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Kingsway Financial Services Inc. KFS
Consumer Cyclical - Auto - Dealerships - NYSE - US
Watchlist
$ 14.05
0.501 %
$ 387 M
Market Cap
-36.03
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one KFS stock under the worst case scenario is HIDDEN Compared to the current market price of 14.1 USD, Kingsway Financial Services Inc. is HIDDEN

KFS Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one KFS stock under the base case scenario is HIDDEN Compared to the current market price of 14.1 USD, Kingsway Financial Services Inc. is HIDDEN

KFS Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one KFS stock under the best case scenario is HIDDEN Compared to the current market price of 14.1 USD, Kingsway Financial Services Inc. is HIDDEN

KFS Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart KFS

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1M 9%
6M 68%
1Y 75%
3Y 126%
5Y 522%
All
$15.0$15.0$14.0$14.0$13.0$13.0$12.0$12.0$11.0$11.0$10.0$10.0$9.0$9.0$8.0$8.0$7.0$7.0Jan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 Jun
FINANCIALS
109 M REVENUE
1.60%
Growth Rates
1Year 1.60%
3Years 4.89%
5Years 11.59%
7Years -7.80%
10Years -5.26%
2.16 M OPERATING INCOME
126.62%
Growth Rates
1Year 126.62%
3Years 28.08%
5Years 16.08%
7Years 11.82%
10Years 8.17%
-8.3 M NET INCOME
-34.55%
Growth Rates
1Year -34.55%
3Years -76.08%
5Years -13.97%
7Years 4.12%
10Years 2.98%
1.07 M OPERATING CASH FLOW
104.07%
Growth Rates
1Year 104.07%
3Years 29.68%
5Years 27.77%
7Years 10.85%
10Years 7.56%
-16.8 M INVESTING CASH FLOW
-260.90%
Growth Rates
1Year -260.90%
3Years -25.13%
5Years -21.11%
7Years -7.75%
10Years -0.08%
11.4 M FINANCING CASH FLOW
128.64%
Growth Rates
1Year 128.64%
3Years 185.18%
5Years 54.31%
7Years 26.36%
10Years 5.38%
28.3 M REVENUE
-6.23%
Growth Rates
1Year 1.60%
3Years 4.89%
5Years 11.59%
7Years -7.80%
10Years -5.26%
-714 K OPERATING INCOME
60.88%
Growth Rates
1Year 126.62%
3Years 28.08%
5Years 16.08%
7Years 11.82%
10Years 8.17%
-3.09 M NET INCOME
-90.75%
Growth Rates
1Year -34.55%
3Years -76.08%
5Years -13.97%
7Years 4.12%
10Years 2.98%
-1.8 M OPERATING CASH FLOW
-1580.37%
Growth Rates
1Year 104.07%
3Years 29.68%
5Years 27.77%
7Years 10.85%
10Years 7.56%
-3.18 M INVESTING CASH FLOW
-629.82%
Growth Rates
1Year -260.90%
3Years -25.13%
5Years -21.11%
7Years -7.75%
10Years -0.08%
5.8 M FINANCING CASH FLOW
453.51%
Growth Rates
1Year 128.64%
3Years 185.18%
5Years 54.31%
7Years 26.36%
10Years 5.38%
Balance Sheet Kingsway Financial Services Inc.
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Current Assets 14.9 M
Cash & Short-Term Investments 5.49 M
Receivables 9.36 M
Other Current Assets 0
Non-Current Assets 105 M
Long-Term Investments 33.2 M
PP&E 3.96 M
Other Non-Current Assets 67.7 M
4.59 %7.82 %27.72 %3.30 %56.57 %Total Assets$119.8m
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 57.5 M
Long-Term Debt 60.2 M
Other Non-Current Liabilities -2.68 M
104.66 %Total Liabilities$57.5m
EFFICIENCY
Earnings Waterfall Kingsway Financial Services Inc.
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Revenue 109 M
Cost Of Revenue 26.7 M
Gross Profit 82.6 M
Operating Expenses 80.5 M
Operating Income 2.16 M
Other Expenses 10.5 M
Net Income -8.3 M
120m120m100m100m80m80m60m60m40m40m20m20m00(20m)(20m)109m(27m)83m(80m)2m(10m)(8m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
75.56% GROSS MARGIN
75.56%
Averages
1Year 75.56%
3Years 75.06%
5Years 82.73%
7Years 84.19%
10Years 87.89%
1.98% OPERATING MARGIN
1.98%
Averages
1Year 1.98%
3Years 11.87%
5Years -3.95%
7Years -12.67%
10Years -9.96%
-8.48% NET MARGIN
-8.48%
Averages
1Year -8.48%
3Years 11.65%
5Years 5.73%
7Years -5.24%
10Years -4.35%
-55.64% ROE
-55.64%
Averages
1Year -55.64%
3Years 47.80%
5Years 52.74%
7Years 12.70%
10Years 5.74%
-4.97% ROA
-4.97%
Averages
1Year -4.97%
3Years 5.20%
5Years 2.96%
7Years 0.95%
10Years 0.41%
1.77% ROIC
1.77%
Averages
1Year 1.77%
3Years 7.88%
5Years 4.15%
7Years 1.55%
10Years 0.81%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Kingsway Financial Services Inc.
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15m15m10m10m5m5m00(5m)(5m)(10m)(10m)(15m)(15m)(20m)(20m)(25m)(25m)(30m)(30m)(35m)(35m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income -8.3 M
Depreciation & Amortization 7 M
Capital Expenditures -709 K
Stock-Based Compensation 1.78 M
Change in Working Capital -1.3 M
Others -1.82 M
Free Cash Flow 358 K
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Kingsway Financial Services Inc.
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KFS has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership Kingsway Financial Services Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
8 M USD 1
6-9 MONTHS
5.29 M USD 1
9-12 MONTHS
0 USD 0
Bought
12.8 K USD 2
0-3 MONTHS
16.9 K USD 2
3-6 MONTHS
27.2 K USD 2
6-9 MONTHS
24.4 K USD 2
9-12 MONTHS
7. News
Kingsway Announces Fireside Chat With Tom Joyce at Its Investor Day on Monday, May 19 at The New York Stock Exchange CHICAGO, ILLINOIS / ACCESS Newswire / May 14, 2025 / (NYSE:KFS) Kingsway Financial Services Inc. ("Kingsway" or the "Company"), the only publicly-traded US company employing the Search Fund model to acquire and build great businesses, today announced that CEO JT Fitzgerald will host a fireside chat with Tom Joyce on Monday, May 19, 2025 at its Investor Day in New York City. Tom Joyce is the former President, Chief Executive Officer, and Director of Danaher Corporation. accessnewswire.com - 1 month ago
KFS Stock Gains Despite Q1 Earnings Decline, Revenue Rises on Buyouts Kingsway Financial posts higher first-quarter 2025 revenues driven by acquisitions, while profit margins narrow. Stock edges up as management signals growth momentum. zacks.com - 1 month ago
Kingsway Financial Services, Inc. (KFS) Q1 2025 Earnings Call Transcript Kingsway Financial Services, Inc. (NYSE:KFS ) Q1 2025 Earnings Conference Call May 8, 2025 5:00 PM ET Company Participants JT Fitzgerald - CEO Kent Hansen - CFO James Carbonara - Hayden IR Conference Call Participants Operator Good day, and welcome to the Kingsway First Quarter 2025 Earnings Call. At this time, participants are in a listen-only mode. seekingalpha.com - 1 month ago
Kingsway Reports First Quarter 2025 Financial Results Management to Host Conference Call Today at 5 p.m. ET CHICAGO, ILLINOIS / ACCESS Newswire / May 8, 2025 / (NYSE:KFS) Kingsway Financial Services Inc. ("Kingsway" or the "Company"), the only publicly-traded US company employing the Search Fund model to acquire and build great businesses, today announced its operating results for the three months ended March 31, 2025. accessnewswire.com - 1 month ago
Kingsway to Report Financial Results for First Quarter 2025 on May 8 CHICAGO, ILLINOIS / ACCESS Newswire / May 6, 2025 / (NYSE:KFS) Kingsway Financial Services Inc. ("Kingsway" or the "Company"), the only publicly-traded US company employing the Search Fund model to acquire and build great businesses, today announced that it will report financial results for the three months ended March 31, 2025, after the close of trading on Thursday, May 8, 2025. Conference Call Information Date: Thursday, May 8, 2025Time: 5 p.m. accessnewswire.com - 1 month ago
Kingsway Announces Strategic Acquisition of Viewpoint by SPI Software Combination Creates Global Leader in Vacation Ownership Software CHICAGO, ILLINOIS / ACCESS Newswire / April 30, 2025 / (NYSE:KFS) Kingsway Financial Services Inc. ("Kingsway" or the "Company"), the only publicly-traded US company employing the Search Fund model to acquire and build great businesses, today announced that its wholly-owned subsidiary Systems Products International Inc. ("SPI Software"), a leading provider of vacation ownership software, has acquired @Work International Pty Ltd ("ViewPoint"), a cloud native timeshare software firm headquartered in Mount Waverley, Australia, from RCI Pacific. The acquisition advances SPI Software's leadership in the vacation ownership software market and positions the company to serve an even broader global client base with innovative, cloud-based solutions. accessnewswire.com - 2 months ago
Kingsway Publishes Updated Investor Presentation to Company Website CHICAGO, IL / ACCESS Newswire / April 23, 2025 / Kingsway Financial Services Inc. (NYSE:KFS) ("Kingsway" or the "Company"), the only publicly-traded US company employing the Search Fund model to acquire and build great businesses, today announced that a new investor presentation has been published to the Company's website. The presentation, which provides a comprehensive review of the Company's business and strategy, can be accessed and downloaded by visiting the investor relations section of the Company's website at: https://bit.ly/42KW6Ra About the Company Kingsway Financial Services Inc. ("Kingsway") (NYSE: KFS) is the only publicly-traded US company employing the Search Fund model to acquire and build great businesses. accessnewswire.com - 2 months ago
Kingsway Financial Services Inc. To Present At The Planet Microcap Showcase: Vegas In Partnership With Microcapclub On Wednesday, April 23 At 8:00AM PT CHICAGO, IL / ACCESS Newswire / April 22, 2025 / (NYSE:KFS) Kingsway Financial Services Inc. ("Kingsway" or the "Company") today announced that management will present at the Planet MicroCap Showcase: Vegas in partnership with MicroCapClub on Wednesday, April 23, at 8:00am PT. For access to the webcast presentation, please click here. accessnewswire.com - 2 months ago
Kingsway Financial Services Inc. (NYSE:KFS) Appoints Rob Humble as President and CEO of PWI and Penn Warranty CHICAGO, IL / ACCESS Newswire / April 2, 2025 / (NYSE:KFS) Kingsway Financial Services Inc. ("Kingsway" or the "Company") today announced that Rob Humble has been appointed President and CEO of the Company's dealer-focused auto warranty businesses, Preferred Warranties, Inc. (PWI) and Penn Warranty Corporation (Penn Warranty), effective immediately. Mr. Humble will lead both PWI and Penn Warranty within Kingsway's Extended Warranty segment. accessnewswire.com - 3 months ago
KFS Stock Rises Despite Q4 Earnings Decline, EBITDA Improves Kingsway Financial reported higher revenues and EBITDA in 2024, driven by acquisitions and segment growth. zacks.com - 3 months ago
Kingsway to Host Conference Call Tuesday to Discuss Bud's Plumbing Acquisition Management to Host Conference Call Tuesday, March 25, 2025, at 5:30 p.m. ET CHICAGO, IL / ACCESS Newswire / March 20, 2025 / (NYSE:KFS) Kingsway Financial Services Inc. ("Kingsway" or the "Company") previously announced the formation of Plumbing Holdco LLC ("Kingsway Skilled Trades") and the acquisition of the privately-held M.L.C. accessnewswire.com - 3 months ago
Kingsway Financial Services Inc. (KFS) Q4 2024 Earnings Call Transcript Kingsway Financial Services Inc. (NYSE:KFS ) Q4 2024 Earnings Conference Call March 18, 2025 5:00 PM ET Company Participants James Carbonara - Investor Relations John Fitzgerald - Chief Executive Officer Kent Hansen - Chief Financial Officer Conference Call Participants Operator Good day, and welcome to the Kingsway Full Year 2024 Earnings Call. [Operator Instruction]. seekingalpha.com - 3 months ago
8. Profile Summary

Kingsway Financial Services Inc. KFS

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COUNTRY US
INDUSTRY Auto - Dealerships
MARKET CAP $ 387 M
Dividend Yield 0.08%
Description Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.
Contact 150 East Pierce Road, Chicago, IL, 60143 https://www.kingsway-financial.com
IPO Date July 11, 2001
Employees 433
Officers Ms. Leonia Rodrigues President of Assigned Risk Solutions Ltd Mr. Douglas Neil Raucy Chief Executive Officer of Maison Insurance Company & President of Maison Insurance Company Mr. Stephen Joe Harrison President of Mendota Insurance Company Mr. John Taylor-Maloney Fitzgerald President, Chief Executive Officer & Director Mr. Kent A. Hansen Executive Vice President & Chief Financial Officer