NP - NYSE

Neptune Insurance Holdings Inc.

NP·NYSE

$24.31

-7.4%

TechnologySoftware - Application

A data-driven managing general agent for flood insurance. Sells residential and commercial flood insurance (primary & excess), and parametric earthquake insurance. Uses AI and machine learning platforms (e.g. underwriting engine "Triton", policy management "Poseidon"), distributes via agency network, and does not take balance sheet risk or handle claims themselves; rather, insurance and reinsurance carriers do.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.31B

EPS-0.2000

P/E Ratio-121.55

Earnings Date06/03/2026

np

Short Term Debt

Last Annual Value

0.00

3-Year CAGR

5-Year CAGR

10-Year CAGR

Adjust for Inflation

Neptune Insurance Holdings Inc. Competitors Analysis of Short Term Debt

NP · NYSE

Company	Short Term Debt	CAGR 3Y	CAGR 5Y	CAGR 10Y
Neptune Insurance Holdings Inc. NYSE:NP	0.00	N/A	N/A	N/A
Diebold Nixdorf, Incorporated NYSE:DBD	51.80M	456.8%	1.9%	-7.0%
Rumble Inc. NASDAQ:RUM	0.00	N/A	N/A	N/A
Alkami Technology, Inc. NASDAQ:ALKT	1.58M	N/A	0.2%	N/A
WEBTOON Entertainment Inc. Common stock NASDAQ:WBTN	9.62M	31.3%	N/A	N/A
Grindr Inc. NYSE:GRND	20.00M	10.1%	39.1%	N/A
Appian Corporation NASDAQ:APPN	22.78M	-30.0%	N/A	14.1%
Alarm.com Holdings, Inc. NASDAQ:ALRM	508.39M	N/A	N/A	N/A
RingCentral, Inc. NYSE:RNG	624.22M	214.8%	N/A	45.5%
NCR Atleos Corporation NASDAQ:NATL	81.00M	2.1%	-17.2%	N/A

Neptune Insurance Holdings Inc. Fair Value Envelope

NP · NYSE

Our analysis suggests that NP has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $24.31, this represents a potential HIDDEN relative to our calculated worth for Neptune Insurance Holdings Inc..

HIDDEN

Intrinsic Value

Current Price: $24.31

Related Guides

Blog Categories

Continue your NP research with focused valuation guides.

Fundamentals

Decode statement quality and operating durability.

Accounting

Interpret line items with cleaner analytical framing.

Forecasting

Translate historical performance into forward scenarios.

Reference

Use practical frameworks for statement-led valuation.

Research Paths

Pick your next lens

Snapshot

Start with context, operating signals, and key market metrics.

Value Model

Stress test fair value across bear, base, and bull assumptions.

Statements

Validate revenue quality, margins, and balance sheet durability.

Earnings Call

Read management commentary and compare it with reported outcomes.

Dividends

Check payout sustainability and long-term distribution behavior.

Analyst Expectations

Review consensus spread and where estimate risk is concentrated.