Financial Services - Banks - Regional - NYSE - US
$ 54.87
-0.381 %
$ 1.72 B
Market Cap
8.91
P/E
CASH FLOW STATEMENT
125 M
OPERATING CASH FLOW
3.16 B
INVESTING CASH FLOW
108 M
FINANCING CASH FLOW
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Customers Bancorp, Inc.
| Net Income | 250 M |
| Depreciation & Amortization | 31.8 M |
| Capital Expenditures | -41.3 M |
| Stock-Based Compensation | 12.6 M |
| Change in Working Capital | 42.3 M |
| Others | -234 M |
| Free Cash Flow | 83.4 M |
Cash Flow
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| OPERATING CASH FLOW | ||||||||||||||
| Net Income | 250.1 | 228.0 | 354.3 | 132.6 | 79.3 | 71.7 | 78.8 | 87.7 | 58.6 | 43.2 | 32.7 | 23.8 | 4.0 | 23.7 |
| Depreciation & Amortization | 31.8 | 27.2 | 21.7 | 30.5 | 22.9 | 14.2 | 10.8 | 3.6 | 4.0 | 3.6 | 3.1 | 2.0 | 1.4 | 0.8 |
| Deferred Income Tax | 22.2 | 6.9 | 17.8 | (18.0) | 14.5 | 9.3 | 14.8 | (2.6) | (10.1) | (6.2) | 2.2 | (3.7) | (2.7) | 1.8 |
| Stock Based Compensation | 12.6 | 14.2 | 13.9 | 12.9 | 9.9 | 9.7 | 7.2 | 6.5 | 5.7 | 5.2 | 3.4 | 2.0 | 0.7 | 2.0 |
| Other Operating Activities | (234.3) | (272.5) | (286.0) | 32.4 | 20.8 | 17.3 | 322.9 | (382.2) | (409.1) | (579.1) | 692.8 | (1 253.6) | 26.6 | (230.9) |
| Change in Working Capital | 42.3 | (24.6) | 149.6 | (57.4) | (69.1) | (24.7) | (48.9) | (3.4) | (5.7) | (9.2) | (12.2) | (12.5) | (0.1) | (19.1) |
| Cash From Operations | 124.7 | (20.8) | 271.2 | 133.0 | 78.3 | 97.5 | 385.6 | (290.5) | (356.6) | (542.5) | 722.0 | (1 242.1) | 29.9 | (221.5) |
| INVESTING CASH FLOW | ||||||||||||||
| Capital Expenditures | (41.3) | (113.3) | (33.0) | (28.9) | (50.3) | (39.0) | (24.4) | (5.1) | (2.9) | (1.4) | (3.9) | (2.7) | (2.7) | (3.3) |
| Other Items | 3 199.1 | (1 185.1) | (1 168.3) | (6 396.1) | (1 394.2) | (65.1) | (864.2) | (594.6) | (1 255.3) | (1 920.5) | (1 584.1) | 264.8 | (757.8) | (345.5) |
| Cash From Investing Activities | 3 157.7 | (1 298.4) | (1 201.3) | (6 425.0) | (1 444.4) | (104.1) | (888.5) | (599.7) | (1 258.2) | (1 921.9) | (1 588.0) | 262.1 | (760.5) | (348.8) |
| FINANCING CASH FLOW | ||||||||||||||
| Common Stock Repurchased | (39.8) | (33.2) | (110.2) | 0 | (0.6) | (13.0) | 0 | 0 | 0 | 0 | (7.8) | 0 | (0.5) | 0 |
| Total Debt Repaid | 400.0 | 0 | (4 316.2) | 4 127.0 | 421.5 | (63.2) | 98.6 | 75.0 | 7.3 | 1 029.6 | 303.8 | 140.0 | 325.0 | 0 |
| Dividends Paid | (14.6) | (9.3) | (10.8) | (14.1) | (14.5) | (14.5) | (14.5) | (9.1) | (2.3) | 0 | 0 | 0 | 44 K | 0 |
| Other Financing Activities | (240.6) | 1 299.0 | 5 081.7 | 2 658.9 | 1 107.9 | 9.5 | 297.7 | 733.3 | 1 502.7 | 1 572.7 | 519.4 | 857.8 | 212.4 | 680.5 |
| Cash From Financing Activities | 108.1 | 1 257.0 | 754.8 | 6 772.8 | 1 516.5 | (77.6) | 384.5 | 870.2 | 1 508.4 | 2 602.4 | 913.0 | 1 092.4 | 565.4 | 740.2 |
| CHANGE IN CASH | ||||||||||||||
| Net Change In Cash | 3 390.5 | (62.2) | (175.3) | 480.8 | 150.4 | (84.2) | (118.4) | (19.9) | (106.4) | 138.0 | 47.1 | 112.4 | (165.2) | 169.9 |
| FREE CASH FLOW | ||||||||||||||
| Free Cash Flow | 83.4 | (134.2) | 238.2 | 104.2 | 28.0 | 58.5 | 361.2 | (295.6) | (359.6) | (543.9) | 718.1 | (1 244.8) | 27.2 | (224.8) |