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Financial Services - Financial - Credit Services - NYSE - US
$ 485.52
-0.868 %
$ 439 B
Market Cap
34.9
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MA stock under the worst case scenario is HIDDEN Compared to the current market price of 486 USD, Mastercard Incorporated is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MA stock under the base case scenario is HIDDEN Compared to the current market price of 486 USD, Mastercard Incorporated is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MA stock under the best case scenario is HIDDEN Compared to the current market price of 486 USD, Mastercard Incorporated is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart MA

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$580.0$580.0$570.0$570.0$560.0$560.0$550.0$550.0$540.0$540.0$530.0$530.0$520.0$520.0$510.0$510.0$500.0$500.0$490.0$490.0$480.0$480.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
28.2 B REVENUE
12.23%
15.6 B OPERATING INCOME
11.24%
12.9 B NET INCOME
15.00%
14.8 B OPERATING CASH FLOW
23.37%
-3.4 B INVESTING CASH FLOW
-151.81%
-10.8 B FINANCING CASH FLOW
-14.21%
7.49 B REVENUE
1.63%
3.94 B OPERATING INCOME
-1.65%
3.34 B NET INCOME
2.42%
4.83 B OPERATING CASH FLOW
-5.88%
-2.68 B INVESTING CASH FLOW
-946.09%
-4.04 B FINANCING CASH FLOW
-371.53%
Balance Sheet Mastercard Incorporated
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Current Assets 19.7 B
Cash & Short-Term Investments 8.77 B
Receivables 3.77 B
Other Current Assets 7.18 B
Non-Current Assets 28.4 B
Long-Term Investments 0
PP&E 2.14 B
Other Non-Current Assets 26.2 B
18.24 %7.85 %14.93 %4.45 %54.53 %Total Assets$48.1b
Current Liabilities 19.2 B
Accounts Payable 929 M
Short-Term Debt 750 M
Other Current Liabilities 17.5 B
Non-Current Liabilities 22.3 B
Long-Term Debt 17.5 B
Other Non-Current Liabilities 4.87 B
42.20 %42.04 %11.72 %Total Liabilities$41.6b
EFFICIENCY
Earnings Waterfall Mastercard Incorporated
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Revenue 28.2 B
Cost Of Revenue 6.67 B
Gross Profit 21.5 B
Operating Expenses 5.91 B
Operating Income 15.6 B
Other Expenses 2.71 B
Net Income 12.9 B
30b30b25b25b20b20b15b15b10b10b5b5b0028b(7b)21b(6b)16b(3b)13bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
76.31% GROSS MARGIN
76.31%
55.32% OPERATING MARGIN
55.32%
45.71% NET MARGIN
45.71%
198.52% ROE
198.52%
26.78% ROA
26.78%
44.41% ROIC
44.41%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Mastercard Incorporated
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16b16b14b14b12b12b10b10b8b8b6b6b4b4b2b2b0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 12.9 B
Depreciation & Amortization 1.83 B
Capital Expenditures -474 M
Stock-Based Compensation 526 M
Change in Working Capital 0
Others -1.06 B
Free Cash Flow 14.3 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Mastercard Incorporated
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Wall Street analysts predict an average 1-year price target for MA of $561 , with forecasts ranging from a low of $497 to a high of $660 .
MA Lowest Price Target Wall Street Target
497 USD 2.36%
MA Average Price Target Wall Street Target
561 USD 15.51%
MA Highest Price Target Wall Street Target
660 USD 35.94%
Price
Max Price Target
Min Price Target
Average Price Target
700700650650600600550550500500450450400400May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.13% DIVIDEND YIELD
0.76 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
3.003.002.502.502.002.001.501.501.001.000.500.500.000.000.160.190.220.250.330.40.440.490.570.660.760.160.190.220.250.330.40.440.490.570.660.760.160.190.220.250.330.40.440.490.570.660.160.640.190.760.220.880.251.000.331.320.41.600.441.760.491.960.572.280.662.641.522015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership Mastercard Incorporated
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Sold
0-3 MONTHS
58.9 M USD 3
3-6 MONTHS
2.36 M USD 1
6-9 MONTHS
256 M USD 5
9-12 MONTHS
2.47 B USD 6
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Will MasterCard (MA) Beat Estimates Again in Its Next Earnings Report? MasterCard (MA) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report. zacks.com - 1 week ago
Mastercard Transforms Payments With 2030 Vision for Australia MA unveils a bold 2030 vision featuring biometrics, contactless cards, and real-time payments to enhance security, convenience, and growth. zacks.com - 1 week ago
Mastercard: With A Large Market Share And High Growth, Great Returns Are Probable Mastercard is a 'Strong Buy' due to the decline in cash use and the rise in payment card transactions, driven in part by the growth of e-commerce. Despite recent market drops, MA's stable financial growth and predictable future make it a great buy at a discounted price. The 9 Pillar Analysis shows the Company's solid fundamentals, with high revenue, net income, and free cash flow growth, despite a slight premium, which, I believe, is deserved. seekingalpha.com - 1 week ago
Mastercard: This High-Quality Compounder Just Became Reasonably Valued Mastercard is a high-growth stock with a strong moat, now reasonably valued after a recent sell-off, making it a Buy for long-term investors. Beyond credit cards, Mastercard's services like fraud detection and cybersecurity are growing rapidly, contributing to 38% of total revenue and offering substantial growth potential. Financials show steady revenue, high profitability, and strong free cash flow, indicating a robust competitive advantage and long-term growth prospects. seekingalpha.com - 1 week ago
Mastercard Is Taking On the World and Winning The Mastercard (MA -7.67%) logo is pretty ubiquitous in the United States. It adorns credit cards, debit cards, store windows, websites, and credit card processing machines. fool.com - 1 week ago
5 Relatively Secure And Cheap Dividend Stocks, Yields Up To 8% (April 2025) This article is part of our monthly series where we highlight five large-cap, relatively safe, dividend-paying companies offering significant discounts to their historical norms. The market is volatile with economic uncertainties, but investing consistently in solid dividend-paying stocks with reasonable valuations is a good idea. We go over our filtering process to select just five conservative DGI stocks from more than 7,500 companies that are traded on U.S. exchanges, including OTC networks. seekingalpha.com - 2 weeks ago
Should Growth Stock Investors Buy Visa Stock Instead of Mastercard Stock? Visa (V -7.66%) and Mastercard (MA -7.67%) are two of the most profitable companies worldwide. fool.com - 2 weeks ago
Mastercard vs. AmEx: Which Payments Giant Has More Room to Run? Compared to MA's more globally diversified business, AXP remains more exposed to domestic economic shifts. zacks.com - 2 weeks ago
These 5 S&P 500 Stocks Are Growing Revenue The Most Right Now These 5 companies will have minimal impact from the tariffs and could deliver strong results in 2025. 247wallst.com - 2 weeks ago
Unipaas and Mastercard Join Forces to Boost Card Acceptance for SMEs via Vertical SaaS Unipaas partners with Mastercard to help vertical SaaS platforms digitise SME payments in underserved sectors, boosting card acceptance and efficiency. globenewswire.com - 2 weeks ago
Mastercard and MoneyGram Join to Revolutionize Cross-Border Payments MA partners with MoneyGram to enhance digital payments, driving revenue growth, financial inclusion, and seamless cross-border transactions. zacks.com - 2 weeks ago
Visa Allegedly Makes a Bid to Unseat Mastercard as Apple Card's Partner Changing networks won't impact cardholders much, but it could be the first step toward improving card features. cnet.com - 2 weeks ago
8. Profile Summary

Mastercard Incorporated MA

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 439 B
Dividend Yield 0.13%
Description Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Contact 2000 Purchase Street, Purchase, NY, 10577 https://www.mastercard.com
IPO Date May 25, 2006
Employees 35300
Officers Mr. Devin Corr Executive Vice President of Investor Relations Mr. Michael Fraccaro Chief People Officer Mr. Timothy Henry Murphy J.D. Chief Administrative Officer Mr. Craig E. Vosburg Chief Services Officer Mr. Sachin Mehra Chief Financial Officer Ms. Tiffany M. Hall General Counsel Mr. Edward Grunde McLaughlin President of Mastercard Technology & Chief Technology Officer Mr. Michael Miebach Chief Executive Officer, President & Director Mr. Raja Rajamannar Chief Marketing & Communications Officer Ms. Ruosi Wan Executive Vice President of Strategy, Corporate Development and M&A