Financial Services -
Financial - Credit Services - NASDAQ - CN
$ 7.235
-2.77 %
$ 1.22 B
Market Cap
5.91
P/E
1. INTRINSIC VALUE
Balance Sheet
LexinFintech Holdings Ltd.
| Current Assets | 17.9 B |
| Cash & Short-Term Investments | 2.33 B |
| Receivables | 5.45 B |
| Other Current Assets | 10.1 B |
| Non-Current Assets | 4.33 B |
| Long-Term Investments | 284 M |
| PP&E | 613 M |
| Other Non-Current Assets | 3.43 B |
| Current Liabilities | 9.6 B |
| Accounts Payable | 74.4 M |
| Short-Term Debt | 3.45 B |
| Other Current Liabilities | 6.08 B |
| Non-Current Liabilities | 1.9 B |
| Long-Term Debt | 1.78 B |
| Other Non-Current Liabilities | 114 M |
EFFICIENCY
Earnings Waterfall
LexinFintech Holdings Ltd.
| Revenue | 14.2 B |
| Cost Of Revenue | 8.46 B |
| Gross Profit | 5.74 B |
| Operating Expenses | 2.74 B |
| Operating Income | 3 B |
| Other Expenses | 1.9 B |
| Net Income | 1.1 B |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
LexinFintech Holdings Ltd.
| Net Income | 1.1 B |
| Depreciation & Amortization | 105 M |
| Capital Expenditures | -247 M |
| Stock-Based Compensation | 94.6 M |
| Change in Working Capital | -6.18 B |
| Others | 179 M |
| Free Cash Flow | 834 M |
Wall Street Analysts Price Targets
LexinFintech Holdings Ltd.
Wall Street analysts predict an average 1-year price target for LX of $13.6 , with forecasts ranging from
a
low of
$13.6 to a high of $13.6 .
LX Lowest Price Target
Wall Street Target
13.6 USD
87.98%
LX Average Price Target
Wall Street Target
13.6 USD
87.98%
LX Highest Price Target
Wall Street Target
13.6 USD
87.98%
4. DIVIDEND
ANALYSIS
0.00%
DIVIDEND YIELD
0.11 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
LexinFintech Holdings Ltd.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
LexinFintech Holdings Ltd. Announces US$50 million Share Repurchase Program and Management Purchase
SHENZHEN, China, July 21, 2025 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced that its board of directors has authorized a share repurchase program under which the Company may purchase up to US$50 million of its shares over the next twelve months (the “Share Repurchase Program”).
globenewswire.com
- 4 days ago
LexinFintech: An Evolving Deep-Value Fintech
LexinFintech Holdings Ltd.'s pivot to a capital-light, tech-empowerment model reduces risk, boosts margins, and aligns with Chinese regulatory preferences, driving future profitability. Despite recent revenue declines, profitability and asset quality are rising, with high repeat borrower rates and lower funding costs supporting sustainable earnings growth. LX trades at a deep discount to peers, offering strong value for investors willing to accept Chinese regulatory and macroeconomic risks.
seekingalpha.com
- 2 weeks ago
Driven by AI agents and large models powering new quality productive forces, LexinFintech wins The Asian Banker 's Best AI Technology for Financial Technology Company in China
Beijing, China, June 27, 2025 (GLOBE NEWSWIRE) -- On 26 June 2025, The Future of Finance China 2025 was held by The Asian Banker in Beijing. LexinFintech received The Asian Banker's “Best AI Technology for Financial Technology Company in China” in recognition of its pioneering innovations and applications in AI large models and agent‑based automation.The Asian Banker awards are renowned for their rigor, with winners selected by an international panel of bankers, consultants, and academics through a multi‑round evaluation process over several months. Often dubbed the “Oscars” of the Asia‑Pacific financial sector, the awards carry significant prestige.Other recipients of The Asian Banker's annual awards included major financial institutions such as Industrial and Commercial Bank of China (ICBC), China Construction Bank (CCB), and China Merchants Bank (CMB).
globenewswire.com
- 4 weeks ago
LexinFintech: Macroeconomic Tailwinds Boosts Profits
LexinFintech's valuation has doubled, driven by a shift from growth to profitability and a focus on shareholder returns via dividends. Regulatory changes have forced LX to pivot from direct lending to loan guarantees, impacting revenue growth, but ensuring compliance and sustainability. Q1 2025 revenue declined 4.3% YoY due to product mix changes, yet the company maintains a strong loan book despite regulatory headwinds.
seekingalpha.com
- 1 month ago
LexinFintech's Profit Jump Masks Slowdown In Core loan Business
The company reported a big net income increase for the first quarter, but its revenue fell on sluggishness in its loan facilitation business
benzinga.com
- 1 month ago
LexinFintech Holdings Ltd. (LX) Q1 2025 Earnings Call Transcript
LexinFintech Holdings Ltd. (NASDAQ:LX ) Q1 2025 Results Conference Call May 21, 2025 10:00 PM ET Company Participants Will Tan - Investor Relations Jay Wenjie Xiao - Chairman and Chief Executive Officer Arvin Zhanwen Qiao - Chief Risk Officer James Zheng - Chief Financial Officer Conference Call Participants Alex Ye - UBS Yada Li - CICC Operator Good day, and thank you for standing by.
seekingalpha.com
- 2 months ago
Lexin Delivers Strong Q1 2025 Results with Profit at a Three-Year High, Highlighting the Growing Strength of Its Multi-Business Ecosystem
Shenzhen, China, May 22, 2025 (GLOBE NEWSWIRE) -- On May 22, LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading new-consumer digital technology service enabler in China, released its unaudited financial results for the first quarter of 2025. The revenue reached RMB 3.1 billion, while profit (Non-GAAP EBIT) surged to RMB 580 million, up 104.7% year-over-year and 25.3% quarter-over-quarter. Against a backdrop of macroeconomic uncertainties, the Company has demonstrated strong resilience in business operation, achieving its highest quarterly profit in 13 quarters. Lexin's strategy of dual-driven risk control and data management, along with refined operations, has begun to yield preliminary results.
globenewswire.com
- 2 months ago
LexinFintech Holdings Ltd. Reports First Quarter 2025 Unaudited Financial Results
SHENZHEN, China, May 21, 2025 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced its unaudited financial results for the quarter ended March 31, 2025.
globenewswire.com
- 2 months ago
LexinFintech Holdings: Margin Expansion Unlocked, Initiate Strong Buy
LexinFintech Holdings: Margin Expansion Unlocked, Initiate Strong Buy
seekingalpha.com
- 2 months ago
LexinFintech Holdings Ltd. to Report First Quarter 2025 Unaudited Financial Results on May 21, 2025
SHENZHEN, China, May 14, 2025 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading credit technology-empowered consumer financial service enabler in China, today announced that it will report its unaudited financial results for the first quarter ended March 31, 2025, after the U.S. market closes on Wednesday, May 21, 2025.
globenewswire.com
- 2 months ago
Value Grab: Top 10 Stocks Under $10
Tariff turmoil and market downturn are creating buying opportunities for investors looking to capitalize on panic selling and fear. The US-China trade war and rotation from U.S. assets, declining USD, and uncertainty surrounding monetary policy have prompted many investors to de-risk and seek value. Some of the greatest value and growth opportunities can be found in diversifying portfolios with low-priced small-cap stocks - they can offer a bang for your buck.
seekingalpha.com
- 2 months ago
LexinFintech: Still Bullish Even With Evolving Landscape
LexinFintech has seen a 30% stock pullback due to U.S.-China tensions but remains a strong long-term investment opportunity. The company's focus on the underbanked and tech-savvy consumers, along with its BNPL platform, supports its growth potential. Despite macroeconomic challenges, LexinFintech's improved credit quality and profitability make it an attractive buy during pullbacks.
seekingalpha.com
- 3 months ago
8. Profile
Summary
LexinFintech Holdings Ltd. LX
COUNTRY
CN
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 1.22 B
Dividend Yield
0.00%
Description
LexinFintech Holdings Ltd., through its subsidiaries, offers online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as provides online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was incorporated in 2013 and is headquartered in Shenzhen, the People's Republic of China.
Contact
CES Tower, Shenzhen, 518057
https://www.lexin.com
IPO
Date
Dec. 21, 2017
Employees
4667
Officers
Mr. Yong Lu
Chief Technology Officer
Mr. Ming Zhao
Chief Marketing Officer
Ms. Yunwen Yang
Chief Human Resources Officer
Mr. Jianbin Huang
Vice President, Chief Executive Officer Assistant & Chairman of Lexin Philanthropy
Mr. Zhanwen Qiao
Chief Risk Officer & Director
Mandy Dong
IR Director
Mr. Yan Zeng
Senior Consultant
Mr. Xigui Zheng
Chief Financial Officer & Director
Mr. Tony Hung
Investor Contact
Mr. Wenjie Xiao
Chairman & Chief Executive Officer