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Financial Services - Insurance - Property & Casualty - NYSE - US
$ 116.9
-4.03 %
$ 9.82 B
Market Cap
11.06
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AFG stock under the worst case scenario is HIDDEN Compared to the current market price of 117 USD, American Financial Group, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AFG stock under the base case scenario is HIDDEN Compared to the current market price of 117 USD, American Financial Group, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AFG stock under the best case scenario is HIDDEN Compared to the current market price of 117 USD, American Financial Group, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart AFG

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$150.0$150.0$145.0$145.0$140.0$140.0$135.0$135.0$130.0$130.0$125.0$125.0$120.0$120.0$115.0$115.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
8.32 B REVENUE
7.71%
0 OPERATING INCOME
0.00%
887 M NET INCOME
4.11%
1.15 B OPERATING CASH FLOW
-41.52%
95 M INVESTING CASH FLOW
-77.05%
-1.07 B FINANCING CASH FLOW
47.51%
2.15 B REVENUE
-9.33%
0 OPERATING INCOME
0.00%
255 M NET INCOME
40.88%
674 M OPERATING CASH FLOW
46.84%
-21 M INVESTING CASH FLOW
-425.00%
-569 M FINANCING CASH FLOW
-49.74%
Balance Sheet American Financial Group, Inc.
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Current Assets 2.53 B
Cash & Short-Term Investments 1.41 B
Receivables 1.12 B
Other Current Assets 0
Non-Current Assets 305 M
Long-Term Investments 13.9 B
PP&E 0
Other Non-Current Assets -13.6 B
49.61 %39.63 %490.68 %Total Assets$2.8b
Current Liabilities 1.19 B
Accounts Payable 1.19 B
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 1.48 B
Long-Term Debt 1.48 B
Other Non-Current Liabilities 0
44.67 %55.33 %Total Liabilities$2.7b
EFFICIENCY
Earnings Waterfall American Financial Group, Inc.
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Revenue 8.32 B
Cost Of Revenue 0
Gross Profit 8.32 B
Operating Expenses 8.28 B
Operating Income 0
Other Expenses -887 M
Net Income 887 M
9b9b8b8b7b7b6b6b5b5b4b4b3b3b2b2b1b1b008b08b(8b)0887m887mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
10.66% NET MARGIN
10.66%
19.86% ROE
19.86%
2.88% ROA
2.88%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis American Financial Group, Inc.
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3b3b2b2b2b2b1b1b500m500m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 887 M
Depreciation & Amortization 81 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 184 M
Free Cash Flow 1.15 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets American Financial Group, Inc.
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Wall Street analysts predict an average 1-year price target for AFG of $138 , with forecasts ranging from a low of $135 to a high of $143 .
AFG Lowest Price Target Wall Street Target
135 USD 15.48%
AFG Average Price Target Wall Street Target
138 USD 18.33%
AFG Highest Price Target Wall Street Target
143 USD 22.33%
Price
Max Price Target
Min Price Target
Average Price Target
150150145145140140135135130130125125120120115115110110May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
3.51% DIVIDEND YIELD
0.8 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
20.000020.000018.000018.000016.000016.000014.000014.000012.000012.000010.000010.00008.00008.00006.00006.00004.00004.00002.00002.00000.00000.000020.6340.712.50.821.51.51.51480.630.710.8240.630.711.0311.841.2513.201.5024.401.801.55.566.901.83.4919.1323.9811.0645.4324.710.631.4322.000.710.711.51.500.80.8044.002015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 15
6. Ownership
Insider Ownership American Financial Group, Inc.
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Sold
0-3 MONTHS
319 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
363 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
150 K USD 1
9-12 MONTHS
7. News
American Financial Group, Inc. Declares Quarterly Dividend CINCINNATI--(BUSINESS WIRE)--American Financial Group, Inc. (NYSE: AFG) announced that it has declared a regular dividend of $0.80 per share of American Financial Group Common Stock. The dividend is payable on April 25, 2025, to holders of record on April 15, 2025. About American Financial Group, Inc. American Financial Group is an insurance holding company based in Cincinnati, Ohio. Through the operations of Great American Insurance Group, AFG is engaged primarily in property and casualty insu. businesswire.com - 1 week ago
American Financial Group, Inc. Announces Agreements to Sell Charleston Harbor Resort & Marina CINCINNATI--(BUSINESS WIRE)--American Financial Group, Inc. (NYSE: AFG) announced today that a wholly-owned subsidiary of AFG has reached agreements (“Agreements”) to sell the hotel and related assets and the marina comprising Charleston Harbor Resort & Marina (“Charleston Harbor”), a premier resort property and marina located in Charleston, South Carolina. In addition to customary representations, warranties and closing conditions, each Agreement includes a sixty-day due diligence period d. businesswire.com - 1 week ago
AFGC Debentures Still A Buy For Longer-Term Income Investors AFGC debentures offer an attractive yield of 6.52%, making them a solid choice for income investors with a medium-to-long-term perspective. Despite short-term concerns, AFG remains financially strong, supported by its excess capital and special dividends, making it a reliable investment. AFG's recent earnings show modest improvements, with total revenues and net income up year-over-year, despite short-term EPS declines. seekingalpha.com - 2 weeks ago
American Financial Okays Special Dividend to Share More Profit AFG's board approves a special dividend of $2 per share, which testifyies to the insurer's strong financial position and long-term growth prospects. zacks.com - 1 month ago
American Financial Group, Inc. Announces Special Dividend and Share Repurchases CINCINNATI--(BUSINESS WIRE)--American Financial Group, Inc. (NYSE: AFG) announced today that its Board of Directors has declared a special cash dividend of $2.00 per share of American Financial Group common stock. The dividend is payable on March 28, 2025, to shareholders of record on March 17, 2025. The aggregate amount of this special dividend will be approximately $170 million. This special dividend is in addition to the Company's regular quarterly cash dividend of $0.80 per share most recen. businesswire.com - 1 month ago
American Financial Group, Inc. Management to Participate in the 2025 Association of Insurance and Financial Analysts (AIFA) Conference CINCINNATI--(BUSINESS WIRE)--American Financial Group, Inc. (NYSE: AFG) announced today that Carl H. Lindner III and S. Craig Lindner, Co-Chief Executive Officers, and Brian S. Hertzman, Senior Vice President and Chief Financial Officer, will participate in the 2025 Association of Insurance and Financial Analysts (AIFA) Conference on Tuesday, March 4, 2025. While there will be no Company presentation, AFG will host several investor meetings. The investor material to be used in the meetings will. businesswire.com - 1 month ago
New Strong Sell Stocks for February 20th ASGN, ADNT and AFG have been added to the Zacks Rank #5 (Strong Sell) List on February 20, 2024. zacks.com - 1 month ago
American Financial Group, Inc. Announces Changes to its Board of Directors CINCINNATI--(BUSINESS WIRE)--American Financial Group, Inc. (NYSE: AFG) announced that its Board of Directors has elected Craig Lindner Jr. and David L. Thompson Jr. as Directors. In addition, James E. Evans has notified the Board that he will not stand for reelection at the 2025 Annual Meeting of Shareholders but will continue to advise the Company as Executive Consultant, a role he has held since his transition from a senior officer and employee of the Company in 2014. Mr. Evans will continue. businesswire.com - 1 month ago
New Strong Sell Stocks for February 18th AFG, BASFY and BC have been added to the Zacks Rank #5 (Strong Sell) List on February 31, 2024. zacks.com - 1 month ago
American Financial Group, Inc. (AFG) Q4 2024 Earnings Call Transcript American Financial Group, Inc. (NYSE:AFG ) Q4 2024 Results Conference Call February 5, 2025 11:30 AM ET Company Participants Diane Weidner - VP, IR Carl Lindner - Co-CEO Craig Lindner - Co-CEO Brian Hertzman - CFO Conference Call Participants Gregory Peters - Raymond James John Newsome - Piper Sandler Andrew Andersen - Jefferies Meyer Shields - Keefe, Bruyette, & Woods Operator Good day, and thank you for standing by. Welcome to American Financial Group 2024 Quarter Results Conference Call. seekingalpha.com - 2 months ago
American Financial Q4 Earnings Miss, Revenues Beat Estimates AFG's fourth-quarter results reflects higher premiums, increased average renewal pricing across the P&C group and improved net investment income. zacks.com - 2 months ago
American Financial (AFG) Reports Q4 Earnings: What Key Metrics Have to Say The headline numbers for American Financial (AFG) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 2 months ago
8. Profile Summary

American Financial Group, Inc. AFG

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COUNTRY US
INDUSTRY Insurance - Property & Casualty
MARKET CAP $ 9.82 B
Dividend Yield 3.51%
Description American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. It offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, inland and ocean marine, agricultural-related products, and other commercial property and specialty transportation coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. The company sells its property and casualty insurance products through independent insurance agents and brokers. American Financial Group, Inc. was founded in 1872 and is headquartered in Cincinnati, Ohio.
Contact 301 East Fourth Street, Cincinnati, OH, 45202 https://www.afginc.com
IPO Date March 17, 1980
Employees 8700
Officers Mr. David Lawrence Thompson Jr. President & Chief Operating Officer of Property and Casualty Insurance Group and Director Ms. Michelle Ann Gillis SPHR Senior Vice President, Chief Human Resources Officer & Chief Administrative Officer Mr. Mark Andrew Weiss Senior Vice President, General Counsel & Chief Compliance Officer Mr. John R. Rogers Chief Information Security Officer & Vice President Mr. Christopher Patrick Miliano Executive Vice President & Chief Financial Officer of Annuity Operations Mr. John Bernard Berding CPA President & Director Mr. James E. Evans Executive Consultant & Director Mr. Carl Henry Lindner III Co-Chief Executive Officer & Director Ms. Diane P. Weidner CPA Vice President of Investor & Media Relations Mr. Stephen Craig Lindner Co-Chief Executive Officer & Director