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Consumer Portfolio Services, Inc. CPSS
Financial Services - Financial - Credit Services - NASDAQ - US
Watchlist
$ 10.57
1.25 %
$ 226 M
Market Cap
12.15
P/E
INCOME STATEMENT
215 M REVENUE
-11.39%
Growth Rates
1Year -11.39%
3Years 8.11%
5Years -5.73%
7Years -6.45%
10Years 1.41%
61.1 M OPERATING INCOME
-96.22%
Growth Rates
1Year -96.22%
3Years 44.81%
5Years -12.65%
7Years -10.19%
10Years -4.35%
45.3 M NET INCOME
-47.27%
Growth Rates
1Year -47.27%
3Years 27.89%
5Years 24.99%
7Years 6.44%
10Years 8.00%
EFFICIENCY
Earnings Waterfall Consumer Portfolio Services, Inc.
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Revenue 215 M
Cost Of Revenue 6.37 M
Gross Profit 208 M
Operating Expenses 285 M
Operating Income 61.1 M
Other Expenses 15.8 M
Net Income 45.3 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998 Dec-1997 Dec-1996 Dec-1995 Mar-1994 Mar-1993
REVENUE
Revenue 214.6 242.2 192.6 169.8 235.3 288.3 342.0 342.3 305.9 249.9 186.6 107.8 60.1 73.0 112.1 212.2 255.4 185.8 142.0 100.5 77.1 68.0 47.7 0 0 0 0 0 0 0 0
GROSS PROFIT
Cost Of Revenue 6.4 7.5 7.7 7.4 1.1 7.6 0.9 0.8 4.1 3.5 0 0 0 3.1 3.5 4.1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 208.2 234.7 184.9 162.4 234.2 280.7 341.1 341.6 301.8 246.4 186.6 107.8 60.1 69.9 108.6 208.1 255.4 185.8 142.0 100.5 77.1 68.0 47.7 0 0 0 0 0 0 0 0
OPERATING INCOME
Operating Expenses 284.5 213.5 (126.8) (149.7) 87.4 101.8 91.4 84.4 75.0 65.5 56.3 47.6 26.8 60.0 70.0 107.0 94.0 80.0 80.0 (84.3) (56.3) (26.6) (33.0) (22.1) (44.5) 25.7 18.5 14.1 7.6 (1.8) (1.5)
Selling, General and Administrative Expenses 159.4 121.9 115.2 112.2 113.9 110.4 99.5 90.4 79.7 69.4 59.3 51.0 55.4 56.2 65.3 88.6 64.9 52.5 52.4 46.5 42.5 42.7 30.5 0 0 0 0 0 0 0 0
Research and Development Expenses 0 0.37 0.242 0.0669 0.0265 0.048 0.0738 0.118 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 61.1 1 616.4 65.7 20.1 9.2 120.2 124.4 129.6 119.1 102.6 95.4 88.6 68.6 65.4 62.4 112.8 163.1 106.3 55.0 16.3 20.8 41.4 14.7 (22.1) (44.5) 25.7 18.5 14.1 7.6 (1.8) (1.5)
PRE-TAX INCOME
Interest Income Expense 146.6 87.5 75.2 101.3 110.5 101.5 92.3 79.9 57.7 50.4 58.2 79.4 83.1 82.2 111.8 156.3 139.2 93.1 51.7 32.1 23.9 23.9 14.3 0 0 0 0 0 7.6 (1.8) (1.5)
Total Other Income 0 0 (76.9) (101.3) 0 0.1 (92.3) 0 0 0 (7.8) 0 (14.5) (1.9) (29.0) (14.4) (139.2) 0 (1.9) (28.8) (23.9) (41.3) (0.3) 0 0 0 0 0 0 0 0
Pre-Tax Income 61.1 116.2 65.7 20.1 9.2 18.7 32.1 49.7 61.4 52.2 37.2 9.2 (14.5) (16.8) (49.4) (43.5) 24.0 0 0 0 (3.0) 62 K 0 0 0 0 0 0 0 0 0
NET INCOME
Tax Provision 15.8 30.2 18.2 (1.6) 3.8 3.8 28.3 20.4 26.7 22.7 16.2 (60.2) 83.1 17.0 7.8 (17.4) 10.1 93.1 51.7 32.1 (3.4) (2.9) 14.3 0 0 0 0 0 (7.6) 1.8 1.5
Net Income 45.3 86.0 47.5 21.7 5.4 14.9 3.8 29.3 34.7 29.5 21.0 69.4 (14.5) (33.8) (57.2) (26.1) 13.9 13.2 3.4 (15.9) 0.4 20.4 0.3 (22.1) (44.5) 25.7 18.5 14.1 7.6 (1.8) (1.5)
EPS 2.17 4.1 2.11 0.96 0.24 0.59 0.17 1.2 1.34 1.18 0.98 3.56 0.76 1.94 3.07 1.36 0.66 1.82 0.16 0.75 0.02 1.03 0.02 1.1 2.38 1.67 1.29 1.05 0.57 0.21 0.12