Financial Services -
Financial - Credit Services - NYSE - CN
$ 8.32
-4.91 %
$ 243 M
Market Cap
6.66
P/E
1. INTRINSIC VALUE
Balance Sheet
FinVolution Group
| Current Assets | 19.1 B |
| Cash & Short-Term Investments | 7.51 B |
| Receivables | 2.41 B |
| Other Current Assets | 9.16 B |
| Non-Current Assets | 4.54 B |
| Long-Term Investments | 1.17 B |
| PP&E | 661 M |
| Other Non-Current Assets | 2.7 B |
| Current Liabilities | 2.25 B |
| Accounts Payable | 0 |
| Short-Term Debt | 5.59 M |
| Other Current Liabilities | 2.24 B |
| Non-Current Liabilities | 5.81 B |
| Long-Term Debt | 28.8 M |
| Other Non-Current Liabilities | 5.78 B |
EFFICIENCY
Earnings Waterfall
FinVolution Group
| Revenue | 13.1 B |
| Cost Of Revenue | 2.7 B |
| Gross Profit | 10.4 B |
| Operating Expenses | 7.83 B |
| Operating Income | 2.54 B |
| Other Expenses | 152 M |
| Net Income | 2.38 B |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
FinVolution Group
| Net Income | 2.38 B |
| Depreciation & Amortization | 22.5 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 144 M |
| Change in Working Capital | 0 |
| Others | 366 M |
| Free Cash Flow | 2.89 B |
Wall Street Analysts Price Targets
FinVolution Group
Wall Street analysts predict an average 1-year price target for FINV of $6.2 , with forecasts ranging from
a
low of
$6.2 to a high of $6.2 .
FINV Lowest Price Target
Wall Street Target
6.2 USD
-25.48%
FINV Average Price Target
Wall Street Target
6.2 USD
-25.48%
FINV Highest Price Target
Wall Street Target
6.2 USD
-25.48%
4. DIVIDEND
ANALYSIS
0.00%
DIVIDEND YIELD
0.257 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
FinVolution Group
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Across Chinese Fintech And Bank Stocks, See Where FinVolution Stands Out
FinVolution offers a good trade-off between value and growth relative to bank stocks and fintechs. China's recovery and policy support on macro and credit fundamentals will drive growth and earnings to the relatively undemanding expectations of the market. The company's core competitiveness is notable. It results in high returns on capital and consistent improvement of its ability to manage credit risks from its loan origination.
seekingalpha.com
- 2 weeks ago
FinVolution Group Is Undervalued With Catalysts (Rating Upgrade)
I have lifted my rating for FinVolution to a 'Buy', as there are re-rating drivers that could allow the stock to command a higher valuation. My take is that FINV's shares are cheap based on the capital management yield and P/NAV valuation measures. The key catalysts for the Company are further growth in foreign markets and sustained positive momentum for its domestic operations.
seekingalpha.com
- 2 weeks ago
Chinese Fintech FinVolution: Buy, Sell, or Hold?
Chinese fintech FinVolution's NYSE: FINV share prices have been skyrocketing and could continue to rise. The company is growing at an above-forecast pace, guiding strongly, and has increasingly strong and bullish market support.
marketbeat.com
- 3 weeks ago
FinVolution Group (FINV) Q4 2024 Earnings Call Transcript
FinVolution Group (NYSE:FINV ) Q4 2024 Results Conference Call March 17, 2025 8:30 PM ET Company Participants Jimmy Tan - Head of IR Tiezheng Li - CEO Jiayuan Xu - CFO Conference Call Participants Alex Ye - UBS Yada Li - CICC Cindy Wang - China Renaissance Operator Hello, ladies and gentlemen. Thank you for participating in the Fourth Quarter and Full Year 2024 Earnings Conference Call for FinVolution Group.
seekingalpha.com
- 1 month ago
FinVolution Group Reports Strong Growth and Global Expansion in 2024
SHANGHAI , March 18, 2025 /PRNewswire/ -- FinVolution Group (NYSE: FINV), a leading fintech company, today announced its unaudited financial results for 2024, highlighting continued global expansion, strategic collaborations, and advancements in AI-driven credit technology. FinVolution reported annual revenue of US$1.8 billion, a 4.1% year-over-year increase, with net profit remaining stable at US$327.1 million.
prnewswire.com
- 1 month ago
FinVolution Group Announces Dividend Increase to US$0.277 per American Depositary Share, Up 17% Year-Over-Year
-Represents Approximately 21.5% Payout Ratio of Net Income for FY 2024- -Marks seventh consecutive year of dividend declaration- - Revised Dividend Policy of between 20% to 30% of net income for 2025 onward- SHANGHAI , March 17, 2025 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform in China, Indonesia and the Philippines, today announced that its board of directors (the "Board") has approved a cash dividend of US$0.277 per American Depositary Share, which represents a payout ratio of approximately 21.5% of the Company's net income for fiscal year 2024. The dividend is expected to be distributed on or around May 7, 2025 to shareholders of record as of the close of business on April 16, 2025.
prnewswire.com
- 1 month ago
FinVolution Group Announces New Share Repurchase Program Up To US$150 million
SHANGHAI , March 17, 2025 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform in China, Indonesia and the Philippines, today announced that the board of directors of the Company (the "Board") has authorized a new share repurchase program (the "New Share Repurchase Program") effective on March 20, 2025. Pursuant to the New Share Repurchase Program, the Company may repurchase up to US$150.0 million worth of its shares (including ADSs) during the period from March 20, 2025 to March 19, 2027.
prnewswire.com
- 1 month ago
FinVolution Group Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results
-Full Year 2024 Transaction Volume reached RMB206.2 billion, up 6.1% year-over-year- -Full Year 2024 International Transaction Volume exceeded RMB10.1 billion, up 27.8% year-over-year- -Full Year International Revenues reached RMB2.5 billion, up 18.5% year-over-year and representing 19.4% of total net revenues- SHANGHAI , March 17, 2025 /PRNewswire/ -- FinVolution Group ("FinVolution" or the "Company") (NYSE: FINV), a leading fintech platform in China, Indonesia and the Philippines, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2024. For the Three Months Ended/As of YoY Change For the Full Year Ended / As of December 31, YoY Change December 31 , 202 3 December 31 , 202 4 2023 2024 Total Transaction Volume (RMB in billion s )[ 1] 52.4 56.9 8.6 % 194.3 206.2 6.1 % Transaction Volume (China's Mainland)[2] 50.1 54.0 7.8 % 186.4 196.1 5.2 % Transaction Volume (International)[3] 2.3 2.9 26.1 % 7.9 10.1 27.8 % Total Outstanding Loan Balance (RMB in billion s ) 67.4 71.5 6.1 % 67.4 71.5 6.1 % Outstanding Loan Balance (China's Mainland)[4] 66.1 69.8 5.6 % 66.1 69.8 5.6 % Outstanding Loan Balance (International)[5] 1.3 1.7 30.8 % 1.3 1.7 30.8 % Fourth Quarter 2024 China Market Operational Highlights Cumulative registered users[6] reached 172.6 million as of December 31, 2024, an increase of 10.9% compared with December 31, 2023.
prnewswire.com
- 1 month ago
FinVolution Group to Report Fourth Quarter and Fiscal Year 2024 Financial Results on Monday, March 17, 2025
-Earnings Call Scheduled for 8:30 p .m. ET on March 17, 2025- SHANGHAI , March 4, 2025 /PRNewswire/ -- FinVolution Group ("FinVolution", or the "Company") (NYSE: FINV), a leading fintech platform, today announced that it will report its fourth quarter and fiscal year 2024 unaudited financial results, on Monday, March 17, 2025, after the close of U.S. markets.
prnewswire.com
- 1 month ago
FinVolution's Philippine Subsidiary Partners with Security Bank to Drive Financial Inclusion
SHANGHAI , Feb. 26, 2025 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform, today announced that its Philippine financial application, JuanHand, has entered into a credit facility agreement with Security Bank Corporation (Security Bank), one of the Philippines' leading universal banks. Under this agreement, JuanHand will become Security Bank's first fintech lending partner, demonstrating JuanHand's growing regional recognition following its partnerships with Maya Bank, Union Bank and SeaBank.
prnewswire.com
- 1 month ago
Why I've Updated My Rating On FinVolution To Strong Buy
Upgraded FinVolution to Strong Buy due to proven management, consistent revenue growth, and positive cash flow. FINV's successful international expansion in Indonesia and the Philippines, with significant borrower growth, highlights untapped market potential. Loan risk is well-managed with low delinquency rates and improving borrower credit quality, ensuring financial stability.
seekingalpha.com
- 2 months ago
FinVolution's SVP Ming Gu speaks at Asian Financial Forum, highlighting opportunities in CreditTech for Southeast Asia's underserved
HONG KONG , Jan. 15, 2025 /PRNewswire/ -- FinVolution Group (NYSE: FINV), a leading fintech service provider in the pan-Asian region, reaffirmed its commitment yesterday to advancing financial inclusion through cutting-edge credit technology and strategic partnerships at the Asian Financial Forum 2025 in Hong Kong. Dr. Ming Gu, Senior Vice President of FinVolution Group, shared his insights on how fintech innovation is transforming access to credit for underserved populations in Southeast Asia.
prnewswire.com
- 3 months ago
8. Profile
Summary
FinVolution Group FINV
COUNTRY
CN
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 243 M
Dividend Yield
0.00%
Description
FinVolution Group operates fintech platform that connects underserved individual borrowers with financial institutions in China. It operates in online consumer finance industry. The company's platform empowered by proprietary technologies, features automated loan transaction process, which enables a user experience. As of March 31, 2022, it had approximately 145.3 million cumulative registered users. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.
Contact
Building G1, Shanghai, 201203
https://ir.finvgroup.com
IPO
Date
Nov. 9, 2017
Employees
3648
Officers
Ms. Pingping Chen
President & Chief Compliance Officer
Mr. Jimmy Tan
Head of Investor Relations
Mr. Jiayuan Xu
Chief Financial Officer
Mr. Shaofeng Gu
Chairman & Chief Innovation Officer
Mr. Jun Zhang
Co-Founder & Director
Mr. Yuxiang Wang
Chief Technology Officer & Chief Operating Officer
Mr. Tiezheng Li
Co-Founder, Chief Executive Officer & Vice Chairman