CCRD - Intrinsic Value and Financial Analysis - CoreCard Corporation

CoreCard Corporation CCRD

Technology - Software - Application - NYSE - US

Watchlist

$ 18.1

0.948 %

$ 143 M

Market Cap

36.94

P/E

BALANCE SHEET

63.8 M ASSETS

Growth Rates

1Year 0.94%

3Years 3.83%

5Years 16.85%

7Years 15.91%

10Years 19.64%

11.1 M LIABILITIES

Growth Rates

1Year 6.24%

3Years -4.76%

5Years 26.88%

7Years 16.70%

10Years 13.51%

52.7 M EQUITY

Growth Rates

1Year -0.11%

3Years 6.08%

5Years 15.25%

7Years 13.33%

10Years 19.59%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition CoreCard Corporation

63.8 M ASSETS
11.1 M LIABILITIES

Current Assets	44.5 M
Cash & Short-Term Investments	32.1 M
Receivables	7.54 M
Other Current Assets	4.8 M
Non-Current Assets	19.3 M
Long-Term Investments	4.06 M
PP&E	11.3 M
Other Non-Current Assets	3.96 M

Current Liabilities	9.54 M
Accounts Payable	1.56 M
Short-Term Debt	0
Other Current Liabilities	7.98 M
Non-Current Liabilities	1.58 M
Long-Term Debt	1.12 M
Other Non-Current Liabilities	461 K

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998	Dec-1997	Dec-1996	Dec-1995	Dec-1994	Dec-1993	Dec-1992	Dec-1991	Dec-1990	Dec-1989	Dec-1988	Dec-1987	Dec-1986	Mar-1986
ASSETS
Cash & Cash Equivalents	26.9	20.4	29.2	38.0	26.4	18.9	14.0	17.7	18.1	2.6	3.4	2.3	3.2	2.9	2.8	1.1	0.6	2.1	0.4	0.7	1.1	2.6	12.0	0.6	0.7	0.5	0	2.4	0.5	1.0	1.8	2.4	4.5	1.1	9.3	3.5	4.2	4.4	2.0
Short Term Investments	5.2	5.0	0	0	0	0.3	0.4	0.4	0.4	0.5	0.4	0.3	0.2	0	0	0	12 K	11 K	3 K	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Receivables	7.5	13.2	5.9	3.3	8.8	4.3	1.2	1.3	1.0	1.8	2.4	3.3	2.8	2.8	2.2	1.9	4.0	5.5	1.8	2.9	1.7	3.2	2.7	5.3	1.7	2.4	4.2	7.0	7.1	4.9	12.3	13.9	12.3	11.2	11.9	16.1	33.9	29.1	26.6
Inventory	0	1	0	1	0	1	0	0	2.2	1.0	1.1	0.9	0.8	0.8	1.0	1.1	1.4	0.9	0.8	0.7	0.8	0.7	0.5	0.5	0.3	0.7	0.6	0.6	0.5	0.5	5.5	6.4	4.3	5.4	10.1	21.0	37.9	32.2	31.6
Other Current Assets	4.8	3.7	1.7	1.3	0.9	1.2	2.4	1.2	5.0	0.5	0.3	0.3	0.3	0.4	0.4	0.3	0.9	1.1	0.4	0.2	0.6	0.2	0.4	0.3	0.3	0.9	0.8	1.9	0.5	3.1	9.8	0.8	0.8	0.7	1.3	2.1	3.9	2.7	3.4
Total Current Assets	44.5	42.3	36.8	42.5	36.1	24.8	18.1	20.6	24.5	6.4	7.6	7.1	7.2	7.0	6.3	4.3	6.9	9.6	3.3	4.5	4.2	6.8	15.6	6.7	3.0	4.5	5.6	11.9	8.6	9.5	29.4	23.5	21.9	18.4	32.6	42.7	79.9	68.4	63.6
PP&E	11.3	12.0	10.4	6.9	2.2	1.5	1.3	0.7	0.6	1.1	1.1	1.1	1.2	1.1	1.3	1.6	1.9	1.0	0.9	0.8	0.7	0.8	0.7	0.5	0.7	2.6	2.8	2.1	1.6	1.5	1.4	1.1	1.2	1.7	2.5	2.7	6.0	5.7	7.5
Intangible Assets	34 K	0.2	0.3	0	0	0	0	0	0	19 K	64 K	0.1	0.1	0.2	0.2	0.3	0.3	0.4	0.5	2.7	2.5	3.2	2.3	0	0	0	1.0	0.6	0.8	1.0	4.6	3.7	2.6	6.8	6.3	3.6	5.2	6.0	5.5
Goodwill	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2.0	2.0	2.0	2.0	2.0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	4.1	5.2	6.4	1.9	3.1	0.8	1.0	1.3	1.0	1.6	1.6	1.6	1.3	1.3	1.2	1.2	0	0	0	4.9	6.3	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Long Term Assets	3.9	3.7	4.6	5.7	2.9	2.2	1.4	0.1	59 K	97 K	0.1	0.1	0.2	0.5	1.0	1.3	1.5	2.0	4.6	4.9	6.3	7.2	7.5	10.9	9.9	10.0	9.7	10.3	12.3	10.8	2.6	9.7	11.3	15.8	17.3	13.9	3.0	1.3	1.9
Other Assets	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	63.8	63.2	58.1	57.0	44.2	29.3	21.8	22.7	26.2	9.2	10.6	9.9	10.1	10.1	10.0	8.7	12.6	15.0	11.4	12.9	13.7	17.9	26.1	18.1	13.7	17.1	19.1	24.9	23.3	22.8	38.0	38.0	37.0	42.7	58.7	62.9	94.1	81.4	78.5
LIABILITIES
Accounts Payable	1.6	2.0	2.8	0.7	0.4	0.3	0.3	0.3	78 K	90 K	0.5	0.3	0.5	0.3	0.6	0.9	1.5	1.6	0.8	0.9	0.9	1.3	1.0	0.4	0.4	1.7	1.3	1.0	1.6	1.2	8.8	6.6	2.8	2.6	3.9	0	0	0	0
Short Term Debt	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.3	0.6	0	100 K	0.3	0.2	0	0	1.5	1.0	2.1	2.0	0	1.5	0.2	2.8	3.4	3.3	2.3	1.6	3.0	18.9	22.2	17.5
Other Current Liabilities	5.7	4.4	4.8	7.1	4.0	1.9	1.1	1.9	0.9	1.5	1.6	1.6	1.5	1.5	1.4	2.5	4.9	2.1	1.9	1.5	4.9	2.3	2.9	1.5	1.6	2.6	3.4	2.3	1.5	2.0	2.8	3.0	1.9	3.6	5.0	7.8	26.5	14.0	11.4
Total Current Liabilities	9.5	7.5	10.9	10.1	6.2	3.3	2.3	3.7	2.8	2.2	2.7	2.8	2.9	3.4	3.3	3.7	7.0	6.7	7.7	7.5	6.1	5.3	5.4	3.4	3.1	6.4	6.7	3.3	4.6	3.4	14.4	13.0	8.0	8.5	10.5	10.8	45.4	36.2	28.9
Long Term Debt	1.1	2.0	2.7	2.0	0.5	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.4	0.9	1.0	0	100 K	0	0	0	0	2.3	3.3	1.0	2.0	0.2	0.2
Deferred Tax Income	0	0.5	0.5	0.8	0.3	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.3	0	1.0	100 K	1.2
Other Liabilities	0.2	0	0	0	0	0	0	18 K	18 K	0.2	0.2	0.1	0.1	0.1	100 K	0.2	95 K	0.4	0.2	0.3	0	5.2	2.8	0	0	0	0	0	100 K	100 K	100 K	0	0	100 K	0.6	0	4.4	0.9	0.5
Total Liabilities	11.1	10.5	14.3	12.9	7.0	3.4	2.3	3.8	3.0	2.6	3.1	3.0	3.1	3.6	3.4	3.9	7.1	7.1	7.9	7.8	11.2	10.4	8.2	3.4	3.5	7.3	7.7	3.3	4.6	3.5	14.5	13.0	8.0	10.7	14.7	11.8	52.8	37.4	30.8
EQUITY
Common Stock	90 K	90 K	90 K	89 K	89 K	88 K	88 K	87 K	87 K	90 K	90 K	90 K	90 K	90 K	90 K	45 K	45 K	45 K	45 K	45 K	45 K	45 K	45 K	56 K	51 K	100 K	0	0	0	0	0	0	0	0	0	0	0	0	0
Retained Earnings	56.3	52.9	39.0	30.0	21.8	10.9	4.6	4.2	5.3	(12.8)	(12.7)	(13.8)	(15.9)	(16.6)	(16.4)	(15.2)	(14.3)	(11.9)	(16.4)	(14.8)	(17.3)	(12.5)	(0.3)	(9.4)	(14.6)	(14.9)	(13.3)	(6.2)	(10.4)	(10.6)	(2.8)	(2.4)	1.3	31.6	44.0	51.0	41.2	43.9	20.5
Other Accumulative Comprehensive Income/Loss	32 K	61 K	(0.2)	(0.1)	94 K	92 K	(0.1)	(0.2)	(0.2)	(0.1)	98 K	(0.1)	(0.1)	3 K	28 K	92 K	(0.1)	(0.1)	61 K	(0.1)	60 K	56 K	(0.4)	(0.2)	0.7	0.4	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Equity	52.7	52.8	43.9	44.2	37.3	25.9	19.5	18.9	23.2	6.6	7.5	6.9	7.0	6.5	6.6	4.8	5.5	7.9	3.5	5.1	2.6	7.4	17.9	14.7	10.2	9.8	11.4	21.6	18.7	19.3	23.5	25.0	29.0	32.0	44.0	51.1	41.3	44.0	47.7
Total Liabilities and Equity	63.8	63.2	58.1	57.0	44.2	29.3	21.8	22.7	26.2	9.2	10.6	9.9	10.1	10.1	10.0	8.7	12.6	15.0	11.4	12.9	13.7	17.9	26.1	18.1	13.7	17.1	19.1	24.9	23.3	22.8	38.0	38.0	37.0	42.7	58.7	62.9	94.1	81.4	78.5
SHARES OUTSTANDING
Common Shares Outstanding	8.5	8.6	8.8	8.9	8.9	8.8	8.8	8.6	8.8	8.6	9.0	9.0	9.0	9.0	6.3	4.5	4.5	4.5	4.5	4.5	4.5	4.5	5.1	5.6	5.1	5.1	5.1	5.3	5.3	5.9	5.7	6.6	7.0	7.7	8.7	9.6	9.9	11.2	10.9

Balance Sheet

Premium Plan

Unlimited Plan