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360 DigiTech, Inc. QFIN
Financial Services - Financial - Credit Services - NASDAQ - CN
Watchlist
$ 30.74
4.66 %
$ 4.84 B
Market Cap
7.41
P/E
1. INTRINSIC VALUE

360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institution partners enabling financial institution partners to conduct customer acquisition, initial credit screening, advanced risk assessment, collection, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. The company serves consumers, and micro- and small-business owners. The company was formerly known as 360 Finance, Inc.[ Read More ]

The intrinsic value of one QFIN stock under the base case scenario is HIDDEN Compared to the current market price of 30.7 USD, 360 DigiTech, Inc. is HIDDEN

QFIN Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart QFIN

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FINANCIALS
16.3 B REVENUE
-1.59%
Growth Rates
1Year -1.59%
3Years 6.29%
5Years 29.65%
7Years 228.11%
10Years 0.00%
4.86 B OPERATING INCOME
0.39%
Growth Rates
1Year 0.39%
3Years 5.96%
5Years 23.96%
7Years 84.46%
10Years 0.00%
4.27 B NET INCOME
-25.95%
Growth Rates
1Year -25.95%
3Years 6.88%
5Years 29.03%
7Years 89.53%
10Years 0.00%
7.12 B OPERATING CASH FLOW
20.19%
Growth Rates
1Year 20.19%
3Years 10.15%
5Years 90.31%
7Years 72.42%
10Years 0.00%
-11.1 B INVESTING CASH FLOW
-51.55%
Growth Rates
1Year -51.55%
3Years -138.03%
5Years -103.64%
7Years -194.97%
10Years 0.00%
1.07 B FINANCING CASH FLOW
-66.72%
Growth Rates
1Year -66.72%
3Years 32.48%
5Years 18.45%
7Years 28.44%
10Years 0.00%
4.16 B REVENUE
25.14%
Growth Rates
1Year -1.59%
3Years 6.29%
5Years 29.65%
7Years 228.11%
10Years 0.00%
1.98 B OPERATING INCOME
29.71%
Growth Rates
1Year 0.39%
3Years 5.96%
5Years 23.96%
7Years 84.46%
10Years 0.00%
1.38 B NET INCOME
18.57%
Growth Rates
1Year -25.95%
3Years 6.88%
5Years 29.03%
7Years 89.53%
10Years 0.00%
1.96 B OPERATING CASH FLOW
0.17%
Growth Rates
1Year 20.19%
3Years 10.15%
5Years 90.31%
7Years 72.42%
10Years 0.00%
-980 M INVESTING CASH FLOW
68.76%
Growth Rates
1Year -51.55%
3Years -138.03%
5Years -103.64%
7Years -194.97%
10Years 0.00%
-768 M FINANCING CASH FLOW
-43.24%
Growth Rates
1Year -66.72%
3Years 32.48%
5Years 18.45%
7Years 28.44%
10Years 0.00%
Balance Sheet Decomposition 360 DigiTech, Inc.
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Current Assets 44.7 B
Cash & Short-Term Investments 4.19 B
Receivables 7.83 B
Other Current Assets 32.6 B
Non-Current Assets 6.02 B
Long-Term Investments 15 M
PP&E 231 M
Other Non-Current Assets 5.78 B
Current Liabilities 34.2 B
Accounts Payable 0
Short-Term Debt 828 M
Other Current Liabilities 33.4 B
Non-Current Liabilities 3.81 B
Long-Term Debt 0
Other Non-Current Liabilities 3.81 B
EFFICIENCY
Earnings Waterfall 360 DigiTech, Inc.
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Revenue 16.3 B
Cost Of Revenue 5.84 B
Gross Profit 10.4 B
Operating Expenses 5.59 B
Operating Income 4.86 B
Other Expenses 588 M
Net Income 4.27 B
RATIOS
64.13% GROSS MARGIN
64.13%
Averages
1Year 64.13%
3Years 70.65%
5Years 73.15%
7Years 75.14%
10Years 0.00%
29.82% OPERATING MARGIN
29.82%
Averages
1Year 29.82%
3Years 33.79%
5Years 32.73%
7Years 24.57%
10Years 0.00%
26.31% NET MARGIN
26.31%
Averages
1Year 26.31%
3Years 28.46%
5Years 27.66%
7Years 20.57%
10Years 0.00%
19.53% ROE
19.53%
Averages
1Year 19.53%
3Years 26.30%
5Years 30.10%
7Years 19.42%
10Years 0.00%
9.35% ROA
9.35%
Averages
1Year 9.35%
3Years 12.19%
5Years 12.64%
7Years 10.49%
10Years 0.00%
17.28% ROIC
17.28%
Averages
1Year 17.28%
3Years 25.28%
5Years 29.15%
7Years 18.73%
10Years 0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis 360 DigiTech, Inc.
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Net Income 4.27 B
Depreciation & Amortization 73.8 M
Capital Expenditures -84.6 M
Stock-Based Compensation 186 M
Change in Working Capital -3.21 B
Others 3.01 B
Free Cash Flow 7.03 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets 360 DigiTech, Inc.
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Wall Street analysts predict an average 1-year price target for QFIN of $28.1 , with forecasts ranging from a low of $27.9 to a high of $28.4 .
QFIN Lowest Price Target Wall Street Target
27.9 USD -9.24%
QFIN Average Price Target Wall Street Target
28.1 USD -8.43%
QFIN Highest Price Target Wall Street Target
28.4 USD -7.61%
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.59 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership 360 DigiTech, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
7. News
Pick These 4 Solid Net Profit Margin Stocks to Boost Portfolio Returns Let us take a look at four top-ranked stocks, GHM, QFIN, ATGE and STRA, with stellar net profit margins that can help create a winning portfolio. zacks.com - 2 days ago
QFIN or AMPL: Which Is the Better Value Stock Right Now? Investors interested in stocks from the Technology Services sector have probably already heard of Qifu Technology, Inc. (QFIN) and Amplitude, Inc. (AMPL). But which of these two stocks is more attractive to value investors? zacks.com - 3 days ago
Qifu Technology to Announce Third Quarter 2024 Unaudited Financial Results on November 19, 2024 SHANGHAI, China, Nov. 07, 2024 (GLOBE NEWSWIRE) -- Qifu Technology, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qifu Technology” or the “Company”), a leading Credit-Tech platform in China, today announced that it will report its unaudited financial results for the third quarter ended September 30, 2024, after U.S. markets close on Tuesday, November 19, 2024. globenewswire.com - 1 week ago
QFIN vs. AMPL: Which Stock Is the Better Value Option? Investors interested in stocks from the Technology Services sector have probably already heard of Qifu Technology, Inc. (QFIN) and Amplitude, Inc. (AMPL). But which of these two stocks presents investors with the better value opportunity right now? zacks.com - 2 weeks ago
Here's Why 'Trend' Investors Would Love Betting on Qifu Technology, Inc. (QFIN) Qifu Technology, Inc. (QFIN) could be a great choice for investors looking to make a profit from fundamentally strong stocks that are currently on the move. It is one of the several stocks that made it through our "Recent Price Strength" screen. zacks.com - 2 weeks ago
5 Stocks With Recent Price Strength to Tap Wall Street Rally Investors target stocks that are witnessing a bullish run. Some of the stocks seeing price strength are IDR, QFIN, SEZL, CORT, FINW. zacks.com - 3 weeks ago
Top Value Stocks Nearing 52-Week Highs with Stellar Dividends Value investors and income seekers will want to pay attention to several stocks that are standing out among the coveted Zacks Rank #1 (Strong Buy) list. zacks.com - 1 month ago
Qifu Technology: Dividend Stock To Benefit From China's Stimulus Qifu Technology can benefit from increased demand for its credit-based offerings as interest rates become more attractive for borrowers. The company's expected growth could be upgraded due to economic stimulus and Qifu's effective strategies, thus driving the stock higher. Qifu Technology is trading at a bargain valuation, providing significant potential for price-to-earnings (PE) expansion as it continues to grow. seekingalpha.com - 1 month ago
Qifu Technology: An Underrated Fintech Stock Qifu Technology is a profitable Chinese digital lending firm utilizing AI and big data, showing significant earnings growth and a 97.85% stock price surge. Q2 2024 results highlight a 6.3% revenue increase and a 23% rise in non-GAAP net income, driven by a growing user base. QFIN's valuation metrics, including a low P/E GAAP ratio and high dividend yield, indicate that the company is undervalued with strong growth and income potential. seekingalpha.com - 1 month ago
QFIN or IBTA: Which Is the Better Value Stock Right Now? Investors looking for stocks in the Technology Services sector might want to consider either Qifu Technology, Inc. (QFIN) or Ibotta (IBTA). But which of these two stocks offers value investors a better bang for their buck right now? zacks.com - 1 month ago
Qifu Technology, Inc. (QFIN) is on the Move, Here's Why the Trend Could be Sustainable Qifu Technology, Inc. (QFIN) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move. zacks.com - 1 month ago
5 Stocks With Recent Price Strength Amid October Volatility Investors target stocks that are witnessing a bullish run. Some of the stocks seeing price strength are ATAT, VRT, CORT, QFIN, ADMA. zacks.com - 1 month ago
8. Profile Summary

360 DigiTech, Inc. QFIN

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COUNTRY CN
INDUSTRY Financial - Credit Services
MARKET CAP $ 4.84 B
Dividend Yield 0.00%
Description 360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institution partners enabling financial institution partners to conduct customer acquisition, initial credit screening, advanced risk assessment, collection, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. The company serves consumers, and micro- and small-business owners. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Contact China Diamond Exchange Center, Building, Shanghai, 200122 https://www.360shuke.com
IPO Date Dec. 14, 2018
Employees 3121
Officers Mr. Haisheng Wu Chief Executive Officer & Director Mr. Zuoli Xu CFA Chief Financial Officer & Director Mr. Zhiqiang He Senior Vice President Mr. Yan Zheng Chief Risk Officer