NP - NYSE

Neptune Insurance Holdings Inc.

NP·NYSE

$24.31

-7.4%

TechnologySoftware - Application

A data-driven managing general agent for flood insurance. Sells residential and commercial flood insurance (primary & excess), and parametric earthquake insurance. Uses AI and machine learning platforms (e.g. underwriting engine "Triton", policy management "Poseidon"), distributes via agency network, and does not take balance sheet risk or handle claims themselves; rather, insurance and reinsurance carriers do.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.31B

EPS-0.2000

P/E Ratio-121.55

Earnings Date06/03/2026

np

Operating Expenses

Last Annual Value

23.19M

3-Year CAGR

37%

5-Year CAGR

21%

10-Year CAGR

10%

Adjust for Inflation

Neptune Insurance Holdings Inc. Competitors Analysis of Operating Expenses

NP · NYSE

Company	Operating Expenses	CAGR 3Y	CAGR 5Y	CAGR 10Y
Neptune Insurance Holdings Inc. NYSE:NP	23.19M	36.7%	N/A	N/A
Diebold Nixdorf, Incorporated NYSE:DBD	668.80M	-5.4%	-5.9%	-0.3%
Rumble Inc. NASDAQ:RUM	91.37M	9.1%	49.7%	N/A
Alkami Technology, Inc. NASDAQ:ALKT	310.24M	14.3%	19.6%	N/A
WEBTOON Entertainment Inc. Common stock NASDAQ:WBTN	378.88M	4.5%	N/A	N/A
Grindr Inc. NYSE:GRND	192.19M	12.0%	17.8%	N/A
Appian Corporation NASDAQ:APPN	526.73M	1.1%	8.6%	18.8%
Alarm.com Holdings, Inc. NASDAQ:ALRM	504.44M	1.0%	5.7%	13.1%
RingCentral, Inc. NYSE:RNG	1.66B	-1.4%	2.8%	18.2%
NCR Atleos Corporation NASDAQ:NATL	584.00M	-4.1%	-1.9%	N/A

Neptune Insurance Holdings Inc. Fair Value Envelope

NP · NYSE

Our analysis suggests that NP has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $24.31, this represents a potential HIDDEN relative to our calculated worth for Neptune Insurance Holdings Inc..

HIDDEN

Intrinsic Value

Current Price: $24.31

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