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Financial Services - Financial - Credit Services - NYSE - US
$ 27.63
1.25 %
$ 274 M
Market Cap
1.86
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one FOA stock under the worst case scenario is HIDDEN Compared to the current market price of 27.6 USD, Finance Of America Companies Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one FOA stock under the base case scenario is HIDDEN Compared to the current market price of 27.6 USD, Finance Of America Companies Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one FOA stock under the best case scenario is HIDDEN Compared to the current market price of 27.6 USD, Finance Of America Companies Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
234 M REVENUE
-59.14%
-54.7 M OPERATING INCOME
37.46%
-80.1 M NET INCOME
88.81%
-71.6 M OPERATING CASH FLOW
-5.08%
158 M INVESTING CASH FLOW
108.69%
-139 M FINANCING CASH FLOW
-61.82%
290 M REVENUE
-40.34%
234 M OPERATING INCOME
-43.91%
199 M NET INCOME
10111.29%
-81.4 M OPERATING CASH FLOW
21.76%
-54.7 M INVESTING CASH FLOW
-36.25%
110 M FINANCING CASH FLOW
350.92%
Balance Sheet Finance Of America Companies Inc.
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Current Assets 151 M
Cash & Short-Term Investments 46.5 M
Receivables 104 M
Other Current Assets 0
Non-Current Assets 27.1 B
Long-Term Investments 44.3 M
PP&E 29.4 M
Other Non-Current Assets 27 B
Current Liabilities 1.1 B
Accounts Payable 0
Short-Term Debt 928 M
Other Current Liabilities 174 M
Non-Current Liabilities 44.8 B
Long-Term Debt 25.4 B
Other Non-Current Liabilities 19.4 B
EFFICIENCY
Earnings Waterfall Finance Of America Companies Inc.
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Revenue 234 M
Cost Of Revenue 0
Gross Profit 234 M
Operating Expenses 289 M
Operating Income -54.7 M
Other Expenses 25.4 M
Net Income -80.1 M
RATIOS
100.00% GROSS MARGIN
100.00%
-23.34% OPERATING MARGIN
-23.34%
-34.19% NET MARGIN
-34.19%
-34.48% ROE
-34.48%
-0.30% ROA
-0.30%
-0.21% ROIC
-0.21%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Finance Of America Companies Inc.
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Net Income -80.1 M
Depreciation & Amortization 47.5 M
Capital Expenditures 0
Stock-Based Compensation 24.7 M
Change in Working Capital 33.8 M
Others -63.7 M
Free Cash Flow -71.6 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Finance Of America Companies Inc.
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FOA has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
5. COMPETITION
6. Ownership
Insider Ownership Finance Of America Companies Inc.
image
Sold
0-3 MONTHS
1.49 M USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
110 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 month ago
Dec 12, 2024
Bought 110 K USD
Corio Norma
Director
+ 4300
25.6097 USD
1 month ago
Dec 10, 2024
Sell 514 K USD
West Lance
Director
- 23245
22.1 USD
1 month ago
Dec 06, 2024
Sell 142 K USD
West Lance
Director
- 6750
21 USD
1 month ago
Dec 04, 2024
Sell 186 K USD
West Lance
Director
- 9072
20.46 USD
1 month ago
Dec 04, 2024
Sell 96.8 K USD
West Lance
Director
- 4565
21.2 USD
1 month ago
Dec 05, 2024
Sell 555 K USD
West Lance
Director
- 26368
21.04 USD
1 year ago
Mar 31, 2023
Bought 4.29 M USD
Blackstone Holdings III L.P.
10 percent owner
+ 3109235
1.38 USD
1 year ago
Mar 31, 2023
Bought 10.6 M USD
Blackstone Holdings III L.P.
10 percent owner
+ 7717103
1.38 USD
1 year ago
Mar 31, 2023
Bought 59.7 K USD
Blackstone Holdings III L.P.
10 percent owner
+ 43228
1.38 USD
1 year ago
Mar 31, 2023
Bought 4.29 M USD
Blackstone Tactical Opportunities Associates - NQ L.L.C.
10 percent owner
+ 3109235
1.38 USD
1 year ago
Mar 31, 2023
Bought 10.6 M USD
Blackstone Tactical Opportunities Associates - NQ L.L.C.
10 percent owner
+ 7717103
1.38 USD
1 year ago
Mar 31, 2023
Bought 59.7 K USD
Blackstone Tactical Opportunities Associates - NQ L.L.C.
10 percent owner
+ 43228
1.38 USD
1 year ago
Mar 31, 2023
Bought 4.29 M USD
BTO Urban Holdings L.L.C.
10 percent owner
+ 3109235
1.38 USD
1 year ago
Mar 31, 2023
Bought 10.6 M USD
BTO Urban Holdings L.L.C.
10 percent owner
+ 7717103
1.38 USD
1 year ago
Mar 31, 2023
Bought 59.7 K USD
BTO Urban Holdings L.L.C.
10 percent owner
+ 43228
1.38 USD
1 year ago
Mar 31, 2023
Bought 4.29 M USD
Blackstone Tactical Opportunities Fund - U - NQ L.L.C.
10 percent owner
+ 3109235
1.38 USD
1 year ago
Mar 31, 2023
Bought 10.6 M USD
Blackstone Tactical Opportunities Fund - U - NQ L.L.C.
10 percent owner
+ 7717103
1.38 USD
1 year ago
Mar 31, 2023
Bought 59.7 K USD
Blackstone Tactical Opportunities Fund - U - NQ L.L.C.
10 percent owner
+ 43228
1.38 USD
2 years ago
Jun 06, 2022
Bought 6.6 K USD
SAFRA EDMOND
director:
+ 3792
1.74 USD
3 years ago
Dec 15, 2021
Sell 6.2 M USD
D1 Capital Partners L.P.
10 percent owner
- 1494201
4.1502 USD
3 years ago
Dec 15, 2021
Sell 5.58 M USD
D1 Capital Partners L.P.
10 percent owner
- 485649
11.5 USD
3 years ago
Apr 01, 2021
Sell 6.38 M USD
D1 Capital Partners L.P.
10 percent owner
- 625000
10.2025 USD
3 years ago
May 10, 2021
Sell 158 K USD
D1 Capital Partners L.P.
10 percent owner
- 14551
10.8479 USD
3 years ago
May 10, 2021
Sell 53.2 K USD
D1 Capital Partners L.P.
10 percent owner
- 5000
10.63 USD
3 years ago
May 19, 2021
Sell 582 K USD
D1 Capital Partners L.P.
10 percent owner
- 55449
10.5008 USD
3 years ago
May 20, 2021
Sell 1.49 M USD
D1 Capital Partners L.P.
10 percent owner
- 141596
10.5 USD
3 years ago
May 21, 2021
Sell 1.66 M USD
D1 Capital Partners L.P.
10 percent owner
- 158404
10.5 USD
3 years ago
Jun 01, 2021
Sell 60.9 K USD
D1 Capital Partners L.P.
10 percent owner
- 5799
10.5 USD
3 years ago
May 10, 2021
Sell 6.9 M USD
D1 Capital Partners L.P.
10 percent owner
- 600000
11.5 USD
3 years ago
May 10, 2021
Sell 150 K USD
D1 Capital Partners L.P.
10 percent owner
- 13025
11.5 USD
3 years ago
May 19, 2021
Sell 425 K USD
D1 Capital Partners L.P.
10 percent owner
- 36975
11.5 USD
3 years ago
May 20, 2021
Sell 1.19 M USD
D1 Capital Partners L.P.
10 percent owner
- 103774
11.5 USD
3 years ago
Jun 15, 2021
Sell 71.6 K USD
D1 Capital Partners L.P.
10 percent owner
- 6226
11.5 USD
3 years ago
Jun 17, 2021
Sell 50 K USD
D1 Capital Partners L.P.
10 percent owner
- 4351
11.5 USD
3 years ago
Sep 01, 2021
Bought 108 K USD
Cook Patricia
Chief Executive Officer
+ 20000
5.39 USD
3 years ago
Aug 19, 2021
Bought 104 K USD
Fleming Graham
President
+ 20000
5.2 USD
3 years ago
Aug 19, 2021
Bought 110 K USD
LIBMAN BRIAN L
director, 10 percent owner:
+ 21660
5.07 USD
3 years ago
Aug 18, 2021
Bought 537 K USD
LIBMAN BRIAN L
director, 10 percent owner:
+ 102860
5.22 USD
3 years ago
Aug 19, 2021
Bought 38.6 K USD
LIBMAN BRIAN L
director, 10 percent owner:
+ 7611
5.07 USD
3 years ago
Aug 18, 2021
Bought 189 K USD
LIBMAN BRIAN L
director, 10 percent owner:
+ 36140
5.22 USD
3 years ago
Aug 17, 2021
Bought 237 K USD
LIBMAN BRIAN L
director, 10 percent owner:
+ 45241
5.24 USD
3 years ago
Aug 16, 2021
Bought 371 K USD
LIBMAN BRIAN L
director, 10 percent owner:
+ 71969
5.16 USD
3 years ago
Aug 17, 2021
Bought 83.3 K USD
LIBMAN BRIAN L
director, 10 percent owner:
+ 15896
5.24 USD
3 years ago
Aug 16, 2021
Bought 130 K USD
LIBMAN BRIAN L
director, 10 percent owner:
+ 25287
5.16 USD
3 years ago
Aug 16, 2021
Bought 50.2 K USD
Gericke Johan
EVP, Chief Financial Officer
+ 10000
5.02 USD
7. News
Fast-paced Momentum Stock Finance of America Companies (FOA) Is Still Trading at a Bargain Finance of America Companies (FOA) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices. zacks.com - 3 weeks ago
Best Momentum Stocks to Buy for December 12th ZIM, OMCL and FOA made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on December 12, 2024. zacks.com - 1 month ago
Earnings Estimates Moving Higher for Finance of America Companies (FOA): Time to Buy? Finance of America Companies (FOA) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 1 month ago
What Makes Finance of America Companies (FOA) a New Strong Buy Stock Finance of America Companies (FOA) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). zacks.com - 1 month ago
Are You Looking for a Top Momentum Pick? Why Finance of America Companies Inc. (FOA) is a Great Choice Does Finance of America Companies Inc. (FOA) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 1 month ago
Why Fast-paced Mover Finance of America Companies (FOA) Is a Great Choice for Value Investors If you are looking for stocks that have gained strong momentum recently but are still trading at reasonable prices, Finance of America Companies (FOA) could be a great choice. It is one of the several stocks that passed through our 'Fast-Paced Momentum at a Bargain' screen. zacks.com - 1 month ago
Fast-Growing Companies That Are Still Undervalued Momentum investors look for companies that are already on an upward trajectory in hopes that the trend will continue, while value investors seek out firms with fundamentals supporting a higher share price than currently available on the market. Though these core investment strategies are often positioned separately from one another, in some cases they work in tandem, making for an even more compelling case for investment. marketbeat.com - 1 month ago
Finance of America Companies Inc. (FOA) Tops Q3 Earnings Estimates Finance of America Companies Inc. (FOA) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.13 per share. This compares to loss of $1.10 per share a year ago. zacks.com - 2 months ago
Finance of America Reports Third Quarter 2024 Results PLANO, Texas--(BUSINESS WIRE)--Finance of America Companies Inc. (“Finance of America” or the “Company”) (NYSE: FOA), a leading provider of home equity-based financing solutions for a modern retirement, reported financial results for the quarter ended September 30, 2024. Third Quarter 2024 Highlights(1) Net income from continuing operations of $204 million or $8.48 basic earnings per share for the quarter. Adjusted net income(2) of $15 million or $0.67 adjusted earnings per share for the quarte. businesswire.com - 2 months ago
Finance of America Announces a Nearly 98% Participation Rate in the Exchange Offer and Consent Solicitation for Existing 2025 Unsecured Notes PLANO, Texas--(BUSINESS WIRE)--Finance of America Companies Inc. (“Finance of America” or the “Company”) (NYSE: FOA), a leading provider of home equity-based financing solutions for a modern retirement, is pleased to announce that holders of $342,622,000 aggregate principal amount (97.892%) of the outstanding 7.875% Senior Notes due 2025 (the “2025 Unsecured Notes”) of its subsidiary Finance of America Funding LLC (“FOA Funding”) have elected to participate, as of 5:00 P.M., New York City time,. businesswire.com - 2 months ago
Finance of America Announces Third Quarter 2024 Earnings Release and Conference Call on November 6, 2024 PLANO, Texas--(BUSINESS WIRE)--Finance of America Companies Inc. (“Finance of America” or the “Company”) (NYSE: FOA), a leading provider of home equity-based financing solutions for a modern retirement, today announced that it will release results for the third quarter ended September 30, 2024 after market closing on Wednesday, November 6, 2024. Webcast and Earnings Conference Call Management will host a webcast and conference call on the same day at 5:00 pm Eastern Time to discuss the Company'. businesswire.com - 2 months ago
Finance of America Companies Inc. (FOA) Reports Q2 Loss, Tops Revenue Estimates Finance of America Companies Inc. (FOA) came out with a quarterly loss of $0.05 per share versus the Zacks Consensus Estimate of a loss of $0.20. This compares to loss of $1.20 per share a year ago. zacks.com - 5 months ago
8. Profile Summary

Finance Of America Companies Inc. FOA

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 274 M
Dividend Yield 0.00%
Description Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal and capital management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is based in Irving, Texas.
Contact 909 Lake Carolyn Parkway, Irving, TX, 75039 https://www.financeofamerica.com
IPO Date April 18, 2019
Employees 933
Officers Ms. Lauren E. Richmond Chief Legal Officer, General Counsel & Secretary Ms. Kristen N. Sieffert President Mr. Michael Fant Senior Vice President of Finance Mr. Matthew A. Engel CPA Chief Financial Officer Mr. Joe Hullinger President of Finance of America Commercial LLC Mr. Brian L. Libman Founder & Chairman of the Board Mr. Graham A. Fleming Chief Executive Officer Mr. Jeremy E. Prahm Chief Investment Officer Mr. Tai A. Thornock Chief Accounting Officer