Financial Services -
Financial - Credit Services - NYSE - US
$ 150.88
2.61 %
$ 38 B
Market Cap
8.51
P/E
1. INTRINSIC VALUE
Balance Sheet
Discover Financial Services
| Current Assets | 16.2 B |
| Cash & Short-Term Investments | 16.2 B |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 131 B |
| Long-Term Investments | 133 B |
| PP&E | 1.07 B |
| Other Non-Current Assets | -3.08 B |
| Current Liabilities | 107 B |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 107 B |
| Non-Current Liabilities | 22.7 B |
| Long-Term Debt | 16.3 B |
| Other Non-Current Liabilities | 6.45 B |
EFFICIENCY
Earnings Waterfall
Discover Financial Services
| Revenue | 20 B |
| Cost Of Revenue | 7.02 B |
| Gross Profit | 13 B |
| Operating Expenses | 2.34 B |
| Operating Income | 17.7 B |
| Other Expenses | 13.1 B |
| Net Income | 4.54 B |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Discover Financial Services
| Net Income | 4.54 B |
| Depreciation & Amortization | 300 M |
| Capital Expenditures | -268 M |
| Stock-Based Compensation | 0 |
| Change in Working Capital | -755 M |
| Others | 3.43 B |
| Free Cash Flow | 8.16 B |
Wall Street Analysts Price Targets
Discover Financial Services
Wall Street analysts predict an average 1-year price target for DFS of $158 , with forecasts ranging from
a
low of
$119 to a high of $214 .
DFS Lowest Price Target
Wall Street Target
119 USD
-21.13%
DFS Average Price Target
Wall Street Target
158 USD
4.39%
DFS Highest Price Target
Wall Street Target
214 USD
41.83%
4. DIVIDEND
ANALYSIS
0.44%
DIVIDEND YIELD
0.7 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Discover Financial Services
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Capital One-Discover Merger Cleared By DOJ: What To Know About The $35 Billion Mega Deal
A $35 billion merger between Capital One and Discover that would make Capital One the nation's largest credit card issuer cleared a major regulatory hurdle this week, according to multiple outlets, as the Justice Department told antitrust officials it did not find reasons to block the deal, paving the way for a potentially historic shakeup of the American credit card space.
forbes.com
- 2 weeks ago
Report: Justice Department Will Not Block Capital One Acquisition of Discover
The Justice Department reportedly told financial regulators that it didn't have sufficient evidence to block the proposed merger between Capital One and Discover. This decision would allow the two banking regulators that must approve the deal — the Federal Reserve and the Office of the Comptroller of the Currency — to approve the transaction, Bloomberg reported Thursday (April 3).
pymnts.com
- 2 weeks ago
Justice Department Won't Challenge Capital One-Discover Merger, Report Says
Capital One Financial's (COF) plans to buy Discover Financial Services (DFS) doesn't raise enough concerns about competition to prompt the Justice Department to block the deal, The New York Times reported Thursday.
investopedia.com
- 2 weeks ago
Capital One's $35 billion deal for Discover clears US DOJ hurdle, NYT reports
Capital One Financial Corp got a greenlight from the Justice Department for its proposed acquisition of Discover Financial Services after the DOJ told other regulators looking into the merger that it doesn't see sufficient competition concerns to block the deal, the New York Times reported on Thursday.
reuters.com
- 2 weeks ago
Stock Of The Day: Is The Move Higher In Discover Over?
The stock of Discover Financial Services DFS is trading lower on Tuesday. This comes after yesterday's gain of more than 7.5%.
benzinga.com
- 2 weeks ago
DOJ Reportedly Closer to Approving Capital One/Discover Merger
The Justice Department (DOJ) is reportedly closer to permitting Capital One's purchase of Discover. That's according to a report Monday (March 31) by the Capital Forum, citing sources familiar with the matter.
pymnts.com
- 2 weeks ago
The Best Tips To Make A Cash Back Card Even More Valuable To You
While there was a time when credit cards were used to make large purchases and push off the balance, there are a few better ways to use cards these days. The cash-back option is now the smartest way to use a credit card today, where you can earn “free” money just for shopping as you usually would. Key Points The first cash-back credit card appeared back in the 1980s. Today, this card type is arguably the most popular on the market. The hope is that if used properly, you can earn hundreds of dollars a year in rewards. The right cash back credit card can earn you hundreds, or thousands of dollars a year for free. Our top pick pays up to 5% cash back, a $200 bonus on top, and $0 annual fee. Click here to apply now (Sponsor) Cash-back credit cards, first introduced in 1986 with the Discover Card by Sears, have taken the credit world by storm. The idea that you can earn money back, often with no limit and no timetables, has made it super attractive to use this type of credit card and earn as much as possible with a few helpful tips. Take Advantage of Sign-Up Offers First and foremost, if you’re looking at a new cash-back credit card, taking advantage of a sign-up bonus should be the first thing you do. In many cases, you can spend as little as $500 in the first 3 months or as much as $3,000 and earn between $200 and $300 in cash-back rewards. Right now, one of the most popular card options offers a $250 bonus if you spend just $500 in the first three months. This couldn’t be any more attractive of an offer as there is a good chance you’ll go well past the $500 minimum if you’re anything like me. Using Multiple Cards This tip may be a tough sell for some people who want to limit the number of credit cards in their wallets, but using multiple cash-back cards can help you boost your cash-back bonus. In this case, you might want to use a cash-back card that gives you 6% for every grocery store visit. In these cases, you can quickly rack up reward dollars if you spend just a few hundred dollars monthly at a grocery store. In addition, you can utilize a cash-back card that gets 3% back on restaurant and take-out orders and another card that offers 3% cash-back at gas stations. Using this strategy, you can create a wallet that maximizes cash-back rewards and earns the maximum monthly money. Look At Rotating Categories This tip undoubtedly involves using multiple cards, but a few popular credit cards offer rotating cash-back categories. You can consider using just one credit card for a specific shopping purpose, like groceries, online shopping, or gas stations, and earn 5% for three months. If you partner a rotating category card with other cards in your wallet, you will likely earn the maximum cash-back rewards yearly. Assuming you max out the amount of $1,500 in spending every quarter with one of the card options that offers this bonus level, you’d earn $75 per quarter, or $300 in cash-back bonuses, just by using these cards every quarter where possible. Track Your Spending While many of the most common tips around using cash-back credit cards surround looking at the cards themselves, it’s okay to step back and see exactly where you are spending. If you can break down your budget based on where you are paying the most, like a grocery, Amazon, Target, Walmart, etc., you can put together a wallet of cash-back cards to help you maximize your earning potential. Shopping Portals Another underrated tip that often flies under the radar is using the shopping portal from the credit card company of your choice. With hundreds, potentially even thousands of stores available, you can look at card-linked offers that often come with cash-back bonuses from the retailers themselves, which can go right to the cash-back balance on your card. Redeem As Statement Credit In my case, we often use cash-back rewards to help purchase gifts for the family around the holiday season after collecting them all year, but this isn’t the right path for everyone. A very smart tip suggests using your cash-back rewards to help pay down your statement balance. It’s basically “free” money, so whatever you apply to the balance is money you aren’t paying out of pocket. Reminder: Pay On Time If you’re able, paying off the cash-back balance of your credit card every month is the ideal scenario, but even if you don’t pay the entire balance, make sure you pay on time. The last thing you want is to collect a lot of cash-back rewards only to earn interest that negates all the work you have done for rewards. The post The Best Tips To Make A Cash Back Card Even More Valuable To You appeared first on 24/7 Wall St..
https://247wallst.com
- 2 weeks ago
Asiamet Resources trades up as it says DFS is close to completion
Asiamet Resources Ltd (AIM:ARS, OTC:KMGLF) told investors it is close to completing the optimised Definitive Feasibility Study (DFS) for the BKM Copper Project in Central Kalimantan, Indonesia. The company confirmed that all major engineering and technical work is complete, with only supplementary analysis on power supply outstanding.
proactiveinvestors.co.uk
- 3 weeks ago
Discover Financial Services Announces First Quarter 2025 Earnings Release on April 23, 2025, and Conference Call on April 24, 2025
RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS) plans to report its First quarter 2025 results after the market closes on Wednesday, April 23, 2025. The earnings release will be available through Discover's Investor Relations website at https://investorrelations.discover.com. A conference call to discuss the firm's results and related matters will be held on Thursday, April 24, 2025, at 7:00 a.m. Central Time and will be limited to prepared remarks. The live audio web.
businesswire.com
- 3 weeks ago
China Bank & Insurance Directory 2025 - Discover Key Contacts in the Chinese Financial Services Sector
The China Bank & Insurance Directory 2025 is the definitive resource for professionals navigating the Chinese financial sector. Covering hundreds of leading banks, insurers, investment firms, and leasing companies, the directory offers verified contact information, executive names, HQ details, company descriptions, subsidiaries, and more. Categories include commercial banks, foreign banks, reinsurance firms, securities companies, and policy insurers. Ideal for market researchers, financial service providers, and global business developers, this edition offers unmatched insights into China's complex financial ecosystem. The China Bank & Insurance Directory 2025 is the definitive resource for professionals navigating the Chinese financial sector. Covering hundreds of leading banks, insurers, investment firms, and leasing companies, the directory offers verified contact information, executive names, HQ details, company descriptions, subsidiaries, and more. Categories include commercial banks, foreign banks, reinsurance firms, securities companies, and policy insurers. Ideal for market researchers, financial service providers, and global business developers, this edition offers unmatched insights into China's complex financial ecosystem.
globenewswire.com
- 3 weeks ago
Discover (DFS) Loses -21.93% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner
Discover (DFS) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.
zacks.com
- 1 month ago
Report: Justice Department Finds Capital One Acquisition of Discover Would Harm Competition
The Department of Justice has reportedly found that Capital One's planned acquisition of Discover would be anticompetitive. “DOJ staff has determined that Capital One's proposed $35.
pymnts.com
- 1 month ago
8. Profile
Summary
Discover Financial Services DFS
COUNTRY
US
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 38 B
Dividend Yield
0.44%
Description
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.
Contact
2500 Lake Cook Road, Riverwoods, IL, 60015
https://www.discover.com
IPO
Date
June 14, 2007
Employees
21000
Officers
Mr. Jason J. Strle
Executive Vice President & Chief Information Officer
Ms. Shifra C. Kolsky
Chief Accounting Officer, Senior Vice President & Controller
Mr. Kelly R. Welsh
Interim Chief Legal Officer, General Counsel and Head of Corporate & Public Affairs
Mr. J. Michael Shepherd
Interim Chief Executive Officer, President & Director
Mr. Keith E. Toney
Executive Vice President and President of Credit & Decision Management
Mr. John Thomas Greene
Executive Vice President & Chief Financial Officer
Mr. Daniel Peter Capozzi
Executive Vice President & President of Consumer Banking
Ms. Carolyn Diane Blair
Executive Vice President & Chief Human Resources Officer
Ms. Erin Stieber
Senior Vice President of FP&A and Investor Relations
Ms. Leslie Sutton
Vice President of Corporate Communications