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Financial Services - Insurance - Property & Casualty - NASDAQ - US
$ 82.37
-4.59 %
$ 5.01 B
Market Cap
25.5
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SIGI stock under the worst case scenario is HIDDEN Compared to the current market price of 82.4 USD, Selective Insurance Group, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SIGI stock under the base case scenario is HIDDEN Compared to the current market price of 82.4 USD, Selective Insurance Group, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SIGI stock under the best case scenario is HIDDEN Compared to the current market price of 82.4 USD, Selective Insurance Group, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SIGI

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$105.0$105.0$100.0$100.0$95.0$95.0$90.0$90.0$85.0$85.0$80.0$80.0$75.0$75.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
65.4 M REVENUE
-35.34%
0 OPERATING INCOME
0.00%
207 M NET INCOME
-43.32%
1.1 B OPERATING CASH FLOW
44.93%
-947 M INVESTING CASH FLOW
-38.03%
-103 M FINANCING CASH FLOW
-21.62%
1.26 B REVENUE
0.96%
0 OPERATING INCOME
0.00%
95.5 M NET INCOME
3.53%
332 M OPERATING CASH FLOW
-14.25%
-260 M INVESTING CASH FLOW
26.54%
-21.7 M FINANCING CASH FLOW
31.16%
Balance Sheet Selective Insurance Group, Inc.
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Current Assets 269 M
Cash & Short-Term Investments 269 M
Receivables 0
Other Current Assets 0
Non-Current Assets 7.85 M
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 7.85 M
97.16 %2.84 %Total Assets$276.4m
Current Liabilities 19.7 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 19.7 M
Non-Current Liabilities 494 M
Long-Term Debt 442 M
Other Non-Current Liabilities 52.4 M
3.84 %85.97 %10.19 %Total Liabilities$513.7m
EFFICIENCY
Earnings Waterfall Selective Insurance Group, Inc.
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Revenue 65.4 M
Cost Of Revenue 0
Gross Profit 65.4 M
Operating Expenses 4.86 B
Operating Income 0
Other Expenses -207 M
Net Income 207 M
1b1b00(1b)(1b)(2b)(2b)(3b)(3b)(4b)(4b)(5b)(5b)65m065m(5b)0207m207mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
316.45% NET MARGIN
316.45%
6.63% ROE
6.63%
5.71% ROA
5.71%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Selective Insurance Group, Inc.
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1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 207 M
Depreciation & Amortization 34.8 M
Capital Expenditures -30.8 M
Stock-Based Compensation 22.8 M
Change in Working Capital 833 M
Others 835 M
Free Cash Flow 1.07 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Selective Insurance Group, Inc.
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Wall Street analysts predict an average 1-year price target for SIGI of $96.8 , with forecasts ranging from a low of $85 to a high of $105 .
SIGI Lowest Price Target Wall Street Target
85 USD 3.19%
SIGI Average Price Target Wall Street Target
96.8 USD 17.46%
SIGI Highest Price Target Wall Street Target
105 USD 27.47%
Price
Max Price Target
Min Price Target
Average Price Target
10510510010095959090858580807575May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.44% DIVIDEND YIELD
0.38 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.601.601.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.140.150.160.180.20.230.250.280.30.350.380.140.150.160.180.20.230.250.280.30.350.140.150.160.180.20.230.250.280.30.350.150.570.160.610.180.660.20.740.230.830.250.940.281.030.31.140.351.250.381.430.382015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 6
6. Ownership
Insider Ownership Selective Insurance Group, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
304 K USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
472 K USD 3
0-3 MONTHS
0 USD 0
3-6 MONTHS
372 K USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Commercial Lines Business Aids Selective Insurance, Cat Loss Ails SIGI is set to grow on rising premiums and new business growth in Commercial Lines and Excess and Supply Lines, partly weighed on by exposure to cat loss. zacks.com - 1 month ago
Why Is Selective Insurance (SIGI) Up 2.8% Since Last Earnings Report? Selective Insurance (SIGI) reported earnings 30 days ago. What's next for the stock? zacks.com - 1 month ago
Selective Insurance: Leaving 2024 Behind And Seizing 2025 Selective Insurance: Leaving 2024 Behind And Seizing 2025 seekingalpha.com - 1 month ago
Selective Insurance Group, Inc. (SIGI) Q4 2024 Earnings Call Transcript Selective Insurance Group, Inc. (NASDAQ:SIGI ) Q4 2024 Earnings Conference Call January 30, 2025 8:30 AM ET Company Participants Brad Wilson - Senior Vice President, Investor Relations and Treasurer John Marchioni - Chairman of the Board, President and Chief Executive Officer Patrick Brennan - Executive Vice President and Chief Financial Officer Conference Call Participants Michael Phillips - Oppenheimer Paul Newsome - Piper Sandler Jing Li - KBW Operator Good day and thank you for standing by. Welcome to Selective Insurance Group, Inc. Fourth Quarter 2024 Earnings Conference Call. seekingalpha.com - 2 months ago
Selective Insurance Q4 Earnings Miss Estimates on Poor Underwriting SIGI Q4 results reflect improved net investment income as well as lower catastrophe losses and average renewal pure price increases, offset by higher expenses. zacks.com - 2 months ago
Selective Insurance (SIGI) Reports Q4 Earnings: What Key Metrics Have to Say The headline numbers for Selective Insurance (SIGI) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 2 months ago
Selective Insurance (SIGI) Lags Q4 Earnings and Revenue Estimates Selective Insurance (SIGI) came out with quarterly earnings of $1.62 per share, missing the Zacks Consensus Estimate of $1.98 per share. This compares to earnings of $1.94 per share a year ago. zacks.com - 2 months ago
Selective Reports Fourth Quarter and Year-End 2024 Results BRANCHVILLE, N.J.--(BUSINESS WIRE)-- #SelectiveInsurance--Selective Reports Fourth Quarter and Year-End 2024 Results. businesswire.com - 2 months ago
Selective Insurance (SIGI) Earnings Expected to Grow: Should You Buy? Selective Insurance (SIGI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 months ago
SIGI Stock Trading at a Premium to Industry: What Should Investors Do? Selective Insurance stock remains poised to gain from solid retention rates, higher new business gains and renewal pure price increases. zacks.com - 3 months ago
Selective Insurance Schedules Earnings Release and Conference Call to Announce Fourth Quarter 2024 Results BRANCHVILLE, N.J.--(BUSINESS WIRE)-- #SelectiveInsurance--Selective Insurance Schedules Earnings Release and Conference Call to Announce Fourth Quarter 2024 Results. businesswire.com - 3 months ago
SIGI Stock Rises 5.2% in 6 Months but Lags Industry: What's Next? Selective Insurance rides on solid retention rates, higher new business gains and renewal pure price increases, offset by higher expenses and exposure to cat loss. zacks.com - 4 months ago
8. Profile Summary

Selective Insurance Group, Inc. SIGI

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COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 5.01 B
Dividend Yield 0.44%
Description Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. It operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. The company offers property insurance products, which covers the financial consequences of accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and casualty insurance products that covers the financial consequences of employee injuries in the course of employment, and bodily injury and/or property damage to a third party, as well as flood insurance products. It also invests in fixed income investments and commercial mortgage loans, as well as equity securities and alternative investment portfolio. The company offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey.
Contact 40 Wantage Avenue, Branchville, NJ, 07890 https://www.selective.com
IPO Date March 17, 1980
Employees 2800
Officers Mr. Patrick Sean Brennan Executive Vice President & Chief Financial Officer Mr. Joseph Owen Eppers CFA Executive Vice President & Chief Investment Officer Mr. John Patrick Bresney Executive Vice President & Chief Information Officer Ms. Brenda Marie Hall Executive Vice President & Chief Operating Officer of Standard Lines Mr. Rohit Mull Executive Vice President, Chief Marketing & Innovation Officer Mr. Jeffrey Francis Kamrowski Executive Vice President of MUSIC Mr. Brad Bryant Wilson Senior Vice President of Investor Relations & Treasurer Mr. John Joseph Marchioni CPCU Chief Executive Officer, President & Chairman Ms. Lucinda Bennett Executive Vice President & Chief HR Officer Mr. Michael Haran Lanza J.D. Executive Vice President, General Counsel & Chief Compliance Officer