Financial Services -
Financial - Credit Services - NYSE - US
$ 154.67
2.72 %
$ 59.2 B
Market Cap
13.36
P/E
1. INTRINSIC VALUE
Balance Sheet
Capital One Financial Corporation
| Current Assets | 88.6 B |
| Cash & Short-Term Investments | 86 B |
| Receivables | 2.53 B |
| Other Current Assets | 0 |
| Non-Current Assets | 19.6 B |
| Long-Term Investments | 0 |
| PP&E | 4.51 B |
| Other Non-Current Assets | 15.1 B |
| Current Liabilities | 666 M |
| Accounts Payable | 666 M |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 45 B |
| Long-Term Debt | 45 B |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
Capital One Financial Corporation
| Revenue | 39.1 B |
| Cost Of Revenue | -6.92 B |
| Gross Profit | 46 B |
| Operating Expenses | 39.1 B |
| Operating Income | 11.6 M |
| Other Expenses | -4.74 B |
| Net Income | 4.75 B |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Capital One Financial Corporation
| Net Income | 4.75 B |
| Depreciation & Amortization | 3.24 B |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 569 M |
| Change in Working Capital | -1.57 B |
| Others | 10.5 B |
| Free Cash Flow | 18.2 B |
Wall Street Analysts Price Targets
Capital One Financial Corporation
Wall Street analysts predict an average 1-year price target for COF of $196 , with forecasts ranging from
a
low of
$150 to a high of $225 .
COF Lowest Price Target
Wall Street Target
150 USD
-3.02%
COF Average Price Target
Wall Street Target
196 USD
26.88%
COF Highest Price Target
Wall Street Target
225 USD
45.47%
4. DIVIDEND
ANALYSIS
0.42%
DIVIDEND YIELD
0.6 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Capital One Financial Corporation
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
13.3 M USD 7
6-9 MONTHS
12.8 M USD 2
9-12 MONTHS
6.05 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Capital One-Discover Merger Cleared By DOJ: What To Know About The $35 Billion Mega Deal
A $35 billion merger between Capital One and Discover that would make Capital One the nation's largest credit card issuer cleared a major regulatory hurdle this week, according to multiple outlets, as the Justice Department told antitrust officials it did not find reasons to block the deal, paving the way for a potentially historic shakeup of the American credit card space.
forbes.com
- 1 week ago
Report: Justice Department Will Not Block Capital One Acquisition of Discover
The Justice Department reportedly told financial regulators that it didn't have sufficient evidence to block the proposed merger between Capital One and Discover. This decision would allow the two banking regulators that must approve the deal — the Federal Reserve and the Office of the Comptroller of the Currency — to approve the transaction, Bloomberg reported Thursday (April 3).
pymnts.com
- 1 week ago
Justice Department Won't Challenge Capital One-Discover Merger, Report Says
Capital One Financial's (COF) plans to buy Discover Financial Services (DFS) doesn't raise enough concerns about competition to prompt the Justice Department to block the deal, The New York Times reported Thursday.
investopedia.com
- 1 week ago
Here's Why Capital One Stock Is Getting Crushed by Tariffs
The stock market was having its worst day in several years on Thursday in the wake of President Trump's global tariff announcement. In a nutshell, the tariff rates were largely far higher than expected and applied to more countries as well.
fool.com
- 1 week ago
Capital One's $35 billion deal for Discover clears US DOJ hurdle, NYT reports
Capital One Financial Corp got a greenlight from the Justice Department for its proposed acquisition of Discover Financial Services after the DOJ told other regulators looking into the merger that it doesn't see sufficient competition concerns to block the deal, the New York Times reported on Thursday.
reuters.com
- 1 week ago
Trump Tariffs: Here Are 4 Smart Things to Do With Your Money Right Now
KEY POINTS New tariffs could drive up prices on everyday goods, making it essential to prepare your finances now.Strengthening your emergency fund and paying off debt can help you stay ahead of rising costs.Investing wisely and locking in big purchases before prices rise can protect your long-term financial health. New tariffs are coming, and they could have a big impact on your wallet. President Donald Trump has announced a baseline 10% tariff on all imports, with even higher rates on the E.U., China, India, and other countries. That means prices on everything from electronics to groceries could climb fast.No one knows exactly how this will shake out, but one thing is certain: Now is the time to get your finances in order. If tariffs lead to rising costs, a little planning today could save you a lot of stress down the road. (function(){function c(){var b=a.contentDocument||a.contentWindow.document;if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'92a9a42d28c8ab34',t:'MTc0MzY5NDU4My4wMDAwMDA='};var a=document.createElement('script');a.nonce='';a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();Here are four smart moves to protect your finances and stay ahead of potential price hikes. 1. Beef up your emergency fundA tariff-induced inflation spike would mean higher costs for essentials. If you're already feeling stretched, now is the time to bulk up your emergency fund. Most experts recommend having three to six months' worth of expenses saved, but if tariffs drive up costs, having extra savings could be a lifesaver. Our Picks for the Best High-Yield Savings Accounts of 2025 Product APY Min. to Earn American Express® High Yield Savings Member FDIC. APY 3.70% Rate info Circle with letter I in it. 3.70% annual percentage yield as of April 3, 2025. Terms apply. Min. to earn $0 Open Account for American Express® High Yield Savings On American Express's Secure Website. Member FDIC. 3.70% Rate info Circle with letter I in it. 3.70% annual percentage yield as of April 3, 2025. Terms apply. $0 Open Account for American Express® High Yield Savings On American Express's Secure Website. CIT Platinum Savings Member FDIC. APY 4.10% APY for balances of $5,000 or more Rate info Circle with letter I in it. 4.10% APY for balances of $5,000 or more; otherwise, 0.25% APY Min. to earn $100 to open account, $5,000+ for max APY Open Account for CIT Platinum Savings On CIT's Secure Website. Member FDIC. 4.10% APY for balances of $5,000 or more Rate info Circle with letter I in it. 4.10% APY for balances of $5,000 or more; otherwise, 0.25% APY $100 to open account, $5,000+ for max APY Open Account for CIT Platinum Savings On CIT's Secure Website. Capital One 360 Performance Savings Member FDIC. APY 3.70% Rate info Circle with letter I in it. See Capital One website for most up-to-date rates. Advertised Annual Percentage Yield (APY) is variable and accurate as of Feb. 6, 2025. Rates are subject to change at any time before or after account opening. Min. to earn $0 Open Account for Capital One 360 Performance Savings On Capital One's Secure Website. Member FDIC. 3.70% Rate info Circle with letter I in it. See Capital One website for most up-to-date rates. Advertised Annual Percentage Yield (APY) is variable and accurate as of Feb. 6, 2025. Rates are subject to change at any time before or after account opening. $0 Open Account for Capital One 360 Performance Savings On Capital One's Secure Website. Start earning up to 10 times the national average savings rate -- open a CIT Platinum Savings account now. 2. Pay off high-interest debtIf tariffs push prices higher, the Federal Reserve might respond by raising interest rates again. That means credit card debt, personal loans, and other variable-rate debt could get even more expensive.Now's the time to knock out high-interest debt. Consider a balance transfer credit card or a personal loan with a lower fixed rate to consolidate what you owe. The less debt you carry, the better.3. Invest wiselyTrade wars and tariffs can shake up the stock market.Instead of making drastic moves, consider diversifying your investments. Index funds and ETFs that track the broad market can help you weather volatility. And if you want to lock in a guaranteed return, don't forget about certificates of deposit (CDs).CDs offer a guaranteed return, but in exchange you can't access your savings until your term is up -- typically somewhere between a few months and five years. The best CDs currently offer rates above 4.00%, and they'll get even more attractive if tariffs cause rates to go up.4. Lock in big purchases nowIf you've been considering a major purchase -- like a new car, home appliances, or even home renovations -- think about making it sooner rather than later. Tariffs could drive up costs on imported materials, making big-ticket items more expensive.Of course, don't rush into a purchase just for the sake of it. But if you were already planning to buy, locking in today's prices might save you money in the long run.Don't panicTariffs or not, smart money habits never go out of style. Strengthening your emergency fund, tackling debt, making wise investments, and pulling the trigger on big purchases before prices rise can help you navigate any economic uncertainty ahead.If you're looking for a high-yield savings account, a low-interest balance transfer card, or investment guidance, now's the time to explore your options. Small steps today can help you stay financially strong no matter what the future holds.
https://www.fool.com
- 1 week ago
5 Things to Know Before the Stock Market Opens on Wednesday
Close U.S. stock futures are pointing lower as investors ready for today's tariffs announcement expected from President Donald Trump after markets close; Tesla (TSLA) is slated to report first-quarter deliveries amid a downturn for its stock; Visa (V) reportedly is offering a payment of roughly $100 million to get Apple's (AAPL) credit card payment network business; and USDC stablecoin issuer Circle files for an IPO. Here's what investors need to know today. 1. US Stock Futures Dip as Investors Await Tariffs Updates U.S. stock futures are pointing lower following a volatile trading session as investors await White House tariff plans expected to be announced later today. Market watchers are also following today's private sector payrolls release ahead of Friday's job report. Nasdaq futures are 0.8% lower after the tech-focused index gained 0.9% Tuesday. Dow Jones Industrial Average and S&P 500 futures are lower by about 0.5%. Bitcoin (BTCUSD) is down slightly at around $85,000. The yield on the 10-year Treasury note is down below 4.15%. Oil futures are down. Gold futures are slightly higher. 2. Investors Brace for Trump Tariffs Announcement After Markets Close President Donald Trump is set to unveil his latest tariffs proposal at a White House event slated to start at the close of markets at 4 p.m. ET. Trump's advisers continue to hash out the details surrounding the new tariffs he plans to implement ahead of the "Liberation Day" event, Bloomberg reported. While Trump has said he was seeking reciprocal tariffs to match import taxes on U.S.-made products, a report in The Washington Post indicated that advisers were also mulling a 20% tariff on nearly all imported products. 3. Tesla Stock Slips Ahead of Quarterly Deliveries Data Tesla (TSLA) shares are down 2.5% in premarket trading ahead of the electric vehicle maker's expected release of its first-quarter deliveries data this morning. Analysts expect Tesla to report 393,000 deliveries, up less than 2% year-over-year but fewer than last quarter's 495,570 vehicles. The data comes as analysts have raised concerns that CEO Elon Musk's work with the Trump administration is creating distractions and impacting Tesla's business. Tesla shares have shed one-third of their value in 2025. 4. Visa Offers Apple $100M to Take Over Credit Card Network, Report Says Visa (V) is offering a payment of roughly $100 million to get Apple's (AAPL) credit card network business, according to The Wall Street Journal. The report said that Apple would select a payment provider before selecting a bank to take over its credit card from Goldman Sachs (GS), and that Visa is competing with Mastercard (MA)—which is "fiercely trying to keep its role as the network on this card"—and American Express (AXP). The Journal previously reported that JPMorgan Chase (JPM), Synchrony Financial (SYF), Capital One (COF) and American Express were in the running to take over as the issuer of the credit card. 5. USDC Stablecoin Issuer Circle Files for IPO Circle, the company behind the dollar-backed USDC stablecoin, has filed for a U.S. initial public offering (IPO). In its prospectus filed with the Securities and Exchange Commission (SEC), Circle said it plans to list on the New York Stock Exchange (NYSE) under ticker symbol "CRCL." Circle, which had previously announced plans to go public in 2021 via a SPAC merger, said its 2024 net income was $155.7 million, down from $267.6 million a year earlier. Do you have a news tip for Investopedia reporters? Please email us at tips@investopedia.com
https://www.investopedia.com
- 2 weeks ago
DOJ Reportedly Closer to Approving Capital One/Discover Merger
The Justice Department (DOJ) is reportedly closer to permitting Capital One's purchase of Discover. That's according to a report Monday (March 31) by the Capital Forum, citing sources familiar with the matter.
pymnts.com
- 2 weeks ago
Capital One's Bottom Line Could Expand On Improving Credit Losses
Consumer loan delinquency growth has stabilized, and Capital One is starting to capitalize on the tailwind. COF will likely see increasing margins from lower credit loss expenses as delinquency and charge-off rates normalize in the coming few quarters. Capital One's valuation is attractive relative to its peers as the company's bottom-line growth forecast far exceeds that of its peers.
seekingalpha.com
- 3 weeks ago
Capital One Financial Corporation to Webcast Conference Call on First Quarter 2025 Earnings
MCLEAN, Va.--(BUSINESS WIRE)--On Tuesday, April 22, 2025, at approximately 4:05 p.m. Eastern Time, Capital One Financial Corporation (NYSE: COF) will release its first quarter 2025 earnings results. Additionally, the company will host a conference call at 5:00 p.m. Eastern Time to review financial and operating performance for the quarter ending March 31, 2025. The call will be webcast live and the earnings release will be available on the company's homepage at www.capitalone.com. A replay of t.
businesswire.com
- 3 weeks ago
PennantPark Floating Rate Capital: One Of The Highest Quality Picks In First-Lien BDC Segment
PennantPark Floating Rate Capital, PFLT, is a completely different BDC than its related arm PNNT. In my last piece that was issued in August 2024, I made it clear that the dividend is safe, even though the conclusion might be different seeing 103% coverage level. The recent financials confirm my thesis on many fronts.
seekingalpha.com
- 3 weeks ago
Capital One's Muse Wins “Point of Sale Innovation Award” in 9th Annual FinTech Breakthrough Awards Program
Prestigious Annual Awards Program Recognizes Outstanding Financial Technology Products And Companies Around the World Prestigious Annual Awards Program Recognizes Outstanding Financial Technology Products And Companies Around the World
globenewswire.com
- 4 weeks ago
8. Profile
Summary
Capital One Financial Corporation COF
COUNTRY
US
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 59.2 B
Dividend Yield
0.42%
Description
Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
Contact
1680 Capital One Drive, McLean, VA, 22102
https://www.capitalone.com
IPO
Date
Nov. 16, 1994
Employees
52600
Officers
Ms. Celia S. Edwards Karam
President of Retail Bank
Mr. Jeff Norris
Senior Vice President of Finance
Mr. Joseph C. Portera
Chief Risk Officer for Financial Services
Mr. Darren H. Alcus
Executive Vice President & Head of Corporate Banking
Ms. Lia N. Dean
President of Banking & Premium Products
Mr. Andy Ozment
Head of Technology Risk
Ms. Kaitlin Burek Haggerty
Chief Human Resources Officer
Mr. James Alan Henderson
Executive Vice President & Head of Commercial Real Estate
Mr. Bob McCarrick
Executive Vice President & Head of Middle Market Relationships
Mr. René Kiehn
Senior Vice President & Senior Relationship Manager