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Financial Services - Financial - Credit Services - NASDAQ - CN
$ 38.37
3.59 %
$ 6.04 B
Market Cap
8.01
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one QFIN stock under the worst case scenario is HIDDEN Compared to the current market price of 38.4 USD, Qifu Technology, Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one QFIN stock under the base case scenario is HIDDEN Compared to the current market price of 38.4 USD, Qifu Technology, Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one QFIN stock under the best case scenario is HIDDEN Compared to the current market price of 38.4 USD, Qifu Technology, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
16.3 B REVENUE
-1.59%
2.98 B OPERATING INCOME
-38.41%
4.27 B NET INCOME
-25.95%
7.12 B OPERATING CASH FLOW
20.19%
-11.1 B INVESTING CASH FLOW
-51.55%
1.07 B FINANCING CASH FLOW
-66.72%
3.58 B REVENUE
-13.87%
0 OPERATING INCOME
0.00%
1.8 B NET INCOME
0.00%
2.37 B OPERATING CASH FLOW
20.91%
-2.93 B INVESTING CASH FLOW
-198.85%
-1.25 B FINANCING CASH FLOW
-62.68%
Balance Sheet Qifu Technology, Inc.
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Current Assets 44.7 B
Cash & Short-Term Investments 4.19 B
Receivables 7.83 B
Other Current Assets 32.6 B
Non-Current Assets 6.02 B
Long-Term Investments 15 M
PP&E 277 M
Other Non-Current Assets 5.73 B
Current Liabilities 34.2 B
Accounts Payable 0
Short-Term Debt 828 M
Other Current Liabilities 33.4 B
Non-Current Liabilities 3.91 B
Long-Term Debt 0
Other Non-Current Liabilities 3.91 B
EFFICIENCY
Earnings Waterfall Qifu Technology, Inc.
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Revenue 16.3 B
Cost Of Revenue 5.84 B
Gross Profit 10.4 B
Operating Expenses 5.59 B
Operating Income 2.98 B
Other Expenses -1.29 B
Net Income 4.27 B
RATIOS
64.13% GROSS MARGIN
64.13%
18.29% OPERATING MARGIN
18.29%
26.31% NET MARGIN
26.31%
19.53% ROE
19.53%
9.35% ROA
9.35%
10.60% ROIC
10.60%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Qifu Technology, Inc.
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Net Income 4.27 B
Depreciation & Amortization 73.8 M
Capital Expenditures -84.6 M
Stock-Based Compensation 186 M
Change in Working Capital -3.21 B
Others 3.01 B
Free Cash Flow 7.03 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Qifu Technology, Inc.
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Wall Street analysts predict an average 1-year price target for QFIN of $28.1 , with forecasts ranging from a low of $27.9 to a high of $28.4 .
QFIN Lowest Price Target Wall Street Target
27.9 USD -27.29%
QFIN Average Price Target Wall Street Target
28.1 USD -26.64%
QFIN Highest Price Target Wall Street Target
28.4 USD -25.98%
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.59 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Qifu Technology, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
7. News
QFIN or CLMB: Which Is the Better Value Stock Right Now? Investors with an interest in Technology Services stocks have likely encountered both Qifu Technology, Inc. (QFIN) and Climb Global Solutions (CLMB). But which of these two stocks is more attractive to value investors? zacks.com - 2 weeks ago
3 Hot Stocks That Can Double Again in 2025 Some of the hottest stocks of 2024 may surprise you. A few more than 100 stocks with market caps north of $2 billion doubled over the past year. fool.com - 2 weeks ago
Qifu Technology Provides Updates on Share Repurchase Plans SHANGHAI, China, Dec. 30, 2024 (GLOBE NEWSWIRE) -- Qifu Technology, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qifu Technology” or the “Company”), a leading Credit-Tech platform in China, today provided updates on its share repurchase plans. globenewswire.com - 2 weeks ago
Here's Why Momentum in Qifu Technology, Inc. (QFIN) Should Keep going Qifu Technology, Inc. (QFIN) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen. zacks.com - 3 weeks ago
Buy 5 Stocks With Recent Price Strength Amid Volatility Investors target stocks that are witnessing a bullish run. Some of the stocks seeing price strength are PBAM, DXPE, QFIN, CSV, UTI. zacks.com - 3 weeks ago
These 4 Business Services Stocks Should Not Stop Rewarding Investors These four Business Services stocks -- APP, CLMB, PSN, and QFIN -- have surged in the past year and are well-positioned to perform well in the long run. zacks.com - 3 weeks ago
4 Stocks Leveraging Relative Price Strength Strategy for 2025 QFIN, EAT, URBN and ANF are four stocks with explosive relative price strength. zacks.com - 4 weeks ago
Qifu Technology Stock Soars 104% in 6 Months: Should You Buy It? Given the recent surge in QFIN shares, we evaluate its current position to determine whether you should play it or let it go. zacks.com - 1 month ago
4 Solid Net Profit Margin Stocks to Boost Portfolio Returns Here, we present four stocks, CSTL, QFIN, ESEA and STRA, with solid net profit margins that can contribute toward making a strong portfolio. zacks.com - 1 month ago
3 Business Services Stocks That More Than Doubled This Year APP, QFIN and DAVE, this year's top business services picks, are riding on strong U.S. recovery and are poised for further growth in 2025. zacks.com - 1 month ago
QFIN or AMPL: Which Is the Better Value Stock Right Now? Investors looking for stocks in the Technology Services sector might want to consider either Qifu Technology, Inc. (QFIN) or Amplitude, Inc. (AMPL). But which of these two stocks is more attractive to value investors? zacks.com - 1 month ago
3 Emerging Market Stocks to Buy as 2024 Wraps Up Here, we have picked three emerging market stocks, QFIN, YTRA and RDY, which are expected to show robust growth in 2025 on their growth strategies and fundamentals. zacks.com - 1 month ago
8. Profile Summary

Qifu Technology, Inc. QFIN

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COUNTRY CN
INDUSTRY Financial - Credit Services
MARKET CAP $ 6.04 B
Dividend Yield 0.00%
Description Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Contact 7/F Lujiazui Finance Plaza No. 1217 Dongfang Road Pudong New Area, Shanghai, 200122 https://www.360shuke.com
IPO Date Dec. 14, 2018
Employees 3121
Officers Mr. Haisheng Wu Chief Executive Officer & Director Mr. Zuoli Xu CFA Chief Financial Officer & Director Mr. Zhiqiang He Senior Vice President Mr. Yan Zheng Chief Risk Officer