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Stewart Information Services Corporation STC
Financial Services - Insurance - Property & Casualty - NYSE - US
Watchlist
$ 64.06
-4.5 %
$ 1.8 B
Market Cap
24.54
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one STC stock under the worst case scenario is HIDDEN Compared to the current market price of 64.1 USD, Stewart Information Services Corporation is HIDDEN

STC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one STC stock under the base case scenario is HIDDEN Compared to the current market price of 64.1 USD, Stewart Information Services Corporation is HIDDEN

STC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one STC stock under the best case scenario is HIDDEN Compared to the current market price of 64.1 USD, Stewart Information Services Corporation is HIDDEN

STC Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart STC

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1M -11%
6M -10%
1Y 9%
3Y 34%
5Y 169%
All
$78.0$78.0$76.0$76.0$74.0$74.0$72.0$72.0$70.0$70.0$68.0$68.0$66.0$66.0$64.0$64.0$62.0$62.0$60.0$60.0$58.0$58.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
2.49 B REVENUE
10.33%
Growth Rates
1Year 10.33%
3Years -9.01%
5Years 5.12%
7Years 3.51%
10Years 2.90%
47.2 M OPERATING INCOME
0.00%
Growth Rates
1Year 0.00%
3Years -51.65%
5Years -7.02%
7Years 29.45%
10Years 9.71%
88.2 M NET INCOME
93.33%
Growth Rates
1Year 93.33%
3Years -36.23%
5Years -0.47%
7Years 5.61%
10Years 8.69%
136 M OPERATING CASH FLOW
63.30%
Growth Rates
1Year 63.30%
3Years -29.70%
5Years -4.01%
7Years 3.30%
10Years 7.80%
-87.3 M INVESTING CASH FLOW
-191.18%
Growth Rates
1Year -191.18%
3Years 48.67%
5Years -68.03%
7Years 2.46%
10Years -1.06%
-61 M FINANCING CASH FLOW
11.78%
Growth Rates
1Year 11.78%
3Years -6.16%
5Years -10.05%
7Years -4.91%
10Years -12.82%
666 M REVENUE
-0.30%
Growth Rates
1Year 10.33%
3Years -9.01%
5Years 5.12%
7Years 3.51%
10Years 2.90%
0 OPERATING INCOME
0.00%
Growth Rates
1Year 0.00%
3Years -51.65%
5Years -7.02%
7Years 29.45%
10Years 9.71%
27.2 M NET INCOME
-99.96%
Growth Rates
1Year 93.33%
3Years -36.23%
5Years -0.47%
7Years 5.61%
10Years 8.69%
68 M OPERATING CASH FLOW
-99.90%
Growth Rates
1Year 63.30%
3Years -29.70%
5Years -4.01%
7Years 3.30%
10Years 7.80%
-15.7 M INVESTING CASH FLOW
99.98%
Growth Rates
1Year -191.18%
3Years 48.67%
5Years -68.03%
7Years 2.46%
10Years -1.06%
-15.3 M FINANCING CASH FLOW
-26.64%
Growth Rates
1Year 11.78%
3Years -6.16%
5Years -10.05%
7Years -4.91%
10Years -12.82%
Balance Sheet Stewart Information Services Corporation
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Current Assets 1.07 M
Cash & Short-Term Investments 1.07 M
Receivables 0
Other Current Assets 0
Non-Current Assets 8.38 M
Long-Term Investments 0
PP&E 312 K
Other Non-Current Assets 8.07 M
11.32 %3.30 %85.38 %Total Assets$9.5m
Current Liabilities 456 M
Accounts Payable 0
Short-Term Debt 456 M
Other Current Liabilities 0
Non-Current Liabilities 0
Long-Term Debt 0
Other Non-Current Liabilities 0
100.00 %Total Liabilities$456.2m
EFFICIENCY
Earnings Waterfall Stewart Information Services Corporation
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Revenue 2.49 B
Cost Of Revenue 68.3 M
Gross Profit 2.42 B
Operating Expenses 2.37 B
Operating Income 47.2 M
Other Expenses -41 M
Net Income 88.2 M
3b3b2b2b2b2b1b1b500m500m002b(68m)2b(2b)47m41m88mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
97.26% GROSS MARGIN
97.26%
Averages
1Year 97.26%
3Years 87.78%
5Years 85.60%
7Years -5039.20%
10Years -5452.32%
1.89% OPERATING MARGIN
1.89%
Averages
1Year 1.89%
3Years 3.15%
5Years 6.19%
7Years 5.41%
10Years 3.14%
2.94% NET MARGIN
2.94%
Averages
1Year 2.94%
3Years 3.19%
5Years 5.23%
7Years 4.67%
10Years 3.76%
5.23% ROE
5.23%
Averages
1Year 5.23%
3Years 6.45%
5Years 12.00%
7Years 11.08%
10Years 9.25%
2.69% ROA
2.69%
Averages
1Year 2.69%
3Years 3.25%
5Years 5.81%
7Years 5.35%
10Years 4.46%
775.77% ROIC
775.77%
Averages
1Year 775.77%
3Years 237.90%
5Years 147.21%
7Years 106.49%
10Years 73.87%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Stewart Information Services Corporation
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400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 88.2 M
Depreciation & Amortization 61.6 M
Capital Expenditures -40.5 M
Stock-Based Compensation 13.6 M
Change in Working Capital -11.8 M
Others -27.7 M
Free Cash Flow 95.1 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Stewart Information Services Corporation
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Wall Street analysts predict an average 1-year price target for STC of $77.7 , with forecasts ranging from a low of $68 to a high of $81 .
STC Lowest Price Target Wall Street Target
68 USD 6.15%
STC Average Price Target Wall Street Target
77.7 USD 21.31%
STC Highest Price Target Wall Street Target
81 USD 26.44%
Price
Max Price Target
Min Price Target
Average Price Target
8585808075757070656560605555May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.74% DIVIDEND YIELD
0.5 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.0002.0001.8001.8001.6001.6001.4001.4001.2001.2001.0001.0000.8000.8000.6000.6000.4000.4000.2000.2000.0000.0000.30.30.30.30.30.330.3750.450.4750.50.250.30.30.30.30.30.330.3750.450.4750.250.30.30.30.30.30.330.450.4750.50.31.100.31.200.31.200.31.200.31.200.31.230.3751.410.451.730.4751.880.51.980.002015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership Stewart Information Services Corporation
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Sold
0-3 MONTHS
93.9 K USD 1
3-6 MONTHS
2.58 M USD 2
6-9 MONTHS
1.57 M USD 2
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
22.5 K USD 1
9-12 MONTHS
7. News
PropStream Joins Forces with BeachesMLS to Streamline Lead Generation LAKE FOREST, Calif.--(BUSINESS WIRE)-- #BeachesMLS--PropStream announces its partnership with BeachesMLS, offering a vetted solution for its members to streamline lead generation efforts. businesswire.com - 1 month ago
Stewart Named a Winner of the 2025 USA Today Top Workplaces Award HOUSTON--(BUSINESS WIRE)--Stewart Information Services Corporation (NYSE:STC) announced today that it has been once again named a winner of the USA Today Top Workplaces Award. Issued by Energage, a purpose-driven organization that develops solutions to build and brand Top Workplaces, the Top Workplaces program has a 15-year history of surveying more than 20 million employees and recognizing the top organizations across 60 markets for regional Top Workplaces awards. “At Stewart we are striving t. businesswire.com - 1 month ago
STEWART INFORMATION SERVICES CORPORATION DECLARES FIRST QUARTER DIVIDEND HOUSTON , March 3, 2025 /PRNewswire/ -- Stewart Information Services Corporation (NYSE:STC) today announced that its Board of Directors declared a cash dividend of $0.50 per share for the first quarter 2025, payable March 31, 2025, to common stockholders of record on March 17, 2025. About Stewart Stewart Information Services Corporation ( NYSE:STC ) is a global real estate services company, offering products and services through our direct operations, network of Stewart Trusted Providers™ and family of companies. prnewswire.com - 1 month ago
Stewart Information Services Corporation (STC) Q4 2024 Earnings Call Transcript Stewart Information Services Corporation (NYSE:STC ) Q4 2024 Earnings Conference Call February 6, 2025 8:30 AM ET Company Participants Kathryn Bass - Director of Investor Relations Frederick Eppinger - Chief Executive Officer David Hisey - Chief Financial Officer Conference Call Participants Bose George - KBW John Campbell - Stephens Operator Hello, and thank you for joining the Stewart Information Services Fourth Quarter and Full Year 2024 Earnings Call. [Operator Instructions] Please note, today's call is being recorded. seekingalpha.com - 2 months ago
Stewart Reports Fourth Quarter and Full Year 2024 Results Total revenues of $665.9 million ($664.2 million on an adjusted basis) compared to $582.2 million ($577.4 million on an adjusted basis) in the prior year quarter Net income of $22.7 million ($31.5 million on an adjusted basis) compared to $8.8 million ($16.6 million on an adjusted basis) in the prior year quarter Diluted earnings per share of $0.80 ($1.12 on an adjusted basis) compared to prior year quarter diluted EPS of $0.32 ($0.60 on an adjusted basis) Full year 2024 net income of $73.3 million ($94.4 million on an adjusted basis) compared to 2023 net income of $30.4 million ($66.6 million on an adjusted basis) Full year 2024 diluted earnings per share of $2.61 ($3.35 on an adjusted basis) compared to $1.11 ($2.42 on an adjusted basis) for 2023 HOUSTON , Feb. 5, 2025 /PRNewswire/ -- Stewart Information Services Corporation (NYSE: STC) today reported net income attributable to Stewart of $22.7 million ($0.80 per diluted share) for the fourth quarter 2024, compared to $8.8 million ($0.32 per diluted share) for the fourth quarter 2023. On an adjusted basis, net income for the fourth quarter 2024 was $31.5 million ($1.12 per diluted share) compared to $16.6 million ($0.60 per diluted share) in the fourth quarter 2023. prnewswire.com - 2 months ago
Stewart Information Services Corporation Announces Fourth Quarter 2024 Earnings Conference Call HOUSTON--(BUSINESS WIRE)--Stewart Information Services Corporation (NYSE: STC) announced today it will hold a conference call to discuss fourth quarter 2024 earnings at 8:30 a.m. Eastern Time on Thursday, February 6, 2025. The call will follow the company's release of earnings after the close of trading on Wednesday, February 5. Individuals wishing to participate can dial (800) 343-5172 (USA) and (203) 518-9856 (International) – access code STCQ424. The conference call replay will be available. businesswire.com - 2 months ago
Saudi Arabia's STC seeks seat on Telefonica board Saudi Arabia's largest telecoms operator, STC Group , will seek a seat on Telefonica's board, it told the U.S. markets regulator in a filing, six days after the Spanish company unexpectedly replaced its chief executive. reuters.com - 2 months ago
Stewart Announces the Promotion of Chief Underwriting Counsel HOUSTON--(BUSINESS WIRE)--Stewart Information Services Corporation (NYSE:STC) announced today that Wilhelmina Kightlinger has been promoted to Chief Underwriting Counsel for the Stewart Title family of companies. Kightlinger will focus on strengthening the company's corporate underwriting capacity and growing Stewart's footprint in underrepresented markets. “World class underwriting is a cornerstone of Stewart's success, and the role of Chief Underwriting Counsel is crucial in fulfilling our mi. businesswire.com - 3 months ago
PropStream Announces New Upside Down Lead List LAKE FOREST, Calif.--(BUSINESS WIRE)-- #BrianTepfer--PropStream, the leading real estate data provider, announced a new Lead List to its menu: Upside Down. businesswire.com - 4 months ago
Stewart Announces Contract Extension for CEO Fred Eppinger HOUSTON--(BUSINESS WIRE)--Stewart Information Services Corporation (NYSE:STC) today announced its Board of Directors has agreed with Frederick H. Eppinger, Chief Executive Officer (CEO), to amend and restate his employment agreement, extending the term for another three years through the end of 2028. “In five years as CEO, Fred has guided Stewart by developing our strategy, capabilities and team, much in a down market, resulting in more than doubling our market cap and increasing market share t. businesswire.com - 4 months ago
STEWART INFORMATION SERVICES CORPORATION DECLARES FOURTH QUARTER DIVIDEND HOUSTON , Dec. 2, 2024 /PRNewswire/ -- Stewart Information Services Corporation (NYSE:STC) today announced that its Board of Directors declared a cash dividend of $0.50 per share for the fourth quarter 2024, payable December 30, 2024, to common stockholders of record on December 16, 2024. About Stewart Stewart Information Services Corporation (NYSE:STC) is a global real estate services company, offering products and services through our direct operations, network of Stewart Trusted Providers™ and family of companies. prnewswire.com - 4 months ago
Stewart Executive Vice President Lou Pontani Honored with HousingWire's 2024 Tech Trendsetters Award HOUSTON--(BUSINESS WIRE)--Stewart Information Services Corporation (NYSE:STC) announced today that Lou Pontani is a recipient of the 2024 Tech Trendsetters award presented by HousingWire. The annual award, now in its sixth year, recognizes the most impactful and innovative technology leaders serving the housing economy. Pontani serves as Executive Vice President, Information Technology & Enterprise Operations where he oversees Stewart's strategic operational priorities and digital strategy,. businesswire.com - 5 months ago
8. Profile Summary

Stewart Information Services Corporation STC

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COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 1.8 B
Dividend Yield 0.74%
Description Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services. The company operates in two segments, Title, and Ancillary Services and Corporate. The Title segment is involved in searching, examining, closing, and insuring the condition of the title to real property. This segment also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. The Ancillary Services and Corporate segment provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation services to the mortgage industry. The company offers its products and services through its directly owned policy-issuing offices, network of independent agencies, and other businesses within the company. It serves homebuyers and sellers, residential and commercial real estate professionals, title agencies, real estate attorneys and investors, and home builders, as well as mortgage lenders, servicers, brokers, and investors. The company operates in the United States, Canada, the United Kingdom, and Australia. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.
Contact 1360 Post Oak Boulevard, Houston, TX, 77056 https://www.stewart.com
IPO Date Feb. 21, 1973
Employees 7000
Officers Mr. John Hamm Chief Information Officer Mr. Ryan M. Swed Group President Mr. Frederick Henry Eppinger Jr. Chief Executive Officer & Director Mr. Brad A. Rable President of Technology & Operations Ms. Peggy Sue Lane National Sales Director Ms. Elizabeth K. Giddens Chief Legal Officer & Corporate Secretary Mr. Matthew W. Morris Advisor & Director Ms. Erin E. Sheckler Group President Mr. Brian K. Glaze Principal Accounting Officer, Senior Vice President & Controller Ms. Mary P. Thomas Chief Compliance & Regulatory Officer