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Technology - Software - Application - NASDAQ - US
$ 22.84
-2.77 %
$ 2.34 B
Market Cap
-55.71
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one ALKT stock under the worst case scenario is HIDDEN Compared to the current market price of 22.8 USD, Alkami Technology, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one ALKT stock under the base case scenario is HIDDEN Compared to the current market price of 22.8 USD, Alkami Technology, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one ALKT stock under the best case scenario is HIDDEN Compared to the current market price of 22.8 USD, Alkami Technology, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart ALKT

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$44.0$44.0$42.0$42.0$40.0$40.0$38.0$38.0$36.0$36.0$34.0$34.0$32.0$32.0$30.0$30.0$28.0$28.0$26.0$26.0$24.0$24.0$22.0$22.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
334 M REVENUE
26.06%
-44.6 M OPERATING INCOME
29.66%
-40.8 M NET INCOME
35.09%
18.6 M OPERATING CASH FLOW
206.26%
23 M INVESTING CASH FLOW
-32.05%
11.8 M FINANCING CASH FLOW
113.43%
89.7 M REVENUE
4.37%
-8.63 M OPERATING INCOME
17.28%
-7.64 M NET INCOME
19.05%
6.11 M OPERATING CASH FLOW
-44.38%
-3 M INVESTING CASH FLOW
-79.69%
10.3 M FINANCING CASH FLOW
116.05%
Balance Sheet Alkami Technology, Inc.
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Current Assets 181 M
Cash & Short-Term Investments 116 M
Receivables 38.7 M
Other Current Assets 26.9 M
Non-Current Assets 256 M
Long-Term Investments 0
PP&E 36.6 M
Other Non-Current Assets 219 M
26.47 %8.86 %6.15 %8.38 %50.14 %Total Assets$437.3m
Current Liabilities 45.6 M
Accounts Payable 6.13 M
Short-Term Debt 1.34 M
Other Current Liabilities 38.1 M
Non-Current Liabilities 34.7 M
Long-Term Debt 17.1 M
Other Non-Current Liabilities 17.6 M
7.64 %47.48 %21.32 %21.89 %Total Liabilities$80.2m
EFFICIENCY
Earnings Waterfall Alkami Technology, Inc.
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Revenue 334 M
Cost Of Revenue 137 M
Gross Profit 197 M
Operating Expenses 241 M
Operating Income -44.6 M
Other Expenses -3.79 M
Net Income -40.8 M
350m350m300m300m250m250m200m200m150m150m100m100m50m50m00(50m)(50m)334m(137m)197m(241m)(45m)4m(41m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
58.90% GROSS MARGIN
58.90%
-13.37% OPERATING MARGIN
-13.37%
-12.23% NET MARGIN
-12.23%
-11.44% ROE
-11.44%
-9.34% ROA
-9.34%
-11.44% ROIC
-11.44%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Alkami Technology, Inc.
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20m20m10m10m00(10m)(10m)(20m)(20m)(30m)(30m)(40m)(40m)(50m)(50m)200220022003200320042004200520052006200620072007200820082009200920102010201120112012201220132013201420142015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income -40.8 M
Depreciation & Amortization 10.5 M
Capital Expenditures -1.2 M
Stock-Based Compensation 59.4 M
Change in Working Capital -9.76 M
Others -10.7 M
Free Cash Flow 17.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Alkami Technology, Inc.
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Wall Street analysts predict an average 1-year price target for ALKT of $40.6 , with forecasts ranging from a low of $31 to a high of $54 .
ALKT Lowest Price Target Wall Street Target
31 USD 35.73%
ALKT Average Price Target Wall Street Target
40.6 USD 77.76%
ALKT Highest Price Target Wall Street Target
54 USD 136.43%
Price
Max Price Target
Min Price Target
Average Price Target
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4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 12
6. Ownership
Insider Ownership Alkami Technology, Inc.
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Sold
0-3 MONTHS
3.75 M USD 3
3-6 MONTHS
689 M USD 8
6-9 MONTHS
228 M USD 8
9-12 MONTHS
90.4 M USD 5
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Alkami's Digital Sales & Service Platform to Usher in Era of Anticipatory Banking The Platform allows financial institutions to land and expand relationships; Alkami gets certified for the second year in a row by J.D. Power     PLANO, Texas , April 2, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., announced at its annual 2025 Alkami Co:lab conference its position to create the premier digital sales and service platform in the industry. prnewswire.com - 2 weeks ago
Alkami Research Studies Reveal Industry Perceptions on Fraud Prevention and Data Protection Studies show banks and credit unions need to enhance prevention strategies; consumers want data protection in their digital banking experience PLANO, Texas , March 28, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today the findings of research that examined both financial institutions' evolving approach to fraud prevention and consumers perceptions on data protection within the digital banking experience. Fraud losses reported by consumers and companies in 2024 totaled more than $12.5 billion, a 25% increase over losses reported in 2023. prnewswire.com - 3 weeks ago
Alkami and Greenlight Partner to Bring Youth Banking to Financial Services The technology empowers kids and teens with innovative money management tools and financial education, while also helping financial institutions grow deposits PLANO, Texas , March 26, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., announced today its partnership with Greenlight Financial Technology, Inc. ("Greenlight") , a leading family fintech company that empowers kids and teens with smart money management skills. With money habits forming as early as age seven , Greenlight's family finance application (app) can give kids and teens hands-on money management interactions with parental supervision, while providing a channel for banks and credit unions to grow deposit accounts. prnewswire.com - 3 weeks ago
Alkami Customers Including Gate City Bank Strengthen Fraud Prevention with BioCatch The Alkami-BioCatch partnership has prevented millions of dollars in fraudulent transactions in 2024 PLANO, Texas , March 19, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., announced today that its clients leveraging BioCatch's fraud prevention solutions through the Alkami Digital Banking Platform stopped more than $54 million in fraudulent transactions in 2024. "Alkami takes a strategic, multi-layered approach to fraud prevention, and BioCatch is a valuable component in helping financial institutions detect and stop emerging threats," said Brad Cranford, director of product management at Alkami. prnewswire.com - 1 month ago
Alkami Announces Pricing of $300 Million Convertible Senior Notes Offering PLANO, Texas , March 10, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced the pricing of its offering of $300,000,000 aggregate principal amount of 1.50% convertible senior notes due 2030 (the "notes") in a private offering (the "Offering") to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the "Securities Act"). The issuance and sale of the notes are scheduled to settle on March 13, 2025, subject to customary closing conditions. prnewswire.com - 1 month ago
Alkami Announces Launch of Proposed $300,000,000 Convertible Senior Notes Offering PLANO, Texas , March 10, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced its intention to offer, subject to market and other conditions, $300,000,000 aggregate principal amount of convertible senior notes due 2030 (the "notes") in a private offering (the "Offering") to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the "Securities Act"). Alkami also expects to grant the initial purchasers of the notes an option to purchase, for settlement within a period of 13 days from, and including, the date the notes are first issued, up to an additional $45,000,000 aggregate principal amount of the notes. prnewswire.com - 1 month ago
American Eagle Financial Credit Union Enhances Digital Banking with Alkami's Sales & Service Platform Focused on innovation and member financial wellness, AEFCU will deliver a streamlined and personalized digital experience PLANO, Texas , March 5, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., announced today that Connecticut-based American Eagle Financial Credit Union (AEFCU or American Eagle), has signed on to leverage the innovation and user experience in Alkami's Digital Banking Platform. This partnership reflects AEFCU's dedication to enhancing its digital-first strategy and creating an exceptional, member-centered digital banking experience. prnewswire.com - 1 month ago
Alkami Technology, Inc. (ALKT) Q4 2024 Earnings Call Transcript Alkami Technology, Inc. (NASDAQ:ALKT ) Q4 2024 Earnings Conference Call February 27, 2025 5:00 PM ET Company Participants Steve Calk - Vice President, Investor Relations Alex Shootman - Chief Executive Officer Bryan Hill - Chief Financial Officer Conference Call Participants Patrick Walravens - Citizens JMP Chris Kennedy - William Blair Adam Hotchkiss - Goldman Sachs Alice Smith - JPMorgan Daniel Hibshman - Craig-Hallum Capital Group Operator Good afternoon, ladies and gentlemen. And welcome to the Alkami Technology Fourth Quarter 2024 Financial Results Conference Call. seekingalpha.com - 1 month ago
Alkami Technology (ALKT) Q4 Earnings and Revenues Top Estimates Alkami Technology (ALKT) came out with quarterly earnings of $0.10 per share, beating the Zacks Consensus Estimate of $0.08 per share. This compares to earnings of $0.03 per share a year ago. zacks.com - 1 month ago
Alkami Announces Fourth Quarter 2024 Financial Results Alkami Today Also Announced Its Intent to Acquire MANTL PLANO, Texas , Feb. 27, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions (FIs) in the U.S., today announced results for its fourth quarter ending December 31, 2024. Fourth Quarter 2024 Financial Highlights GAAP total revenue of $89.7 million, an increase of 25.6% compared to the year-ago quarter; GAAP gross margin of 59.3%, compared to 56.0% in the year-ago quarter; Non-GAAP gross margin of 63.1%, compared to 60.3% in the year-ago quarter; GAAP net loss of $(7.6) million, compared to $(12.7) million in the year-ago quarter; and Adjusted EBITDA of $10.2 million, compared to $3.1 million in the year-ago quarter. prnewswire.com - 1 month ago
Alkami to Acquire MANTL to Expand Account Opening Capabilities Combination Creates Powerhouse Digital Sales and Service Platform PLANO, Texas , Feb. 27, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced that it signed a definitive agreement to acquire Fin Technologies, Inc. ("MANTL") for an enterprise value of $400 million, on a debt free, cash free basis and subject to customary purchase price adjustments, expected to be $7 million. Alkami plans to fund the acquisition with cash of approximately $380 million and restricted stock units issued to continuing MANTL employees with an estimated value of $13 million at transaction closing in replacement for unvested compensatory stock options. prnewswire.com - 1 month ago
Financial Center First Credit Union Elevates Digital Banking with Alkami; Strengthens Dual-Branded Strategy Leveraging Alkami's cutting-edge technology, Financial Center First Credit Union enhances its dual-branded strategy and member experience with a scalable digital banking platform PLANO, Texas , Feb. 25, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., announced today its partnership with Indianapolis-based Financial Center First Credit Union (Financial Center) to transform its digital banking experience. A key aspect of this collaboration is Financial Center's ability to enhance its dual-branded strategy, serving both its primary membership and Ball State Financial, a co-branded entity catering to Ball State University's community. prnewswire.com - 1 month ago
8. Profile Summary

Alkami Technology, Inc. ALKT

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 2.34 B
Dividend Yield 0.00%
Description Alkami Technology, Inc. offers a cloud-based digital banking platform in the United States. The company's platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, multi-tenant architecture. It offers an end- to- end set of software products, which include Alkami Platform, Retail Banking Solutions, Business Banking Solutions, and The Alkami Difference. It serves community, regional, credit unions, and retail and business banking. Alkami Technology, Inc. was founded in 2009 and is headquartered in Plano, Texas.
Contact 5601 Granite Parkway, Plano, TX, 75024 https://www.alkami.com
IPO Date April 14, 2021
Employees 938
Officers Mr. Wayne McCulloch Chief Customer Officer Mr. Gagan Kanjlia Chief Product Officer Ms. Julie Kaye Hoagland Chief Human Resources Officer Mr. Alex P. Shootman Chief Executive Officer, President & Director Ms. Allison Cerra Chief Marketing Officer Carl Cross Chief Revenue Officer Mr. Stephen Bohanon Founder & Chief Strategy Officer