Financial Services - Financial - Credit Services - NYSE - CN
$ 2.31
-0.858 %
$ 2.19 B
Market Cap
-3.08
P/E
Lufax Holding Ltd operates a technology-empowered personal financial services platform in China. It offers loan products, including unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management platforms, such as Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong) to the middle class and affluent investors to invest in products and portfolios; retail credit facilitation services platform that offers small business owners with lending solutions; and technology empowerment solutions for financial institutions. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.[ Read More ]
The intrinsic value of one LU stock under the base case scenario is HIDDEN Compared to the current market price of 2.31 USD, Lufax Holding Ltd is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart LU
FINANCIALS
28.1 B
REVENUE
14.8 B
OPERATING INCOME
1.65 B
NET INCOME
15 B
OPERATING CASH FLOW
-5.94 B
INVESTING CASH FLOW
-20.6 B
FINANCING CASH FLOW
4.39 B
REVENUE
0
OPERATING INCOME
-875 M
NET INCOME
504 M
OPERATING CASH FLOW
-1.87 B
INVESTING CASH FLOW
-8.97 B
FINANCING CASH FLOW
Balance Sheet Decomposition
Lufax Holding Ltd
| Current Assets | 218 B |
| Cash & Short-Term Investments | 40 B |
| Receivables | 5.35 B |
| Other Current Assets | 173 B |
| Non-Current Assets | 47.9 B |
| Long-Term Investments | 31.9 B |
| PP&E | 581 M |
| Other Non-Current Assets | 15.4 B |
| Current Liabilities | 99.9 B |
| Accounts Payable | 139 M |
| Short-Term Debt | 0 |
| Other Current Liabilities | 99.7 B |
| Non-Current Liabilities | 134 B |
| Long-Term Debt | 44.9 B |
| Other Non-Current Liabilities | 88.7 B |
EFFICIENCY
Earnings Waterfall
Lufax Holding Ltd
| Revenue | 28.1 B |
| Cost Of Revenue | 12.7 B |
| Gross Profit | 15.4 B |
| Operating Expenses | 28.1 B |
| Operating Income | 14.8 B |
| Other Expenses | 13.2 B |
| Net Income | 1.65 B |
RATIOS
54.86%
GROSS MARGIN
52.64%
OPERATING MARGIN
3.15%
NET MARGIN
0.96%
ROE
0.37%
ROA
6.81%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Lufax Holding Ltd
| Net Income | 1.65 B |
| Depreciation & Amortization | 606 M |
| Capital Expenditures | -48.3 M |
| Stock-Based Compensation | -36.1 M |
| Change in Working Capital | 9.2 B |
| Others | 12.8 B |
| Free Cash Flow | 15 B |
Wall Street Analysts Price Targets
Lufax Holding Ltd
Wall Street analysts predict an average 1-year price target for LU of $3.68 , with forecasts ranging from a low of $2.4 to a high of $5.2 .
LU Lowest Price Target
Wall Street Target
2.4 USD
3.90%
LU Average Price Target
Wall Street Target
3.68 USD
59.39%
LU Highest Price Target
Wall Street Target
5.2 USD
125.11%
4. DIVIDEND ANALYSIS
0.00%
DIVIDEND YIELD
2.42 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Lufax Holding Ltd
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
18 years ago
Nov 21, 2006
|
Sell 170 K USD
|
KRITZMACHER JOHN A
Chief Financial Officer |
- 65601
|
2.59 USD |
|
18 years ago
Nov 21, 2006
|
Sell 547 K USD
|
DAMELIO FRANK A
Chief Operating Officer |
- 209451
|
2.61 USD |
|
17 years ago
Nov 22, 2006
|
Sell 707 K USD
|
CHRISTY LANGENFELD CYNTHIA K
President, Network Solutions |
- 270984
|
2.61 USD |
|
18 years ago
Jan 26, 2006
|
Sell 198 K USD
|
MEJIA JOSE
President, SCN |
- 75130
|
2.63 USD |
|
18 years ago
Jan 27, 2006
|
Sell 3.17 K USD
|
MEJIA JOSE
President, SCN |
- 1199
|
2.64 USD |
|
19 years ago
Nov 07, 2005
|
Sell 769 K USD
|
MEJIA JOSE
President, SCN |
- 277449
|
2.77 USD |
|
19 years ago
Jul 21, 2005
|
Sell 212 K USD
|
CHRISTY LANGENFELD CYNTHIA K
Pres., Network Solutions |
- 72827
|
2.91 USD |
|
20 years ago
Oct 29, 2004
|
Sell 178 K USD
|
MEJIA JOSE
Pres., Supply Chain Networks |
- 50000
|
3.55 USD |
|
20 years ago
Aug 05, 2004
|
Sell 106 K USD
|
MEJIA JOSE
Pres., Supply Chain Networks |
- 34915
|
3.03 USD |
|
20 years ago
Aug 05, 2004
|
Sell 45.2 K USD
|
MEJIA JOSE
Pres., Supply Chain Networks |
- 15000
|
3.01 USD |
7. News
Lufax Holding Ltd (LU) Q3 2024 Earnings Call Transcript
Lufax Holding Ltd (NYSE:LU ) Q3 2024 Results Conference Call October 21, 2024 9:00 PM ET Company Participants Xinyan Liu - Head of Board Office and Capital Markets Yong Suk Cho - Co-CEO & Chairman of the Board Peiqing Zhu - Chief Financial Officer Conference Call Participants Betty Li - CLSA Judy Zhang - Citi Yada Li - CICC Operator Ladies and gentlemen, thank you for standing by, and welcome to the Lufax Holding Third Quarter 2024 Earnings Call. [Operator Instructions] After the management's prepared remarks, we will have a Q&A session.
seekingalpha.com
- 3 weeks ago
Mixed Performance for Chinese Stocks with HXC Index Down 2.37%
Major Chinese stocks listed in the U.S. showed mixed results in recent trading, with the Nasdaq Golden Dragon China Index (HXC) closing down 2.37%. Notable gainers included Taiwan Semiconductor Manufacturing Company (TSM), which rose 2.09%, and Futu Holdings (FUTU, Financial), which saw an impressive increase of 8.81%.
gurufocus.com
- 1 month ago
Lufax: Look Past Q2 Performance And Focus On Strategic Pivot
Lufax's Q2 net loss and interim dividend omission were disappointing, but LU is expected to resume dividend payouts and deliver positive earnings in fiscal 2025. LU's strategic pivot towards the 100% guarantee business model and consumer finance loans have yielded decent results, considering the take rate improvement and consumer finance loans' strong growth. My Buy rating for Lufax remains intact, taking into account the potential turnaround next year and the significant progress made with its strategic pivot.
seekingalpha.com
- 2 months ago
Lufax Holding Ltd (LU) Q2 2024 Earnings Call Transcript
Lufax Holding Ltd (NYSE:LU ) Q2 2024 Results Conference Call August 21, 2024 9:00 PM ET Company Participants Xinyan Liu - Head of Board Office and Capital Markets Yong Suk Cho - Co-CEO & Chairman of the Board Peiqing Zhu - Chief Financial Officer Conference Call Participants Emma Xu - Bank of America Securities Yada Li - CICC Operator Ladies and gentlemen, thank you for standing by, and welcome to the Lufax Holding Second Quarter 2024 Earnings Call. [Operator Instructions] Please note, this event is being recorded.
seekingalpha.com
- 2 months ago
LU Stock Earnings: Lufax Holding Reported Results for Q2 2024
Lufax Holding (NYSE: LU ) just reported results for the second quarter of 2024. Lufax Holding reported earnings per share of -19 cents.
investorplace.com
- 2 months ago
Lufax Reports Second Quarter 2024 Financial Results
SHANGHAI , Aug. 21, 2024 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced its unaudited financial results for the second quarter ended June 30, 2024. Second Quarter 2024 & First Half 2024 Financial Highlights Total income was RMB5,976 million (US$822 million) in the second quarter of 2024, compared to RMB9,270 million in the same period of 2023.
prnewswire.com
- 2 months ago
Lufax to Announce Second Quarter 2024 Financial Results on August 21, 2024
SHANGHAI , Aug. 16, 2024 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that it plans to release its second quarter 2024 financial results after the market closes on Wednesday, August 21, 2024, U.S. Eastern Time. The Company's management will hold an earnings conference call at 9:00 P.M.
prnewswire.com
- 3 months ago
China's So Cheap, We're Seeing 50% Yield Special Dividends!
Two Chinese companies, Lufax Holdings and DouYu, recently announced special dividends that yielded 50% for shareholders who held immediately after the payouts were announced. The Lufax special dividend has already been paid. The DouYu special hasn't been paid and is not ex-dividend yet. Although the stock has responded to the dividend announcement, the forward yield is still over 50%.
seekingalpha.com
- 4 months ago
Lufax Announces Annual General Meeting on May 30, 2024 and Filing of Its Annual Report on Form 20-F
SHANGHAI , April 23, 2024 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that it will hold an annual general meeting of the Company's shareholders (the "AGM") at 10:00 a.m. Hong Kong time on May 30, 2024 at Room 3601, No.
prnewswire.com
- 6 months ago
Lufax Holding Ltd (LU) Q1 2024 Earnings Call Transcript
Lufax Holding Ltd (NYSE:LU ) Q1 2024 Earnings Conference Call April 22, 2024 9:00 PM ET Company Participants Xinyan Liu - Head of Board Office and Capital Markets Yong Cho - Co-CEO & Chairman of the Board Gregory Gibb - Co-CEO & Director David Choy - Chief Financial Officer Conference Call Participants Emma Xu - Bank of America Securities Chiyao Huang - Morgan Stanley Yada Li - CICC Operator Ladies and gentlemen, thank you for standing by, and welcome to Lufax Holding Limited First Quarter 2024 Earnings Call. [Operator Instructions] After the management's prepared remarks, we will have a Q&A session.
seekingalpha.com
- 6 months ago
Lufax Reports First Quarter 2024 Financial Results
SHANGHAI , April 22, 2024 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced its unaudited financial results for the first quarter ended March 31, 2024. First Quarter 2024 Financial Highlights Total income was RMB6,964 million (US$964 million) in the first quarter of 2024, compared to RMB10,078 million in the same period of 2023.
prnewswire.com
- 6 months ago
Lufax to Announce First Quarter 2024 Financial Results on April 22, 2024
SHANGHAI , April 16, 2024 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that it plans to release its first quarter 2024 financial results after the market closes on Monday, April 22, 2024 U.S. Eastern Time. The Company's management will hold an earnings conference call at 9:00 P.M.
prnewswire.com
- 7 months ago
8. Profile Summary
Lufax Holding Ltd LU
COUNTRY
CN
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 2.19 B
Dividend Yield
0.00%
Description
Lufax Holding Ltd operates a technology-empowered personal financial services platform in China. It offers loan products, including unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management platforms, such as Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong) to the middle class and affluent investors to invest in products and portfolios; retail credit facilitation services platform that offers small business owners with lending solutions; and technology empowerment solutions for financial institutions. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.
Contact
No. 1088 Yuanshen Road, Shanghai,
https://www.lufaxholding.com
IPO Date
Oct. 30, 2020
Employees
36215
Officers
Mr. Dongqi Chen
General Manager
Ms. Xinyan Liu
Head of Board Office and Capital Markets
Mr. Yong Suk Cho
Co-Chief Executive Officer & Chairman of the Board
Mr. Gregory Dean Gibb
Co-Chief Executive Officer & Executive Director
Mr. Peiqing Zhu
Chief Financial Officer & Board Secretary
Mr. Jinliang Mao
Chief Technology Officer
Ms. Zhuang Yan
Chief Human Resources Officer
Ms. Younjeong Lim
Chief Risk Officer