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Financial Services - Insurance - Property & Casualty - NYSE - US
$ 41.3
0.879 %
$ 1.68 B
Market Cap
16.39
P/E
1. INTRINSIC VALUE

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators.[ Read More ]

The intrinsic value of one HMN stock under the base case scenario is HIDDEN Compared to the current market price of 41.3 USD, Horace Mann Educators Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart HMN

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FINANCIALS
1.49 B REVENUE
7.98%
0 OPERATING INCOME
0.00%
45 M NET INCOME
1830.77%
302 M OPERATING CASH FLOW
76.15%
-107 M INVESTING CASH FLOW
49.95%
-208 M FINANCING CASH FLOW
-334.73%
412 M REVENUE
6.18%
0 OPERATING INCOME
0.00%
-30.3 M NET INCOME
-797.37%
144 M OPERATING CASH FLOW
257.96%
-44.2 M INVESTING CASH FLOW
-59.57%
-74.5 M FINANCING CASH FLOW
-307.10%
Balance Sheet Decomposition Horace Mann Educators Corporation
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Current Assets 29 M
Cash & Short-Term Investments 29 M
Receivables 0
Other Current Assets 0
Non-Current Assets 10.7 B
Long-Term Investments 1.19 B
PP&E 68.6 M
Other Non-Current Assets 9.45 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 12.9 B
Long-Term Debt 546 M
Other Non-Current Liabilities 12.3 B
EFFICIENCY
Earnings Waterfall Horace Mann Educators Corporation
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Revenue 1.49 B
Cost Of Revenue 0
Gross Profit 1.49 B
Operating Expenses 318 M
Operating Income 0
Other Expenses -45 M
Net Income 45 M
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
3.02% NET MARGIN
3.02%
3.83% ROE
3.83%
0.32% ROA
0.32%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Horace Mann Educators Corporation
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Net Income 45 M
Depreciation & Amortization 26.2 M
Capital Expenditures 0
Stock-Based Compensation 9.5 M
Change in Working Capital 212 M
Others 221 M
Free Cash Flow 302 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Horace Mann Educators Corporation
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Wall Street analysts predict an average 1-year price target for HMN of $38.2 , with forecasts ranging from a low of $35 to a high of $42 .
HMN Lowest Price Target Wall Street Target
35 USD -15.25%
HMN Average Price Target Wall Street Target
38.2 USD -7.38%
HMN Highest Price Target Wall Street Target
42 USD 1.69%
4. DIVIDEND ANALYSIS
1.93% DIVIDEND YIELD
0.34 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Horace Mann Educators Corporation
image
Sold
0-3 MONTHS
6.49 M USD 5
3-6 MONTHS
20.6 K USD 1
6-9 MONTHS
770 K USD 5
9-12 MONTHS
1.98 M USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
133 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
4 days ago
Nov 13, 2024
Sell 15.8 K USD
Carley Donald M
General Counsel
- 377
42 USD
4 days ago
Nov 13, 2024
Sell 194 K USD
Carley Donald M
General Counsel
- 4623
42 USD
6 days ago
Nov 11, 2024
Sell 237 K USD
McClure Beverley J.
Director
- 5634
42.0837 USD
6 days ago
Nov 11, 2024
Sell 371 K USD
ZURAITIS MARITA
President & CEO
- 8821
42.099 USD
6 days ago
Nov 11, 2024
Sell 373 K USD
ZURAITIS MARITA
President & CEO
- 8808
42.33 USD
1 week ago
Nov 08, 2024
Sell 706 K USD
ZURAITIS MARITA
President & CEO
- 17285
40.872 USD
1 week ago
Nov 08, 2024
Sell 707 K USD
ZURAITIS MARITA
President & CEO
- 17213
41.063 USD
1 week ago
Nov 07, 2024
Sell 714 K USD
ZURAITIS MARITA
President & CEO
- 17107
41.724 USD
1 week ago
Nov 07, 2024
Sell 29 K USD
ZURAITIS MARITA
President & CEO
- 691
42.035 USD
1 week ago
Nov 07, 2024
Sell 345 K USD
CONKLIN BRET A
Executive Vice President
- 8239
41.829 USD
1 week ago
Nov 07, 2024
Sell 158 K USD
CONKLIN BRET A
Executive Vice President
- 3778
41.819 USD
1 week ago
Nov 07, 2024
Sell 111 K USD
CONKLIN BRET A
Executive Vice President
- 2655
41.886 USD
1 week ago
Nov 08, 2024
Sell 507 K USD
CONKLIN BRET A
Executive Vice President
- 12345
41.107 USD
1 week ago
Nov 07, 2024
Sell 72.4 K USD
Carley Donald M
General Counsel
- 1687
42.92 USD
1 week ago
Nov 07, 2024
Sell 106 K USD
Carley Donald M
General Counsel
- 2500
42.4 USD
1 week ago
Nov 07, 2024
Sell 129 K USD
JOHNSON KIMBERLY A
SVP & Controller
- 3000
42.88 USD
2 weeks ago
Nov 01, 2024
Sell 149 K USD
ZURAITIS MARITA
President & CEO
- 4000
37.24 USD
1 month ago
Oct 17, 2024
Sell 53.4 K USD
ZURAITIS MARITA
President & CEO
- 1440
37.085 USD
1 month ago
Oct 17, 2024
Sell 915 K USD
ZURAITIS MARITA
President & CEO
- 24677
37.099 USD
1 month ago
Oct 17, 2024
Sell 592 K USD
ZURAITIS MARITA
President & CEO
- 16000
37 USD
5 months ago
May 20, 2024
Sell 20.6 K USD
McClure Beverley J.
Director
- 590
34.96 USD
7 months ago
Mar 28, 2024
Sell 46.2 K USD
ZURAITIS MARITA
President & CEO
- 1250
37 USD
7 months ago
Mar 26, 2024
Sell 180 K USD
JOHNSON KIMBERLY A
SVP & Controller
- 5000
36 USD
8 months ago
Mar 12, 2024
Sell 176 K USD
Carley Donald M
General Counsel
- 5000
35.1056 USD
8 months ago
Mar 04, 2024
Bought 133 K USD
Fetter Victor
Director
+ 3700
35.949 USD
8 months ago
Mar 04, 2024
Sell 347 K USD
CONKLIN BRET A
EVP & CFO
- 9689
35.797 USD
8 months ago
Feb 20, 2024
Sell 21.6 K USD
McClure Beverley J.
Director
- 590
36.56 USD
9 months ago
Feb 08, 2024
Sell 99.9 K USD
ZURAITIS MARITA
President & CEO
- 2700
37 USD
9 months ago
Jan 29, 2024
Sell 800 K USD
ZURAITIS MARITA
President & CEO
- 21600
37.018 USD
9 months ago
Jan 29, 2024
Sell 974 K USD
ZURAITIS MARITA
President & CEO
- 26216
37.139 USD
9 months ago
Jan 29, 2024
Sell 84.8 K USD
ZURAITIS MARITA
President & CEO
- 2282
37.145 USD
11 months ago
Nov 20, 2023
Sell 19.1 K USD
McClure Beverley J.
Director
- 590
32.41 USD
1 year ago
Sep 22, 2023
Bought 104 K USD
Fetter Victor
Director
+ 3500
29.6879 USD
1 year ago
Aug 21, 2023
Sell 16.8 K USD
McClure Beverley J.
Director
- 590
28.43 USD
1 year ago
Jun 01, 2023
Sell 17 K USD
McClure Beverley J.
Director
- 560
30.27 USD
1 year ago
May 18, 2023
Sell 52.5 K USD
Weckenbrock Michael
Senior Vice President
- 1600
32.82 USD
1 year ago
Apr 03, 2023
Sell 18.7 K USD
McClure Beverley J.
Director
- 560
33.48 USD
1 year ago
Jan 30, 2023
Sell 118 K USD
Sharpe Matthew P.
Executive Vice President
- 3478
33.99 USD
1 year ago
Jan 03, 2023
Sell 21 K USD
McClure Beverley J.
Director
- 560
37.43 USD
1 year ago
Dec 27, 2022
Sell 133 K USD
Sharpe Matthew P.
director: Executive Vice President
- 3500
37.94 USD
1 year ago
Nov 28, 2022
Sell 132 K USD
Sharpe Matthew P.
director: Executive Vice President
- 3500
37.6566 USD
2 years ago
Nov 09, 2022
Bought 95.8 K USD
BRADLEY THOMAS A
Director
+ 2500
38.32 USD
2 years ago
Oct 24, 2022
Sell 133 K USD
Sharpe Matthew P.
director: Executive Vice President
- 3500
37.9051 USD
2 years ago
Sep 01, 2022
Sell 19.7 K USD
McClure Beverley J.
director:
- 560
35.21 USD
2 years ago
Aug 29, 2022
Sell 126 K USD
Sharpe Matthew P.
director: Executive Vice President
- 3500
36.1191 USD
2 years ago
Jul 29, 2022
Sell 120 K USD
Sharpe Matthew P.
director: Executive Vice President
- 3500
34.4268 USD
2 years ago
Jun 06, 2022
Sell 20 K USD
McClure Beverley J.
director:
- 525
38.07 USD
2 years ago
May 11, 2022
Bought 190 K USD
BRADLEY THOMAS A
director:
+ 5000
37.96 USD
2 years ago
Apr 04, 2022
Sell 22.2 K USD
McClure Beverley J.
director:
- 525
42.25 USD
2 years ago
Feb 10, 2022
Sell 61.9 K USD
JOHNSON KIMBERLY A
SVP & Controller
- 1500
41.274 USD
2 years ago
Jan 03, 2022
Sell 20.4 K USD
McClure Beverley J.
Director
- 525
38.92 USD
3 years ago
Nov 10, 2021
Bought 101 K USD
BRADLEY THOMAS A
Director
+ 2500
40.47 USD
3 years ago
Oct 11, 2021
Sell 21.7 K USD
McClure Beverley J.
Director
- 525
41.25 USD
3 years ago
Sep 29, 2021
Sell 40.4 K USD
Stricker Robert
Director
- 1000
40.3701 USD
3 years ago
Sep 24, 2021
Sell 133 K USD
ZURAITIS MARITA
President & CEO
- 3333
40 USD
3 years ago
Aug 16, 2021
Sell 135 K USD
ZURAITIS MARITA
President & CEO
- 3333
40.3886 USD
3 years ago
Jul 30, 2021
Sell 400 K USD
ZURAITIS MARITA
President & CEO
- 9999
40 USD
3 years ago
Jun 01, 2021
Sell 22 K USD
McClure Beverley J.
Director
- 550
39.93 USD
3 years ago
Apr 15, 2021
Sell 142 K USD
ZURAITIS MARITA
President & CEO
- 3333
42.59 USD
3 years ago
Apr 05, 2021
Sell 23.9 K USD
McClure Beverley J.
Director
- 550
43.46 USD
3 years ago
Mar 15, 2021
Sell 43.3 K USD
Sharpe Matthew P.
Executive Vice President
- 987
43.9 USD
3 years ago
Mar 15, 2021
Sell 146 K USD
ZURAITIS MARITA
President & CEO
- 3333
43.9 USD
3 years ago
Feb 25, 2021
Sell 133 K USD
ZURAITIS MARITA
President & CEO
- 3333
40 USD
3 years ago
Feb 16, 2021
Sell 136 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
38.88 USD
3 years ago
Jan 15, 2021
Sell 148 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
42.15 USD
3 years ago
Jan 15, 2021
Sell 141 K USD
ZURAITIS MARITA
President & CEO
- 3334
42.15 USD
3 years ago
Jan 04, 2021
Sell 22.9 K USD
McClure Beverley J.
Director
- 550
41.6588 USD
3 years ago
Dec 15, 2020
Sell 150 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
42.85 USD
3 years ago
Dec 15, 2020
Sell 143 K USD
ZURAITIS MARITA
President & CEO
- 3334
42.85 USD
4 years ago
Nov 16, 2020
Sell 100 K USD
Stricker Robert
Director
- 2500
40 USD
4 years ago
Nov 17, 2020
Sell 100 K USD
Stricker Robert
Director
- 2500
40 USD
4 years ago
Nov 16, 2020
Sell 140 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
40.09 USD
4 years ago
Nov 16, 2020
Sell 134 K USD
ZURAITIS MARITA
President & CEO
- 3334
40.09 USD
4 years ago
Nov 10, 2020
Sell 133 K USD
ZURAITIS MARITA
President & CEO
- 3334
40 USD
4 years ago
Oct 15, 2020
Sell 119 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
34.05 USD
4 years ago
Oct 12, 2020
Sell 18.7 K USD
McClure Beverley J.
Director
- 550
34.07 USD
4 years ago
Sep 28, 2020
Sell 44.4 K USD
JOHNSON KIMBERLY A
SVP & Controller
- 1301
34.1451 USD
4 years ago
Sep 22, 2020
Sell 48.6 K USD
JOHNSON KIMBERLY A
SVP & Controller
- 1428.636
34.035 USD
4 years ago
Sep 18, 2020
Sell 70.1 K USD
CONKLIN BRET A
director: EVP & CFO
- 2010
34.8968 USD
4 years ago
Sep 03, 2020
Sell 155 K USD
CONKLIN BRET A
EVP & CFO
- 4031
38.3486 USD
4 years ago
Sep 08, 2020
Sell 154 K USD
CONKLIN BRET A
EVP & CFO
- 4046
38.0649 USD
4 years ago
Aug 19, 2020
Sell 446 K USD
Sharpe Matthew P.
Executive Vice President
- 11515
38.7382 USD
4 years ago
Aug 18, 2020
Sell 406 K USD
Sharpe Matthew P.
Executive Vice President
- 10418
38.9356 USD
4 years ago
Aug 17, 2020
Sell 338 K USD
Sharpe Matthew P.
Executive Vice President
- 8626
39.2001 USD
4 years ago
Aug 14, 2020
Sell 381 K USD
Sharpe Matthew P.
Executive Vice President
- 9612
39.6297 USD
4 years ago
Aug 11, 2020
Sell 406 K USD
ZURAITIS MARITA
President & CEO
- 10000
40.6273 USD
4 years ago
Jun 08, 2020
Sell 141 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
40.416 USD
4 years ago
Jun 01, 2020
Sell 16.5 K USD
McClure Beverley J.
Director
- 450
36.65 USD
4 years ago
May 08, 2020
Sell 122 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
35 USD
4 years ago
Apr 09, 2020
Sell 122 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
35 USD
4 years ago
Mar 30, 2020
Sell 15.3 K USD
McClure Beverley J.
Director
- 450
34 USD
4 years ago
Mar 06, 2020
Sell 141 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
40.2391 USD
4 years ago
Mar 03, 2020
Sell 9.64 K USD
JOHNSON KIMBERLY A
SVP & Controller
- 241
40.0057 USD
4 years ago
Feb 06, 2020
Sell 160 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
45.5925 USD
4 years ago
Jan 06, 2020
Sell 154 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
44.134 USD
4 years ago
Dec 30, 2019
Sell 19.7 K USD
McClure Beverley J.
Director
- 450
43.77 USD
4 years ago
Dec 06, 2019
Sell 156 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
44.6683 USD
4 years ago
Dec 04, 2019
Sell 461 K USD
Robinson Allan
Executive Vice President
- 10652
43.3114 USD
5 years ago
Nov 06, 2019
Sell 154 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
43.992 USD
5 years ago
Oct 07, 2019
Sell 159 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
45.3017 USD
5 years ago
Oct 07, 2019
Sell 20.5 K USD
McClure Beverley J.
Director
- 450
45.46 USD
5 years ago
Sep 17, 2019
Sell 470 K USD
CONKLIN BRET A
EVP & CFO
- 10175
46.2231 USD
5 years ago
Sep 18, 2019
Sell 38.4 K USD
CONKLIN BRET A
EVP & CFO
- 833
46.1267 USD
5 years ago
Sep 12, 2019
Sell 165 K USD
ZURAITIS MARITA
President & CEO
- 3431
48.0227 USD
5 years ago
Sep 13, 2019
Sell 39.8 K USD
ZURAITIS MARITA
President & CEO
- 828
48.0265 USD
5 years ago
Sep 11, 2019
Sell 659 K USD
ZURAITIS MARITA
President & CEO
- 14000
47.063 USD
5 years ago
Sep 09, 2019
Sell 230 K USD
ZURAITIS MARITA
President & CEO
- 5006
46.0115 USD
5 years ago
Sep 10, 2019
Sell 415 K USD
ZURAITIS MARITA
President & CEO
- 8994
46.0962 USD
5 years ago
Sep 06, 2019
Sell 158 K USD
Sharpe Matthew P.
Executive Vice President
- 3500
45.1924 USD
5 years ago
Sep 05, 2019
Sell 7.01 K USD
Stricker Robert
Director
- 157
44.65 USD
5 years ago
Aug 19, 2019
Sell 170 K USD
Stricker Robert
Director
- 3843
44.2034 USD
5 years ago
Aug 19, 2019
Sell 170 K USD
Stricker Robert
Director
- 3843
44.2034 USD
5 years ago
Aug 13, 2019
Sell 66.5 K USD
JOHNSON KIMBERLY A
Vice President & Controller
- 1500
44.3161 USD
5 years ago
Jun 03, 2019
Sell 16.2 K USD
McClure Beverley J.
Director
- 400
40.44 USD
5 years ago
Apr 01, 2019
Sell 14.2 K USD
McClure Beverley J.
Director
- 400
35.41 USD
5 years ago
Mar 21, 2019
Sell 233 K USD
CONKLIN BRET A
EVP & CFO
- 6466
35.9945 USD
5 years ago
Mar 05, 2019
Sell 135 K USD
CONKLIN BRET A
EVP & CFO
- 3443
39.09 USD
5 years ago
Mar 01, 2019
Sell 118 K USD
Hassenmiller Steve
Director
- 3000
39.28 USD
5 years ago
Dec 31, 2018
Sell 66.7 K USD
McClure Beverley J.
Director
- 1800
37.0766 USD
5 years ago
Dec 03, 2018
Sell 121 K USD
Hassenmiller Steve
Director
- 3000
40.39 USD
6 years ago
Sep 19, 2018
Sell 121 K USD
Figurski Sandra L.
Senior Vice President
- 2638
46.05 USD
6 years ago
Sep 07, 2018
Sell 91.8 K USD
McCarthy John P.
Senior Vice President
- 1975
46.5 USD
6 years ago
Sep 06, 2018
Sell 233 K USD
McCarthy John P.
Senior Vice President
- 5000
46.5794 USD
6 years ago
Sep 04, 2018
Sell 83.1 K USD
McClure Beverley J.
Director
- 1800
46.1528 USD
6 years ago
Sep 04, 2018
Sell 138 K USD
Hassenmiller Steve
Director
- 3000
46.05 USD
6 years ago
Aug 31, 2018
Sell 368 K USD
Caldwell William J.
Executive Vice President
- 8000
46.0046 USD
6 years ago
Aug 31, 2018
Sell 368 K USD
ZURAITIS MARITA
President & CEO
- 8000
46.0312 USD
6 years ago
Aug 22, 2018
Sell 92.2 K USD
JOHNSON KIMBERLY A
Vice President & Controller
- 2000
46.0995 USD
6 years ago
Aug 13, 2018
Sell 304 K USD
Sharpe Matthew P.
Executive Vice President
- 6827
44.541 USD
6 years ago
Jun 29, 2018
Sell 35.7 K USD
McCarthy John P.
Senior Vice President
- 800
44.619 USD
6 years ago
Jun 28, 2018
Sell 311 K USD
McCarthy John P.
Senior Vice President
- 6971
44.643 USD
6 years ago
Jun 27, 2018
Sell 267 K USD
McCarthy John P.
Senior Vice President
- 5999
44.567 USD
6 years ago
Jun 08, 2018
Sell 114 K USD
Stricker Robert
Director
- 2500
45.569 USD
6 years ago
Jun 01, 2018
Sell 448 K USD
Sharpe Matthew P.
Executive Vice President
- 10061
44.53 USD
6 years ago
Jun 01, 2018
Sell 133 K USD
Hassenmiller Steve
Director
- 3000
44.4 USD
6 years ago
May 31, 2018
Sell 430 K USD
Caldwell William J.
Executive Vice President
- 9692
44.32 USD
6 years ago
Mar 21, 2018
Sell 191 K USD
CONKLIN BRET A
EVP & CFO
- 4259
44.8169 USD
6 years ago
Mar 06, 2018
Sell 126 K USD
CONKLIN BRET A
EVP & CFO
- 2938
42.807 USD
6 years ago
Nov 21, 2017
Sell 175 K USD
Stricker Robert
Director
- 3829
45.75 USD
7 years ago
Sep 29, 2017
Sell 138 K USD
Stricker Robert
Director
- 3500
39.35 USD
7 years ago
Jun 16, 2017
Sell 155 K USD
CONKLIN BRET A
director: EVP & CFO
- 4085
37.95 USD
7 years ago
May 30, 2017
Sell 90.7 K USD
Sharpe Matthew P.
Executive Vice President
- 2355
38.502 USD
7 years ago
Feb 27, 2017
Sell 21.3 K USD
Stacy Kelly
Senior Vice President
- 500
42.6 USD
8 years ago
Feb 24, 2016
Sell 15.1 K USD
Stacy Kelly
Senior Vice President
- 500
30.2783 USD
7 years ago
Dec 20, 2016
Sell 73.1 K USD
Stacy Kelly
Senior Vice President
- 1700
42.975 USD
7 years ago
Nov 28, 2016
Sell 15.9 K USD
Stacy Kelly
Senior Vice President
- 400
39.85 USD
7 years ago
Dec 29, 2016
Sell 10.9 K USD
Stacy Kelly
Senior Vice President
- 254
43 USD
8 years ago
Jun 24, 2016
Sell 4.2 K USD
Stacy Kelly
Senior Vice President
- 130
32.27 USD
7 years ago
Dec 07, 2016
Sell 112 K USD
CONKLIN BRET A
SVP & Controller
- 2693
41.606 USD
8 years ago
Aug 30, 2016
Sell 298 K USD
HALLMAN DWAYNE D
EVP and CFO
- 8220
36.293 USD
8 years ago
Aug 05, 2016
Sell 105 K USD
Stricker Robert
Director
- 3000
35.1 USD
8 years ago
Mar 29, 2016
Sell 171 K USD
CONKLIN BRET A
SVP & Controller
- 5394
31.6398 USD
7. News
Horace Mann Educators Corporation (HMN) Q3 2024 Earnings Call Transcript Horace Mann Educators Corporation (NYSE:HMN ) Q3 2024 Earnings Conference Call November 5, 2024 1:00 PM ET Company Participants Brendan Dawal - Vice President, Investor Relations Marita Zuraitis - President and CEO Ryan Greenier - Executive Vice President and CFO Bret Conklin - Chief Financial Officer Steve Mcanena - Chief Operating Officer Mark Desrochers - Senior Vice President, Property & Casualty and CCA Conference Call Participants Dean Criscitiello - KBW John Barnidge - Piper Sandler Wilma Burdis - Raymond James Operator Good day. And welcome to the Horace Mann Educators Third Quarter 2024 Investor Call. seekingalpha.com - 1 week ago
Horace Mann (HMN) Q3 Earnings Match Estimates Horace Mann (HMN) came out with quarterly earnings of $0.76 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.44 per share a year ago. zacks.com - 1 week ago
Horace Mann (HMN) Reports Next Week: Wall Street Expects Earnings Growth Horace Mann (HMN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 weeks ago
Should Value Investors Buy Horace Mann Educators (HMN) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 3 weeks ago
Horace Mann bolsters its financial wellness offerings for educators with new TransUnion partnership SPRINGFIELD, Ill. & CHICAGO--(BUSINESS WIRE)--In its continued commitment to helping educators, Horace Mann Educators Corporation (NYSE:HMN), the largest financial services company focused on helping America's educators and others who serve the community achieve lifelong financial success, today announced a new partnership with TransUnion (NYSE: TRU), a global information and insights company. Horace Mann will leverage TransUnion's consumer engagement solutions to provide educators with practic. businesswire.com - 1 month ago
Horace Mann to announce third-quarter 2024 financial results on November 4 SPRINGFIELD, Ill.--(BUSINESS WIRE)--Horace Mann Educators Corporation (NYSE:HMN) plans to release its third-quarter 2024 results on Monday, November 4, after the market closes. At that time, the third-quarter Quarterly Report on Form 10-Q, quarterly news release, investor supplement and investor presentation will be available on the company's website at investors.horacemann.com. Management will host a conference call to discuss the financial results on Tuesday, November 5 at 1:00 p.m. Eastern T. businesswire.com - 1 month ago
Alerus Financial Corporation Completes Acquisition of HMN Financial, Inc. GRAND FORKS, N.D.--(BUSINESS WIRE)--Alerus Financial Corporation (Nasdaq: ALRS) and its wholly owned subsidiary, Alerus Financial, National Association, (together, “Alerus”) announced today they have completed the previously announced acquisition of HMN Financial, Inc. (Nasdaq: HMNF) and its wholly owned subsidiary, Home Federal Savings Bank (together, “Home Federal”). Under the terms of the transaction, HMN Financial, Inc. merged with and into Alerus Financial Corporation, and Home Federal Sav. businesswire.com - 1 month ago
Are Investors Undervaluing Horace Mann Educators (HMN) Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 month ago
HMN Stock Trading at Discount to Industry at 1.21X: Should You Buy? Strategic initiatives, niche market focus and a solid capital poise Horace Mann for growth. Given lowered guidance for 2024, we prefer to stay cautious. zacks.com - 1 month ago
ALERUS FINANCIAL CORPORATION AND HMN FINANCIAL, INC. RECEIVE STOCKHOLDER AND REGULATORY APPROVAL TO PROCEED WITH MERGER GRAND FORKS, N.D. and ROCHESTER, Minn., Sept. 26, 2024 (GLOBE NEWSWIRE) -- Alerus Financial Corporation (Nasdaq: ALRS) and its wholly owned subsidiary, Alerus Financial, National Association, (together, “Alerus”) announced today they have received all regulatory approvals necessary to complete the previously announced acquisition of HMN Financial, Inc. (Nasdaq: HMNF) and its wholly owned subsidiary, Home Federal Savings Bank (together, “Home Federal”). The merger was unanimously approved by the board of directors of each company. Stockholders of each company approved the all-stock transaction during special meetings held September 12, 2024. Alerus and Home Federal anticipate the acquisition will close early in the fourth quarter of 2024, subject to customary closing conditions. globenewswire.com - 1 month ago
Alerus Financial Corporation and HMN Financial, Inc. Receive Stockholder and Regulatory Approval to Proceed With Merger GRAND FORKS, N.D. & ROCHESTER, Minn.--(BUSINESS WIRE)--Alerus Financial Corporation (Nasdaq: ALRS) and its wholly owned subsidiary, Alerus Financial, National Association, (together, “Alerus”) announced today they have received all regulatory approvals necessary to complete the previously announced acquisition of HMN Financial, Inc. (Nasdaq: HMNF) and its wholly owned subsidiary, Home Federal Savings Bank (together, “Home Federal”). The merger was unanimously approved by the board of directors. businesswire.com - 1 month ago
Horace Mann declares quarterly dividend SPRINGFIELD, Ill.--(BUSINESS WIRE)--Horace Mann Educators Corporation (NYSE:HMN) today announced that the Board of Directors declared a regular quarterly cash dividend of $0.34 per share payable on September 30, 2024, to shareholders of record as of September 16, 2024. About Horace Mann Horace Mann Educators Corporation is the largest multiline financial services company focused on helping America's educators and others who serve the community achieve lifelong financial success. The company off. businesswire.com - 2 months ago
8. Profile Summary

Horace Mann Educators Corporation HMN

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COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 1.68 B
Dividend Yield 1.93%
Description Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.
Contact 1 Horace Mann Plaza, Springfield, IL, 62715-0001 https://www.horacemann.com
IPO Date Nov. 15, 1991
Employees 1700
Officers Ms. Marita Zuraitis President, Chief Executive Officer & Director Mr. Matthew Peter Sharpe Executive Vice President of Supplemental & Group Benefits and Corporate Strategy Mr. Mark Richard Desrochers Chief Corporate Actuary & SVice President of Property and Casualty Mr. Ryan Edward Greenier Executive Vice President, Chief Financial Officer & Chief Investment Officer Ms. Stephanie A. Fulks Senior Vice President & Chief Information Officer Ms. Heather J. Wietzel Vice President of Investor Relations & Enterprise Communications Ms. Kimberly Ann Johnson Senior Vice President & Controller Ms. Jennifer E. Thayer Senior Vice President & Chief Human Resources Officer Mr. Michael Brandon Weckenbrock Senior Vice President of Life & Retirement Mr. Donald Martin Carley Executive Vice President, General Counsel, Chief Compliance Officer & Corporate Secretary