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PayPal Holdings, Inc. PYPL
Financial Services - Financial - Credit Services - NASDAQ - US
Watchlist
$ 60.285
-1.17 %
$ 59.6 B
Market Cap
15.11
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one PYPL stock under the worst case scenario is HIDDEN Compared to the current market price of 60.3 USD, PayPal Holdings, Inc. is HIDDEN

PYPL Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one PYPL stock under the base case scenario is HIDDEN Compared to the current market price of 60.3 USD, PayPal Holdings, Inc. is HIDDEN

PYPL Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one PYPL stock under the best case scenario is HIDDEN Compared to the current market price of 60.3 USD, PayPal Holdings, Inc. is HIDDEN

PYPL Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart PYPL

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1M -11%
6M -33%
1Y -9%
3Y -54%
5Y -105%
All
$95.0$95.0$90.0$90.0$85.0$85.0$80.0$80.0$75.0$75.0$70.0$70.0$65.0$65.0$60.0$60.0$55.0$55.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
31.8 B REVENUE
6.81%
Growth Rates
1Year 6.81%
3Years 7.82%
5Years 12.34%
7Years 13.51%
10Years 14.76%
5.32 B OPERATING INCOME
5.91%
Growth Rates
1Year 5.91%
3Years 7.70%
5Years 14.39%
7Years 14.01%
10Years 15.43%
4.15 B NET INCOME
-2.33%
Growth Rates
1Year -2.33%
3Years -0.18%
5Years 11.02%
7Years 12.71%
10Years 25.76%
7.45 B OPERATING CASH FLOW
53.83%
Growth Rates
1Year 53.83%
3Years 8.72%
5Years 12.85%
7Years 16.68%
10Years 12.87%
1.59 B INVESTING CASH FLOW
111.30%
Growth Rates
1Year 111.30%
3Years 32.16%
5Years 17.89%
7Years 13.01%
10Years 9.82%
-8.28 B FINANCING CASH FLOW
-176.51%
Growth Rates
1Year -176.51%
3Years -145.84%
5Years -26.54%
7Years -17.14%
10Years -66.35%
8.37 B REVENUE
6.61%
Growth Rates
1Year 6.81%
3Years 7.82%
5Years 12.34%
7Years 13.51%
10Years 14.76%
1.44 B OPERATING INCOME
3.59%
Growth Rates
1Year 5.91%
3Years 7.70%
5Years 14.39%
7Years 14.01%
10Years 15.43%
1.12 B NET INCOME
10.99%
Growth Rates
1Year -2.33%
3Years -0.18%
5Years 11.02%
7Years 12.71%
10Years 25.76%
2.39 B OPERATING CASH FLOW
48.33%
Growth Rates
1Year 53.83%
3Years 8.72%
5Years 12.85%
7Years 16.68%
10Years 12.87%
2.46 B INVESTING CASH FLOW
-12.22%
Growth Rates
1Year 111.30%
3Years 32.16%
5Years 17.89%
7Years 13.01%
10Years 9.82%
-3.58 B FINANCING CASH FLOW
-41.76%
Growth Rates
1Year -176.51%
3Years -145.84%
5Years -26.54%
7Years -17.14%
10Years -66.35%
Balance Sheet PayPal Holdings, Inc.
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Current Assets 61.1 B
Cash & Short-Term Investments 10.8 B
Receivables 45.6 B
Other Current Assets 4.65 B
Non-Current Assets 20.5 B
Long-Term Investments 4.58 B
PP&E 1.51 B
Other Non-Current Assets 14.4 B
13.26 %55.90 %5.70 %5.62 %17.68 %Total Assets$81.6b
Current Liabilities 48.4 B
Accounts Payable 39.9 B
Short-Term Debt 0
Other Current Liabilities 8.48 B
Non-Current Liabilities 12.8 B
Long-Term Debt 9.88 B
Other Non-Current Liabilities 2.94 B
65.20 %13.85 %16.14 %4.80 %Total Liabilities$61.2b
EFFICIENCY
Earnings Waterfall PayPal Holdings, Inc.
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Revenue 31.8 B
Cost Of Revenue 17.1 B
Gross Profit 14.7 B
Operating Expenses 9.33 B
Operating Income 5.32 B
Other Expenses 1.18 B
Net Income 4.15 B
35b35b30b30b25b25b20b20b15b15b10b10b5b5b0032b(17b)15b(9b)5b(1b)4bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
46.10% GROSS MARGIN
46.10%
Averages
1Year 46.10%
3Years 47.39%
5Years 50.45%
7Years 51.70%
10Years 54.26%
16.75% OPERATING MARGIN
16.75%
Averages
1Year 16.75%
3Years 15.86%
5Years 15.94%
7Years 15.60%
10Years 15.59%
13.04% NET MARGIN
13.04%
Averages
1Year 13.04%
3Years 12.03%
5Years 14.42%
7Years 14.18%
10Years 13.92%
20.31% ROE
20.31%
Averages
1Year 20.31%
3Years 17.47%
5Years 18.52%
7Years 17.22%
10Years 15.02%
5.08% ROA
5.08%
Averages
1Year 5.08%
3Years 4.44%
5Years 4.96%
7Years 4.90%
10Years 4.72%
12.47% ROIC
12.47%
Averages
1Year 12.47%
3Years 10.79%
5Years 10.75%
7Years 10.38%
10Years 9.81%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis PayPal Holdings, Inc.
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7b7b6b6b5b5b4b4b3b3b2b2b1b1b0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 4.15 B
Depreciation & Amortization 697 M
Capital Expenditures -683 M
Stock-Based Compensation 1.23 B
Change in Working Capital 0
Others 419 M
Free Cash Flow 6.77 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets PayPal Holdings, Inc.
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Wall Street analysts predict an average 1-year price target for PYPL of $80.9 , with forecasts ranging from a low of $69 to a high of $95 .
PYPL Lowest Price Target Wall Street Target
69 USD 14.46%
PYPL Average Price Target Wall Street Target
80.9 USD 34.18%
PYPL Highest Price Target Wall Street Target
95 USD 57.58%
Price
Max Price Target
Min Price Target
Average Price Target
959590908585808075757070656560605555Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership PayPal Holdings, Inc.
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Sold
0-3 MONTHS
176 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
273 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know Paypal (PYPL) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock. zacks.com - 1 week ago
3 Value Stocks Set to Surge, With Up to 190% Upside in 2025 The relentless bull run led by high-flying growth stocks is no longer here, and 2025 has brought a significant shift in the market landscape, with the S&P 500 now in correction territory. 247wallst.com - 1 week ago
PayPal, Bill Holdings Downgraded As Analyst 'Loses Confidence' On Thursday, Seaport Global analyst Jeff Cantwell downgraded two companies — PayPal Holdings PYPL and Bill Holdings BILL — as he has lost confidence that either will eventually meet their previously stated guidance in this new paradigm. benzinga.com - 2 weeks ago
Affirm vs. PayPal: Which Fintech Stock Should You Invest in Now? Over the past year, AFRM stock has experienced significant swings, both up and down. PYPL, on the other hand, has been more stable. zacks.com - 2 weeks ago
2 Stocks Down by 25% or More This Year to Buy and Hold Equity markets have had a rough go of it this year due to President Trump's macroeconomic policies. Though it can be challenging to navigate this environment, one way to make the best of it is to look for terrific stocks to invest in while they are down. fool.com - 2 weeks ago
PayPal: Recent Weakness Looks Like A Golden Buying Opportunity PayPal is investing heavily in AI to streamline its internal processes, which is also highly likely to help in creating value for shareholders and enhance customers' experiences. Venmo, the company's fastest-growing business of the last couple of years, is set to unlock its full monetization potential. The stock is extremely undervalued, with a low 7.8 forward Price/Cash flow ratio and a DCF analysis indicating a 66% upside potential. seekingalpha.com - 2 weeks ago
PayPal Launches X-Border Payment Collaboration With TerraPay PayPal and TerraPay are teaming to promote cross-border payments in the Middle East and Africa (MENA). The partnership, announced Tuesday (April 15), is designed to speed cross-border money movement, while making payments more accessible by connecting banks, mobile wallets and financial institutions. pymnts.com - 2 weeks ago
Traders Started Betting on PayPal's Rally Again When retail investors watch recent buying and selling activity in the market, they typically can get a pretty strong view of what is happening behind the scenes at some of the industry's largest funds and investment houses. However, reported institutional activity reflects the past, and not the recent one at that, so this information assumes the initial buy thesis has to still be valid for action to be taken on it. marketbeat.com - 2 weeks ago
3 Incredible Growth Stocks That Are Now Too Cheap to Ignore The stock market has been on a wild ride in April. Following President Donald Trump's tariff announcement on April 2, the S&P 500 had one of its worst two-day performances in 80 years. fool.com - 2 weeks ago
Could Buying PayPal Stock Today Set You Up for Life? Financial technology, or fintech, is about innovating and finding new ways to move money between people and businesses. PayPal (PYPL 3.22%) is the original fintech stock. fool.com - 2 weeks ago
4 Monster Stocks to Hold for the Next 10 Years With the stock market whipsawing amid to on-again, off-again tariffs, now is a great time scoop up some great stocks at discounted prices. Let's look at four monster stocks across industries that investors can buy and hold for the long haul. fool.com - 2 weeks ago
Better Fintech Stock: Block vs. PayPal One of the most important trends that has shaped the economy during the past decade has happened at the intersection of financial services and technology. Two companies, Block (XYZ 1.89%) and PayPal (PYPL 3.22%), are among those enterprises leading the charge. fool.com - 3 weeks ago
8. Profile Summary

PayPal Holdings, Inc. PYPL

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 59.6 B
Dividend Yield 0.00%
Description PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.
Contact 2211 North First Street, San Jose, CA, 95131 https://www.paypal.com
IPO Date July 6, 2015
Employees 24400
Officers Mr. Steven Eric Winoker Chief Investor Relations Officer Mr. Srinivasan Venkatesan Chief Technology Officer Ms. Amy Bonitatibus Chief Corporate Affairs Officer Ms. Jamie S. Miller Chief Financial Officer & Chief Operating Officer Ms. Isabel Cruz Chief People Officer Mr. James Alexander Chriss President, Chief Executive Officer & Director Mr. Christopher Natali Chief Accounting Officer Mr. Geoff Seeley Chief Marketing Officer Mr. Bimal Patel General Counsel Hannah Qiu Senior Vice President & Chief of China Region