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Technology - Software - Application - NASDAQ - US
$ 2.61
3.16 %
$ 239 M
Market Cap
-21.75
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one EXFY stock under the worst case scenario is HIDDEN Compared to the current market price of 2.61 USD, Expensify, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one EXFY stock under the base case scenario is HIDDEN Compared to the current market price of 2.61 USD, Expensify, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one EXFY stock under the best case scenario is HIDDEN Compared to the current market price of 2.61 USD, Expensify, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart EXFY

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$4.5$4.5$4.0$4.0$3.5$3.5$3.0$3.0$2.5$2.5$2.0$2.0$1.5$1.515 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
139 M REVENUE
-7.60%
-820 K OPERATING INCOME
97.53%
-10.1 M NET INCOME
75.75%
23.9 M OPERATING CASH FLOW
1431.56%
-7.63 M INVESTING CASH FLOW
-4.58%
-22.1 M FINANCING CASH FLOW
51.29%
37 M REVENUE
4.50%
465 K OPERATING INCOME
61.46%
-1.31 M NET INCOME
40.31%
7.4 M OPERATING CASH FLOW
100.76%
-929 K INVESTING CASH FLOW
49.29%
-893 K FINANCING CASH FLOW
96.12%
Balance Sheet Expensify, Inc.
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Current Assets 137 M
Cash & Short-Term Investments 48.8 M
Receivables 12.7 M
Other Current Assets 75.4 M
Non-Current Assets 36.8 M
Long-Term Investments 0
PP&E 19.1 M
Other Non-Current Assets 17.7 M
28.08 %7.31 %43.41 %10.98 %10.22 %Total Assets$173.7m
Current Liabilities 38 M
Accounts Payable 196 K
Short-Term Debt 0
Other Current Liabilities 37.8 M
Non-Current Liabilities 7.43 M
Long-Term Debt 5.74 M
Other Non-Current Liabilities 1.69 M
83.22 %12.63 %3.72 %Total Liabilities$45.4m
EFFICIENCY
Earnings Waterfall Expensify, Inc.
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Revenue 139 M
Cost Of Revenue 64.2 M
Gross Profit 75 M
Operating Expenses 75.8 M
Operating Income -820 K
Other Expenses 9.24 M
Net Income -10.1 M
140m140m120m120m100m100m80m80m60m60m40m40m20m20m00(20m)(20m)139m(64m)75m(76m)(820k)(9m)(10m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
53.86% GROSS MARGIN
53.86%
-0.59% OPERATING MARGIN
-0.59%
-7.22% NET MARGIN
-7.22%
-7.84% ROE
-7.84%
-5.79% ROA
-5.79%
-2.54% ROIC
-2.54%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Expensify, Inc.
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35m35m30m30m25m25m20m20m15m15m10m10m5m5m00(5m)(5m)(10m)(10m)202020202021202120222022202320232024202420252025
Net Income -10.1 M
Depreciation & Amortization 6.81 M
Capital Expenditures 0
Stock-Based Compensation 33.5 M
Change in Working Capital -7.7 M
Others -5.99 M
Free Cash Flow 23.9 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Expensify, Inc.
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Wall Street analysts predict an average 1-year price target for EXFY of $2.5 , with forecasts ranging from a low of $2.5 to a high of $2.5 .
EXFY Lowest Price Target Wall Street Target
2.5 USD -4.21%
EXFY Average Price Target Wall Street Target
2.5 USD -4.21%
EXFY Highest Price Target Wall Street Target
2.5 USD -4.21%
Price
Max Price Target
Min Price Target
Average Price Target
5544443333222211May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 12
6. Ownership
Insider Ownership Expensify, Inc.
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Sold
0-3 MONTHS
1.65 M USD 2
3-6 MONTHS
1.52 M USD 6
6-9 MONTHS
2.56 M USD 5
9-12 MONTHS
1.68 M USD 6
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
179 K USD 1
6-9 MONTHS
1.96 M USD 2
9-12 MONTHS
7. News
Expensify, Inc. (EXFY) Q4 2024 Earnings Call Transcript Expensify, Inc. (NASDAQ:EXFY ) Q4 2024 Earnings Conference Call February 27, 2025 5:00 PM ET Company Participants Anuradha Muralidharan - Chief Operating Officer David Barrett - Chief Executive Officer Ryan Schaffer - Chief Financial Officer Conference Call Participants Steven Enders - Citi Aaron Kimson - JMP Securities LLC Matthew O'Neill - FT Partners Anuradha Muralidharan Hi. Welcome to the Q4 2024 and Fiscal Year 2024 Expensify Earnings. seekingalpha.com - 1 month ago
Expensify Launches Travel to All Customers PORTLAND, Ore.--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY), the financial management super app for expenses and corporate cards, today announced the launch of Expensify Travel, an innovative travel management tool that combines travel booking, policy enforcement, and real-time collaboration into a single, seamless experience. Expensify Travel is now available to all members via the web, mobile, and desktop apps. The tool enables members to book and manage flights, hotels, rail, and car ren. businesswire.com - 1 month ago
Expensify to Participate in Upcoming Investor Events PORTLAND, Ore.--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, today announced it will participate in the following investor events: Citizens JMP Technology Conference March 3, 2025 11:00 am PT San Francisco, CA Loop Capital Markets Annual Investor Conference March 10, 2025 Virtual 1x1 meetings only A live webcast and replay of each event wi. businesswire.com - 1 month ago
EXPENSIFY ALERT: Bragar Eagel & Squire, P.C. is Investigating Expensify, Inc. on Behalf of Long-Term Stockholders and Encourages Investors to Contact the Firm NEW YORK, Dec. 19, 2024 (GLOBE NEWSWIRE) -- Bragar Eagel & Squire, P.C., a nationally recognized shareholder rights law firm, is investigating potential claims against Expensify, Inc. (NASDAQ: EXFY) on behalf of long-term stockholders following a class action complaint that was filed against Expensify on November 29, 2023 with a Class Period pursuant and/or traceable to the Offering Documents issued in connection with the Company's initial public offering conducted on or about November 11, 2021 (the “IPO” or “Offering”). Our investigation concerns whether the board of directors of Expensify have breached their fiduciary duties to the company. globenewswire.com - 3 months ago
The Jury's Still Out On Expensify's Platform 2.0 Approach Expensify's Q3 2024 results show declining revenue but improved free cash flow guidance. The global expense and travel management software market is projected to grow significantly, driven by mobile device use, cost reduction demands, and AI technologies. Despite stable gross margins and reduced SG&A costs, Expensify's revenue growth remains challenged, with a focus on transitioning to its Platform 2.0 approach. seekingalpha.com - 4 months ago
Expensify, Inc. (EXFY) Q3 2024 Earnings Call Transcript Expensify, Inc. (NASDAQ:EXFY ) Q3 2024 Earnings Conference Call November 7, 2024 5:00 PM ET Company Participants Anuradha Muralidharan - Chief Operating Officer David Barrett - Chief Executive Officer Conference Call Participants Aaron Kimson - JMP Securities LLC Steven Enders - Citigroup Inc. Eric Martinuzzi - Lake Street Capital Markets Operator Good afternoon, and welcome to Expensify's Q3 2024 earnings call. Before we begin, please note that all the information presented on today's call is unaudited, and during the course of this call management may make forward-looking statements within the meaning of the federal securities laws. seekingalpha.com - 5 months ago
Expensify Pays Down All Debt and Announces Share Repurchase PORTLAND, Ore.--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, announced today that the company paid down the balance of its revolving line of credit ($15 million), paid off the mortgage on its headquarters in downtown Portland, OR, ($7.6 million) and repurchased 645,938 shares of its Class A common stock from its founder. The company still. businesswire.com - 7 months ago
Expensify, Inc. (EXFY) Now Trades Above Golden Cross: Time to Buy? From a technical perspective, Expensify, Inc. (EXFY) is looking like an interesting pick, as it just reached a key level of support. EXFY's 50-day simple moving average crossed above its 200-day simple moving average, which is known as a "golden cross" in the trading world. zacks.com - 7 months ago
Why Expensify (EXFY) Might be Well Poised for a Surge Expensify (EXFY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 7 months ago
Expensify: Staying Bullish On Good Performance And Favorable Prospects Expensify's latest Q2 2024 EBITDA and bottom line came in +60% and +62% higher than their respective consensus estimates. EXFY boasts a positive outlook, taking into account new revenue growth engines and the upward revision in its cash flow guidance. My Buy rating for Expensify stays unchanged, as the stock is attractively valued based on the PEG metric. seekingalpha.com - 7 months ago
Expensify, Inc. (EXFY) Q2 2024 Earnings Call Transcript Expensify, Inc. (NASDAQ:EXFY ) Q2 2024 Earnings Conference Call August 8, 2024 5:00 PM ET Company Participants Ryan Schaffer - Chief Financial Officer David Barrett - Founder & Chief Executive Officer Conference Call Participants Aaron Kimpson - JMP Ryan Schaffer Welcome to the Q2 2024 Expensify Earnings. I'm Expensify CFO, Ryan Schaffer, and with me I have our, Co-Founder and CEO -- I'm sorry, I have our Founder and CEO, not Co-Founder, David Barrett. seekingalpha.com - 7 months ago
Expensify, Inc. (EXFY) Matches Q2 Earnings Estimates Expensify, Inc. (EXFY) came out with quarterly earnings of $0.07 per share, in line with the Zacks Consensus Estimate. This compares to loss of $0.01 per share a year ago. zacks.com - 8 months ago
8. Profile Summary

Expensify, Inc. EXFY

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 239 M
Dividend Yield 0.00%
Description Expensify, Inc. provides a cloud-based expense management software platform to individuals, small businesses, and corporations in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.
Contact 401 SW 5th Avenue, Portland, OR, 97204 https://www.expensify.com
IPO Date Nov. 10, 2021
Employees 115
Officers Mr. Cole Eason Secretary Mr. Jason Fahr Mills Chief Product Officer & Director Mr. Ryan Schaffer Chief Financial Officer & Director Mr. Daniel Vidal Chief Strategy Officer & Director Mr. David Barrett Founder, Chief Executive Officer, President & Director Ms. Anuradha Muralidharan Chief Operating Officer & Director