
9-12 MONTHS
1.68 M USD 5
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Should Value Investors Buy CNO Financial Group (CNO) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 2 weeks ago
CNO Financial (CNO) Is Up 4.78% in One Week: What You Should Know Does CNO Financial (CNO) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 1 month ago
Should Value Investors Buy CNO Financial Group (CNO) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 month ago
CNO Financial Group Honors Associate Paul Richard as Volunteer of the Year, Donates to 12 Nonprofits through Annual Invested in Giving Back® Program CARMEL, Ind. , Feb. 27, 2025 /PRNewswire/ -- CNO Financial Group, Inc. (NYSE: CNO) today recognized associate Paul Richard as its Volunteer of the Year and announced CNO's 2025 Invested in Giving Back® program winners. prnewswire.com - 1 month ago
Optavise Introduces Optavise Clear, a New Solution in Employee Benefits Management CARMEL, Ind. , Feb. 24, 2025 /PRNewswire/ -- Optavise, a leading provider of employee benefits services, offering personalized expert guidance backed by technology, today introduced Optavise Clear—a comprehensive solution to eliminate employee confusion and frustration with their benefits. prnewswire.com - 1 month ago
5 Multiline Insurers to Watch as Competition Rises, Pricing Moderates Better pricing, product redesigns, technological advancement and improving inflation are expected to aid multiline insurers like MET, AIG, PRU, RDN and CNO. zacks.com - 1 month ago
Are Investors Undervaluing CNO Financial Group (CNO) Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 month ago
CNO Financial Group Announces $500 Million Increase to Securities Repurchase Authorization and Declares $0.16 Quarterly Dividend Company also announces virtual annual shareholder meeting date  CARMEL, Ind. , Feb. 12, 2025 /PRNewswire/ -- CNO Financial Group, Inc. (NYSE: CNO) announced today that its Board of Directors has approved an additional $500 million to repurchase the company's outstanding shares of common stock. prnewswire.com - 1 month ago
CNO Q4 Earnings Beat on Higher Annuity & Health Premiums CNO Financial's Q4 results reflect improved collected premiums in its three product lines, partly offset by a decline in net investment income. It estimates 2025 operating EPS to stay within the band of $3.70-$3.90. zacks.com - 1 month ago
CNO Financial Group, Inc. (CNO) Q4 2024 Earnings Call Transcript CNO Financial Group, Inc. (NYSE:CNO ) Q4 2024 Earnings Conference Call February 7, 2025 11:00 AM ET Company Participants Adam Auvil - IR Gary Bhojwani - CEO Paul McDonough - CFO Conference Call Participants John Barnidge - Piper Sandler Ryan Krueger - Keefe, Bruyette & Woods Wilma Burdis - Raymond James Suneet Kamath - Jefferies Jack Matten - BMO Wes Carmichael - Autonomous Operator Good morning, all, and thank you for joining us for the CNO Financial Group Fourth Quarter 2024 Earnings Call. My name is Carlin. seekingalpha.com - 1 month ago
CNO (CNO) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for CNO (CNO) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 1 month ago
CNO Financial (CNO) Q4 Earnings and Revenues Beat Estimates CNO Financial (CNO) came out with quarterly earnings of $1.31 per share, beating the Zacks Consensus Estimate of $1.07 per share. This compares to earnings of $1.18 per share a year ago. zacks.com - 1 month ago
8. Profile Summary

CNO Financial Group, Inc. CNO

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COUNTRY US
INDUSTRY Insurance - Life
MARKET CAP $ 4.17 B
Dividend Yield 0.43%
Description CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individuals through phone, online, mail, and face-to-face. The company also focuses on worksite and group sales for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed index annuities; fixed interest annuities, including fixed rate single and flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. CNO Financial Group, Inc. markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company sells its products through agents, independent producers, and direct marketing. CNO Financial Group, Inc. was founded in 1979 and is headquartered in Carmel, Indiana.
Contact 11825 North Pennsylvania Street, Carmel, IN, 46032 https://www.cnoinc.com
IPO Date Sept. 10, 2003
Employees 3500
Officers Mr. Matthew Joseph Zimpfer J.D. Executive Vice President & General Counsel Mr. Joel T. Koehneman SVice President & Chief Accounting Officer Mr. Michael E. Mead Chief Information Officer Mr. Scott Louis Goldberg CPA President of Consumer Division Mr. Doug Williams Vice President of Finance & Administration Mr. Eric Ronald Johnson Chief Investment Officer Mr. Gary Chandru Bhojwani Chief Executive Officer & Director Mr. Paul Harrington McDonough Chief Financial Officer & Executive Vice President Ms. Jeanne L. Linnenbringer Chief Operations Officer Mr. Adam Auvil Vice President of Investor Relations & Sustainability