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Technology - Software - Application - NYSE - US
$ 18.1
0.948 %
$ 143 M
Market Cap
36.94
P/E
1. INTRINSIC VALUE

CoreCard Corporation, together with its subsidiaries, offers technology solutions and processing services to the financial technology and services market in the United States, European Union, and the Middle East. It designs, develops, and markets a suite of software solutions to program managers, accounts receivable businesses, financial institutions, retailers, and processors to manage their credit and debit cards, prepaid cards, private label cards, fleet cards, buy now pay later programs, loyalty programs, and accounts receivable and loan transactions. The company's software solutions allow companies to offer various types of transacting account or card issuing program, as well as installment and revolving loans; set up and maintain account data; record advances and payments; assess fees, interests, and other charges; resolve disputes and chargebacks; manage collections of accounts receivable; generate reports; and settle transactions with financial institutions and network associations.[ Read More ]

The intrinsic value of one CCRD stock under the base case scenario is HIDDEN Compared to the current market price of 18.1 USD, CoreCard Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CCRD

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FINANCIALS
56 M REVENUE
-19.72%
5.31 M OPERATING INCOME
-65.51%
3.4 M NET INCOME
-75.54%
16.8 M OPERATING CASH FLOW
70.42%
-6.6 M INVESTING CASH FLOW
51.02%
-3.65 M FINANCING CASH FLOW
31.53%
15.7 M REVENUE
13.81%
2.78 M OPERATING INCOME
142.38%
-1.82 M NET INCOME
-202.79%
5.87 M OPERATING CASH FLOW
228.12%
-1.06 M INVESTING CASH FLOW
6.59%
-1.71 M FINANCING CASH FLOW
17.34%
Balance Sheet Decomposition CoreCard Corporation
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Current Assets 44.5 M
Cash & Short-Term Investments 32.1 M
Receivables 7.54 M
Other Current Assets 4.8 M
Non-Current Assets 19.3 M
Long-Term Investments 4.06 M
PP&E 11.3 M
Other Non-Current Assets 3.96 M
Current Liabilities 9.54 M
Accounts Payable 1.56 M
Short-Term Debt 0
Other Current Liabilities 7.98 M
Non-Current Liabilities 1.58 M
Long-Term Debt 1.12 M
Other Non-Current Liabilities 461 K
EFFICIENCY
Earnings Waterfall CoreCard Corporation
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Revenue 56 M
Cost Of Revenue 36.6 M
Gross Profit 19.4 M
Operating Expenses 14.1 M
Operating Income 5.31 M
Other Expenses 1.92 M
Net Income 3.4 M
RATIOS
34.70% GROSS MARGIN
34.70%
9.48% OPERATING MARGIN
9.48%
6.06% NET MARGIN
6.06%
6.44% ROE
6.44%
5.32% ROA
5.32%
7.61% ROIC
7.61%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis CoreCard Corporation
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Net Income 3.4 M
Depreciation & Amortization 6.39 M
Capital Expenditures -5.24 M
Stock-Based Compensation 150 K
Change in Working Capital 6.81 M
Others 3.46 M
Free Cash Flow 11.6 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets CoreCard Corporation
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CCRD has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.35 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership CoreCard Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
118 K USD 2
6-9 MONTHS
73.6 K USD 1
9-12 MONTHS
Date Value Insider Amount Avg Price
9 months ago
Feb 16, 2024
Bought 75.8 K USD
STRANGE J LELAND
President & CEO
+ 7022
10.8 USD
9 months ago
Feb 16, 2024
Bought 42.3 K USD
White Matthew A
CFO and Corporate Secretary
+ 4000
10.57 USD
1 year ago
Nov 14, 2023
Bought 26.3 K USD
STRANGE J LELAND
President & CEO
+ 1653
15.89 USD
1 year ago
Nov 13, 2023
Bought 47.3 K USD
STRANGE J LELAND
President & CEO
+ 3174
14.91 USD
4 years ago
Feb 14, 2020
Sell 4 M USD
STRANGE J LELAND
President & CEO
- 100000
40 USD
5 years ago
Nov 05, 2019
Sell 148 K USD
Moise Philip H
Director
- 3561
41.67 USD
5 years ago
Nov 04, 2019
Sell 142 K USD
Moise Philip H
Director
- 3330
42.55 USD
5 years ago
Nov 04, 2019
Sell 87.8 K USD
Moise Philip H
Director
- 2039
43.06 USD
5 years ago
Nov 04, 2019
Sell 4.4 K USD
Moise Philip H
Director
- 100
44 USD
5 years ago
Oct 23, 2019
Sell 195 K USD
STRANGE J LELAND
President & CEO
- 4326
45.14 USD
7 years ago
Nov 14, 2017
Bought 100 K USD
CHANDLER A RUSSELL III
Director
+ 25000
4 USD
19 years ago
Feb 07, 2005
Sell 59.1 K USD
HERRON BONNIE L
CFO and Vice President
- 15000
3.94 USD
7. News
Is CoreCard (CCRD) Outperforming Other Business Services Stocks This Year? Here is how CoreCard Corporation (CCRD) and OppFi Inc. (OPFI) have performed compared to their sector so far this year. zacks.com - 4 days ago
CoreCard Corporation (CCRD) Soars to 52-Week High, Time to Cash Out? CoreCard (CCRD) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues. zacks.com - 4 days ago
What Makes CoreCard (CCRD) a New Strong Buy Stock CoreCard (CCRD) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 5 days ago
CoreCard Corporation (CCRD) Q3 2024 Earnings Call Transcript CoreCard Corporation (CCRD) Q3 2024 Earnings Call Transcript seekingalpha.com - 2 weeks ago
CoreCard Corporation (CCRD) Q3 Earnings and Revenues Surpass Estimates CoreCard Corporation (CCRD) came out with quarterly earnings of $0.30 per share, beating the Zacks Consensus Estimate of $0.17 per share. This compares to earnings of $0.09 per share a year ago. zacks.com - 2 weeks ago
CoreCard Corporation Reports Third Quarter 2024 Results NORCROSS, Ga., Oct. 31, 2024 (GLOBE NEWSWIRE) -- CoreCard Corporation [NYSE: CCRD], the leading provider of innovative credit technology solutions and processing services to the financial technology and services market, announced today its financial results for the quarter ended September 30, 2024. globenewswire.com - 2 weeks ago
CoreCard (CCRD) Moves 6.6% Higher: Will This Strength Last? CoreCard (CCRD) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road. zacks.com - 3 weeks ago
CoreCard Corporation Schedules Third Quarter 2024 Earnings Release and Conference Call NORCROSS, Ga., Oct. 17, 2024 (GLOBE NEWSWIRE) -- CoreCard Corporation (NYSE: CCRD), the leading provider of innovative credit technology solutions and processing services to the financial technology and services market, intends to hold an investor conference call on October 31, 2024, at 11:00 A.M. Eastern Time in conjunction with the company's earnings release for the quarter ended September 30, 2024. The company plans to issue a press release with the financial results for the period before the market opens on October 31, 2024. globenewswire.com - 1 month ago
New Strong Buy Stocks for October 1st CCRD, GLDD, LYTS, OPFI and AU have been added to the Zacks Rank #1 (Strong Buy) List on October 1, 2024. zacks.com - 1 month ago
Can CoreCard (CCRD) Run Higher on Rising Earnings Estimates? CoreCard (CCRD) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 3 months ago
CoreCard Corporation (CCRD) Q2 2024 Earnings Call Transcript CoreCard Corporation (NYSE:CCRD ) Q2 2024 Results Conference Call August 1, 2024 11:00 AM ET Company Participants Matt White - Chief Financial Officer Leland Strange - Chairman & Chief Executive Officer Conference Call Participants Hal Goetsch - B. Riley Securities Operator Ladies and gentlemen, good morning, and welcome to CoreCard Second Quarter 2024 Earnings Conference Call. seekingalpha.com - 3 months ago
CoreCard Corporation (CCRD) Tops Q2 Earnings and Revenue Estimates CoreCard Corporation (CCRD) came out with quarterly earnings of $0.15 per share, beating the Zacks Consensus Estimate of $0.07 per share. This compares to earnings of $0.22 per share a year ago. zacks.com - 3 months ago
8. Profile Summary

CoreCard Corporation CCRD

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 143 M
Dividend Yield 0.00%
Description CoreCard Corporation, together with its subsidiaries, offers technology solutions and processing services to the financial technology and services market in the United States, European Union, and the Middle East. It designs, develops, and markets a suite of software solutions to program managers, accounts receivable businesses, financial institutions, retailers, and processors to manage their credit and debit cards, prepaid cards, private label cards, fleet cards, buy now pay later programs, loyalty programs, and accounts receivable and loan transactions. The company's software solutions allow companies to offer various types of transacting account or card issuing program, as well as installment and revolving loans; set up and maintain account data; record advances and payments; assess fees, interests, and other charges; resolve disputes and chargebacks; manage collections of accounts receivable; generate reports; and settle transactions with financial institutions and network associations. The company was formerly known as Intelligent Systems Corporation and changed its name to CoreCard Corporation in December 2021. CoreCard Corporation was founded in 1973 and is headquartered in Norcross, Georgia.
Contact One Meca Way, Norcross, GA, 30093 https://www.corecard.com
IPO Date Jan. 2, 1987
Employees 1150
Officers Mr. James Leland Strange Chairman, Chief Executive Officer & President