Financial Services - Insurance - Property & Casualty - NYSE - US
$ 71.24
0.835 %
$ 4.56 B
Market Cap
16.96
P/E
Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance, as well as supplemental accident and health insurance products; and Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas.[ Read More ]
The intrinsic value of one KMPR stock under the base case scenario is HIDDEN Compared to the current market price of 71.2 USD, Kemper Corporation is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart KMPR
FINANCIALS
4.91 B
REVENUE
0
OPERATING INCOME
-272 M
NET INCOME
-134 M
OPERATING CASH FLOW
108 M
INVESTING CASH FLOW
-122 M
FINANCING CASH FLOW
1.18 B
REVENUE
157 M
OPERATING INCOME
70.1 M
NET INCOME
142 M
OPERATING CASH FLOW
-122 M
INVESTING CASH FLOW
55.2 M
FINANCING CASH FLOW
Balance Sheet Decomposition
Kemper Corporation
| Current Assets | 64.1 M |
| Cash & Short-Term Investments | 587 M |
| Receivables | 1.23 B |
| Other Current Assets | -1.75 B |
| Non-Current Assets | 10.8 B |
| Long-Term Investments | 7.85 B |
| PP&E | 38.4 M |
| Other Non-Current Assets | 2.87 B |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 10.2 B |
| Long-Term Debt | 1.39 B |
| Other Non-Current Liabilities | 8.85 B |
EFFICIENCY
Earnings Waterfall
Kemper Corporation
| Revenue | 4.91 B |
| Cost Of Revenue | 0 |
| Gross Profit | 4.91 B |
| Operating Expenses | 4.91 B |
| Operating Income | 0 |
| Other Expenses | 272 M |
| Net Income | -272 M |
RATIOS
100.00%
GROSS MARGIN
0.00%
OPERATING MARGIN
-5.54%
NET MARGIN
-10.86%
ROE
-2.14%
ROA
0.00%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Kemper Corporation
| Net Income | -272 M |
| Depreciation & Amortization | 58.6 M |
| Capital Expenditures | -53.8 M |
| Stock-Based Compensation | 0 |
| Change in Working Capital | -51.3 M |
| Others | 79.5 M |
| Free Cash Flow | -188 M |
Wall Street Analysts Price Targets
Kemper Corporation
Wall Street analysts predict an average 1-year price target for KMPR of $80.9 , with forecasts ranging from a low of $48 to a high of $128 .
KMPR Lowest Price Target
Wall Street Target
48 USD
-32.62%
KMPR Average Price Target
Wall Street Target
80.9 USD
13.50%
KMPR Highest Price Target
Wall Street Target
128 USD
79.67%
4. DIVIDEND ANALYSIS
0.52%
DIVIDEND YIELD
0.31 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Kemper Corporation
Sold
0-3 MONTHS
1.85 M USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
330 K USD 2
6-9 MONTHS
692 K USD 4
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
2 months ago
Aug 21, 2024
|
Sell 1.85 M USD
|
Parker Stuart B.
Director |
- 30000
|
61.74 USD |
|
6 months ago
May 10, 2024
|
Bought 305 K USD
|
LADERMAN GERALD
Director |
+ 5000
|
61.01 USD |
|
6 months ago
May 03, 2024
|
Bought 24.9 K USD
|
Paracchini Alberto J
Director |
+ 425
|
58.54 USD |
|
11 months ago
Dec 11, 2023
|
Bought 19 K USD
|
Paracchini Alberto J
Director |
+ 400
|
47.52 USD |
|
11 months ago
Nov 28, 2023
|
Bought 216 K USD
|
LACHER JOSEPH P JR
President and CEO |
+ 5000
|
43.2 USD |
|
11 months ago
Nov 27, 2023
|
Bought 42.8 K USD
|
Cochran George N
Director |
+ 1000
|
42.75 USD |
|
11 months ago
Nov 20, 2023
|
Bought 414 K USD
|
Parker Stuart B.
Director |
+ 10000
|
41.396 USD |
|
1 year ago
Jun 12, 2023
|
Sell 69.3 K USD
|
Whiting Susan D
Director |
- 1500
|
46.21 USD |
|
1 year ago
May 11, 2023
|
Sell 159 K USD
|
Hunton Matthew A
|
- 3500
|
45.45 USD |
|
1 year ago
Feb 14, 2023
|
Bought 31.8 K USD
|
Paracchini Alberto J
Director |
+ 500
|
63.63 USD |
|
1 year ago
Feb 07, 2023
|
Sell 66.5 K USD
|
Whiting Susan D
Director |
- 1000
|
66.54 USD |
|
2 years ago
Nov 07, 2022
|
Sell 223 K USD
|
Joyce Robert Joseph
Director |
- 4000
|
55.76 USD |
|
2 years ago
Aug 04, 2022
|
Bought 213 K USD
|
Parker Stuart B.
director: |
+ 5000
|
42.55 USD |
|
2 years ago
Aug 03, 2022
|
Bought 129 K USD
|
GOREVIC JASON N
director: |
+ 3000
|
43 USD |
|
2 years ago
Feb 14, 2022
|
Bought 50 K USD
|
Cochran George N
Director |
+ 1000
|
50 USD |
|
2 years ago
Dec 10, 2021
|
Bought 52.7 K USD
|
Cochran George N
Director |
+ 1000
|
52.68 USD |
|
2 years ago
Nov 26, 2021
|
Bought 28.9 K USD
|
Joyce Robert Joseph
Director |
+ 500
|
57.708 USD |
|
2 years ago
Nov 22, 2021
|
Sell 47.8 K USD
|
Omiridis Anastasios
SVP, Deputy CFO & |
- 800
|
59.71 USD |
|
3 years ago
Sep 09, 2021
|
Bought 66 K USD
|
Cochran George N
Director |
+ 1000
|
66 USD |
|
3 years ago
Sep 09, 2021
|
Bought 33.2 K USD
|
Cochran George N
Director |
+ 500
|
66.5 USD |
|
3 years ago
Aug 11, 2021
|
Bought 16.8 K USD
|
Joyce Robert Joseph
Director |
+ 250
|
67 USD |
|
3 years ago
Aug 06, 2021
|
Bought 16.3 K USD
|
Joyce Robert Joseph
Director |
+ 250
|
65.36 USD |
|
3 years ago
Aug 04, 2021
|
Bought 1.54 M USD
|
Parker Stuart B.
Director |
+ 25000
|
61.6228 USD |
|
3 years ago
May 07, 2021
|
Sell 615 K USD
|
BOSCHELLI JOHN MICHAEL
EVP & Chief Investment Officer |
- 7781
|
79.0683 USD |
|
3 years ago
Mar 01, 2021
|
Sell 387 K USD
|
Green Mark A.
EVP, Bus Dev & Reinsurance |
- 5000
|
77.3685 USD |
|
3 years ago
Mar 02, 2021
|
Sell 616 K USD
|
Green Mark A.
EVP, Bus Dev & Reinsurance |
- 8000
|
76.9795 USD |
|
3 years ago
Feb 12, 2021
|
Bought 38 K USD
|
Cochran George N
Director |
+ 500
|
76 USD |
|
3 years ago
Feb 04, 2021
|
Bought 6.98 K USD
|
STORCH DAVID P
Director |
+ 100
|
69.82 USD |
|
3 years ago
Feb 04, 2021
|
Bought 28.1 K USD
|
STORCH DAVID P
Director |
+ 400
|
70.1668 USD |
|
3 years ago
Feb 04, 2021
|
Bought 42.1 K USD
|
STORCH DAVID P
Director |
+ 600
|
70.17 USD |
|
3 years ago
Feb 04, 2021
|
Bought 63.1 K USD
|
STORCH DAVID P
Director |
+ 900
|
70.09 USD |
|
4 years ago
Aug 10, 2020
|
Sell 741 K USD
|
Green Mark A.
EVP, Bus Dev & Reinsurance |
- 8825
|
83.9269 USD |
|
4 years ago
Aug 05, 2020
|
Sell 102 K USD
|
Mullins Christine F.
EVP & Chief HR Officer |
- 1250
|
81.25 USD |
|
4 years ago
Aug 05, 2020
|
Sell 350 K USD
|
Evans Carl Thomas Jr.
EVP, Sec. & General Counsel |
- 4300
|
81.31 USD |
|
4 years ago
Aug 05, 2020
|
Sell 82.2 K USD
|
Evans Carl Thomas Jr.
EVP, Sec. & General Counsel |
- 1000
|
82.18 USD |
|
4 years ago
Aug 06, 2020
|
Sell 1.04 M USD
|
BOSCHELLI JOHN MICHAEL
EVP & Chief Investment Officer |
- 12580
|
82.4325 USD |
|
4 years ago
Jun 12, 2020
|
Bought 32.5 K USD
|
Cochran George N
Director |
+ 500
|
64.95 USD |
|
4 years ago
Jun 08, 2020
|
Sell 226 K USD
|
Mullins Christine F.
EVP & Chief HR Officer |
- 3015
|
74.9 USD |
|
4 years ago
Mar 16, 2020
|
Sell 577 K USD
|
STORCH DAVID P
Director |
- 8000
|
72.1 USD |
|
4 years ago
Mar 16, 2020
|
Sell 289 K USD
|
STORCH DAVID P
Director |
- 4000
|
72.14 USD |
|
4 years ago
Mar 09, 2020
|
Bought 10.5 K USD
|
Joyce Robert Joseph
Director |
+ 150
|
69.949 USD |
|
4 years ago
Mar 09, 2020
|
Bought 6.99 K USD
|
Joyce Robert Joseph
Director |
+ 100
|
69.865 USD |
|
4 years ago
Mar 09, 2020
|
Bought 17.5 K USD
|
Joyce Robert Joseph
Director |
+ 250
|
69.927 USD |
|
4 years ago
Feb 25, 2020
|
Sell 1.13 M USD
|
Green Mark A.
EVP, Bus Dev & Reinsurance |
- 14873
|
76.0015 USD |
|
4 years ago
Feb 25, 2020
|
Sell 1.01 M USD
|
Green Mark A.
EVP, Bus Dev & Reinsurance |
- 13321
|
76.0015 USD |
|
4 years ago
Feb 25, 2020
|
Sell 194 K USD
|
Green Mark A.
EVP, Bus Dev & Reinsurance |
- 2556
|
76.0015 USD |
|
4 years ago
Feb 25, 2020
|
Sell 292 K USD
|
Green Mark A.
EVP, Bus Dev & Reinsurance |
- 3840
|
76.0015 USD |
|
5 years ago
Sep 13, 2019
|
Bought 196 K USD
|
Holmes Kimberly A.
EVP, Chief Actuary & |
+ 2600
|
75.3473 USD |
|
5 years ago
Aug 30, 2019
|
Bought 34.9 K USD
|
Joyce Robert Joseph
Director |
+ 500
|
69.75 USD |
|
5 years ago
May 06, 2019
|
Sell 302 K USD
|
BOSCHELLI JOHN MICHAEL
SVP & Chief Investment Officer |
- 3356
|
90.04 USD |
|
5 years ago
May 06, 2019
|
Sell 995 K USD
|
BOSCHELLI JOHN MICHAEL
SVP & Chief Investment Officer |
- 10980
|
90.61 USD |
|
6 years ago
Sep 12, 2018
|
Bought 41.8 K USD
|
Cochran George N
Director |
+ 500
|
83.55 USD |
|
6 years ago
Sep 12, 2018
|
Bought 41.8 K USD
|
Cochran George N
Director |
+ 500
|
83.55 USD |
|
6 years ago
Aug 24, 2018
|
Sell 157 K USD
|
Evans Carl Thomas Jr.
Sr. VP, Sec. & Gen. Counsel |
- 2000
|
78.7 USD |
|
6 years ago
Aug 07, 2018
|
Sell 1.16 M USD
|
BOSCHELLI JOHN MICHAEL
SVP & Chief Investment Officer |
- 15147
|
76.4 USD |
|
6 years ago
Aug 07, 2018
|
Sell 392 K USD
|
BOSCHELLI JOHN MICHAEL
SVP & Chief Investment Officer |
- 5103
|
76.81 USD |
|
6 years ago
May 02, 2018
|
Bought 172 K USD
|
STORCH DAVID P
Director |
+ 2500
|
68.6946 USD |
|
6 years ago
May 02, 2018
|
Bought 172 K USD
|
STORCH DAVID P
Director |
+ 2500
|
68.6946 USD |
|
6 years ago
May 02, 2018
|
Bought 34.3 K USD
|
Cochran George N
Director |
+ 500
|
68.55 USD |
|
7 years ago
Aug 22, 2017
|
Bought 49.1 K USD
|
Whiting Susan D
director, 10 percent owner: |
+ 1000
|
49.06 USD |
|
7 years ago
May 22, 2017
|
Bought 10.4 K USD
|
McKinney James J.
Senior Vice President and CFO |
+ 275
|
37.675 USD |
|
7 years ago
May 09, 2017
|
Bought 37.7 K USD
|
Green Mark A.
President, Life & Health Div. |
+ 1000
|
37.72 USD |
|
7 years ago
Mar 13, 2017
|
Bought 20.5 K USD
|
Cochran George N
Director |
+ 500
|
41 USD |
|
7 years ago
Feb 24, 2017
|
Sell 249 K USD
|
BOSCHELLI JOHN MICHAEL
SVP & Chief Investment Officer |
- 5750
|
43.37 USD |
|
7 years ago
Feb 24, 2017
|
Sell 249 K USD
|
BOSCHELLI JOHN MICHAEL
SVP & Chief Investment Officer |
- 5750
|
43.37 USD |
|
7 years ago
Dec 12, 2016
|
Sell 157 K USD
|
ROESKE RICHARD
VP & Chief Accounting Officer |
- 3500
|
44.77 USD |
|
7 years ago
Dec 13, 2016
|
Sell 291 K USD
|
ROESKE RICHARD
VP & Chief Accounting Officer |
- 6500
|
44.79 USD |
|
8 years ago
Feb 22, 2016
|
Bought 13.6 K USD
|
Cochran George N
Director |
+ 500
|
27.1 USD |
|
8 years ago
Feb 17, 2016
|
Bought 51.2 K USD
|
Joyce Robert Joseph
Director |
+ 2000
|
25.61 USD |
7. News
Kemper Announces Quarterly Dividend
CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) announced today that its Board of Directors has declared a quarterly dividend of $0.31 per share. The dividend is payable on December 4, 2024, to Kemper's shareholders of record as of November 18, 2024. About Kemper The Kemper family of companies is one of the nation's leading specialized insurers. With approximately $13 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized sol.
businesswire.com
- 1 week ago
The Kemper Auto Mural Project, Conectando Comunidades, Comes to Miami
CHICAGO--(BUSINESS WIRE)--Kemper Auto, the specialty auto insurance business of Kemper Corporation (NYSE: KMPR), is bringing its nationwide community mural initiative, The Kemper Auto Mural Project, Conectando Comunidades (Connecting Communities), to Miami on November 14 to celebrate the rich cultural heritage of Miami communities. The mural is designed by acclaimed local contemporary artist, SURGE (Sergio J. Quinonez), who has captured the diversity and vibrant spirit of Miami in this latest m.
businesswire.com
- 1 week ago
Kemper Corporation (KMPR) Q3 2024 Earnings Call Transcript
Kemper Corporation (NYSE:KMPR ) Q3 2024 Earnings Conference Call October 30, 2024 5:00 PM ET Company Participants Michael Marinaccio - Vice President, Corporate Development Joe Lacher - President & Chief Executive Officer Brad Camden - Executive Vice President & Chief Financial Officer Matt Hunton - Executive Vice President & President, Kemper Auto Conference Call Participants Gregory Peters - Raymond James Andrew Kligerman - TD Cowen Paul Newsome - Piper Sandler Brian Meredith - UBS Operator Good afternoon, ladies and gentlemen, and welcome to Kemper's Third Quarter 2024 Earnings Conference Call. My name is Ina, and I will be your coordinator today.
seekingalpha.com
- 2 weeks ago
Compared to Estimates, Kemper (KMPR) Q3 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Kemper (KMPR) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 2 weeks ago
Kemper (KMPR) Q3 Earnings and Revenues Beat Estimates
Kemper (KMPR) came out with quarterly earnings of $1.62 per share, beating the Zacks Consensus Estimate of $1.30 per share. This compares to loss of $0.44 per share a year ago.
zacks.com
- 2 weeks ago
Kemper (KMPR) Reports Next Week: Wall Street Expects Earnings Growth
Kemper (KMPR) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 3 weeks ago
Kemper Announces Schedule for Third Quarter 2024 Earnings Release
CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) today announced that after the markets close on Wednesday, October 30, Kemper intends to issue its third quarter 2024 earnings release, financial supplement, and Form 10-Q. Following their publication, these documents will be available in the investor section of kemper.com. Conference Call Details Kemper will host its conference call to discuss third quarter 2024 results on Wednesday, October 30, at 5:00 pm Eastern (4:00 pm Central). The.
businesswire.com
- 3 weeks ago
Kemper (KMPR) Upgraded to Strong Buy: What Does It Mean for the Stock?
Kemper (KMPR) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
zacks.com
- 1 month ago
The Kemper Foundation Opens Spring 2025 Read Conmigo Grant Applications for Bilingual Educators in Dallas, Los Angeles and Miami
CHICAGO--(BUSINESS WIRE)--The Kemper Foundation, the philanthropic partner of Kemper Corporation (NYSE: KMPR), announced that applications for the Read Conmigo bilingual educator grant are now open for the spring 2025 grant cycle. This program is dedicated to promoting bilingual literacy within Hispanic and Latino communities, enabling K-5 educators to enhance their classrooms with enriching resources, tools and professional development opportunities that inspire engaging learning experiences f.
businesswire.com
- 1 month ago
The Kemper Auto Mural Project, Conectando Comunidades, Comes to Miami
CHICAGO--(BUSINESS WIRE)--Kemper Auto, the specialty auto insurance business of Kemper Corporation (NYSE: KMPR), is bringing its nationwide community mural initiative, The Kemper Auto Mural Project, Conectando Comunidades (Connecting Communities), to Miami on October 11 to celebrate the rich cultural heritage of Miami communities. The mural is designed by acclaimed local contemporary artist, SURGE (Sergio J. Quinonez), who has captured the diversity and vibrant spirit of Miami in this latest mu.
businesswire.com
- 1 month ago
The Kemper Foundation's Read Conmigo Program Awards Dallas-Area Fall 2024 Bilingual Educator Grants
CHICAGO--(BUSINESS WIRE)--The Kemper Foundation, the philanthropic partner of Kemper Corporation, announced today it has awarded grants to advance bilingual literacy to schoolteachers in the greater Los Angeles, Dallas and Miami areas. This is the fifth round of grants awarded through the Foundation's Read Conmigo program since the program launched in 2022, bringing the program's award total to nearly $750,000. Read Conmigo grants are focused on strengthening bilingual literacy skills and impro.
businesswire.com
- 1 month ago
The Kemper Foundation's Read Conmigo Program Awards Fall 2024 Bilingual Educator Grants in Miami Area
CHICAGO--(BUSINESS WIRE)--The Kemper Foundation, the philanthropic partner of Kemper Corporation, announced today it has awarded grants to advance bilingual literacy to schoolteachers in the greater Los Angeles, Dallas and Miami areas. This is the fifth round of grants awarded through the Foundation's Read Conmigo program since the program launched in 2022, bringing the program's award total to nearly $750,000. Read Conmigo grants are focused on strengthening bilingual literacy skills and impro.
businesswire.com
- 1 month ago
8. Profile Summary
Kemper Corporation KMPR
COUNTRY
US
INDUSTRY
Insurance - Property & Casualty
MARKET CAP
$ 4.56 B
Dividend Yield
0.52%
Description
Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance, as well as supplemental accident and health insurance products; and Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
Contact
200 East Randolph Street, Chicago, IL, 60601
https://www.kemper.com
IPO Date
April 23, 1990
Employees
8100
Officers
Mr. Matthew Andrew Hunton
Executive Vice President & President of Kemper Auto
Mr. Joseph Patrick Lacher Jr.
President, Chief Executive Officer & Director
Mr. John Michael Boschelli
Executive Vice President & Chief Investment Officer
Mr. Duane Allen Sanders
Executive Vice President and Chief Claims Officer of P&C
Ms. Ismat Duckson Aziz
Executive Vice President & Chief Administrative Officer
Mr. James A. Alexander
Senior Vice President & Chief Accounting Officer
Mr. Charles Tipton Brooks
Executive Vice President of Operations & Systems
Ms. Karen Guerra
Vice President of Investor Relations
Mr. Carl Thomas Evans Jr.
Executive Vice President, General Counsel & Secretary
Mr. Bradley Thomas Camden C.F.A.
Executive Vice President & Chief Financial Officer