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Donegal Group Inc. DGICA
Financial Services - Insurance - Property & Casualty - NASDAQ - US
Watchlist
$ 17.85
-4.34 %
$ 627 M
Market Cap
11.67
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one DGICA stock under the worst case scenario is HIDDEN Compared to the current market price of 17.9 USD, Donegal Group Inc. is HIDDEN

DGICA Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one DGICA stock under the base case scenario is HIDDEN Compared to the current market price of 17.9 USD, Donegal Group Inc. is HIDDEN

DGICA Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one DGICA stock under the best case scenario is HIDDEN Compared to the current market price of 17.9 USD, Donegal Group Inc. is HIDDEN

DGICA Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart DGICA

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1M -2%
6M 21%
1Y 34%
3Y 51%
5Y 49%
All
$20.0$20.0$19.0$19.0$18.0$18.0$17.0$17.0$16.0$16.0$15.0$15.0$14.0$14.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
990 M REVENUE
6.71%
Growth Rates
1Year 6.71%
3Years 6.62%
5Years 4.03%
7Years 4.29%
10Years 5.39%
62.3 M OPERATING INCOME
1131.15%
Growth Rates
1Year 1131.15%
3Years 27.13%
5Years 1.78%
7Years 26.37%
10Years 14.37%
50.9 B NET INCOME
1149198.52%
Growth Rates
1Year 1149198.52%
3Years 1162.86%
5Years 304.18%
7Years 255.30%
10Years 126.14%
67.4 B OPERATING CASH FLOW
235508.72%
Growth Rates
1Year 235508.72%
3Years 857.89%
5Years 288.34%
7Years 161.34%
10Years 107.99%
-48 B INVESTING CASH FLOW
-287441.74%
Growth Rates
1Year -287441.74%
3Years -817.49%
5Years -306.32%
7Years -160.86%
10Years -109.72%
9.73 B FINANCING CASH FLOW
73560.66%
Growth Rates
1Year 73560.66%
3Years 447.84%
5Years 206.48%
7Years 170.05%
10Years 105.13%
250 M REVENUE
-0.71%
Growth Rates
1Year 6.71%
3Years 6.62%
5Years 4.03%
7Years 4.29%
10Years 5.39%
29.7 M OPERATING INCOME
45.35%
Growth Rates
1Year 1131.15%
3Years 27.13%
5Years 1.78%
7Years 26.37%
10Years 14.37%
24 M NET INCOME
43.28%
Growth Rates
1Year 1149198.52%
3Years 1162.86%
5Years 304.18%
7Years 255.30%
10Years 126.14%
28.2 M OPERATING CASH FLOW
121.35%
Growth Rates
1Year 235508.72%
3Years 857.89%
5Years 288.34%
7Years 161.34%
10Years 107.99%
-25.3 M INVESTING CASH FLOW
99.89%
Growth Rates
1Year -287441.74%
3Years -817.49%
5Years -306.32%
7Years -160.86%
10Years -109.72%
21.4 M FINANCING CASH FLOW
1459.96%
Growth Rates
1Year 73560.66%
3Years 447.84%
5Years 206.48%
7Years 170.05%
10Years 105.13%
Balance Sheet Donegal Group Inc.
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Current Assets 474 B
Cash & Short-Term Investments 52.9 B
Receivables 421 B
Other Current Assets 0
Non-Current Assets 27.8 B
Long-Term Investments 1.04 B
PP&E 2.48 B
Other Non-Current Assets 24.3 B
10.55 %83.90 %4.85 %Total Assets$501.5b
Current Liabilities 35.4 B
Accounts Payable 4.35 M
Short-Term Debt 35 B
Other Current Liabilities 352 M
Non-Current Liabilities 1.75
Long-Term Debt 0
Other Non-Current Liabilities 1.75
98.03 %Total Liabilities$1.8t
EFFICIENCY
Earnings Waterfall Donegal Group Inc.
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Revenue 990 M
Cost Of Revenue 0
Gross Profit 990 M
Operating Expenses 927 M
Operating Income 62.3 M
Other Expenses -50.8 B
Net Income 50.9 B
60b60b50b50b40b40b30b30b20b20b10b10b00990m0990m(927m)62m51b51bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 100.00%
6.30% OPERATING MARGIN
6.30%
Averages
1Year 6.30%
3Years 2.14%
5Years 3.65%
7Years 2.72%
10Years 3.10%
5.14% NET MARGIN
5.14%
Averages
1Year 5.14%
3Years 1.80%
5Years 3.05%
7Years 2.40%
10Years 2.56%
0.01% ROE
0.01%
Averages
1Year 0.01%
3Years 0.18%
5Years 3.10%
7Years 2.53%
10Years 3.15%
0.00% ROA
0.00%
Averages
1Year 0.00%
3Years 0.04%
5Years 0.73%
7Years 0.62%
10Years 0.80%
0.01% ROIC
0.01%
Averages
1Year 0.01%
3Years 0.03%
5Years 0.66%
7Years 0.55%
10Years 0.41%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Donegal Group Inc.
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70b70b60b60b50b50b40b40b30b30b20b20b10b10b0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 50.9 B
Depreciation & Amortization 3.87 B
Capital Expenditures 743 K
Stock-Based Compensation 0
Change in Working Capital 17.7 M
Others 13.2 B
Free Cash Flow 67.4 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Donegal Group Inc.
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DGICA has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.13% DIVIDEND YIELD
0.172 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.70000.70000.60000.60000.50000.50000.40000.40000.30000.30000.20000.20000.10000.10000.00000.00000.13150.1350.13750.140.14250.1450.150.160.1650.170.17250.1350.13750.140.14250.1450.150.160.1650.170.17250.1350.13750.140.14250.1450.150.160.1650.170.17250.1350.540.13750.550.140.560.14250.570.1450.580.150.600.160.630.1650.660.170.680.17250.690.172015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Donegal Group Inc.
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Sold
0-3 MONTHS
1.78 M USD 7
3-6 MONTHS
9.59 M USD 16
6-9 MONTHS
528 K USD 2
9-12 MONTHS
0 USD 0
Bought
3.21 M USD 1
0-3 MONTHS
13 M USD 2
3-6 MONTHS
3.81 M USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Donegal Group (DGICA) Q4 2024 Earnings Call Transcript Donegal Group Inc. (NASDAQ:DGICA ) Q4 2024 Earnings Call February 20, 2025 8:30 AM ET Company Participants Karin Daly - VP, The Equity Group Kevin Burke - President and CEO Jeffrey D. Miller - EVP and CFO Jeffrey T. seekingalpha.com - 1 month ago
Donegal Group (DGICA) Q4 Earnings Top Estimates Donegal Group (DGICA) came out with quarterly earnings of $0.69 per share, beating the Zacks Consensus Estimate of $0.20 per share. This compares to loss of $0.11 per share a year ago. zacks.com - 1 month ago
Donegal Group Inc. Announces Fourth Quarter and Full Year 2024 Results MARIETTA, Pa., Feb. 20, 2025 (GLOBE NEWSWIRE) -- Donegal Group Inc. (NASDAQ:DGICA) and (NASDAQ:DGICB) today reported its financial results for the fourth quarter and full year ended December 31, 2024. globenewswire.com - 1 month ago
Donegal Group Inc. Announces Release Date for Fourth Quarter and Full-Year 2024 Results MARIETTA, Pa., Feb. 03, 2025 (GLOBE NEWSWIRE) -- Donegal Group Inc. (NASDAQ:DGICA) and (NASDAQ:DGICB) announced today that it plans to release its results for fourth quarter and full-year ended December 31, 2024, on Thursday, February 20, 2025, before the opening of regular trading on the NASDAQ Stock Market. The Company will provide a supplemental investor presentation in the Investors section of its website at investors.donegalgroup.com, concurrently with its earnings press release. globenewswire.com - 2 months ago
Donegal Group Inc. Announces Quarterly Dividend MARIETTA, Pa., Dec. 19, 2024 (GLOBE NEWSWIRE) -- Donegal Group Inc. (NASDAQ:DGICA) and (NASDAQ:DGICB) reported today that its board of directors declared a regular quarterly cash dividend of $0.1725 per share of the Company's Class A common stock and $0.155 per share of the Company's Class B common stock. The dividends are payable on February 18, 2025 to stockholders of record as of the close of business on February 4, 2025. globenewswire.com - 4 months ago
Best Momentum Stocks to Buy for November 25th POWL, DGICA and CBAN made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on November 25, 2024. zacks.com - 4 months ago
New Strong Buy Stocks for November 25th DGICA, SCHL, POWL, WTBA and XPER have been added to the Zacks Rank #1 (Strong Buy) List on November 25, 2024. zacks.com - 4 months ago
Best Income Stocks to Buy for November 25th DGICA, WTBA and PINC made it to the Zacks Rank #1 (Strong Buy) income stocks list on November 25, 2024. zacks.com - 4 months ago
Best Value Stocks to Buy for November 25th PINC, SCHL and DGICA made it to the Zacks Rank #1 (Strong Buy) value stocks list on November 25, 2024. zacks.com - 4 months ago
Donegal Group (DGICA) Q3 2024 Earnings Call Transcript Donegal Group (NASDAQ:DGICA ) Q3 2024 Results Conference Call October 24, 2024 8:30 AM ET Company Participants Karin Daly - VP, The Equity Group Kevin Burke - CEO, President Jeff Miller - CFO Jeff Hay - Chief Underwriting Officer Dan Delamater - Chief Operating Officer Tony Viozzi - Chief Investment Officer Karin Daly Good morning and thank you for joining us today. This morning, Donegal Group issued its Third Quarter 2024 Earnings Release outlining its results. seekingalpha.com - 5 months ago
Donegal Group (DGICA) Tops Q3 Earnings and Revenue Estimates Donegal Group (DGICA) came out with quarterly earnings of $0.46 per share, beating the Zacks Consensus Estimate of $0.02 per share. This compares to earnings of $0.01 per share a year ago. zacks.com - 5 months ago
Donegal Group Inc. Announces Third Quarter and First Nine Months of 2024 Results MARIETTA, Pa., Oct. 24, 2024 (GLOBE NEWSWIRE) -- Donegal Group Inc. (NASDAQ: DGICA) and (NASDAQ: DGICB) today reported its financial results for the third quarter and first nine months of 2024. globenewswire.com - 5 months ago
8. Profile Summary

Donegal Group Inc. DGICA

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COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 627 M
Dividend Yield 1.13%
Description Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.
Contact 1195 River Road, Marietta, PA, 17547-0302 https://www.donegalgroup.com
IPO Date July 3, 2003
Employees 410
Officers Mr. Kevin Gerard Burke President, Chief Executive Officer & Chairman Mr. William Daniel DeLamater Executive Vice President & Chief Operating Officer Mr. Vincent Anthony Viozzi Senior Vice President & Chief Investment Officer Mr. Sanjay Pandey Executive Vice President & Chief Information Officer Mr. Jeffrey Dean Miller Executive Vice President & Chief Financial Officer Mr. David Benjamin Bawel Senior Vice President & Chief Accounting Officer Mr. Daniel John Wagner Senior Vice President & Treasurer Mr. Jeffery Tim Hay Executive Vice President & Chief Underwriting Officer Rick Joseph Hecker Senior Vice President & General Counsel Ms. Christina Marie Hoffman Senior Vice President & Chief Risk Officer