NP - NYSE

Neptune Insurance Holdings Inc.

NP·NYSE

$24.31

-7.4%

TechnologySoftware - Application

A data-driven managing general agent for flood insurance. Sells residential and commercial flood insurance (primary & excess), and parametric earthquake insurance. Uses AI and machine learning platforms (e.g. underwriting engine "Triton", policy management "Poseidon"), distributes via agency network, and does not take balance sheet risk or handle claims themselves; rather, insurance and reinsurance carriers do.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.31B

EPS-0.2000

P/E Ratio-121.55

Earnings Date06/03/2026

np

Interest Expense

Last Annual Value

18.24M

3-Year CAGR

-5%

5-Year CAGR

-3%

10-Year CAGR

-2%

Adjust for Inflation

Neptune Insurance Holdings Inc. Competitors Analysis of Interest Expense

NP · NYSE

Company	Interest Expense	CAGR 3Y	CAGR 5Y	CAGR 10Y
Neptune Insurance Holdings Inc. NYSE:NP	18.24M	-5.1%	N/A	N/A
Diebold Nixdorf, Incorporated NYSE:DBD	85.70M	-29.7%	-15.2%	-1.7%
Rumble Inc. NASDAQ:RUM	0.00	N/A	N/A	N/A
Alkami Technology, Inc. NASDAQ:ALKT	9.49M	8.7%	51.6%	N/A
WEBTOON Entertainment Inc. Common stock NASDAQ:WBTN	56.00K	-10.8%	N/A	N/A
Grindr Inc. NYSE:GRND	17.64M	-27.3%	-1.2%	N/A
Appian Corporation NASDAQ:APPN	20.85M	5.3%	123.7%	35.7%
Alarm.com Holdings, Inc. NASDAQ:ALRM	17.29M	71.5%	1.6%	57.0%
RingCentral, Inc. NYSE:RNG	60.28M	18.7%	-1.3%	55.1%
NCR Atleos Corporation NASDAQ:NATL	327.00M	53.7%	46.2%	N/A

Neptune Insurance Holdings Inc. Fair Value Envelope

NP · NYSE

Our analysis suggests that NP has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $24.31, this represents a potential HIDDEN relative to our calculated worth for Neptune Insurance Holdings Inc..

HIDDEN

Intrinsic Value

Current Price: $24.31

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