NP - NYSE

Neptune Insurance Holdings Inc.

NP·NYSE

$24.31

-7.4%

TechnologySoftware - Application

A data-driven managing general agent for flood insurance. Sells residential and commercial flood insurance (primary & excess), and parametric earthquake insurance. Uses AI and machine learning platforms (e.g. underwriting engine "Triton", policy management "Poseidon"), distributes via agency network, and does not take balance sheet risk or handle claims themselves; rather, insurance and reinsurance carriers do.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.31B

EPS-0.2000

P/E Ratio-121.55

Earnings Date06/03/2026

np

Operating Income

Last Annual Value

79.87M

3-Year CAGR

21%

5-Year CAGR

12%

10-Year CAGR

Adjust for Inflation

Neptune Insurance Holdings Inc. Competitors Analysis of Operating Income

NP · NYSE

Company	Operating Income	CAGR 3Y	CAGR 5Y	CAGR 10Y
Neptune Insurance Holdings Inc. NYSE:NP	79.87M	20.7%	N/A	N/A
Diebold Nixdorf, Incorporated NYSE:DBD	334.60M	56.7%	19.5%	18.7%
Rumble Inc. NASDAQ:RUM	-77.13M	N/A	N/A	N/A
Alkami Technology, Inc. NASDAQ:ALKT	-53.64M	N/A	N/A	N/A
WEBTOON Entertainment Inc. Common stock NASDAQ:WBTN	-56.70M	N/A	N/A	N/A
Grindr Inc. NYSE:GRND	126.29M	31.6%	39.7%	N/A
Appian Corporation NASDAQ:APPN	609.00K	N/A	N/A	N/A
Alarm.com Holdings, Inc. NASDAQ:ALRM	135.83M	26.7%	17.1%	25.5%
RingCentral, Inc. NYSE:RNG	126.23M	N/A	N/A	N/A
NCR Atleos Corporation NASDAQ:NATL	449.00M	18.3%	12.6%	N/A

Neptune Insurance Holdings Inc. Fair Value Envelope

NP · NYSE

Our analysis suggests that NP has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $24.31, this represents a potential HIDDEN relative to our calculated worth for Neptune Insurance Holdings Inc..

HIDDEN

Intrinsic Value

Current Price: $24.31

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