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Technology - Software - Application - NASDAQ - US
$ 2.52
1.2 %
$ 233 M
Market Cap
-22.91
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one EXFY stock under the worst case scenario is HIDDEN Compared to the current market price of 2.52 USD, Expensify, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one EXFY stock under the base case scenario is HIDDEN Compared to the current market price of 2.52 USD, Expensify, Inc. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one EXFY stock under the best case scenario is HIDDEN Compared to the current market price of 2.52 USD, Expensify, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart EXFY

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$4.0$4.0$3.8$3.8$3.6$3.6$3.4$3.4$3.2$3.2$3.0$3.0$2.8$2.8$2.6$2.6$2.4$2.4$2.2$2.2$2.0$2.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
139 M REVENUE
-7.60%
-820 K OPERATING INCOME
97.53%
-10.1 M NET INCOME
75.75%
23.9 M OPERATING CASH FLOW
1431.56%
-7.63 M INVESTING CASH FLOW
-4.58%
-22.1 M FINANCING CASH FLOW
51.29%
36.1 M REVENUE
-2.51%
-1.49 M OPERATING INCOME
-319.78%
-3.17 M NET INCOME
-141.54%
4.8 M OPERATING CASH FLOW
-35.09%
-498 K INVESTING CASH FLOW
46.39%
1.21 M FINANCING CASH FLOW
235.27%
Balance Sheet Expensify, Inc.
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Current Assets 137 M
Cash & Short-Term Investments 48.8 M
Receivables 13.1 M
Other Current Assets 75 M
Non-Current Assets 36.8 M
Long-Term Investments 0
PP&E 19.1 M
Other Non-Current Assets 17.7 M
28.08 %7.56 %43.17 %10.98 %10.22 %Total Assets$173.7m
Current Liabilities 38 M
Accounts Payable 196 K
Short-Term Debt 729 K
Other Current Liabilities 37.1 M
Non-Current Liabilities 7.43 M
Long-Term Debt 11.5 M
Other Non-Current Liabilities -4.05 M
81.62 %25.26 %Total Liabilities$45.4m
EFFICIENCY
Earnings Waterfall Expensify, Inc.
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Revenue 139 M
Cost Of Revenue 64.2 M
Gross Profit 75 M
Operating Expenses 75.8 M
Operating Income -820 K
Other Expenses 9.24 M
Net Income -10.1 M
140m140m120m120m100m100m80m80m60m60m40m40m20m20m00(20m)(20m)139m(64m)75m(76m)(820k)(9m)(10m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
53.86% GROSS MARGIN
53.86%
-0.59% OPERATING MARGIN
-0.59%
-7.22% NET MARGIN
-7.22%
-7.84% ROE
-7.84%
-5.79% ROA
-5.79%
-2.53% ROIC
-2.53%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Expensify, Inc.
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35m35m30m30m25m25m20m20m15m15m10m10m5m5m00(5m)(5m)(10m)(10m)202020202021202120222022202320232024202420252025
Net Income -10.1 M
Depreciation & Amortization 6.81 M
Capital Expenditures 0
Stock-Based Compensation 33.5 M
Change in Working Capital -7.7 M
Others -5.99 M
Free Cash Flow 23.9 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Expensify, Inc.
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Wall Street analysts predict an average 1-year price target for EXFY of $2.5 , with forecasts ranging from a low of $2.5 to a high of $2.5 .
EXFY Lowest Price Target Wall Street Target
2.5 USD -0.79%
EXFY Average Price Target Wall Street Target
2.5 USD -0.79%
EXFY Highest Price Target Wall Street Target
2.5 USD -0.79%
Price
Max Price Target
Min Price Target
Average Price Target
55444433332222Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership Expensify, Inc.
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Sold
0-3 MONTHS
642 K USD 5
3-6 MONTHS
1.81 M USD 5
6-9 MONTHS
1.52 M USD 6
9-12 MONTHS
2.66 M USD 5
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
179 K USD 1
9-12 MONTHS
7. News
Expensify Announces 1,285,336 Share Buyback PORTLAND, Ore.--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY), the financial management super app for expenses, travel, and corporate cards, today announced the company repurchased 1,285,336 shares of its Class A common stock. The purchases were made from May 15, 2025 to June 27, 2025, totaling approximately $3.0 million with an average purchase price of $2.33 per share. In February 2025, the Expensify Board of Directors approved a new share repurchase program with authorization to purchase u. businesswire.com - 6 days ago
Expensify Expands Global Support for Company Cards, Languages, Billing, and Reimbursements PORTLAND, Ore.--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY), the financial management superapp for expenses, travel, and corporate cards, today announced a sweeping expansion of international support across its platform. The launch includes support for corporate card import from 10,000+ more banks worldwide, multilingual capabilities, Euro-based billing, international reimbursements in New Expensify, and beta access to the Expensify Card across the UK, EU, and soon Canada. These updates mar. businesswire.com - 1 week ago
Expensify, Inc. (EXFY) Q1 2025 Earnings Call Transcript Expensify, Inc. (NASDAQ:EXFY ) Q1 2025 Earnings Conference Call May 8, 2025 5:00 PM ET Company Participants Ryan Schaffer - Chief Financial Officer David Barrett - Chief Executive Officer Conference Call Participants Aaron Kimpson - Citizens JMP Ryan Schaffer Welcome to the Q1 2025 Expensify Earnings. I'm Expensify's CFO, Ryan Schaffer, and with me, I have Founder and CEO of Expensify, David Barrett. seekingalpha.com - 1 month ago
Expensify to Announce Q1 2025 Results PORTLAND, Ore.--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards, travel and bills, today announced that the company's Q1 2025 financial results will be released after market close on Thursday, May 8th, 2025. Expensify will host a call to discuss its Q1 on Thursday, May 8th, 2025 at 2pm PT / 5pm ET. The link to the call will be available that day on the. businesswire.com - 2 months ago
Expensify: Tiny Company, Bountiful FCF Potential Expensify, a small-cap stock, has seen a ~20% decline but offers a buying opportunity due to its AI-driven cost reductions and simplified pricing plans. The company provides an all-in-one T&E solution for SMBs, featuring integrations with QuickBooks and Workday, and a new travel booking platform. Despite moderate revenue growth, Expensify has significantly boosted adjusted EBITDA margins to 28% in FY24, with a strong focus on AI to reduce costs. seekingalpha.com - 2 months ago
Expensify, Inc. (EXFY) Q4 2024 Earnings Call Transcript Expensify, Inc. (NASDAQ:EXFY ) Q4 2024 Earnings Conference Call February 27, 2025 5:00 PM ET Company Participants Anuradha Muralidharan - Chief Operating Officer David Barrett - Chief Executive Officer Ryan Schaffer - Chief Financial Officer Conference Call Participants Steven Enders - Citi Aaron Kimson - JMP Securities LLC Matthew O'Neill - FT Partners Anuradha Muralidharan Hi. Welcome to the Q4 2024 and Fiscal Year 2024 Expensify Earnings. seekingalpha.com - 4 months ago
Expensify Launches Travel to All Customers PORTLAND, Ore.--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY), the financial management super app for expenses and corporate cards, today announced the launch of Expensify Travel, an innovative travel management tool that combines travel booking, policy enforcement, and real-time collaboration into a single, seamless experience. Expensify Travel is now available to all members via the web, mobile, and desktop apps. The tool enables members to book and manage flights, hotels, rail, and car ren. businesswire.com - 4 months ago
Expensify to Participate in Upcoming Investor Events PORTLAND, Ore.--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, today announced it will participate in the following investor events: Citizens JMP Technology Conference March 3, 2025 11:00 am PT San Francisco, CA Loop Capital Markets Annual Investor Conference March 10, 2025 Virtual 1x1 meetings only A live webcast and replay of each event wi. businesswire.com - 4 months ago
EXPENSIFY ALERT: Bragar Eagel & Squire, P.C. is Investigating Expensify, Inc. on Behalf of Long-Term Stockholders and Encourages Investors to Contact the Firm NEW YORK, Dec. 19, 2024 (GLOBE NEWSWIRE) -- Bragar Eagel & Squire, P.C., a nationally recognized shareholder rights law firm, is investigating potential claims against Expensify, Inc. (NASDAQ: EXFY) on behalf of long-term stockholders following a class action complaint that was filed against Expensify on November 29, 2023 with a Class Period pursuant and/or traceable to the Offering Documents issued in connection with the Company's initial public offering conducted on or about November 11, 2021 (the “IPO” or “Offering”). Our investigation concerns whether the board of directors of Expensify have breached their fiduciary duties to the company. globenewswire.com - 6 months ago
The Jury's Still Out On Expensify's Platform 2.0 Approach Expensify's Q3 2024 results show declining revenue but improved free cash flow guidance. The global expense and travel management software market is projected to grow significantly, driven by mobile device use, cost reduction demands, and AI technologies. Despite stable gross margins and reduced SG&A costs, Expensify's revenue growth remains challenged, with a focus on transitioning to its Platform 2.0 approach. seekingalpha.com - 7 months ago
Expensify, Inc. (EXFY) Q3 2024 Earnings Call Transcript Expensify, Inc. (NASDAQ:EXFY ) Q3 2024 Earnings Conference Call November 7, 2024 5:00 PM ET Company Participants Anuradha Muralidharan - Chief Operating Officer David Barrett - Chief Executive Officer Conference Call Participants Aaron Kimson - JMP Securities LLC Steven Enders - Citigroup Inc. Eric Martinuzzi - Lake Street Capital Markets Operator Good afternoon, and welcome to Expensify's Q3 2024 earnings call. Before we begin, please note that all the information presented on today's call is unaudited, and during the course of this call management may make forward-looking statements within the meaning of the federal securities laws. seekingalpha.com - 7 months ago
Expensify Pays Down All Debt and Announces Share Repurchase PORTLAND, Ore.--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, announced today that the company paid down the balance of its revolving line of credit ($15 million), paid off the mortgage on its headquarters in downtown Portland, OR, ($7.6 million) and repurchased 645,938 shares of its Class A common stock from its founder. The company still. businesswire.com - 9 months ago
8. Profile Summary

Expensify, Inc. EXFY

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 233 M
Dividend Yield 0.00%
Description Expensify, Inc. provides a cloud-based expense management software platform to individuals, small businesses, and corporations in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.
Contact 401 SW 5th Avenue, Portland, OR, 97204 https://www.expensify.com
IPO Date Nov. 10, 2021
Employees 115
Officers Mr. David Barrett Founder, Chief Executive Officer, President & Director Mr. Jason Fahr Mills Chief Product Officer & Director Mr. Daniel Vidal Chief Strategy Officer & Director Mr. Ryan Schaffer Chief Financial Officer & Director Ms. Anuradha Muralidharan Chief Operating Officer & Director Mr. Cole Eason Chief Compliance Officer & Corporate Secretary