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Financial Services - Banks - Regional - NYSE - US
$ 43.4
-0.138 %
$ 1.37 B
Market Cap
8.53
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one CUBI stock under the worst case scenario is HIDDEN Compared to the current market price of 43.4 USD, Customers Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one CUBI stock under the base case scenario is HIDDEN Compared to the current market price of 43.4 USD, Customers Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one CUBI stock under the best case scenario is HIDDEN Compared to the current market price of 43.4 USD, Customers Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CUBI

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$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.0$44.0$44.0$42.0$42.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
1.33 B REVENUE
94.30%
1.32 B OPERATING INCOME
225.68%
181 M NET INCOME
-27.45%
116 M OPERATING CASH FLOW
-7.00%
-418 K INVESTING CASH FLOW
-0.01%
-62.2 M FINANCING CASH FLOW
-57.55%
151 M REVENUE
0.92%
-212 M OPERATING INCOME
-461.16%
26.9 M NET INCOME
-42.42%
86.2 M OPERATING CASH FLOW
253.39%
763 M INVESTING CASH FLOW
297.24%
-37.2 M FINANCING CASH FLOW
-9.27%
Balance Sheet Customers Bancorp, Inc.
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Current Assets 16.5 B
Cash & Short-Term Investments 2.08 B
Receivables 323 M
Other Current Assets 14.1 B
Non-Current Assets 10.3 M
Long-Term Investments 0
PP&E 6.67 M
Other Non-Current Assets 3.63 M
12.58 %85.40 %Total Assets$16.5b
Current Liabilities 100 M
Accounts Payable 0
Short-Term Debt 100 M
Other Current Liabilities 0
Non-Current Liabilities 1.31 B
Long-Term Debt 1.31 B
Other Non-Current Liabilities 0
7.09 %92.91 %Total Liabilities$1.4b
EFFICIENCY
Earnings Waterfall Customers Bancorp, Inc.
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Revenue 1.33 B
Cost Of Revenue 0
Gross Profit 1.33 B
Operating Expenses 4.49 M
Operating Income 1.32 B
Other Expenses 1.14 B
Net Income 181 M
1b1b1b1b1b1b800m800m600m600m400m400m200m200m001b01b(4m)1b(1b)181mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
99.66% OPERATING MARGIN
99.66%
13.67% NET MARGIN
13.67%
9.88% ROE
9.88%
0.81% ROA
0.81%
6.48% ROIC
6.48%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Customers Bancorp, Inc.
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400m400m300m300m200m200m100m100m00(100m)(100m)(200m)(200m)(300m)(300m)(400m)(400m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 181 M
Depreciation & Amortization 33.6 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others -64.3 M
Free Cash Flow 116 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Customers Bancorp, Inc.
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Wall Street analysts predict an average 1-year price target for CUBI of $70 , with forecasts ranging from a low of $52 to a high of $79 .
CUBI Lowest Price Target Wall Street Target
52 USD 19.82%
CUBI Average Price Target Wall Street Target
70 USD 61.29%
CUBI Highest Price Target Wall Street Target
79 USD 82.03%
Price
Max Price Target
Min Price Target
Average Price Target
808075757070656560605555505045454040May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 14
6. Ownership
Insider Ownership Customers Bancorp, Inc.
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Sold
0-3 MONTHS
6.63 M USD 2
3-6 MONTHS
6.09 M USD 3
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
114 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Customers Bancorp, Inc. (CUBI) and Encourages Shareholders to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / April 6, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 4 days ago
Customers Bancorp, Inc. (CUBI) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Investors to Contact the Firm to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / April 3, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 1 week ago
Bronstein, Gewirtz & Grossman, LLC Encourages Customers Bancorp, Inc. (CUBI) Shareholders to Inquire about Securities Investigation NEW YORK CITY, NY / ACCESS Newswire / April 1, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 1 week ago
Customers Bancorp, Inc. (CUBI) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Shareholders to Contact the Firm to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / March 30, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 1 week ago
Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Customers Bancorp, Inc. (CUBI) and Encourages Investors to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / March 23, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 2 weeks ago
Customers Bancorp, Inc. (CUBI) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Shareholders to Contact the Firm to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / March 20, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 3 weeks ago
Customers Bancorp, Inc. (CUBI) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Stockholders to Contact the Firm to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / March 18, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 3 weeks ago
Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Customers Bancorp, Inc. (CUBI) and Encourages Stockholders to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / March 16, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 3 weeks ago
Bronstein, Gewirtz & Grossman, LLC Encourages Customers Bancorp, Inc. (CUBI) Investors to Inquire about Securities Investigation NEW YORK CITY, NY / ACCESS Newswire / March 13, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 4 weeks ago
Bronstein, Gewirtz & Grossman, LLC Initiates an Investigation into Allegations Against Customers Bancorp, Inc. (CUBI) And Encourages Investors to Reach Out NEW YORK CITY, NY / ACCESS Newswire / March 11, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 4 weeks ago
Bronstein, Gewirtz & Grossman, LLC Initiates an Investigation into Allegations Against Customers Bancorp, Inc. (CUBI) And Encourages Stockholders to Reach Out NEW YORK CITY, NY / ACCESS Newswire / March 9, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 1 month ago
Customers Bancorp, Inc. (CUBI) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Investors to Contact the Firm to Learn More About the Investigation NEW YORK CITY, NY / ACCESS Newswire / March 6, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Customers Bancorp, Inc. ("Customers Bancorp" or "the Company") (NYSE:CUBI). Investors who purchased Customers Bancorp securities prior to March 1, 2024, and continue to hold to the present, are encouraged to obtain additional information and assist the investigation by visiting the firm's site: bgandg.com/CUBI. accessnewswire.com - 1 month ago
8. Profile Summary

Customers Bancorp, Inc. CUBI

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.37 B
Dividend Yield 0.24%
Description Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.
Contact 701 Reading Avenue, West Reading, PA, 19611 https://www.customersbank.com
IPO Date March 14, 2012
Employees 787
Officers Mr. Lyle P. Cunningham Chief Banking Officer Nicholas Harris Executive Vice President & Chief Information Officer Mr. Andrew B. Sachs Esq. Executive Vice President, General Counsel & Corporate Secretary Mr. David W. Patti Director of Communications Mr. Jessie John Deano Velasquez Executive Vice President & Chief Accounting Officer Mr. Samvir S. Sidhu President & Vice Chairman Ms. Lisa Walsh Executive Vice President & Chief People Officer Mr. Robert Fischer Senior Vice President, Relationship Manager and Member of the Lending Team Mr. Philip S. Watkins Executive Vice President & Chief Financial Officer Mr. Jay S. Sidhu Founder, Chairman & Chief Executive Officer