image
Financial Services - Insurance - Property & Casualty - NYSE - US
$ 73.4
1.21 %
$ 2.03 B
Market Cap
34.62
P/E
1. INTRINSIC VALUE

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services. The company operates in two segments, Title, and Ancillary Services and Corporate. The Title segment is involved in searching, examining, closing, and insuring the condition of the title to real property. This segment also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. The Ancillary Services and Corporate segment provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation services to the mortgage industry. The company offers its products and services through its directly owned policy-issuing offices, network of independent agencies, and other businesses within the company.[ Read More ]

The intrinsic value of one STC stock under the base case scenario is HIDDEN Compared to the current market price of 73.4 USD, Stewart Information Services Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart STC

image
FINANCIALS
2.26 B REVENUE
-26.45%
0 OPERATING INCOME
0.00%
45.6 M NET INCOME
-74.92%
83 M OPERATING CASH FLOW
-56.72%
-30 M INVESTING CASH FLOW
90.03%
-69.1 M FINANCING CASH FLOW
43.92%
668 M REVENUE
10.91%
0 OPERATING INCOME
100.00%
33.7 M NET INCOME
94.14%
67.7 B OPERATING CASH FLOW
320235.49%
-71.5 B INVESTING CASH FLOW
-809071.75%
-45.6 B FINANCING CASH FLOW
-270622.08%
Balance Sheet Decomposition Stewart Information Services Corporation
image
Current Assets 223 M
Cash & Short-Term Investments 223 M
Receivables 0
Other Current Assets 0
Non-Current Assets 2.21 B
Long-Term Investments 0
PP&E 272 M
Other Non-Current Assets 1.93 B
Current Liabilities 190 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 190 M
Non-Current Liabilities 1.32 B
Long-Term Debt 581 M
Other Non-Current Liabilities 743 M
EFFICIENCY
Earnings Waterfall Stewart Information Services Corporation
image
Revenue 2.26 B
Cost Of Revenue 508 M
Gross Profit 1.75 B
Operating Expenses 762 M
Operating Income 0
Other Expenses -45.6 M
Net Income 45.6 M
RATIOS
77.51% GROSS MARGIN
77.51%
0.00% OPERATING MARGIN
0.00%
1.35% NET MARGIN
1.35%
2.22% ROE
2.22%
1.13% ROA
1.13%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Stewart Information Services Corporation
image
Net Income 45.6 M
Depreciation & Amortization 62.4 M
Capital Expenditures -37.8 M
Stock-Based Compensation 10.9 M
Change in Working Capital -8.61 M
Others -35.9 M
Free Cash Flow 45.3 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Stewart Information Services Corporation
image
Wall Street analysts predict an average 1-year price target for STC of $77 , with forecasts ranging from a low of $68 to a high of $81 .
STC Lowest Price Target Wall Street Target
68 USD -7.36%
STC Average Price Target Wall Street Target
77 USD 4.90%
STC Highest Price Target Wall Street Target
81 USD 10.35%
4. DIVIDEND ANALYSIS
0.67% DIVIDEND YIELD
0.5 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Stewart Information Services Corporation
image
Sold
0-3 MONTHS
695 K USD 1
3-6 MONTHS
876 K USD 1
6-9 MONTHS
757 K USD 1
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
22.5 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
2 months ago
Aug 28, 2024
Sell 695 K USD
Lessack Steven Mark
Group President
- 9524
73.0033 USD
3 months ago
Aug 08, 2024
Sell 876 K USD
Hisey David C
Chief Financial Officer
- 12649
69.2717 USD
4 months ago
Jun 28, 2024
Bought 22.5 K USD
Bryant Iain Martyn
Group President
+ 430
52.21 USD
8 months ago
Mar 07, 2024
Sell 757 K USD
Morris Matthew
Director
- 12000
63.1055 USD
1 year ago
Jun 14, 2023
Bought 4.15 K USD
BRADLEY C ALLEN JR
Director
+ 99
41.9 USD
1 year ago
Jun 14, 2023
Bought 37.8 K USD
BRADLEY C ALLEN JR
Director
+ 901
41.91 USD
1 year ago
Jun 14, 2023
Bought 84 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 2000
42 USD
1 year ago
Mar 16, 2023
Bought 113 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 3000
37.7 USD
2 years ago
Jun 15, 2022
Bought 9.4 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 192
48.96 USD
2 years ago
Jun 15, 2022
Bought 97.9 USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 2
48.95 USD
2 years ago
Jun 15, 2022
Bought 63.9 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 1306
48.9 USD
2 years ago
May 12, 2022
Bought 199 K USD
Lessack Steven Mark
Group President
+ 3600
55.2 USD
2 years ago
May 12, 2022
Bought 166 K USD
Lessack Steven Mark
Group President
+ 3000
55.2 USD
2 years ago
Apr 29, 2022
Bought 156 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 3000
52 USD
2 years ago
Mar 16, 2022
Bought 66.2 USD
BRADLEY C ALLEN JR
director:
+ 1
66.24 USD
2 years ago
Mar 16, 2022
Bought 66.5 K USD
BRADLEY C ALLEN JR
Director
+ 999
66.54 USD
2 years ago
Mar 15, 2022
Bought 200 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 3000
66.7 USD
2 years ago
Nov 19, 2021
Sell 958 K USD
Morris Matthew
Director
- 12243
78.2471 USD
2 years ago
Nov 22, 2021
Sell 281 K USD
Morris Matthew
Director
- 3581
78.3809 USD
2 years ago
Nov 22, 2021
Sell 11.2 K USD
Morris Matthew
Director
- 141
79.08 USD
3 years ago
Nov 18, 2021
Sell 82.7 K USD
Morris Matthew
Director
- 1060
78 USD
3 years ago
Nov 16, 2021
Sell 137 K USD
Morris Matthew
Director
- 1725
79.5 USD
4 years ago
Aug 04, 2020
Sell 963 K USD
Morris Matthew
Director
- 22812
42.2145 USD
4 years ago
Aug 05, 2020
Sell 92.6 K USD
Morris Matthew
Director
- 2188
42.3051 USD
4 years ago
Jul 31, 2020
Sell 52.7 K USD
Morris Matthew
Director
- 1254
42.0172 USD
4 years ago
Aug 03, 2020
Sell 279 K USD
Morris Matthew
Director
- 6597
42.2557 USD
4 years ago
Jul 29, 2020
Sell 617 K USD
Morris Matthew
Director
- 14630
42.1899 USD
4 years ago
Jul 30, 2020
Sell 1.08 M USD
Morris Matthew
Director
- 25519
42.2787 USD
4 years ago
Jun 05, 2020
Sell 162 K USD
Morris Matthew
Director
- 4735
34.3077 USD
4 years ago
Jun 08, 2020
Sell 521 K USD
Morris Matthew
Director
- 15059
34.6062 USD
4 years ago
Jun 08, 2020
Sell 183 K USD
Morris Matthew
Director
- 5206
35.1421 USD
4 years ago
Jun 03, 2020
Sell 561 K USD
Morris Matthew
Director
- 17418
32.2048 USD
4 years ago
Jun 04, 2020
Sell 743 K USD
Morris Matthew
Director
- 22582
32.8807 USD
4 years ago
May 28, 2020
Sell 501 K USD
Morris Matthew
Director
- 15663
31.9643 USD
4 years ago
May 28, 2020
Sell 276 K USD
Morris Matthew
Director
- 8400
32.8052 USD
4 years ago
May 26, 2020
Sell 548 K USD
Morris Matthew
Director
- 17310
31.6839 USD
4 years ago
May 27, 2020
Sell 405 K USD
Morris Matthew
Director
- 12660
31.9637 USD
4 years ago
May 27, 2020
Sell 444 K USD
Morris Matthew
Director
- 13447
32.9902 USD
4 years ago
May 21, 2020
Sell 283 K USD
Morris Matthew
Director
- 9200
30.7514 USD
4 years ago
May 22, 2020
Sell 190 K USD
Morris Matthew
Director
- 6320
30.1085 USD
4 years ago
May 12, 2020
Bought 85.5 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 3000
28.5 USD
4 years ago
May 12, 2020
Bought 85.8 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 3000
28.6 USD
4 years ago
May 11, 2020
Bought 29 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 1000
29 USD
4 years ago
May 11, 2020
Bought 57.2 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 2000
28.59 USD
4 years ago
May 11, 2020
Bought 85.5 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 3000
28.5 USD
4 years ago
May 11, 2020
Bought 114 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 4000
28.45 USD
4 years ago
May 11, 2020
Bought 2.82 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 100
28.2 USD
4 years ago
Mar 10, 2020
Bought 166 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 5000
33.15 USD
4 years ago
Mar 10, 2020
Bought 166 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 5000
33.3 USD
4 years ago
Mar 10, 2020
Bought 133 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 4000
33.35 USD
4 years ago
Mar 04, 2020
Sell 123 K USD
Morris Matthew
Director
- 3200
38.54 USD
4 years ago
Feb 25, 2020
Sell 2.88 K USD
Morris Matthew
Director
- 72
40 USD
4 years ago
Feb 14, 2020
Sell 77 K USD
Morris Matthew
Director
- 1900
40.5195 USD
4 years ago
Feb 18, 2020
Sell 24.3 K USD
Morris Matthew
Director
- 600
40.57 USD
4 years ago
Feb 12, 2020
Sell 224 K USD
Morris Matthew
Director
- 5478
40.8031 USD
4 years ago
Feb 13, 2020
Sell 135 K USD
Morris Matthew
Director
- 3301
40.7954 USD
4 years ago
Feb 10, 2020
Bought 819 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 20500
39.93 USD
4 years ago
Feb 07, 2020
Bought 235 K USD
EPPINGER FREDERICK H
Chief Executive Officer
+ 5923
39.75 USD
7. News
Stewart Executive Vice President Lou Pontani Honored with HousingWire's 2024 Tech Trendsetters Award HOUSTON--(BUSINESS WIRE)--Stewart Information Services Corporation (NYSE:STC) announced today that Lou Pontani is a recipient of the 2024 Tech Trendsetters award presented by HousingWire. The annual award, now in its sixth year, recognizes the most impactful and innovative technology leaders serving the housing economy. Pontani serves as Executive Vice President, Information Technology & Enterprise Operations where he oversees Stewart's strategic operational priorities and digital strategy,. businesswire.com - 1 week ago
Stewart Information Services Corporation (STC) Q3 2024 Earnings Call Transcript Stewart Information Services Corporation (NYSE:STC ) Q3 2024 Earnings Conference Call October 24, 2024 8:30 AM ET Company Participants Kathryn Bass - Director of Investor Relations Frederick Eppinger - Chief Executive Officer David Hisey - Chief Financial Officer Conference Call Participants Bose George - KBW John Campbell - Stephens Inc. Operator Hello and thank you for joining the Stewart Information Services Third Quarter 2024 Earnings Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 3 weeks ago
Stewart Reports Third Quarter 2024 Results Total revenues of $667.9 million ($663.2 million on an adjusted basis) compared to $601.7 million ($603.7 million on an adjusted basis) in the prior year quarter Net income of $30.1 million ($33.1 million on an adjusted basis) compared to $14.0 million ($23.9 million on an adjusted basis) in the prior year quarter Diluted earnings per share of $1.07 ($1.17 on an adjusted basis) compared to prior year diluted EPS of $0.51 ($0.86 on an adjusted basis) HOUSTON , Oct. 23, 2024 /PRNewswire/ -- Stewart Information Services Corporation (NYSE: STC) today reported net income attributable to Stewart of $30.1 million ($1.07 per diluted share) for the third quarter 2024, compared to $14.0 million ($0.51 per diluted share) for the third quarter 2023. On an adjusted basis, third quarter 2024 net income was $33.1 million ($1.17 per diluted share) compared to $23.9 million ($0.86 per diluted share) in the third quarter 2023. prnewswire.com - 3 weeks ago
Cloudvirga Survey Reveals Homebuyers' Growing Satisfaction and Expectations for Technology in the Mortgage Process, as well as Concerns over AI Use IRVINE, Calif. , Oct. 23, 2024 /PRNewswire/ -- Cloudvirga, a leading provider of digital mortgage point-of-sale platforms, today announced the findings of a consumer survey that highlighted the increasing digitalization of the front-end of the mortgage origination process and growing homebuyer expectations for an even more automated, digital experience. prnewswire.com - 3 weeks ago
Stewart Information Services Corporation Announces Third Quarter 2024 Earnings Conference Call HOUSTON--(BUSINESS WIRE)--Stewart Information Services Corporation (NYSE: STC) announced today it will hold a conference call to discuss third quarter 2024 earnings at 8:30 a.m. Eastern Time on Thursday, October 24, 2024. The call will follow the company's release of earnings after the close of trading on Wednesday, October 23. Individuals wishing to participate can dial (800) 343-5172 (USA) and (203) 518-9856 (International) – access code STCQ324. The conference call replay will be available f. businesswire.com - 1 month ago
STEWART INFORMATION SERVICES CORPORATION ANNOUNCES DIVIDEND INCREASE AND DECLARES THIRD QUARTER DIVIDEND HOUSTON , Sept. 3, 2024 /PRNewswire/ -- Stewart Information Services Corporation (NYSE:STC) today announced a dividend increase that reflects the company's continuing commitment to return capital to its shareholders. prnewswire.com - 2 months ago
One of Wall Street's Top REIT Income Stocks and 2 Others Raising Dividends This Week 24/7 Wall St. Insights Companies that raise their dividends regularly are outstanding ideas for investors. 247wallst.com - 2 months ago
Cloudvirga Creates Dynamic Advisory Panel to Conduct Research and Explore Industry Issues, Solutions and Trends IRVINE, Calif. , Aug. 13, 2024 /PRNewswire/ -- Cloudvirga, a leading provider of digital mortgage point-of-sale platforms, announced today that it has formed a dynamic advisory panel that will be an open-forum industry group to explore industry and technical issues, test-drive solutions and contribute to ongoing research. prnewswire.com - 3 months ago
Stewart Information Services Corporation (STC) Q2 2024 Earnings Call Transcript Stewart Information Services Corporation (NYSE:STC ) Q2 2024 Earnings Conference Call July 25, 2024 8:30 AM ET Company Participants Kathryn Bass - Director of Investor Relations Frederick Eppinger - Chief Executive Officer David Hisey - Chief Financial Officer Conference Call Participants Soham Bhonsle - BTIG Bose George - KBW John Campbell - Stephens Inc. Operator Hello and thank you all for joining the Stewart Information Services Second Quarter 2024 Earnings Call. At this time, all participants are in a listen-only mode, but later you will have an opportunity to ask questions during the question-and-answer session. seekingalpha.com - 3 months ago
Stewart Reports Second Quarter 2024 Results Total revenues of $602.2 million ($602.7 million on an adjusted basis) compared to $549.2 million ($550.3 million on an adjusted basis) in the prior year quarter Net income of $17.3 million ($25.4 million on an adjusted basis) compared to $15.8 million ($25.8 million on an adjusted basis) in the prior year quarter Diluted earnings per share of $0.62 ($0.91 on an adjusted basis) compared to prior year diluted EPS of $0.58 ($0.94 on an adjusted basis) HOUSTON , July 24, 2024 /PRNewswire/ -- Stewart Information Services Corporation (NYSE: STC) today reported net income attributable to Stewart of $17.3 million ($0.62 per diluted share) for the second quarter 2024, compared to $15.8 million ($0.58 per diluted share) for the second quarter 2023. On an adjusted basis, second quarter 2024 net income was $25.4 million ($0.91 per diluted share) compared to $25.8 million ($0.94 per diluted share) in the second quarter 2023. prnewswire.com - 3 months ago
Timing Real Estate: An Exclusive Chat With PropStream President Brian Tepfer & Original Shark Kevin Harrington LAKE FOREST, Calif.--(BUSINESS WIRE)-- #BrianTepfer--Exclusive Real Estate Interview With Brian Tepfer and Kevin Harrington. businesswire.com - 3 months ago
Stewart Head of National Commercial Services Erin Sheckler Honored with HousingWire's 2024 Women of Influence Award HOUSTON--(BUSINESS WIRE)--Stewart Information Services Corporation (NYSE:STC) announced today that Erin Sheckler is a recipient of the 2024 Woman of Influence Award presented by HousingWire. The annual award, now in its 15th year, honors 100 women shaping and propelling the mortgage, real estate and fintech industries forward. Sheckler serves as Head of Stewart's National Commercial Services division where she oversees the strategy, operations and growth of the company's national commercial foo. businesswire.com - 4 months ago
8. Profile Summary

Stewart Information Services Corporation STC

image
COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 2.03 B
Dividend Yield 0.67%
Description Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services. The company operates in two segments, Title, and Ancillary Services and Corporate. The Title segment is involved in searching, examining, closing, and insuring the condition of the title to real property. This segment also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. The Ancillary Services and Corporate segment provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation services to the mortgage industry. The company offers its products and services through its directly owned policy-issuing offices, network of independent agencies, and other businesses within the company. It serves homebuyers and sellers, residential and commercial real estate professionals, title agencies, real estate attorneys and investors, and home builders, as well as mortgage lenders, servicers, brokers, and investors. The company operates in the United States, Canada, the United Kingdom, and Australia. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.
Contact 1360 Post Oak Boulevard, Houston, TX, 77056 https://www.stewart.com
IPO Date Feb. 21, 1973
Employees 6800
Officers Mr. David C. Hisey C.P.A. Chief Financial Officer & Treasurer Mr. Steven Mark Lessack Group President of Direct Operations, International Operations & Commercial Services Ms. Peggy Sue Lane National Sales Director Mr. Brad A. Rable President of Technology & Operations Mr. Matthew W. Morris Advisor & Director Ms. Mary P. Thomas Chief Compliance & Regulatory Officer Mr. Frederick Henry Eppinger Jr. Chief Executive Officer & Director Ms. Elizabeth K. Giddens Chief Legal Officer & Corporate Secretary Mr. John Hamm Chief Information Officer Mr. Brian K. Glaze Principal Accounting Officer, Senior Vice President & Controller