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Financial Services - Financial - Credit Services - NASDAQ - US
$ 10.57
1.25 %
$ 226 M
Market Cap
12.15
P/E
1. INTRINSIC VALUE

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies.[ Read More ]

The intrinsic value of one CPSS stock under the base case scenario is HIDDEN Compared to the current market price of 10.6 USD, Consumer Portfolio Services, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CPSS

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FINANCIALS
215 M REVENUE
-11.39%
61.1 M OPERATING INCOME
-96.22%
45.3 M NET INCOME
-47.27%
238 M OPERATING CASH FLOW
10.21%
-360 M INVESTING CASH FLOW
49.64%
84.2 M FINANCING CASH FLOW
-82.61%
101 M REVENUE
11.29%
56.9 M OPERATING INCOME
18.85%
4.8 M NET INCOME
2.65%
69.8 M OPERATING CASH FLOW
61.15%
-219 M INVESTING CASH FLOW
-4.70%
162 M FINANCING CASH FLOW
-42.57%
Balance Sheet Decomposition Consumer Portfolio Services, Inc.
image
Current Assets 6.17 M
Cash & Short-Term Investments 6.17 M
Receivables 0
Other Current Assets 0
Non-Current Assets 3.74 M
Long-Term Investments 0
PP&E 4.3 M
Other Non-Current Assets -560 K
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 234 M
Other Current Liabilities -234 M
Non-Current Liabilities 3.46 B
Long-Term Debt 2.33 B
Other Non-Current Liabilities 1.13 B
EFFICIENCY
Earnings Waterfall Consumer Portfolio Services, Inc.
image
Revenue 215 M
Cost Of Revenue 6.37 M
Gross Profit 208 M
Operating Expenses 285 M
Operating Income 61.1 M
Other Expenses 15.8 M
Net Income 45.3 M
RATIOS
97.03% GROSS MARGIN
97.03%
28.47% OPERATING MARGIN
28.47%
21.13% NET MARGIN
21.13%
16.51% ROE
16.51%
1.56% ROA
1.56%
1.60% ROIC
1.60%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Consumer Portfolio Services, Inc.
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Net Income 45.3 M
Depreciation & Amortization 847 K
Capital Expenditures -559 K
Stock-Based Compensation 3.46 M
Change in Working Capital 13 M
Others 174 M
Free Cash Flow 237 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Consumer Portfolio Services, Inc.
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CPSS has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Consumer Portfolio Services, Inc.
image
Sold
0-3 MONTHS
2.93 M USD 7
3-6 MONTHS
737 K USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
74.1 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
4 days ago
Nov 12, 2024
Sell 102 K USD
TERRY CHRIS
Exec. Vice President
- 10000
10.16 USD
5 days ago
Nov 11, 2024
Sell 538 K USD
ROBERTS WILLIAM B
Director
- 50000
10.76 USD
4 days ago
Nov 12, 2024
Sell 523 K USD
ROBERTS WILLIAM B
Director
- 50000
10.46 USD
1 week ago
Nov 07, 2024
Sell 121 K USD
Washer Greg
Director
- 10981
11.06 USD
1 week ago
Nov 06, 2024
Sell 348 K USD
Bharwani Denesh
Exec. Vice President
- 31717
10.97 USD
2 months ago
Sep 16, 2024
Sell 380 K USD
Washer Greg
Director
- 40000
9.5 USD
2 months ago
Sep 16, 2024
Sell 95 K USD
Harton John Patrick
Sr. Vice President
- 10000
9.5 USD
2 months ago
Sep 10, 2024
Sell 24.5 K USD
Crisp April
Sr. Vice President
- 2500
9.8 USD
2 months ago
Sep 10, 2024
Sell 23.8 K USD
Crisp April
Sr. Vice President
- 2500
9.5 USD
2 months ago
Sep 10, 2024
Sell 690 K USD
BRADLEY CHARLES E JR
CEO
- 70000
9.85 USD
2 months ago
Sep 06, 2024
Sell 90 K USD
Harton John Patrick
Sr. Vice President
- 10000
9 USD
5 months ago
Jun 14, 2024
Sell 449 K USD
BRADLEY CHARLES E JR
CEO
- 50000
8.98 USD
5 months ago
Jun 03, 2024
Sell 46 K USD
WOOD DANIEL S
Director
- 5550
8.2893 USD
5 months ago
May 29, 2024
Sell 31.8 K USD
WOOD DANIEL S
Director
- 4000
7.9488 USD
5 months ago
May 30, 2024
Sell 16.5 K USD
WOOD DANIEL S
Director
- 2052
8.0495 USD
5 months ago
May 31, 2024
Sell 148 K USD
WOOD DANIEL S
Director
- 17700
8.3397 USD
5 months ago
May 23, 2024
Sell 21.7 K USD
WOOD DANIEL S
Director
- 2586
8.4094 USD
5 months ago
May 24, 2024
Sell 8.16 K USD
WOOD DANIEL S
Director
- 1000
8.16 USD
5 months ago
May 28, 2024
Sell 16.6 K USD
WOOD DANIEL S
Director
- 2094
7.928 USD
11 months ago
Dec 15, 2023
Sell 74.1 K USD
WOOD DANIEL S
Director
- 8000
9.2583 USD
1 year ago
Dec 16, 2022
Bought 15.3 K USD
Washer Greg
Director
+ 2000
7.64 USD
1 year ago
Dec 16, 2022
Bought 27.4 K USD
Washer Greg
Director
+ 3500
7.83 USD
1 year ago
Dec 16, 2022
Bought 7.82 K USD
Washer Greg
Director
+ 1000
7.82 USD
1 year ago
Dec 16, 2022
Bought 3.84 K USD
Washer Greg
Director
+ 500
7.67 USD
1 year ago
Dec 16, 2022
Bought 15.6 K USD
Washer Greg
Director
+ 2000
7.79 USD
2 years ago
Sep 08, 2022
Sell 282 K USD
Fritz Jeffrey P
Exec. Vice President
- 25000
11.3 USD
2 years ago
Aug 16, 2022
Sell 120 K USD
TERRY CHRIS
Sr. Vice President
- 8591
13.96 USD
2 years ago
Jun 17, 2022
Sell 55 K USD
Harton John Patrick
Sr. Vice President
- 5000
11.01 USD
2 years ago
Aug 16, 2022
Sell 44 K USD
Harton John Patrick
Sr. Vice President
- 3082
14.28 USD
2 years ago
Aug 05, 2022
Sell 9.82 K USD
Fritz Jeffrey P
Exec Vice President
- 818
12 USD
2 years ago
Aug 08, 2022
Sell 350 K USD
Fritz Jeffrey P
Exec Vice President
- 29182
12 USD
2 years ago
Jun 30, 2022
Bought 54.3 K USD
Deckoff Stephen H
director:
+ 5312
10.2141 USD
2 years ago
Jun 30, 2022
Bought 54.3 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 5312
10.2141 USD
2 years ago
Jun 29, 2022
Bought 414 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 40062
10.33 USD
2 years ago
Jun 28, 2022
Bought 136 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 12916
10.516 USD
2 years ago
Jun 27, 2022
Bought 268 K USD
Deckoff Stephen H
director:
+ 25477
10.512 USD
2 years ago
Jun 27, 2022
Bought 268 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 25477
10.512 USD
2 years ago
Jun 24, 2022
Bought 2.46 M USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 236733
10.394 USD
2 years ago
Jun 23, 2022
Bought 501 K USD
Deckoff Stephen H
director:
+ 47579
10.523 USD
2 years ago
Jun 23, 2022
Bought 501 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 47579
10.523 USD
2 years ago
Jun 16, 2022
Bought 27.1 K USD
Deckoff Stephen H
director:
+ 2576
10.53 USD
2 years ago
Jun 17, 2022
Bought 27.1 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 2576
10.53 USD
2 years ago
Jun 16, 2022
Bought 277 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 26455
10.473 USD
2 years ago
Jun 14, 2022
Bought 5.24 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 498
10.53 USD
2 years ago
Jun 13, 2022
Bought 517 K USD
Deckoff Stephen H
director:
+ 50000
10.3455 USD
2 years ago
Jun 13, 2022
Bought 517 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 50000
10.3455 USD
2 years ago
Jun 13, 2022
Sell 260 K USD
Fritz Jeffrey P
Exec Vice President
- 25000
10.4 USD
2 years ago
Jun 01, 2022
Sell 1.38 K USD
Fritz Jeffrey P
Exec. Vice President
- 100
13.75 USD
2 years ago
Jun 02, 2022
Sell 342 K USD
Fritz Jeffrey P
Exec. Vice President
- 24900
13.75 USD
2 years ago
May 26, 2022
Sell 332 K USD
Fritz Jeffrey P
Executive Vice President
- 25000
13.3 USD
2 years ago
May 16, 2022
Sell 129 K USD
Fritz Jeffrey P
Exec. Vice President
- 9249
14 USD
2 years ago
May 17, 2022
Sell 221 K USD
Fritz Jeffrey P
Exec. Vice President
- 15751
14 USD
2 years ago
May 13, 2022
Sell 140 K USD
Robinson Teri
Sr. Vice President
- 10000
14.006 USD
2 years ago
May 09, 2022
Sell 144 K USD
Robinson Teri
Sr. Vice President
- 10000
14.4176 USD
2 years ago
May 10, 2022
Sell 142 K USD
Robinson Teri
Sr. Vice President
- 10000
14.2246 USD
2 years ago
May 11, 2022
Sell 148 K USD
Robinson Teri
Sr. Vice President
- 10000
14.7563 USD
2 years ago
May 09, 2022
Sell 150 K USD
Bharwani Denesh
Sr. Vice President
- 10000
15 USD
2 years ago
May 04, 2022
Sell 700 K USD
Fritz Jeffrey P
Exec. Vice President
- 50000
14 USD
2 years ago
May 03, 2022
Sell 125 K USD
Bharwani Denesh
Sr. Vice President
- 10000
12.5 USD
2 years ago
May 03, 2022
Sell 130 K USD
Bharwani Denesh
Sr. Vice President
- 10000
13 USD
2 years ago
May 03, 2022
Sell 140 K USD
Bharwani Denesh
Sr. Vice President
- 10000
14 USD
2 years ago
May 02, 2022
Sell 354 K USD
Lavin Michael T.
Executive Vice President
- 30000
11.8015 USD
2 years ago
May 02, 2022
Sell 575 K USD
Straten Laurie
Sr. Vice President
- 50000
11.5 USD
2 years ago
Apr 28, 2022
Sell 143 K USD
Lavin Michael T.
Executive Vice President
- 12088
11.8704 USD
2 years ago
Apr 28, 2022
Sell 303 K USD
Lavin Michael T.
Executive Vice President
- 25872
11.7241 USD
2 years ago
Apr 25, 2022
Sell 244 K USD
Fritz Jeffrey P
Exec VP
- 21758
11.2 USD
2 years ago
Apr 25, 2022
Sell 30.4 K USD
Fritz Jeffrey P
Exec VP
- 2712
11.21 USD
2 years ago
Apr 25, 2022
Sell 1.13 K USD
Fritz Jeffrey P
Exec VP
- 100
11.262 USD
2 years ago
Apr 25, 2022
Sell 3.72 K USD
Fritz Jeffrey P
Exec VP
- 330
11.27 USD
2 years ago
Apr 25, 2022
Sell 1.13 K USD
Fritz Jeffrey P
Exec VP
- 100
11.29 USD
2 years ago
Apr 25, 2022
Sell 501 K USD
Robinson Teri
Sr. Vice President
- 43528
11.507 USD
2 years ago
Apr 26, 2022
Sell 63.5 K USD
Robinson Teri
Sr. Vice President
- 5506
11.54 USD
2 years ago
Apr 21, 2022
Sell 12.9 K USD
Lavin Michael T.
Executive Vice President
- 1051
12.2655 USD
2 years ago
Apr 21, 2022
Sell 2.95 K USD
Robinson Teri
Sr. Vice President
- 246
12 USD
2 years ago
Apr 21, 2022
Sell 7.21 K USD
Robinson Teri
Sr. Vice President
- 600
12.01 USD
2 years ago
Apr 21, 2022
Sell 1.2 K USD
Robinson Teri
Sr. Vice President
- 100
12.02 USD
2 years ago
Apr 21, 2022
Sell 241 USD
Robinson Teri
Sr. Vice President
- 20
12.07 USD
2 years ago
Apr 06, 2022
Bought 31.3 K USD
Deckoff Stephen H
director:
+ 2845
10.9974 USD
2 years ago
Apr 07, 2022
Bought 31.3 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 2845
10.9974 USD
2 years ago
Apr 06, 2022
Bought 21.8 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 1986
10.9706 USD
2 years ago
Apr 05, 2022
Bought 123 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 11400
10.8278 USD
2 years ago
Apr 04, 2022
Bought 175 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 16284
10.7307 USD
2 years ago
Apr 04, 2022
Bought 175 K USD
Deckoff Stephen H
director:
+ 16284
10.7307 USD
2 years ago
Mar 15, 2022
Sell 315 K USD
BRADLEY CHARLES E JR
Chairman of Board, President
- 30000
10.5005 USD
2 years ago
Mar 16, 2022
Sell 212 K USD
BRADLEY CHARLES E JR
Chairman of Board, President
- 20000
10.5961 USD
2 years ago
Mar 16, 2022
Sell 192 K USD
Fritz Jeffrey P
Exec. Vice President
- 17496
11 USD
2 years ago
Mar 16, 2022
Sell 82.6 K USD
Fritz Jeffrey P
Exec. Vice President
- 7504
11.01 USD
2 years ago
Mar 15, 2022
Sell 108 K USD
Straten Laurie
Sr. Vice President
- 10000
10.75 USD
2 years ago
Mar 15, 2022
Sell 324 K USD
Straten Laurie
Sr. Vice President
- 30000
10.8 USD
2 years ago
Mar 14, 2022
Sell 765 K USD
BRADLEY CHARLES E JR
Chairman of Board, President
- 70000
10.9252 USD
2 years ago
Mar 10, 2022
Sell 110 K USD
BRADLEY CHARLES E JR
Chairman of Board, President
- 10000
11.0004 USD
2 years ago
Mar 08, 2022
Sell 119 K USD
Straten Laurie
Sr. Vice President
- 10000
11.9 USD
2 years ago
Mar 08, 2022
Sell 86.9 K USD
Lavin Michael T.
Executive Vice President
- 7475
11.62 USD
2 years ago
Mar 09, 2022
Sell 665 K USD
Lavin Michael T.
Executive Vice President
- 57525
11.56 USD
2 years ago
Mar 04, 2022
Bought 16.4 K USD
GROUNDS WILLIAM WARWICK
director:
+ 1500
10.9 USD
2 years ago
Mar 07, 2022
Bought 407 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 36677
11.0895 USD
2 years ago
Mar 04, 2022
Bought 274 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 24200
11.34 USD
2 years ago
Mar 04, 2022
Bought 274 K USD
Deckoff Stephen H
director:
+ 24200
11.34 USD
2 years ago
Mar 02, 2022
Sell 238 K USD
Robinson Teri
Sr. Vice President
- 20707
11.5 USD
2 years ago
Feb 25, 2022
Sell 17.2 K USD
Robinson Teri
Sr. Vice President
- 1432
12 USD
2 years ago
Feb 28, 2022
Sell 34.3 K USD
Robinson Teri
Sr. Vice President
- 2861
12 USD
2 years ago
Feb 23, 2022
Sell 153 K USD
Fritz Jeffrey P
Exec VP and CFO
- 13500
11.35 USD
2 years ago
Feb 23, 2022
Sell 153 K USD
Fritz Jeffrey P
Exec VP and CFO
- 13500
11.35 USD
2 years ago
Feb 23, 2022
Sell 17.1 K USD
Fritz Jeffrey P
Exec VP and CFO
- 1500
11.375 USD
2 years ago
Feb 23, 2022
Sell 17.1 K USD
Fritz Jeffrey P
Exec VP and CFO
- 1500
11.375 USD
2 years ago
Feb 24, 2022
Sell 14.8 K USD
Fritz Jeffrey P
Exec VP and CFO
- 1285
11.5 USD
2 years ago
Feb 24, 2022
Sell 14.8 K USD
Fritz Jeffrey P
Exec VP and CFO
- 1285
11.5 USD
2 years ago
Feb 25, 2022
Sell 388 K USD
Fritz Jeffrey P
Exec VP and CFO
- 33715
11.5 USD
2 years ago
Feb 25, 2022
Sell 388 K USD
Fritz Jeffrey P
Exec VP and CFO
- 33715
11.5 USD
2 years ago
Feb 22, 2022
Bought 49.3 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 4569
10.78 USD
2 years ago
Feb 18, 2022
Bought 40.8 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 3782
10.78 USD
2 years ago
Feb 17, 2022
Bought 97.9 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 9100
10.7596 USD
2 years ago
Feb 15, 2022
Bought 48.3 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 4480
10.78 USD
2 years ago
Feb 14, 2022
Bought 588 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 54690
10.7477 USD
2 years ago
Feb 11, 2022
Bought 2.46 M USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 243933
10.0665 USD
2 years ago
Feb 04, 2022
Bought 79.4 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 7362
10.78 USD
2 years ago
Jan 27, 2022
Bought 153 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 14257
10.7556 USD
2 years ago
Jan 26, 2022
Bought 43.3 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 4020
10.78 USD
2 years ago
Jan 25, 2022
Bought 23.2 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 2248
10.3134 USD
2 years ago
Jan 24, 2022
Bought 206 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 20426
10.1057 USD
2 years ago
Jan 21, 2022
Bought 636 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 60947
10.4377 USD
2 years ago
Jan 20, 2022
Bought 144 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 13504
10.63 USD
2 years ago
Jan 19, 2022
Bought 242 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 22742
10.6297 USD
2 years ago
Jan 18, 2022
Bought 190 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 17844
10.63 USD
2 years ago
Jan 14, 2022
Bought 65.9 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 6199
10.6271 USD
2 years ago
Jan 13, 2022
Bought 39.3 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 3721
10.5648 USD
2 years ago
Jan 12, 2022
Bought 165 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 15540
10.6102 USD
2 years ago
Jan 11, 2022
Bought 55.9 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 5301
10.5362 USD
2 years ago
Dec 28, 2021
Bought 32.6 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 3435
9.4784 USD
2 years ago
Dec 27, 2021
Bought 134 K USD
BLACK DIAMOND CAPITAL MANAGEMENT, L.L.C.
10 percent owner
+ 14088
9.4889 USD
3 years ago
Nov 17, 2021
Bought 16.9 K USD
Grasso Louis M
Director
+ 2000
8.43 USD
3 years ago
Nov 11, 2021
Sell 47.9 USD
CREATURA MARK
Sr. Vice President
- 6
7.99 USD
3 years ago
Nov 12, 2021
Sell 16.6 K USD
CREATURA MARK
Sr. Vice President
- 2000
8.28 USD
3 years ago
Nov 12, 2021
Sell 39.9 K USD
CREATURA MARK
Sr. Vice President
- 4994
7.99 USD
3 years ago
Jun 22, 2021
Bought 902 USD
Grasso Louis M
Director
+ 200
4.51 USD
3 years ago
Jun 09, 2021
Bought 480 USD
Grasso Louis M
Director
+ 100
4.8 USD
3 years ago
May 25, 2021
Bought 414 USD
Grasso Louis M
Director
+ 92
4.5 USD
3 years ago
May 18, 2021
Bought 4.12 K USD
Grasso Louis M
Director
+ 1000
4.12 USD
3 years ago
May 19, 2021
Bought 8.76 K USD
Washer Greg
Director
+ 2081
4.21 USD
3 years ago
May 19, 2021
Bought 393 USD
Washer Greg
Director
+ 94
4.18 USD
3 years ago
May 19, 2021
Bought 29.2 USD
Washer Greg
Director
+ 7
4.17 USD
3 years ago
May 18, 2021
Bought 4.84 K USD
Washer Greg
Director
+ 1164
4.16 USD
3 years ago
Mar 08, 2021
Sell 73.1 K USD
WOOD DANIEL S
Director
- 17000
4.3 USD
3 years ago
Dec 15, 2020
Sell 80.8 K USD
Washer Greg
Director
- 20000
4.04 USD
3 years ago
Dec 15, 2020
Sell 81 K USD
Washer Greg
Director
- 20000
4.05 USD
3 years ago
Dec 15, 2020
Sell 10.1 K USD
Washer Greg
Director
- 2477
4.06 USD
3 years ago
Dec 16, 2020
Sell 38.6 K USD
Washer Greg
Director
- 9499
4.06 USD
3 years ago
Dec 10, 2020
Sell 10.4 K USD
Washer Greg
Director
- 2594
4.02 USD
3 years ago
Dec 10, 2020
Sell 20.2 K USD
Washer Greg
Director
- 5000
4.03 USD
3 years ago
Dec 10, 2020
Sell 40.3 K USD
Washer Greg
Director
- 10000
4.03 USD
3 years ago
Dec 10, 2020
Sell 8.89 K USD
Washer Greg
Director
- 2200
4.04 USD
3 years ago
Dec 10, 2020
Sell 40.4 K USD
Washer Greg
Director
- 10000
4.04 USD
3 years ago
Dec 10, 2020
Sell 1.22 K USD
Washer Greg
Director
- 300
4.05 USD
3 years ago
Dec 08, 2020
Sell 851 USD
Washer Greg
Director
- 209
4.07 USD
3 years ago
Dec 08, 2020
Sell 6.77 K USD
Washer Greg
Director
- 1664
4.07 USD
3 years ago
Dec 08, 2020
Sell 46.1 K USD
Washer Greg
Director
- 11294
4.08 USD
3 years ago
Dec 09, 2020
Sell 80.8 K USD
Washer Greg
Director
- 20000
4.04 USD
3 years ago
Dec 09, 2020
Sell 28.8 K USD
Washer Greg
Director
- 7007
4.11 USD
3 years ago
Dec 09, 2020
Sell 4.44 K USD
Washer Greg
Director
- 1100
4.04 USD
3 years ago
Dec 09, 2020
Sell 1.63 K USD
Washer Greg
Director
- 400
4.07 USD
3 years ago
Dec 07, 2020
Sell 260 USD
CREATURA MARK
Sr. Vice President
- 64
4.07 USD
3 years ago
Dec 07, 2020
Sell 812 USD
CREATURA MARK
Sr. Vice President
- 200
4.06 USD
3 years ago
Dec 07, 2020
Sell 59.7 K USD
CREATURA MARK
Sr. Vice President
- 14736
4.05 USD
3 years ago
Dec 08, 2020
Sell 10.2 K USD
CREATURA MARK
Sr. Vice President
- 2501
4.06 USD
3 years ago
Dec 08, 2020
Sell 53.3 K USD
CREATURA MARK
Sr. Vice President
- 13149
4.05 USD
7. News
Consumer Portfolio Services Partners with SentiLink to Enhance Fraud Prevention AI Fraud Protection Technology Reduces Fraud Exposure by Approximately $1 Million Per Quarter So Far AI Fraud Protection Technology Reduces Fraud Exposure by Approximately $1 Million Per Quarter So Far globenewswire.com - 1 week ago
Consumer Portfolio Services, Inc (CPSS) Q3 2024 Earnings Call Transcript Consumer Portfolio Services, Inc (NASDAQ:CPSS ) Q3 2024 Earnings Conference Call November 1, 2024 1:00 PM ET Company Participants Charles Bradley - Chief Executive Officer Danny Bharwani - Chief Financial Officer Mike Lavin - President and Chief Operating Officer Conference Call Participants Operator Good day, everyone, and welcome to the Consumer Portfolio Services 2024 Third Quarter Operating Results Conference Call. Today's call is being recorded. seekingalpha.com - 2 weeks ago
CPS Announces Third Quarter 2024 Earnings LAS VEGAS, NV, Oct. 31, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.8 million, or $0.20 per diluted share, for its third quarter ended September 30, 2024. globenewswire.com - 2 weeks ago
CPS to Host Conference Call on Third Quarter 2024 Earnings LAS VEGAS, Oct. 30, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Friday, November 1, 2024 at 1:00 p.m. ET to discuss its third quarter 2024 operating results. globenewswire.com - 2 weeks ago
Consumer Portfolio Services Leverages Informed.IQ's Dealer Verify to Enhance Loan Processing, Increase Capture Rates, and Improve Dealer Experience AI-Powered Tool Enables CPS Dealers to Verify Stipulations in Real Time, Streamlining Loan Originations and Reducing Contracts-in-Transit AI-Powered Tool Enables CPS Dealers to Verify Stipulations in Real Time, Streamlining Loan Originations and Reducing Contracts-in-Transit globenewswire.com - 1 month ago
CPS Announces $416.82 Million Senior Subordinate Asset-Backed Securitization LAS VEGAS, Sept. 17, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its fourth term securitization in 2024 on Tuesday, September 17, 2024. The transaction is CPS's 53rd senior subordinate securitization since the beginning of 2011 and the 36th consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes. globenewswire.com - 1 month ago
Consumer Portfolio Services to Present at the 2024 Gateway Conference on September 4 LAS VEGAS, Aug. 06, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) is confirmed to present at the 2024 Annual Gateway Conference , which is being held September 4-5, at the Four Seasons Hotel in San Francisco, CA. globenewswire.com - 3 months ago
Consumer Portfolio Services, Inc (CPSS) Q2 2024 Earnings Call Transcript Consumer Portfolio Services, Inc (NASDAQ:CPSS ) Q2 2024 Earnings Conference Call July 31, 2024 3:00 PM ET Company Participants Charles Bradley – Chief Executive Officer Danny Bharwani – Chief Financial Officer Mike Lavin – President and Chief Operating Officer Conference Call Participants Operator Good day everyone, and welcome to the Consumer Portfolio Services 2024 Second Quarter Operating Results Conference Call. Today's call is being recorded. seekingalpha.com - 3 months ago
CPS Announces Second Quarter 2024 Earnings LAS VEGAS, NV, July 30, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.7 million, or $0.19 per diluted share, for its second quarter ended June 30, 2024. This compares to a net income of $14.0 million, or $0.55 per diluted share, in the second quarter of 2023. globenewswire.com - 3 months ago
CPS to Host Conference Call on Second Quarter 2024 Earnings Las Vegas, Nevada, July 29, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, July 31, 2024 at 1:00 p.m. ET to discuss its second quarter 2024 operating results. globenewswire.com - 3 months ago
CPS Announces Renewal of $200 Million Credit Facility LAS VEGAS, Nevada, July 11, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on July 11, 2024, it renewed its two-year revolving credit agreement with Citibank, N.A. globenewswire.com - 4 months ago
CPS Announces $436.31 Million Senior Subordinate Asset-Backed Securitization LAS VEGAS, Nevada, June 26, 2024 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2024 on Wednesday June 26, 2024. The transaction is CPS's 52nd senior subordinate securitization since the beginning of 2011 and the 35th consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes. globenewswire.com - 4 months ago
8. Profile Summary

Consumer Portfolio Services, Inc. CPSS

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 226 M
Dividend Yield 0.00%
Description Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was founded in 1991 and is based in Las Vegas, Nevada.
Contact 3800 Howard Hughes Parkway, Las Vegas, NV, 89169 https://www.consumerportfolio.com
IPO Date Oct. 22, 1992
Employees 925
Officers Mr. Christopher Terry Executive Vice President of Systems, Risk & IT Ms. Catrina Ralston Senior Vice President of Human Resources Ms. April Crisp Senior Vice President of Compliance and Regulatory Affairs Mr. Denesh Bharwani Chief Financial Officer and Executive Vice President of Accounting & Finance Ms. Laurie A. Straten Executive Vice President of Servicing Ms. Lisette Reynoso Senior Vice President & General Counsel Mr. Bryan J. Rayhill Secretary & Independent Director Mr. Michael T. Lavin President, Chief Operating Officer & Chief Legal Officer Ms. Teri L. Robinson Executive Vice President of Sales & Originations Mr. Charles E. Bradley Jr. Chief Executive Officer & Chairman