image
Financial Services - Insurance - Property & Casualty - NYSE - US
$ 465.1
0.489 %
$ 10.8 B
Market Cap
25.79
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one KNSL stock under the worst case scenario is HIDDEN Compared to the current market price of 465 USD, Kinsale Capital Group, Inc. is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one KNSL stock under the base case scenario is HIDDEN Compared to the current market price of 465 USD, Kinsale Capital Group, Inc. is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one KNSL stock under the best case scenario is HIDDEN Compared to the current market price of 465 USD, Kinsale Capital Group, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart KNSL

image
$540.0$540.0$520.0$520.0$500.0$500.0$480.0$480.0$460.0$460.0$440.0$440.0$420.0$420.0$400.0$400.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
1.59 B REVENUE
29.65%
524 M OPERATING INCOME
34.18%
415 M NET INCOME
34.65%
976 M OPERATING CASH FLOW
13.55%
-960 M INVESTING CASH FLOW
-11.53%
-29.7 M FINANCING CASH FLOW
-3.98%
423 M REVENUE
2.74%
115 M OPERATING INCOME
-17.15%
89.2 M NET INCOME
0.00%
230 M OPERATING CASH FLOW
7.89%
-181 M INVESTING CASH FLOW
8.62%
-20 M FINANCING CASH FLOW
-48.96%
Balance Sheet Kinsale Capital Group, Inc.
image
Current Assets 3.79 B
Cash & Short-Term Investments 3.65 B
Receivables 140 M
Other Current Assets 0
Non-Current Assets 63.8 M
Long-Term Investments 417 M
PP&E 0
Other Non-Current Assets -353 M
94.71 %3.63 %10.82 %Total Assets$3.9b
Current Liabilities 99.1 M
Accounts Payable 99.1 M
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 184 M
Long-Term Debt 184 M
Other Non-Current Liabilities 0
34.99 %65.01 %Total Liabilities$283.2m
EFFICIENCY
Earnings Waterfall Kinsale Capital Group, Inc.
image
Revenue 1.59 B
Cost Of Revenue 0
Gross Profit 1.59 B
Operating Expenses 1.07 B
Operating Income 524 M
Other Expenses 109 M
Net Income 415 M
2b2b1b1b1b1b1b1b800m800m600m600m400m400m200m200m002b02b(1b)524m(109m)415mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
33.03% OPERATING MARGIN
33.03%
26.13% NET MARGIN
26.13%
27.96% ROE
27.96%
8.49% ROA
8.49%
11.25% ROIC
11.25%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Kinsale Capital Group, Inc.
image
1b1b900m900m800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 415 M
Depreciation & Amortization 5.8 M
Capital Expenditures -23.9 M
Stock-Based Compensation 14.1 M
Change in Working Capital 596 M
Others 533 M
Free Cash Flow 952 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Kinsale Capital Group, Inc.
image
Wall Street analysts predict an average 1-year price target for KNSL of $500 , with forecasts ranging from a low of $485 to a high of $514 .
KNSL Lowest Price Target Wall Street Target
485 USD 4.28%
KNSL Average Price Target Wall Street Target
500 USD 7.43%
KNSL Highest Price Target Wall Street Target
514 USD 10.51%
Price
Max Price Target
Min Price Target
Average Price Target
540540520520500500480480460460440440420420400400380380360360Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.04% DIVIDEND YIELD
0.17 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.600.600.500.500.400.400.300.300.200.200.100.100.000.000.060.070.080.090.110.130.140.150.170.060.070.080.090.110.130.140.150.050.060.070.080.090.110.130.140.150.050.220.060.260.070.300.080.340.090.400.110.480.130.540.140.580.150.470.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Download SVG
Download PNG
Download CSV
5. COMPETITION
slide 2 of 14
6. Ownership
Insider Ownership Kinsale Capital Group, Inc.
image
Sold
0-3 MONTHS
3.83 M USD 4
3-6 MONTHS
3.84 M USD 4
6-9 MONTHS
0 USD 0
9-12 MONTHS
3.69 M USD 3
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Here's Why Kinsale Capital Group, Inc. (KNSL) is a Strong Growth Stock Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service. zacks.com - 2 weeks ago
Kinsale Capital Group, Inc. (KNSL) Q1 2025 Earnings Call Transcript Kinsale Capital Group, Inc. (NYSE:KNSL ) Q1 2025 Earnings Call April 25, 2025 9:00 AM ET Company Participants Michael Kehoe - Chairman and Chief Executive Officer Bryan Petrucelli - Chief Financial Officer Brian Haney - President and Chief Operating Officer Conference Call Participants Bill Carcache - Wolfe Research Andrew Andersen - Jefferies Michael Phillips - Oppenheimer Pablo Singzon - JPMorgan Bob Huang - Morgan Stanley Mark Hughes - Truist Securities Casey Alexander - Compass Point Operator Thank you for standing by, and welcome to the Kinsale Capital Group First Quarter 2025 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. seekingalpha.com - 3 weeks ago
Kinsale Capital Q1 Earnings Beat Estimates on Solid Underwriting KNSL's Q1 results reflect the continued execution of the company's strategy of disciplined underwriting and technology-enabled low costs. zacks.com - 3 weeks ago
Compared to Estimates, Kinsale Capital Group (KNSL) Q1 Earnings: A Look at Key Metrics The headline numbers for Kinsale Capital Group (KNSL) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 3 weeks ago
Kinsale Capital Group, Inc. (KNSL) Q1 Earnings Beat Estimates Kinsale Capital Group, Inc. (KNSL) came out with quarterly earnings of $3.71 per share, beating the Zacks Consensus Estimate of $3.15 per share. This compares to earnings of $3.50 per share a year ago. zacks.com - 3 weeks ago
Kinsale Capital Group Reports First Quarter 2025 Results RICHMOND, Va.--(BUSINESS WIRE)--Kinsale Capital Group Reports First Quarter 2025 Results. businesswire.com - 3 weeks ago
KINS vs. KNSL: Which Excess & Surplus Insurer Should You Bet On? Let's find out which insurer is a safe investment option, KINS or KNSL. zacks.com - 4 weeks ago
Our Top 10 High Growth Dividend Stocks - April 2025 The article provides a methodology for selecting high-growth dividend-paying stocks, focusing on dividend growth and sustainability rather than high current yield. We use our proprietary models to rate quantitatively and qualitatively and select the top ten names from an initial list of nearly 400 dividend stocks. The final list of ten stocks is chosen based on sector diversity, high-growth quality scores, and positive momentum, suitable for investors in the accumulation phase. seekingalpha.com - 1 month ago
Gear Up for Kinsale Capital Group (KNSL) Q1 Earnings: Wall Street Estimates for Key Metrics Besides Wall Street's top -and-bottom-line estimates for Kinsale Capital Group (KNSL), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2025. zacks.com - 1 month ago
Kinsale Capital: A High Performer in Specialty Insurance Explore the exciting world of Kinsale Capital (KNSL 0.65%) with our expert analysts in this Motley Fool Scoreboard episode. Check out the video below to gain valuable insights into market trends and potential investment opportunities! fool.com - 1 month ago
Analysts Estimate Kinsale Capital Group, Inc. (KNSL) to Report a Decline in Earnings: What to Look Out for Kinsale Capital Group (KNSL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
SKWD vs. KNSL: Which Stock Is the Better Value Option? Investors interested in stocks from the Insurance - Property and Casualty sector have probably already heard of Skyward Specialty Insurance (SKWD) and Kinsale Capital Group, Inc. (KNSL). But which of these two stocks presents investors with the better value opportunity right now? zacks.com - 1 month ago
8. Profile Summary

Kinsale Capital Group, Inc. KNSL

image
COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 10.8 B
Dividend Yield 0.04%
Description Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company's commercial lines offerings include construction, small business, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, health care, inland marine, public entity, and commercial insurance, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.
Contact 2035 Maywill Street, Richmond, VA, 23230 https://www.kinsalecapitalgroup.com
IPO Date July 28, 2016
Employees 660
Officers Mr. Brian Donald Haney President & Chief Operating Officer Mr. Bryan Paul Petrucelli CPA Executive Vice President, Chief Financial Officer & Treasurer Mr. Christopher Richard Tangard Senior Vice President & Chief Accounting Officer Mr. Michael Patrick Kehoe J.D. Chairman of the Board & Chief Executive Officer Mr. Mark J. Beachy Executive Vice President & Chief Claims Officer Mr. Stuart P. Winston Senior Vice President & Chief Underwriting Officer Mr. Brendan McMorrow Senior Vice President of Underwriting Ms. Amber J. Sheridan Senior Vice President and Chief Human Resources Officer Ms. Diane D. Schnupp Executive Vice President & Chief Information Officer Mr. Patrick L. Dalton Senior Vice President & Chief Business Development Officer