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Financial Services - Insurance - Property & Casualty - NYSE - US
$ 72.43
-5.58 %
$ 6.65 B
Market Cap
19.37
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one RLI stock under the worst case scenario is HIDDEN Compared to the current market price of 72.4 USD, RLI Corp. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one RLI stock under the base case scenario is HIDDEN Compared to the current market price of 72.4 USD, RLI Corp. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one RLI stock under the best case scenario is HIDDEN Compared to the current market price of 72.4 USD, RLI Corp. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart RLI

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$88.0$88.0$86.0$86.0$84.0$84.0$82.0$82.0$80.0$80.0$78.0$78.0$76.0$76.0$74.0$74.0$72.0$72.0$70.0$70.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
142 M REVENUE
-90.66%
265 M OPERATING INCOME
1042.33%
346 M NET INCOME
13.51%
560 M OPERATING CASH FLOW
20.67%
-319 M INVESTING CASH FLOW
-50.55%
-238 M FINANCING CASH FLOW
0.36%
38.8 M REVENUE
-91.75%
38.4 M OPERATING INCOME
-67.71%
40.9 M NET INCOME
0.00%
128 M OPERATING CASH FLOW
-41.61%
53.2 M INVESTING CASH FLOW
127.28%
-202 M FINANCING CASH FLOW
-1377.11%
Balance Sheet RLI Corp.
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Current Assets 270 M
Cash & Short-Term Investments 39.8 M
Receivables 231 M
Other Current Assets 0
Non-Current Assets 96.7 M
Long-Term Investments 4.04 B
PP&E 43.2 M
Other Non-Current Assets -3.99 B
62.81 %1101.56 %Total Assets$367.1m
Current Liabilities 145 M
Accounts Payable 44.7 M
Short-Term Debt 100 M
Other Current Liabilities 749 K
Non-Current Liabilities 4.01 B
Long-Term Debt 0
Other Non-Current Liabilities 4.01 B
96.50 %Total Liabilities$4.2b
EFFICIENCY
Earnings Waterfall RLI Corp.
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Revenue 142 M
Cost Of Revenue 0
Gross Profit 142 M
Operating Expenses 1.77 B
Operating Income 265 M
Other Expenses -80.3 M
Net Income 346 M
400m400m200m200m00(200m)(200m)(400m)(400m)(600m)(600m)(800m)(800m)(1b)(1b)(1b)(1b)(1b)(1b)(2b)(2b)(2b)(2b)142m0142m(2b)265m80m346mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
186.56% OPERATING MARGIN
186.56%
243.03% NET MARGIN
243.03%
22.72% ROE
22.72%
6.14% ROA
6.14%
66.74% ROIC
66.74%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis RLI Corp.
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600m600m500m500m400m400m300m300m200m200m100m100m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 346 M
Depreciation & Amortization 7.66 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 277 M
Others 224 M
Free Cash Flow 560 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets RLI Corp.
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Wall Street analysts predict an average 1-year price target for RLI of $170 , with forecasts ranging from a low of $165 to a high of $182 .
RLI Lowest Price Target Wall Street Target
165 USD 127.81%
RLI Average Price Target Wall Street Target
170 USD 135.40%
RLI Highest Price Target Wall Street Target
182 USD 151.28%
Price
Max Price Target
Min Price Target
Average Price Target
20020018018016016014014012012010010080806060May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
2.57% DIVIDEND YIELD
0.15 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
6.0006.0005.0005.0004.0004.0003.0003.0002.0002.0001.0001.0000.0000.0000.190.210.220.250.260.270.190.20.250.260.290.20.210.220.230.240.260.270.2911.380.20.790.520.650.681.241.7211.500.900.270.944.295.140.152015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership RLI Corp.
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Sold
0-3 MONTHS
327 K USD 2
3-6 MONTHS
85.1 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
950 K USD 5
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
RLI First Quarter Earnings Release & Teleconference PEORIA, Ill.--(BUSINESS WIRE)-- #casualtyinsurance--RLI Corp. will release first quarter earnings after market close on Wednesday, April 23, 2025. businesswire.com - 1 week ago
2 Stocks That Raised Their Dividends in the Last 6 Recessions Investors have navigated turbulent markets so far in 2025. On April 2, President Donald Trump announced reciprocal tariffs on 180 countries worldwide, sending shock waves through the market. fool.com - 1 week ago
RLI to Boost Transportation Insurance Business With TruckerCloud RLI partners with TruckerCloud to benefit the transportation insurance business of the Casualty segment. zacks.com - 2 weeks ago
RLI Transportation Announces Partnership With TruckerCloud PEORIA, Ill.--(BUSINESS WIRE)-- #commercialtransportation--RLI Transportation, a division of RLI Insurance Company, announces a partnership with TruckerCloud. businesswire.com - 2 weeks ago
Solid Underwriting Drives RLI's Growth Even as Expenses Rise RLI's portfolio, business expansion, rate rise, expanded distribution and operational strength drive growth. Yet, high expenses induce margin contraction, which is a concern. zacks.com - 2 weeks ago
Buy 3 'Safer' Dividend Kings Of 25 From March's 55 The article highlights 55 Dividend Kings, noting that five of the top ten by yield offer annual dividends from a $1K investment exceeding their single share prices. Analysts predict top-ten Kingly net gains ranging from 12.57% to 50.26% for March 2026, with six out of ten top-yield Kings expected to be top gainers. Sixteen out of fifty-five Kings show negative free cash flow margins, making them cash-poor and unsafe to buy; focus on safer Kings like Altria, United Bankshares, and Hormel. seekingalpha.com - 3 weeks ago
The Highest-Quality Dividend Champions By Quality Scores The article presents the highest-quality Dividend Champions, which are companies listed on U.S. exchanges that have consistently higher annual dividend payouts for at least 25 years. I use a quality scoring system with six quality indicators, each worth five points, for a maximum score of 30. The highest-quality Dividend Champions score four or five points for each quality indicator. Only 15 of 137 Dividend Champions made the list of highest-quality Dividend Champions. seekingalpha.com - 3 weeks ago
Dividend Kings Of The Future Continued A list of 8 companies that are projected to reach Dividend King status in the future. These companies offer various dividend yields ranging from 0.80% to nearly 4.5%. The average 10-year dividend growth rate for these 8 companies is 8.6%, well above typical inflation. seekingalpha.com - 1 month ago
Dividend Kings Of The Future A list of 9 companies that may reach Dividend King status in the near future. These companies span various sectors and offer investors a wide range of dividend growth rates and yields. A few of these companies have abnormally high payout ratios, which may hinder their ability to achieve Dividend King status. seekingalpha.com - 1 month ago
RLI Lags Industry, Loses 9% YTD: Here's How to Play the Stock A strong local branch office network, a focus on specialty insurance lines and an impressive record of underwriting profits poise RLI for growth. zacks.com - 1 month ago
RLI Corp. (RLI) Up 4.1% Since Last Earnings Report: Can It Continue? RLI Corp. (RLI) reported earnings 30 days ago. What's next for the stock? zacks.com - 1 month ago
5 Stocks to Watch on Their Recent Dividend Hikes Investors may keep a tab on stocks like ESNT, MGA, BCS, RLI and PHIN, which have lately hiked their dividend payments. zacks.com - 2 months ago
8. Profile Summary

RLI Corp. RLI

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COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 6.65 B
Dividend Yield 2.57%
Description RLI Corp., an insurance holding company, underwrites property and casualty insurance in the United States and internationally. Its Casualty segment provides commercial and personal coverage products; and general liability products, such as coverage for third-party liability of commercial insureds, including manufacturers, contractors, apartments, and mercantile. It also offers coverages for security guards and in the areas of onshore energy-related businesses and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages focuses on providing errors and omission coverage to small to medium-sized design, technical, computer, and miscellaneous professionals. This segment provides commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other types of specialty commercial automobile risks; incidental and related insurance coverages; inland marine coverages; management liability coverages, such as directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, and for various classes of risks, including public and private businesses; and healthcare liability and home business insurance products. The company's Property segment offers commercial property, cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment offers commercial surety bonds for medium to large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company also underwrites various reinsurance coverages. It markets its products through branch offices, brokers, carrier partners, and underwriting and independent agents. RLI Corp. was founded in 1965 and is headquartered in Peoria, Illinois.
Contact 9025 North Lindbergh Drive, Peoria, IL, 61615-1431 https://www.rlicorp.com
IPO Date March 17, 1980
Employees 1147
Officers Ms. Kathleen Marie Kappes Vice President of Human Resources Mr. Todd Wayne Bryant CPA, CPCU Chief Financial Officer Ms. Kathleen Ann Taylor Vice President of Accounting & Branch Operations Mr. Bryan Todd Fowler Vice President & Chief Information Officer Ms. Jennifer Leigh Klobnak Chief Operating Officer Mr. Robert S. Handzel Chief Claim Officer Ms. Lisa T. Gates Vice President of Marketing & Communications Mr. Aaron Paul Diefenthaler CFA Chief Investment Officer & Treasurer Mr. Jeffrey Dean Fick Chief Legal Officer & Corporate Secretary Mr. Craig William Kliethermes CPCU, FCAS President, Chief Executive Officer & Director