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Technology - Software - Application - NASDAQ - US
$ 30.64
4.82 %
$ 3.16 B
Market Cap
-82.81
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one ALKT stock under the worst case scenario is HIDDEN Compared to the current market price of 30.6 USD, Alkami Technology, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one ALKT stock under the base case scenario is HIDDEN Compared to the current market price of 30.6 USD, Alkami Technology, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one ALKT stock under the best case scenario is HIDDEN Compared to the current market price of 30.6 USD, Alkami Technology, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart ALKT

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$40.0$40.0$38.0$38.0$36.0$36.0$34.0$34.0$32.0$32.0$30.0$30.0$28.0$28.0$26.0$26.0$24.0$24.0$22.0$22.020252025Feb '25Feb '25Mar '25Mar '25Apr '25Apr '25May '25May '25Jun '25Jun '25Jul '25Jul '25
FINANCIALS
334 M REVENUE
26.06%
-44.6 M OPERATING INCOME
29.66%
-40.8 M NET INCOME
35.09%
18.6 M OPERATING CASH FLOW
206.26%
23 M INVESTING CASH FLOW
-32.05%
11.8 M FINANCING CASH FLOW
113.43%
97.8 M REVENUE
9.12%
-15.4 M OPERATING INCOME
-78.48%
-7.82 M NET INCOME
-2.26%
-5.66 M OPERATING CASH FLOW
-92.69%
-389 M INVESTING CASH FLOW
-12858.84%
362 M FINANCING CASH FLOW
3419.26%
Balance Sheet Alkami Technology, Inc.
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Current Assets 181 M
Cash & Short-Term Investments 116 M
Receivables 38.7 M
Other Current Assets 26.9 M
Non-Current Assets 256 M
Long-Term Investments 0
PP&E 36.6 M
Other Non-Current Assets 219 M
26.47 %8.86 %6.15 %8.38 %50.14 %Total Assets$437.3m
Current Liabilities 45.6 M
Accounts Payable 6.13 M
Short-Term Debt 0
Other Current Liabilities 39.4 M
Non-Current Liabilities 34.7 M
Long-Term Debt 0
Other Non-Current Liabilities 34.7 M
7.64 %49.15 %43.21 %Total Liabilities$80.2m
EFFICIENCY
Earnings Waterfall Alkami Technology, Inc.
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Revenue 334 M
Cost Of Revenue 137 M
Gross Profit 197 M
Operating Expenses 241 M
Operating Income -44.6 M
Other Expenses -3.79 M
Net Income -40.8 M
350m350m300m300m250m250m200m200m150m150m100m100m50m50m00(50m)(50m)334m(137m)197m(241m)(45m)4m(41m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
58.90% GROSS MARGIN
58.90%
-13.37% OPERATING MARGIN
-13.37%
-12.23% NET MARGIN
-12.23%
-11.44% ROE
-11.44%
-9.34% ROA
-9.34%
-11.48% ROIC
-11.48%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Alkami Technology, Inc.
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20m20m10m10m00(10m)(10m)(20m)(20m)(30m)(30m)(40m)(40m)(50m)(50m)200220022003200320042004200520052006200620072007200820082009200920102010201120112012201220132013201420142015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income -40.8 M
Depreciation & Amortization 10.5 M
Capital Expenditures -1.2 M
Stock-Based Compensation 59.4 M
Change in Working Capital -9.76 M
Others -10.7 M
Free Cash Flow 17.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Alkami Technology, Inc.
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Wall Street analysts predict an average 1-year price target for ALKT of $43 , with forecasts ranging from a low of $35 to a high of $54 .
ALKT Lowest Price Target Wall Street Target
35 USD 14.23%
ALKT Average Price Target Wall Street Target
43 USD 40.34%
ALKT Highest Price Target Wall Street Target
54 USD 76.24%
Price
Max Price Target
Min Price Target
Average Price Target
55555050454540403535303025252020Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 10
6. Ownership
Insider Ownership Alkami Technology, Inc.
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Sold
0-3 MONTHS
4.27 M USD 4
3-6 MONTHS
7.1 M USD 3
6-9 MONTHS
686 M USD 8
9-12 MONTHS
228 M USD 8
Bought
250 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
SF Fire Credit Union Launches Alkami's New Out-of-the-Box Campaigns That Simplify and Accelerate Targeted Marketing for Financial Institutions New, prebuilt, data-driven campaigns empower marketers to increase engagement, prove return on investment, and execute faster, with minimal setup and built-in performance tracking PLANO, Texas , June 20, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced the release of Out-of-the-Box Campaigns, a new feature within its Data & Marketing Solution. Designed specifically for banks and credit unions, Alkami's Out-of-the-Box Campaigns streamline the campaign audience segmentation process for financial marketers to launch targeted, high-impact, multi-channel engagements in just minutes. prnewswire.com - 2 weeks ago
S&P 500 (NYSEARCA: SPY) Live: Markets Withstand Unrelenting Mideast Pressure, Rate Decision Live Updates Live Coverage Has Ended IPO Soars 12:56 pm by Gerelyn Terzo The markets embraced healthcare newcomer Caris Life Sciences (Nasdaq: CAI) today, marking its debut on the Nasdaq. After pricing its initial public offering at $21 per share, Caris Life skyrocketed, rising over 32% to hit $27.85 per share. The company is at the forefront of medical innovation, harnessing AI algorithms in blood tests to diagnose early detection of diseases like breast cancer. The SPY ETF is now up 0.35%. Rising Stocks 11:23 am by Gerelyn Terzo Hasbro (Nasdaq: HAS) shares are up 1.3% today. The toymaker is undertaking a restructuring, resulting in the layoff of 3% of its workforce, a move attributed to the impact of tariffs. Circle (NYSE: CRCL) is surging 16% today, buoyed by the passage of stablecoin-friendly legislation in Congress. Magnificent 7 stock Amazon (Nasdaq: AMZN) is up 0.88% after CEO Andy Jassy projected that artificial intelligence will reshape the corporate workforce in the not-too-distant future, as the e-commerce titan increasingly leans on technology. Housing Market Teetering 10:20 am by Gerelyn Terzo Cracks are increasingly beginning to show in the U.S. housing market. New home construction activity tumbled last month, with housing starts plummeting by nearly 10% to their lowest level in five years. New home construction declined by 9.8% to an annualized rate of 1.26 million starts, reflecting a softening in demand from homebuyers. Looking ahead, a potential harbinger of future activity, building permits also slipped, falling 2% from April levels to a pace of 1.39 million. The SPY ETF has widened its lead to a 0.51% gain. This article will be updated throughout the day, so check back often for more daily updates. The markets are managing gains even as Middle East tensions mount and the geopolitical net potentially draws in the U.S. Indeed, stocks are largely holding their ground ahead of the Federal Reserve’s looming decision on interest rates. As President Trump assesses his strategy, the price of oil has surged to levels not seen in months, now hovering above $73 per barrel. Encouragingly, most sectors of the economy are seeing gains this morning, and the S&P 500 is within striking distance (less than 3%) of its latest all-time high. Today, the SPDR S&P 500 ETF (SPY) is up 0.32%. The Fed’s latest decision on interest rates is expected this afternoon, and the prevailing sentiment is that policymakers will leave rates unchanged, much to President Trump’s disliking. Here’s a look at the performance as of morning trading: Dow Jones Industrial Average: Up 113.94 (+0.28%) Nasdaq Composite: Up 83.12 (+0.43%) S&P 500: Up 21.75 (+0.36%) Winners & Losers JPMorgan is casting a favorable eye on fintech stocks, which are rivals to traditional financial institutions. The analyst firm has highlighted Q2 Holdings (NYSE: QTWO), nCino (Nasdaq: NCNO), and Alkami (Nasdaq: ALKT), adding them to a list of companies poised to capitalize on the digital banking revolution. JPMorgan is labeling the sector an “attractive investment arena.” All three of these names are posting gains today. Meanwhile, Solar Stocks like Enphase Energy (Nasdaq: ENPH) and First Solar (Nasdaq: FSLR) are facing headwinds. They’re under pressure following efforts in Washington, D.C. to potentially strip out a renewable energy tax credit from the upcoming tax bill. The post S&P 500 (NYSEARCA: SPY) Live: Markets Withstand Unrelenting Mideast Pressure, Rate Decision appeared first on 24/7 Wall St.. https://247wallst.com - 2 weeks ago
Live Nasdaq Composite: Markets Hold Steady on Fed Day as Mideast Tensions Boil Live Updates Live Coverage Updates appear automatically as they are published. Today's IPO Receives Warm Welcome 12:53 pm by Gerelyn Terzo The markets rolled out the welcome mat for healthcare stock Caris Life Sciences (Nasdaq: CAI) today, which makes its debut on the Nasdaq. After pricing the IPO at $21 per share, Caris Life has climbed over 32% to $27.85 per share. Caris Life uses AI algorithms in blood tests to diagnose early detection of diseases like breast cancer. The Nasdaq Composite is up 0.47%. Market Gainers 11:17 am by Gerelyn Terzo Hasbro (Nasdaq: HAS) stock is up 1.3% today. The toymaker announced a restructuring in which it is laying off 3% of its workforce due to the impact of the tariffs. Circle (NYSE: CRCL) is soaring 16% today on the heels of stablecoin-friendly legislation that was passed by Congress. Amazon (Nasdaq: AMZN) is up 0.88% today after CEO Andy Jassy forecast that AI would replace more of the corporate workforce in the not-too-distant future as the e-commerce giant ramps up its dependance on technology. Housing Market Weakness 9:52 am by Gerelyn Terzo Housing starts, which reflect the level of new home construction activity, sank by close to 10% last month to their worst level since the pandemic era. New home construction fell 9.8% to 1.26 million starts in response to waning demand from homebuyers. In a sign of things to come, building permits almost moved lower, falling 2% vs. April levels to a pace of 1.39 million. The Nasdaq Composite remains in the green, rising 0.14%. This article will be updated throughout the day, so check back often for more daily updates. The markets continue to put on a brave face even as Middle East tensions escalate and the net widens to potentially involve the U.S. Stocks are holding their own ahead of the Fed’s decision on interest rates. The major stock market averages, including the Nasdaq Composite, are showing little direction amid an uncertain backdrop. While President Trump is strategizing his next move, the price of oil has soared to multi-month highs to hover above $73 per barrel. Most sectors of the economy are trading higher this morning. Despite the market volatility and geopolitical headwinds, the broader market (S&P 500 index) is within a stone’s throw – 2.6% – of fresh all-time high levels. The Fed’s decision on interest rates is imminent, and the markets appear to have priced in the likelihood that rates will remain unchanged. A decision is expected by mid-afternoon. Here’s a look at the performance as of morning trading: Dow Jones Industrial Average: Up 54.67 (+0.13%) Nasdaq Composite: Up 8.08 (+0.04%) S&P 500: Up 4.68 (+0.08%) Market Movers JPMorgan is bullish on fintech stocks, which incidentally serve as competition to traditional financial institutions. The analyst firm has added Q2 Holdings (NYSE: QTWO), nCino (Nasdaq: NCNO) and Alkami (Nasdaq: ALKT) to its list of stock that are poised to benefit from the digital banking era, calling the sector an “attractive investment arena.” All three of these stocks are rising higher today. Solar Stocks like Enphase Energy (Nasdaq: ENPH) and First Solar (Nasdaq: FSLR) are under pressure due to a push in Washington, D.C. to remove a renewable energy tax credit in the new tax bill. The post Live Nasdaq Composite: Markets Hold Steady on Fed Day as Mideast Tensions Boil appeared first on 24/7 Wall St.. https://247wallst.com - 2 weeks ago
Alkami, Q2 Holdings Tapped As Top Picks By Analyst In $10 Billion Digital Banking Market JPMorgan analyst Ella Smith initiated coverage on Q2 Holdings QTWO and nCino NCNO and assumed lead analyst coverage of Alkami Technology ALKT on Wednesday. benzinga.com - 2 weeks ago
State Employees' Credit Union of Maryland Partners with MANTL to Give New and Existing Business and Retail Members a Seamless Account Opening Experience Maryland's largest credit union will modernize its account opening process across all banking channels, including its 23-branch network  PLANO, Texas , June 17, 2025 /PRNewswire/ -- MANTL, an Alkami solution team and leading provider of account origination technology, today announced a partnership with State Employees' Credit Union of Maryland (SECU), a $5.7B credit union with 23 financial centers across Maryland, to enhance its in-branch and online account opening processes for businesses and retail members. This partnership will allow SECU to seamlessly open new member accounts on any banking channel, at any time, and demonstrates SECU's commitment to giving its business members, retail members, and employees the best possible banking experiences. prnewswire.com - 2 weeks ago
Alkami Wins "Best New Community" for Digital Network Connecting Customers like Kennebec Savings Bank The 2025 CMX Community Industry Awards recognizes Alkami's rapid success in building an engaged, customer-driven community experience PLANO, Texas , June 11, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., today announced that it has been named the winner of the Best New Community award at the 2025 CMX Community Industry Awards , recently hosted at the CMX Summit 2025 in Redwood City, California. Now in its sixth year, the CMX Community Industry Awards celebrate the achievements of community professionals and teams across the globe. prnewswire.com - 3 weeks ago
Alkami Releases 2025 Update to the Retail Digital Sales & Service Maturity Model New findings reveal significant differences between the most advanced cohorts PLANO, Texas , June 4, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., announced the release of the 2025 Update to the Retail Digital Sales & Service Maturity Model in collaboration with financial services influencer Jim Marous and Emerald Research Group . The report - based on proprietary research surveying over 200 U.S. financial institutions with a minimum asset size of $200M - offers a fresh benchmark for digital maturity in banking, with emerging performance distinctions in security and fraud, the employee experience, and data and artificial intelligence (AI). prnewswire.com - 1 month ago
Alkami Partners with Trustmark Bank and U.S. Postal Inspection Service to Share Check Fraud Prevention Strategies in Webinar This webinar is approved for up to 1.0 Certified Treasury Professional (CTP) or Certified Cash Manager (CCM) recertification credit by the Association for Financial Professionals (AFP) PLANO, Texas , May 30, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., announced an upcoming webinar offering timely insights and actionable strategies to help banks and credit unions strengthen check fraud prevention and improve positive pay adoption . Scheduled for June 11, 2025, at 2:00 p.m. prnewswire.com - 1 month ago
Alkami to Present at the William Blair 45th Annual Growth Stock Conference PLANO, Texas , May 23, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced that company executive leadership will present at the 45th Annual William Blair Growth Stock Conference on Wednesday, June 4, 2025. Alex Shootman, chief executive officer and Bryan Hill, chief financial officer, will be presenting. prnewswire.com - 1 month ago
Alkami and MANTL Named to American Banker's 2025 "Best Places to Work in Fintech" List Dual recognition celebrates Alkami's acquisition of MANTL and the alignment of two award-winning cultures committed to transforming digital banking PLANO, Texas , May 21, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., and its newly acquired subsidiary MANTL , a provider of account origination technology, today announced they have both been named to American Banker's 2025 list of the Best Places to Work in Fintech . This annual survey and awards program is designed to identify, recognize and honor the best employers in the financial technology industry. prnewswire.com - 1 month ago
Is the Options Market Predicting a Spike in Alkami Technology Stock? Investors need to pay close attention to Alkami Technology stock based on the movements in the options market lately. zacks.com - 1 month ago
Clearwater Credit Union Launches Alkami's Digital Banking Platform Activating Its Member Connection Strategy Enhancing its digital experience strategy, Clearwater Credit Union deepens member connections with timely insights and intuitive member marketing engagements PLANO, Texas , May 16, 2025 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions  provider for financial institutions in the U.S., announced that Montana-based Clearwater Credit Union (Clearwater) is leveraging the innovation and user experience within Alkami's Digital Banking Platform. This partnership reflects Clearwater's commitment to delivering member-centered interactions and data-driven personalization. prnewswire.com - 1 month ago
8. Profile Summary

Alkami Technology, Inc. ALKT

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 3.16 B
Dividend Yield 0.00%
Description Alkami Technology, Inc. offers a cloud-based digital banking platform in the United States. The company's platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, multi-tenant architecture. It offers an end- to- end set of software products, which include Alkami Platform, Retail Banking Solutions, Business Banking Solutions, and The Alkami Difference. It serves community, regional, credit unions, and retail and business banking. Alkami Technology, Inc. was founded in 2009 and is headquartered in Plano, Texas.
Contact 5601 Granite Parkway, Plano, TX, 75024 https://www.alkami.com
IPO Date April 14, 2021
Employees 938
Officers Mr. Douglas A. Linebarger J.D. Chief Legal Officer & Secretary Ms. Prerna Sachdeva Chief Accounting Officer & Principal Accounting Officer Ms. Allison Cerra Chief Marketing Officer Mr. Steve Calk Head of Investor Relations Ms. Julie Kaye Hoagland Chief Human Resources Officer Mr. Deep Varma Chief Technology Officer Mr. Stephen Bohanon Founder & Chief Strategy Officer Mr. W. Bryan Hill CPA Chief Financial Officer & Treasurer Carl Cross Chief Revenue Officer Mr. Alex P. Shootman Chief Executive Officer, President & Director