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Financial Services - Insurance - Property & Casualty - NYSE - US
$ 233.83
-3.48 %
$ 53 B
Market Cap
10.9
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one TRV stock under the worst case scenario is HIDDEN Compared to the current market price of 234 USD, The Travelers Companies, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one TRV stock under the base case scenario is HIDDEN Compared to the current market price of 234 USD, The Travelers Companies, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one TRV stock under the best case scenario is HIDDEN Compared to the current market price of 234 USD, The Travelers Companies, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart TRV

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$270.0$270.0$265.0$265.0$260.0$260.0$255.0$255.0$250.0$250.0$245.0$245.0$240.0$240.0$235.0$235.0$230.0$230.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
46.4 B REVENUE
12.23%
-5 M OPERATING INCOME
-0.01%
5 B NET INCOME
67.13%
9.07 B OPERATING CASH FLOW
17.68%
-7.26 B INVESTING CASH FLOW
-6.49%
-1.75 B FINANCING CASH FLOW
-66.22%
12 B REVENUE
0.92%
0 OPERATING INCOME
0.00%
2.08 B NET INCOME
65.24%
2.06 B OPERATING CASH FLOW
-46.74%
-1.69 B INVESTING CASH FLOW
50.07%
-422 M FINANCING CASH FLOW
7.05%
Balance Sheet The Travelers Companies, Inc.
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Current Assets 11.1 B
Cash & Short-Term Investments 89.1 B
Receivables 11.1 B
Other Current Assets -89.1 B
Non-Current Assets 4.59 B
Long-Term Investments 5.79 B
PP&E 0
Other Non-Current Assets -1.2 B
567.60 %70.75 %36.88 %Total Assets$15.7b
Current Liabilities 3.84 B
Accounts Payable 3.74 B
Short-Term Debt 100 M
Other Current Liabilities 0
Non-Current Liabilities 7.93 B
Long-Term Debt 7.93 B
Other Non-Current Liabilities 0
31.76 %67.39 %Total Liabilities$11.8b
EFFICIENCY
Earnings Waterfall The Travelers Companies, Inc.
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Revenue 46.4 B
Cost Of Revenue 0
Gross Profit 46.4 B
Operating Expenses 46.4 B
Operating Income -5 M
Other Expenses -5 B
Net Income 5 B
50b50b45b45b40b40b35b35b30b30b25b25b20b20b15b15b10b10b5b5b00(5b)(5b)46b046b(46b)(5m)5b5bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-0.01% OPERATING MARGIN
-0.01%
10.77% NET MARGIN
10.77%
17.94% ROE
17.94%
3.75% ROA
3.75%
-0.03% ROIC
-0.03%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis The Travelers Companies, Inc.
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10b10b9b9b8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 5 B
Depreciation & Amortization 715 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -3.75 B
Others 4.26 B
Free Cash Flow 9.07 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets The Travelers Companies, Inc.
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Wall Street analysts predict an average 1-year price target for TRV of $244 , with forecasts ranging from a low of $95 to a high of $310 .
TRV Lowest Price Target Wall Street Target
95 USD -59.37%
TRV Average Price Target Wall Street Target
244 USD 4.14%
TRV Highest Price Target Wall Street Target
310 USD 32.57%
Price
Max Price Target
Min Price Target
Average Price Target
3503503003002502502002001501501001005050May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.44% DIVIDEND YIELD
1.05 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
4.504.504.004.003.503.503.003.002.502.502.002.001.501.501.001.000.500.500.000.000.550.610.670.720.770.820.850.880.9311.050.610.670.720.770.820.850.880.9311.050.610.670.720.770.820.850.880.9311.050.612.380.672.620.722.830.773.030.823.230.853.370.883.490.933.6713.931.054.151.052015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 10
6. Ownership
Insider Ownership The Travelers Companies, Inc.
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Sold
0-3 MONTHS
3.31 M USD 1
3-6 MONTHS
34.9 M USD 8
6-9 MONTHS
9.96 M USD 5
9-12 MONTHS
6 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Travelers Institute Celebrates 15th Anniversary by Ringing The Opening Bell® at The New York Stock Exchange HARTFORD, Conn.--(BUSINESS WIRE)--The Travelers Institute, the public policy division of The Travelers Companies, Inc. (NYSE: TRV), will celebrate its 15th anniversary today by ringing The Opening Bell® at the New York Stock Exchange (NYSE). Following the ceremony, the Travelers Institute will host a symposium in the NYSE Board Room as part of its new Forces at Work℠ initiative. A keynote address and two educational panels will be broadcast live to the public, exploring the state of mental heal. businesswire.com - 1 week ago
Will Travelers (TRV) Beat Estimates Again in Its Next Earnings Report? Travelers (TRV) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report. zacks.com - 2 weeks ago
Travelers Announces Enhanced Services for Cyber Liability Customers HARTFORD, Conn.--(BUSINESS WIRE)--The Travelers Companies, Inc. (NYSE: TRV) today announced the launch of Travelers Cyber Risk Services, a suite of capabilities added to all cyber liability policies designed to help lower both the risk of a cyberattack and the cost to recover from one. In addition to always-on threat monitoring and tailored alerts, key benefits of Travelers Cyber Risk Services include: Cyber Risk Dashboard: This 24/7 tool gives consumers the ability to monitor risks and track p. businesswire.com - 2 weeks ago
Travelers Announces 2025 Personal Insurance Agent of the Year Award Honorees HARTFORD, Conn.--(BUSINESS WIRE)--The Travelers Companies, Inc. (NYSE: TRV) today announced the 2025 Agent of the Year Award honorees, recognizing a select group of Personal Insurance independent agents for their outstanding customer service, dedication to their communities, long-term profitable growth and commitment to Travelers. Recipients were recently recognized at the Travelers annual leadership conference for top independent agents and brokers. “Independent agents are the backbone of our. businesswire.com - 2 weeks ago
The Travelers Companies: Pricing Power Persists, Raising My Price Target Travelers (TRV) remains a buy due to strong quarterly results, resilient performance, and favorable valuation despite recent market pressures and extreme weather events. TRV's Q4 non-GAAP EPS of $9.15 beat forecasts by $2.54, with revenue up 20% YoY, driven by strong homeowners insurance margins. Key risks include the financial impact of LA wildfires, macro uncertainties, and insurance inflation, but TRV's pricing power and technical chart are encouraging. seekingalpha.com - 3 weeks ago
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar Why investors should use the Zacks Earnings ESP tool to help find stocks that are poised to top quarterly earnings estimates. zacks.com - 3 weeks ago
TRV Stock Trades Near 52-Week High: Buy or Wait for a Pullback? A decline in 2025's bottom-line projection and bearish analysts sentiment keep us cautious about Travelers at present. zacks.com - 1 month ago
Travelers Schedules Conference Call to Review First Quarter 2025 Results NEW YORK--(BUSINESS WIRE)--The Travelers Companies, Inc. (NYSE: TRV) will review its first quarter 2025 results at 9 a.m. ET on Wednesday, April 16, following the release of results earlier that morning. Investors can access the call via webcast at investor.travelers.com and by dialing 888-440-6281 within the United States or 646-960-0218 outside the United States. A slide presentation, statistical supplement and live audio broadcast will be available on the same website. Following the event, r. businesswire.com - 1 month ago
Dow Jones Insurance Giant Travelers, Warren Buffett Stock In Or Near Buy Zones Dow Jones insurance giant Travelers and Warren Buffett stock Berkshire Hathaway are in or near buy zones Monday. The post Dow Jones Insurance Giant Travelers, Warren Buffett Stock In Or Near Buy Zones appeared first on Investor's Business Daily. investors.com - 1 month ago
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar Why investors should use the Zacks Earnings ESP tool to help find stocks that are poised to top quarterly earnings estimates. zacks.com - 1 month ago
Travelers Offers New Product Liability Insurance for Life Sciences Companies HARTFORD, Conn.--(BUSINESS WIRE)--The Travelers Companies, Inc. (NYSE: TRV) today introduced Travelers Synergy℠, a new customizable product liability coverage tailored to life sciences companies. The offering will help medical technology, pharmaceutical, biopharmaceutical and digital health companies with the costs of product-related claims. “Life sciences companies are dedicated to improving health care through innovation, and having liability coverage that addresses their individual needs can. businesswire.com - 1 month ago
Travelers Publishes Cyber Threat Report Highlighting an Increase in Ransomware Activity HARTFORD, Conn.--(BUSINESS WIRE)--The Travelers Companies, Inc. (NYSE: TRV) today released its Q4 2024 Cyber Threat Report, highlighting an elevated level of ransomware activity. The report, based on data collected from ransomware leak sites, showed an increase in the number of organizations that fell victim last quarter to ransomware groups, which used repeatable attack methods, such as targeting virtual private network (VPN) accounts that had weak credentials and were not protected by multifa. businesswire.com - 1 month ago
8. Profile Summary

The Travelers Companies, Inc. TRV

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COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 53 B
Dividend Yield 0.44%
Description The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
Contact 485 Lexington Avenue, New York, NY, 10017 https://www.travelers.com
IPO Date Nov. 17, 1975
Employees 34000
Officers Mr. Gregory Cheshire Toczydlowski Executive Vice President & President of Business Insurance Mr. David Donnay Rowland CFA Executive Vice President & Co-Chief Investment Officer Mr. Daniel Tei-Hwa Yin Executive Vice President & Co-Chief Investment Officer Mr. Avrohom J. Kess Vice Chairman & Chief Legal Officer for Travelers Mr. Michael Frederick Klein Executive Vice President & President of Personal Insurance Ms. Lisa M. Caputo Executive Vice President, Chief Marketing, Communications and Customer Experience Officer Ms. Abbe F. Goldstein C.F.A. Senior Vice President of Investor Relations Mr. Alan David Schnitzer J.D. Chairman & Chief Executive Officer Ms. Mojgan Mehdian Lefebvre Executive Vice President, Chief Technology & Operations Officer Mr. Andy Francis Bessette Executive Vice President & Chief Administrative Officer