Financial Services -
Financial - Credit Services - NYSE - US
$ 44.81
2.28 %
$ 17.4 B
Market Cap
5.24
P/E
1. INTRINSIC VALUE
Balance Sheet
Synchrony Financial
| Current Assets | 17.8 B |
| Cash & Short-Term Investments | 17.8 B |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 102 B |
| Long-Term Investments | 105 B |
| PP&E | 0 |
| Other Non-Current Assets | -3.05 B |
| Current Liabilities | 82.1 B |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 82.1 B |
| Non-Current Liabilities | 20.8 B |
| Long-Term Debt | 15.5 B |
| Other Non-Current Liabilities | 5.36 B |
EFFICIENCY
Earnings Waterfall
Synchrony Financial
| Revenue | 9.39 B |
| Cost Of Revenue | 0 |
| Gross Profit | 9.39 B |
| Operating Expenses | 1.46 B |
| Operating Income | 5.26 B |
| Other Expenses | 1.76 B |
| Net Income | 3.5 B |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Synchrony Financial
| Net Income | 3.5 B |
| Depreciation & Amortization | 481 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 0 |
| Change in Working Capital | -205 M |
| Others | 5.93 B |
| Free Cash Flow | 9.85 B |
Wall Street Analysts Price Targets
Synchrony Financial
Wall Street analysts predict an average 1-year price target for SYF of $53.8 , with forecasts ranging from
a
low of
$40 to a high of $68 .
SYF Lowest Price Target
Wall Street Target
40 USD
-10.73%
SYF Average Price Target
Wall Street Target
53.8 USD
20.09%
SYF Highest Price Target
Wall Street Target
68 USD
51.75%
4. DIVIDEND
ANALYSIS
0.47%
DIVIDEND YIELD
0.25 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Synchrony Financial
Sold
0-3 MONTHS
29.3 M USD 8
3-6 MONTHS
3.43 M USD 2
6-9 MONTHS
3.56 M USD 3
9-12 MONTHS
1.42 M USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Synchrony Empowers Women in Auto Care with $25,000 Donation
Donation Supports the Education, Professional Development and Advancement of Women in the Automotive Aftermarket STAMFORD, Conn. , April 3, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a $25,000 donation to Women in Auto Care, a community of the Auto Care Association.
prnewswire.com
- 1 week ago
Synchrony Announces More Than $1.5 Million in Grants to Stamford Nonprofits, Joins Mayor Simmons to Celebrate Spring with Daffodil Blooms
STAMFORD, Conn. , April 2, 2025 /PRNewswire/ -- In a vibrant celebration of spring and community spirit, Synchrony (NYSE: SYF), a premier consumer financial services company headquartered in Stamford, together with Mayor Caroline Simmons, Stamford Downtown and Stamford Parks Community Partnership, today celebrated the blooming of hundreds of daffodils planted across Downtown Stamford through a contribution from Synchrony.
prnewswire.com
- 2 weeks ago
5 Things to Know Before the Stock Market Opens on Wednesday
Close U.S. stock futures are pointing lower as investors ready for today's tariffs announcement expected from President Donald Trump after markets close; Tesla (TSLA) is slated to report first-quarter deliveries amid a downturn for its stock; Visa (V) reportedly is offering a payment of roughly $100 million to get Apple's (AAPL) credit card payment network business; and USDC stablecoin issuer Circle files for an IPO. Here's what investors need to know today. 1. US Stock Futures Dip as Investors Await Tariffs Updates U.S. stock futures are pointing lower following a volatile trading session as investors await White House tariff plans expected to be announced later today. Market watchers are also following today's private sector payrolls release ahead of Friday's job report. Nasdaq futures are 0.8% lower after the tech-focused index gained 0.9% Tuesday. Dow Jones Industrial Average and S&P 500 futures are lower by about 0.5%. Bitcoin (BTCUSD) is down slightly at around $85,000. The yield on the 10-year Treasury note is down below 4.15%. Oil futures are down. Gold futures are slightly higher. 2. Investors Brace for Trump Tariffs Announcement After Markets Close President Donald Trump is set to unveil his latest tariffs proposal at a White House event slated to start at the close of markets at 4 p.m. ET. Trump's advisers continue to hash out the details surrounding the new tariffs he plans to implement ahead of the "Liberation Day" event, Bloomberg reported. While Trump has said he was seeking reciprocal tariffs to match import taxes on U.S.-made products, a report in The Washington Post indicated that advisers were also mulling a 20% tariff on nearly all imported products. 3. Tesla Stock Slips Ahead of Quarterly Deliveries Data Tesla (TSLA) shares are down 2.5% in premarket trading ahead of the electric vehicle maker's expected release of its first-quarter deliveries data this morning. Analysts expect Tesla to report 393,000 deliveries, up less than 2% year-over-year but fewer than last quarter's 495,570 vehicles. The data comes as analysts have raised concerns that CEO Elon Musk's work with the Trump administration is creating distractions and impacting Tesla's business. Tesla shares have shed one-third of their value in 2025. 4. Visa Offers Apple $100M to Take Over Credit Card Network, Report Says Visa (V) is offering a payment of roughly $100 million to get Apple's (AAPL) credit card network business, according to The Wall Street Journal. The report said that Apple would select a payment provider before selecting a bank to take over its credit card from Goldman Sachs (GS), and that Visa is competing with Mastercard (MA)—which is "fiercely trying to keep its role as the network on this card"—and American Express (AXP). The Journal previously reported that JPMorgan Chase (JPM), Synchrony Financial (SYF), Capital One (COF) and American Express were in the running to take over as the issuer of the credit card. 5. USDC Stablecoin Issuer Circle Files for IPO Circle, the company behind the dollar-backed USDC stablecoin, has filed for a U.S. initial public offering (IPO). In its prospectus filed with the Securities and Exchange Commission (SEC), Circle said it plans to list on the New York Stock Exchange (NYSE) under ticker symbol "CRCL." Circle, which had previously announced plans to go public in 2021 via a SPAC merger, said its 2024 net income was $155.7 million, down from $267.6 million a year earlier. Do you have a news tip for Investopedia reporters? Please email us at tips@investopedia.com
https://www.investopedia.com
- 2 weeks ago
Synchrony Named No. 2 Best Company to Work For
Employee Co-Design Spurs Innovation and Business Success 94% of U.S. Employees Say Synchrony is a Great Place to Work STAMFORD, Conn. , April 2, 2025 /PRNewswire/ -- Celebrating its people-centric culture that expands access to credit for consumers and helps businesses thrive, Synchrony (NYSE: SYF) was named today by Fortune magazine and Great Place to Work® as the number 2 Best Company to Work For® in the U.S. "I'm incredibly proud of our team and what we've built together," said Brian Doubles, President and CEO of Synchrony.
prnewswire.com
- 2 weeks ago
Synchrony to Announce First Quarter 2025 Financial Results on April 22, 2025
STAMFORD, Conn., April 1, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its first quarter 2025 results on Tuesday, April 22, 2025.
prnewswire.com
- 2 weeks ago
SYF vs. SOFI: Which Stock Is the Better Value Option?
Investors looking for stocks in the Financial - Miscellaneous Services sector might want to consider either Synchrony (SYF) or SoFi Technologies, Inc. (SOFI). But which of these two stocks presents investors with the better value opportunity right now?
zacks.com
- 3 weeks ago
Can the U.S. Economy Bounce Back Despite Consumer Spending Concerns?
The current economic landscape presents an ideal opportunity for flexible payment solution providers.
zacks.com
- 3 weeks ago
Why Synchrony (SYF) is a Top Value Stock for the Long-Term
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
zacks.com
- 3 weeks ago
Are Investors Undervaluing Synchrony Financial (SYF) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 3 weeks ago
5 Top-Ranked S&P 500 Stocks to Buy at a Bargain: NVDA, CCL, and more
The S&P 500 logs the worst week since September and tumbles 4.2% the past month. The beaten-down prices offer a buying opportunity for NVDA, UHS, UAL, CCL and SYF.
zacks.com
- 1 month ago
Synchrony Declines 16.1% in a Month: Is the Stock a Buy on the Dip?
SYF's net charge-off rate is expected to decline in 2025, particularly in the second half of the year.
zacks.com
- 1 month ago
Synchrony Makes a Big Splash in Connecticut Celebrating a Decade of Polar Plunges to Support Charity
STAMFORD, Conn. , March 7, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF) employees, in a heartwarming display of courage and compassion, today braved icy waters at The Point at Norwalk Cove for the tenth consecutive celebration of their annual "Doubles Dive.
prnewswire.com
- 1 month ago
8. Profile
Summary
Synchrony Financial SYF
COUNTRY
US
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 17.4 B
Dividend Yield
0.47%
Description
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.
Contact
777 Long Ridge Road, Stamford, CT, 06902
https://www.synchrony.com
IPO
Date
July 31, 2014
Employees
20000
Officers
Mr. Brian D. Doubles
President, Chief Executive Officer & Director
Ms. Carol D. Juel
Executive Vice President and Chief Technology & Operating Officer
Mr. Curtis Howse
Executive Vice President and Chief Executive Officer of Home & Auto
Mr. Bart Schaller
Executive Vice President & Chief Executive Officer of Digital
Ms. Kathryn Harmon Miller
Senior Vice President of Investor Relations
Mr. Brian J. Wenzel Sr.
Executive Vice President & Chief Financial Officer
Mr. Alberto Casellas
Executive Vice President and Chief Executive Officer of Health & Wellness
Ms. Amy Tiliakos
Senior Vice President, Chief Accounting Officer & Controller
Mr. D.J. Casto
Executive Vice President & Chief Human Resources Officer
Mr. Jonathan S. Mothner Esq., J.D.
Executive Vice President & Chief Risk and Legal Officer