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Lument Finance Trust, Inc. LFT
Real Estate - REIT - Mortgage - NYSE - US
Watchlist
$ 2.65
-1.14 %
$ 139 M
Market Cap
7.65
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one LFT stock under the worst case scenario is HIDDEN Compared to the current market price of 2.65 USD, Lument Finance Trust, Inc. is HIDDEN

LFT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one LFT stock under the base case scenario is HIDDEN Compared to the current market price of 2.65 USD, Lument Finance Trust, Inc. is HIDDEN

LFT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one LFT stock under the best case scenario is HIDDEN Compared to the current market price of 2.65 USD, Lument Finance Trust, Inc. is HIDDEN

LFT Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart LFT

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1M 2%
6M 15%
1Y 38%
3Y 51%
5Y 160%
All
$2.8$2.8$2.7$2.7$2.6$2.6$2.5$2.5$2.4$2.4$2.3$2.3$2.2$2.2$2.1$2.1Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
34.9 M REVENUE
8.68%
Growth Rates
1Year 8.68%
3Years 18.28%
5Years 16.47%
7Years 9.86%
10Years 8.91%
30.5 M OPERATING INCOME
38.59%
Growth Rates
1Year 38.59%
3Years 42.15%
5Years 37.47%
7Years -54.19%
10Years 24.84%
22.6 M NET INCOME
14.89%
Growth Rates
1Year 14.89%
3Years 29.10%
5Years 29.37%
7Years 25.16%
10Years 21.19%
27.1 M OPERATING CASH FLOW
9.67%
Growth Rates
1Year 9.67%
3Years 25.13%
5Years 30.09%
7Years 30.37%
10Years 2.72%
334 M INVESTING CASH FLOW
205.48%
Growth Rates
1Year 205.48%
3Years 39.25%
5Years 58.17%
7Years 15.70%
10Years 12.79%
-341 M FINANCING CASH FLOW
-115.21%
Growth Rates
1Year -115.21%
3Years -22.26%
5Years -110.85%
7Years -8.64%
10Years -9.54%
8.25 M REVENUE
-11.32%
Growth Rates
1Year 8.68%
3Years 18.28%
5Years 16.47%
7Years 9.86%
10Years 8.91%
-43.6 M OPERATING INCOME
-3417.51%
Growth Rates
1Year 38.59%
3Years 42.15%
5Years 37.47%
7Years -54.19%
10Years 24.84%
4.79 M NET INCOME
-18.34%
Growth Rates
1Year 14.89%
3Years 29.10%
5Years 29.37%
7Years 25.16%
10Years 21.19%
6.33 M OPERATING CASH FLOW
151.35%
Growth Rates
1Year 9.67%
3Years 25.13%
5Years 30.09%
7Years 30.37%
10Years 2.72%
133 M INVESTING CASH FLOW
237.04%
Growth Rates
1Year 205.48%
3Years 39.25%
5Years 58.17%
7Years 15.70%
10Years 12.79%
-132 M FINANCING CASH FLOW
-181.25%
Growth Rates
1Year -115.21%
3Years -22.26%
5Years -110.85%
7Years -8.64%
10Years -9.54%
Balance Sheet Lument Finance Trust, Inc.
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Current Assets 75.1 M
Cash & Short-Term Investments 69.2 M
Receivables 5.95 M
Other Current Assets 0
Non-Current Assets 649 K
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 649 K
91.30 %7.85 %Total Assets$75.8m
Current Liabilities 14.2 M
Accounts Payable 2.7 M
Short-Term Debt 0
Other Current Liabilities 11.5 M
Non-Current Liabilities 876 M
Long-Term Debt 876 M
Other Non-Current Liabilities 0
98.41 %Total Liabilities$890.0m
EFFICIENCY
Earnings Waterfall Lument Finance Trust, Inc.
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Revenue 34.9 M
Cost Of Revenue 0
Gross Profit 34.9 M
Operating Expenses 4.4 M
Operating Income 30.5 M
Other Expenses 7.82 M
Net Income 22.6 M
35m35m30m30m25m25m20m20m15m15m10m10m5m5m0035m035m(4m)30m(8m)23mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 99.57%
5Years -1460.82%
7Years -4204.11%
10Years -6675.91%
87.38% OPERATING MARGIN
87.38%
Averages
1Year 87.38%
3Years 59.01%
5Years 53.80%
7Years 151.50%
10Years 4078.73%
51.37% NET MARGIN
51.37%
Averages
1Year 51.37%
3Years 51.18%
5Years 49.53%
7Years 25.21%
10Years 9.99%
7.53% ROE
7.53%
Averages
1Year 7.53%
3Years 6.59%
5Years 6.69%
7Years 5.08%
10Years 3.34%
1.59% ROA
1.59%
Averages
1Year 1.59%
3Years 1.27%
5Years 1.24%
7Years 0.90%
10Years 0.62%
49.41% ROIC
49.41%
Averages
1Year 49.41%
3Years 30.59%
5Years 35.67%
7Years 41.92%
10Years 15.72%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Lument Finance Trust, Inc.
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50m50m00(50m)(50m)(100m)(100m)(150m)(150m)(200m)(200m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 22.6 M
Depreciation & Amortization -34 K
Capital Expenditures 0
Stock-Based Compensation 147 K
Change in Working Capital 0
Others 4.37 M
Free Cash Flow 27.1 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Lument Finance Trust, Inc.
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LFT has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
3.98% DIVIDEND YIELD
0.08 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.6000001.6000001.4000001.4000001.2000001.2000001.0000001.0000000.8000000.8000000.6000000.6000000.4000000.4000000.2000000.2000000.0000000.0000000.1250.1250.1250.0574830.0574830.0574830.0670640.0750.090.060.060.070.080.1250.1250.1250.0574830.0574830.0574830.0750.0750.090.060.060.080.0958050.0958050.0958050.0574830.0574830.0574830.050.0574830.0750.0850.0862250.060.070.080.0958050.440.0958050.440.0958050.440.0574830.230.060.231.32751.500.0574830.200.190.190.160.0574830.180.0750.210.130.360.0862250.300.060.310.070.270.170.290.150.082015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 16
6. Ownership
Insider Ownership Lument Finance Trust, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Lument Continues To Delever And Future Earnings Will See That Impact Lument Finance Trust's deleveraging continues with $144 million in loan repayments and only $13 million in new originations, shrinking the book by 24% in 2024. Defaults are rising, with four new loans totaling $50 million in default, posing significant risks to equity holders due to upcoming maturities. Despite a 22% discount to book value, the stock remains unattractive due to shrinking earnings power, limited refinancing visibility, and continued credit deterioration. seekingalpha.com - 1 month ago
Lument Finance Trust, Inc. (LFT) Q4 2024 Earnings Call Transcript Lument Finance Trust, Inc. (NYSE:LFT ) Q4 2024 Earnings Conference Call March 20, 2025 8:30 AM ET Company Participants Andrew Tsang - Investor Relations Jim Flynn - CEO Jim Briggs - CFO Jim Henson - President Zach Halpern - Managing Director of Portfolio Management Conference Call Participants Stephen Laws - Raymond James Steve Delaney - Citizens Bank Christopher Nolan - Ladenburg Thalmann Operator Good morning. Thank you for joining the Lument Finance Trust Fourth Quarter 2024 Earnings Call. seekingalpha.com - 1 month ago
Lument Finance (LFT) Matches Q4 Earnings Estimates Lument Finance (LFT) came out with quarterly earnings of $0.10 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.10 per share a year ago. zacks.com - 1 month ago
Lument Finance Trust Reports 2024 Results and Declares Quarterly Dividends for Its Common and Preferred Stock NEW YORK , March 19, 2025 /PRNewswire/ -- Lument Finance Trust, Inc. (NYSE: LFT) ("we", "LFT" or "the Company") today reported its fourth quarter and full year 2024 results. GAAP net income attributable to common shareholders for the fourth quarter was $3.6 million, or $0.07 per share of common stock, and for the full year was $17.9 million, or $0.34 per share of common stock. prnewswire.com - 1 month ago
Lument Finance Trust Announces Year-End Earnings Release and Investor Call Dates NEW YORK , March 12, 2025 /PRNewswire/ -- Lument Finance Trust, Inc. (NYSE: LFT) ("we,"; "LFT" or "the Company") announced today that it expects to file its Annual Report on Form 10-K for the year ended December 31, 2025 with the Securities and Exchange Commission on Wednesday, March 19, 2025, after the market closes, and invites investors and other interested parties to listen to its live conference call via telephone or webcast on Thursday, March 20, 2025 at 8:30 a.m. eastern time. prnewswire.com - 1 month ago
Lument Closes $198 Million in Multifamily Bridge Loans in December 2024 These latest closings support a wide range of business plans. An additional $170 million of bridge loans are currently under application and set to close in early 2025. prnewswire.com - 3 months ago
Is Lument Finance Trust (LFT) a Great Value Stock Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 3 months ago
Lument Finance Trust, Inc. Declares Quarterly Cash Dividends for its Common and Preferred Stock and Announces Special Cash Dividend Distribution NEW YORK , Dec. 12, 2024 /PRNewswire/ -- Lument Finance Trust, Inc. (NYSE: LFT) ("LFT" or the "Company") announced the declaration of a cash dividend of $0.08 per share of common stock with respect to the fourth quarter of 2024.  The Company also announced the declaration of a one-time special cash dividend of $0.09 per share of common stock due to real estate investment trust tax considerations. prnewswire.com - 4 months ago
Lument Finance Trust Remains Fairly Valued In Wait Of 2021 Loan Book Workout Lument Financial Trust's 3Q24 results showed stable net interest income but highlighted ongoing challenges with 2021 loans and potential refinancing at less favorable rates. The company's valuation appears attractive due to a significant discount to book value and a high dividend yield, though both have notable risks. Management remains cautious about the stressed 2021 loan book and the uncertain macroeconomic environment, impacting future earnings and refinancing prospects. seekingalpha.com - 5 months ago
Lument (LFT) Moves to Buy: Rationale Behind the Upgrade Lument (LFT) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 5 months ago
Lument Finance Trust, Inc. (LFT) Q3 2024 Earnings Call Transcript Lument Finance Trust, Inc. (LFT) Q3 2024 Earnings Call Transcript seekingalpha.com - 5 months ago
Here's What Key Metrics Tell Us About Lument (LFT) Q3 Earnings While the top- and bottom-line numbers for Lument (LFT) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 5 months ago
8. Profile Summary

Lument Finance Trust, Inc. LFT

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COUNTRY US
INDUSTRY REIT - Mortgage
MARKET CAP $ 139 M
Dividend Yield 3.98%
Description Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. The company primarily invests in transitional floating rate commercial mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments. Lument Finance Trust, Inc. is qualified as a real estate investment trust (REIT) under the Internal Revenue Code of 1986. As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Hunt Companies Finance Trust, Inc. and changed its name to Lument Finance Trust, Inc. in December 2020. Lument Finance Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.
Contact 230 Park Avenue, New York, NY, 10169 https://lumentfinancetrust.com
IPO Date March 22, 2013
Employees 600
Officers Mr. James Peter Flynn J.D. Chief Executive Officer & Chairman of the Board Mr. Zachary Lee Halpern Managing Director Mr. Kian Fui Chong Senior Vice President of Hunt Investment Management, LLC Mr. James Anthony Briggs CPA Chief Financial Officer Mr. James Joseph Henson President Ms. Stephanie G. Culpepper Secretary Brendan Gover Vice President of Investor Relations