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Financial Services - Insurance - Property & Casualty - NASDAQ - US
$ 87.42
-0.171 %
$ 5.31 B
Market Cap
23.74
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SIGI stock under the worst case scenario is HIDDEN Compared to the current market price of 87.4 USD, Selective Insurance Group, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SIGI stock under the base case scenario is HIDDEN Compared to the current market price of 87.4 USD, Selective Insurance Group, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SIGI stock under the best case scenario is HIDDEN Compared to the current market price of 87.4 USD, Selective Insurance Group, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SIGI

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$98.0$98.0$96.0$96.0$94.0$94.0$92.0$92.0$90.0$90.0$88.0$88.0$86.0$86.0$84.0$84.0$82.0$82.0$80.0$80.0$78.0$78.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
4.86 B REVENUE
14.87%
292 M OPERATING INCOME
-38.39%
207 M NET INCOME
-43.32%
1.1 B OPERATING CASH FLOW
44.93%
-947 M INVESTING CASH FLOW
-38.03%
-103 M FINANCING CASH FLOW
-21.62%
1.29 B REVENUE
2.30%
148 M OPERATING INCOME
24.17%
110 M NET INCOME
15.03%
284 M OPERATING CASH FLOW
-14.51%
-585 M INVESTING CASH FLOW
-124.89%
346 M FINANCING CASH FLOW
1692.02%
Balance Sheet Selective Insurance Group, Inc.
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Current Assets 269 M
Cash & Short-Term Investments 269 M
Receivables 0
Other Current Assets 0
Non-Current Assets 7.85 M
Long-Term Investments 9.38 B
PP&E 0
Other Non-Current Assets -9.37 B
97.16 %3394.33 %Total Assets$276.4m
Current Liabilities 5.68 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 5.68 B
Non-Current Liabilities 494 M
Long-Term Debt 442 M
Other Non-Current Liabilities 52.4 M
92.00 %7.15 %Total Liabilities$6.2b
EFFICIENCY
Earnings Waterfall Selective Insurance Group, Inc.
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Revenue 4.86 B
Cost Of Revenue 0
Gross Profit 4.86 B
Operating Expenses 4.6 B
Operating Income 292 M
Other Expenses 85.3 M
Net Income 207 M
5b5b5b5b4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m005b05b(5b)292m(85m)207mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
6.01% OPERATING MARGIN
6.01%
4.26% NET MARGIN
4.26%
6.63% ROE
6.63%
1.53% ROA
1.53%
-4.34% ROIC
-4.34%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Selective Insurance Group, Inc.
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1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 207 M
Depreciation & Amortization 34.8 M
Capital Expenditures -30.8 M
Stock-Based Compensation 22.8 M
Change in Working Capital 833 M
Others 835 M
Free Cash Flow 1.07 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Selective Insurance Group, Inc.
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Wall Street analysts predict an average 1-year price target for SIGI of $95.9 , with forecasts ranging from a low of $85 to a high of $105 .
SIGI Lowest Price Target Wall Street Target
85 USD -2.77%
SIGI Average Price Target Wall Street Target
95.9 USD 9.65%
SIGI Highest Price Target Wall Street Target
105 USD 20.11%
Price
Max Price Target
Min Price Target
Average Price Target
10510510010095959090858580807575Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.44% DIVIDEND YIELD
0.38 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.601.601.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.140.150.160.180.20.230.250.280.30.350.380.140.150.160.180.20.230.250.280.30.350.380.140.150.160.180.20.230.250.280.30.350.150.570.160.610.180.660.20.740.230.830.250.940.281.030.31.140.351.250.381.430.762015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Selective Insurance Group, Inc.
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Sold
0-3 MONTHS
118 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
304 K USD 2
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
472 K USD 3
3-6 MONTHS
0 USD 0
6-9 MONTHS
372 K USD 2
9-12 MONTHS
7. News
Why Is Selective Insurance (SIGI) Down 3% Since Last Earnings Report? Selective Insurance (SIGI) reported earnings 30 days ago. What's next for the stock? zacks.com - 4 weeks ago
Selective Insurance Announces the Planned Retirement of Brenda M. Hall, Standard Lines EVP and COO, after 24 Years of Progressing Leadership BRANCHVILLE, N.J.--(BUSINESS WIRE)--Selective Insurance Announces the Planned Retirement of Brenda M. Hall, Standard Lines EVP and COO, after 24 Years of Progressing Leadership. businesswire.com - 1 month ago
Selective Insurance: A Multifaceted Insurer Well-Positioned For 2025 And Beyond Selective Insurance is a multifaced property and casualty insurer, which suffered from underwriting losses in 2024. The insurance carrier took severe pricing and underwriting actions to remediate the loss-making portfolios. Those actions started to bear fruit in Q1 2025. With a $107.6mn post-tax income, Selective is well-positioned to deliver steady FY2025 results, or at least has started the year on the right foot. seekingalpha.com - 1 month ago
Selective (SIGI) Q1 2025 Earnings Call Image source: The Motley Fool. fool.com - 1 month ago
Selective Insurance Q1 Earnings Miss Estimates on Higher Expenses SIGI's Q1 results reflect solid underwriting income, lower catastrophe losses and average renewal pure price increase, offset by higher expenses. zacks.com - 1 month ago
Selective Insurance Group, Inc. (SIGI) Q1 2025 Earnings Call Transcript Selective Insurance Group, Inc. (NASDAQ:SIGI ) Q1 2025 Earnings Conference Call April 24, 2025 8:00 AM ET Company Participants Brad Wilson - SVP, IR & Treasurer John Marchioni - Chairman, President & CEO Patrick Brennan - EVP & CFO Conference Call Participants Michael Phillips - Oppenheimer Mike Zaremski - BMO Paul Newsome - Research Meyer Shields - KBW Operator Good day, and welcome to the Selective Insurance Group First Quarter 2025 Earnings Conference Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 1 month ago
Selective Insurance (SIGI) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates While the top- and bottom-line numbers for Selective Insurance (SIGI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 1 month ago
Selective Insurance (SIGI) Lags Q1 Earnings and Revenue Estimates Selective Insurance (SIGI) came out with quarterly earnings of $1.76 per share, missing the Zacks Consensus Estimate of $1.89 per share. This compares to earnings of $1.33 per share a year ago. zacks.com - 1 month ago
Selective Reports First Quarter 2025 Results BRANCHVILLE, N.J.--(BUSINESS WIRE)--Selective Reports First Quarter 2025 Results. businesswire.com - 1 month ago
Insights Into Selective Insurance (SIGI) Q1: Wall Street Projections for Key Metrics Get a deeper insight into the potential performance of Selective Insurance (SIGI) for the quarter ended March 2025 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics. zacks.com - 1 month ago
Selective Insurance (SIGI) Earnings Expected to Grow: Should You Buy? Selective Insurance (SIGI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 months ago
Selective Insurance Schedules Earnings Release and Conference Call to Announce First Quarter 2025 Results BRANCHVILLE, N.J.--(BUSINESS WIRE)--Selective Insurance Schedules Earnings Release and Conference Call to Announce First Quarter 2025 Results. businesswire.com - 2 months ago
8. Profile Summary

Selective Insurance Group, Inc. SIGI

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COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 5.31 B
Dividend Yield 0.44%
Description Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. It operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. The company offers property insurance products, which covers the financial consequences of accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and casualty insurance products that covers the financial consequences of employee injuries in the course of employment, and bodily injury and/or property damage to a third party, as well as flood insurance products. It also invests in fixed income investments and commercial mortgage loans, as well as equity securities and alternative investment portfolio. The company offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey.
Contact 40 Wantage Avenue, Branchville, NJ, 07890 https://www.selective.com
IPO Date March 17, 1980
Employees 2800
Officers Mr. Jeffrey Francis Kamrowski Executive Vice President of MUSIC Ms. Brenda Marie Hall Executive Vice President & Chief Operating Officer of Standard Lines Ms. Lucinda Bennett Executive Vice President & Chief HR Officer Mr. Brad Bryant Wilson Senior Vice President of Investor Relations & Treasurer Mr. Patrick Sean Brennan Executive Vice President & Chief Financial Officer Mr. Rohit Mull Executive Vice President, Chief Marketing & Innovation Officer Mr. Michael Haran Lanza J.D. Executive Vice President, General Counsel & Chief Compliance Officer Mr. John Joseph Marchioni CPCU Chief Executive Officer, President & Chairman Mr. Joseph Owen Eppers CFA Executive Vice President & Chief Investment Officer Mr. John Patrick Bresney Executive Vice President & Chief Information Officer