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Technology - Software - Application - NYSE - US
$ 16.44
-1.02 %
$ 1.26 B
Market Cap
-42.15
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MLNK stock under the worst case scenario is HIDDEN Compared to the current market price of 16.4 USD, MeridianLink, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MLNK stock under the base case scenario is HIDDEN Compared to the current market price of 16.4 USD, MeridianLink, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MLNK stock under the best case scenario is HIDDEN Compared to the current market price of 16.4 USD, MeridianLink, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart MLNK

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$25.0$25.0$24.0$24.0$23.0$23.0$22.0$22.0$21.0$21.0$20.0$20.0$19.0$19.0$18.0$18.0$17.0$17.0$16.0$16.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
316 M REVENUE
4.18%
4.64 M OPERATING INCOME
-70.15%
-29.8 M NET INCOME
30.01%
77.8 M OPERATING CASH FLOW
14.48%
-7.46 M INVESTING CASH FLOW
-37.05%
-58 M FINANCING CASH FLOW
8.54%
79.4 M REVENUE
-1.16%
-178 K OPERATING INCOME
-6.96%
-7.74 M NET INCOME
-9.84%
13.8 M OPERATING CASH FLOW
-32.93%
-1.76 M INVESTING CASH FLOW
5.22%
-1.55 M FINANCING CASH FLOW
94.74%
Balance Sheet MeridianLink, Inc.
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Current Assets 138 M
Cash & Short-Term Investments 92.8 M
Receivables 34.4 M
Other Current Assets 11 M
Non-Current Assets 823 M
Long-Term Investments 0
PP&E 3.26 M
Other Non-Current Assets 820 M
9.65 %3.58 %85.29 %Total Assets$961.3m
Current Liabilities 57 M
Accounts Payable 6.8 M
Short-Term Debt 4.35 M
Other Current Liabilities 45.9 M
Non-Current Liabilities 477 M
Long-Term Debt 0
Other Non-Current Liabilities 477 M
8.59 %89.32 %Total Liabilities$533.8m
EFFICIENCY
Earnings Waterfall MeridianLink, Inc.
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Revenue 316 M
Cost Of Revenue 109 M
Gross Profit 208 M
Operating Expenses 203 M
Operating Income 4.64 M
Other Expenses 34.4 M
Net Income -29.8 M
350m350m300m300m250m250m200m200m150m150m100m100m50m50m00(50m)(50m)316m(109m)208m(203m)5m(34m)(30m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
65.69% GROSS MARGIN
65.69%
1.47% OPERATING MARGIN
1.47%
-9.41% NET MARGIN
-9.41%
-6.96% ROE
-6.96%
-3.10% ROA
-3.10%
0.53% ROIC
0.53%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis MeridianLink, Inc.
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90m90m80m80m70m70m60m60m50m50m40m40m30m30m20m20m10m10m00202020202021202120222022202320232024202420252025
Net Income -29.8 M
Depreciation & Amortization 58.3 M
Capital Expenditures -367 K
Stock-Based Compensation 51.4 M
Change in Working Capital 0
Others -2.5 M
Free Cash Flow 77.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets MeridianLink, Inc.
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Wall Street analysts predict an average 1-year price target for MLNK of $21.5 , with forecasts ranging from a low of $19 to a high of $25.5 .
MLNK Lowest Price Target Wall Street Target
19 USD 15.57%
MLNK Average Price Target Wall Street Target
21.5 USD 30.78%
MLNK Highest Price Target Wall Street Target
25.5 USD 55.11%
Price
Max Price Target
Min Price Target
Average Price Target
26262525242423232222212120201919181817171616May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 10
6. Ownership
Insider Ownership MeridianLink, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
27.7 M USD 3
6-9 MONTHS
129 M USD 3
9-12 MONTHS
2.11 M USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
SMGZY vs. MLNK: Which Stock Is the Better Value Option? Investors interested in Technology Services stocks are likely familiar with Smiths Group PLC (SMGZY) and MeridianLink (MLNK). But which of these two stocks is more attractive to value investors? zacks.com - 2 weeks ago
MeridianLink Streamlines Solarity Credit Union's Mortgage Lending into a Single, Efficient Solution COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK #digitallending--MeridianLink successfully implemented MeridianLink® Mortgage for Solarity Credit Union. businesswire.com - 2 weeks ago
MeridianLink and TruStage Partnership Approaches 1.5 Million Insurance Impressions COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink announced a significant milestone with TruStage™, a financially strong insurance, investment and technology provider. businesswire.com - 3 weeks ago
MeridianLink, Inc. (MLNK) Q4 2024 Earnings Call Transcript MeridianLink, Inc. (NYSE:MLNK ) Q4 2024 Earnings Conference Call March 6, 2025 5:00 PM ET Company Participants Gianna Rotellini - Senior Director-Investor Relations and Strategic Initiatives Nicolaas Vlok - Chief Executive Officer Larry Katz - President Elias Olmeta - Chief Financial Officer Conference Call Participants Cristopher Kennedy - William Blair Andrew Schmidt - Citi Saket Kalia - Barclays Matthew Kikkert - Stifel Jessica Wang - Raymond James Operator Ladies and gentlemen, thank you for standing by, and welcome to MeridianLink Fourth Quarter and Fiscal Year 2024 Earnings Call. At this time, all participants are in listen-only mode. seekingalpha.com - 1 month ago
MeridianLink (MLNK) Surpasses Q4 Earnings and Revenue Estimates MeridianLink (MLNK) came out with quarterly earnings of $0.08 per share, beating the Zacks Consensus Estimate of $0.07 per share. This compares to loss of $0.29 per share a year ago. zacks.com - 1 month ago
MeridianLink Reports Fourth Quarter and Fiscal Year 2024 Results COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. announced financial results for the fourth quarter and fiscal year ended December 31, 2024. businesswire.com - 1 month ago
MeridianLink Announces Fourth Quarter and Fiscal Year 2024 Financial Results Conference Call COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink will release its fourth quarter and fiscal year 2024 financial results after market close on Thursday, March 6, 2025. businesswire.com - 1 month ago
MeridianLink Recognized with HousingWire 2025 Tech100 Mortgage Award for the Fifth Consecutive Year COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink is a winner of the 2025 HousingWire Tech100 Mortgage Award. businesswire.com - 2 months ago
Zest AI to Deliver First Seamless AI Application Fraud Detection for MeridianLink Clients Expanded partnership to provide financial institutions with smarter, simplified fraud protection BURBANK, Calif. , Jan. 28, 2025 /PRNewswire/ --  Zest AI , the leader in AI lending technology, today announced a partnership with MeridianLink ® , (NYSE: MLNK), a leading provider of modern software platforms for financial institutions. prnewswire.com - 2 months ago
Automatic Partners with MeridianLink to Revolutionize Lender-Dealership Connectivity COSTA MESA, Calif. , Dec. 13, 2024 /PRNewswire/ -- Automatic, a leading fintech firm specializing in facilitating seamless connections between used independent car dealerships and lenders, today announced a strategic partnership with MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies. prnewswire.com - 4 months ago
MeridianLink Earns 2024 Great Place To Work Certification™ for Fifth Consecutive Year COSTA MESA, Calif.--(BUSINESS WIRE)---- $MLNK--MeridianLink, Inc. is proud to be Certified™ by Great Place To Work® for the fifth consecutive year. businesswire.com - 4 months ago
Shastic Announces Partnership with MeridianLink to Provide AI Workflow Automation for Banks and Credit Unions SAN FRANCISCO--(BUSINESS WIRE)--Shastic, the leading provider of AI-Automated Knowledge Workers for financial institutions, has announced that its platform will be integrated with MeridianLink, Inc. (NYSE: MLNK), a leading provider of modern software platforms for financial institutions and consumer reporting agencies. Shastic's innovative workflow automation solution is now available through the MeridianLink® Marketplace to help financial institutions automate processes traditionally managed b. businesswire.com - 4 months ago
8. Profile Summary

MeridianLink, Inc. MLNK

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 1.26 B
Dividend Yield 0.00%
Description MeridianLink, Inc., a software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink Consumer, a consumer lending and account opening platform; MeridianLink Opening, an online account opening software that unifies deposit account opening and funding for various channels and products; and MeridianLink DecisionLender, a loan origination software (LOS) for finance companies. It also provides MeridianLink Engage, an end-to-end consumer lending, account, and card marketing automation solution; MeridianLink Mortgage, a SaaS cloud-based end-to-end loan origination software; MeridianLink Collect, a cloud-based debt collection software; and Mortgage Credit Link, a web-based order fulfillment hub. In addition, the company provides solutions, including end-to-end platform, loan origination system, mortgage loan origination system, deposit account opening, data and reporting, collections, and consulting and analysis. MeridianLink, Inc. was founded in 1998 and is headquartered in Costa Mesa, California.
Contact 3560 Hyland Avenue, Costa Mesa, CA, 92626 https://www.meridianlink.com
IPO Date July 28, 2021
Employees 682
Officers Mr. Timothy Nguyen Chief Strategy Officer Mr. Elias Olmeta Chief Financial Officer Mr. Devesh Khare Chief Product Officer Mr. Richard Scheig Chief Revenue Officer Mr. Larry Katz President & Director Gianna Rotellini Senior Director of Investor Relations & Strategic Initiatives Mr. Nathaniel Barnes Chief Technology Officer Ms. Kayla Dailey J.D. General Counsel & Secretary Ms. Elizabeth Rieveley Chief People Officer Mr. Nicolaas Vlok Chief Executive Officer & Director