The Cato Corporation (NYSE:CATO)

The Cato Corporation CATO

Consumer Cyclical - Apparel - Retail - NYSE - US

Watchlist

$ 5.79

-3.98 %

$ 109 M

Market Cap

-6.43

P/E

1. INTRINSIC VALUE

The Cato Corporation, together with its subsidiaries, operates as a specialty retailer of fashion apparel and accessories primarily in the southeastern United States. It operates through two segments, Retail and Credit. The company's stores and e-commerce websites offer a range of apparel and accessories, including dressy, career, and casual sportswear; and dresses, coats, shoes, lingerie, costume jewelry, and handbags, as well as men's wear, and lines for kids and infants. It operates its stores and e-commerce websites under the Cato, Cato Fashions, Cato Plus, It's Fashion, It's Fashion Metro, and Versona names. As of January 29, 2022, the company operated 1,311 stores in 32 states.[ Read More ]

The intrinsic value of one CATO stock under the base case scenario is HIDDEN Compared to the current market price of 5.79 USD, The Cato Corporation is HIDDEN

CATO Intrinsic Value
HIDDEN

SHOW

2. FUNDAMENTAL ANALYSIS

Price Chart CATO

FINANCIALS

Annual
Quarterly

708 M REVENUE

Growth Rates

1Year -6.74%

3Years 7.18%

5Years -3.12%

7Years -4.21%

10Years -2.58%

-9 M OPERATING INCOME

Growth Rates

1Year -488.76%

3Years 50.88%

5Years -5.70%

7Years -2.80%

10Years -1.06%

-22.6 M NET INCOME

Growth Rates

1Year -77910.34%

3Years 21.93%

5Years -11.74%

7Years -5.75%

10Years -3.54%

477 K OPERATING CASH FLOW

Growth Rates

1Year -96.43%

3Years 26.32%

5Years -62.01%

7Years -51.18%

10Years -40.98%

19.8 M INVESTING CASH FLOW

Growth Rates

1Year 23.42%

3Years -32.57%

5Years 17.90%

7Years 18.85%

10Years 10.03%

-16.1 M FINANCING CASH FLOW

Growth Rates

1Year 44.90%

3Years 15.96%

5Years 18.61%

7Years 20.06%

10Years -3.29%

169 M REVENUE

Growth Rates

1Year -6.74%

3Years 7.18%

5Years -3.12%

7Years -4.21%

10Years -2.58%

1.32 M OPERATING INCOME

Growth Rates

1Year -488.76%

3Years 50.88%

5Years -5.70%

7Years -2.80%

10Years -1.06%

95 K NET INCOME

Growth Rates

1Year -77910.34%

3Years 21.93%

5Years -11.74%

7Years -5.75%

10Years -3.54%

3.13 M OPERATING CASH FLOW

Growth Rates

1Year -96.43%

3Years 26.32%

5Years -62.01%

7Years -51.18%

10Years -40.98%

-7.94 M INVESTING CASH FLOW

Growth Rates

1Year 23.42%

3Years -32.57%

5Years 17.90%

7Years 18.85%

10Years 10.03%

-3.5 M FINANCING CASH FLOW

Growth Rates

1Year 44.90%

3Years 15.96%

5Years 18.61%

7Years 20.06%

10Years -3.29%

Balance Sheet Decomposition The Cato Corporation

527 M ASSETS
334 M LIABILITIES

Current Assets	243 M
Cash & Short-Term Investments	103 M
Receivables	29.8 M
Other Current Assets	110 M
Non-Current Assets	284 M
Long-Term Investments	11.4 M
PP&E	219 M
Other Non-Current Assets	53.5 M

Current Liabilities	188 M
Accounts Payable	87.8 M
Short-Term Debt	61.1 M
Other Current Liabilities	39.1 M
Non-Current Liabilities	146 M
Long-Term Debt	92 M
Other Non-Current Liabilities	54.4 M

EFFICIENCY

Earnings Waterfall The Cato Corporation

Revenue	708 M
Cost Of Revenue	464 M
Gross Profit	244 M
Operating Expenses	253 M
Operating Income	-9 M
Other Expenses	13.6 M
Net Income	-22.6 M

RATIOS

34.42% GROSS MARGIN

Averages

1Year 34.42%

3Years 36.13%

5Years 34.28%

7Years 34.77%

10Years 35.86%

-1.27% OPERATING MARGIN

Averages

1Year -1.27%

3Years 1.34%

5Years -0.94%

7Years -0.00%

10Years 2.28%

-3.38% NET MARGIN

Averages

1Year -3.38%

3Years 0.47%

5Years -0.50%

7Years 0.31%

10Years 1.99%

-12.45% ROE

Averages

1Year -12.45%

3Years 0.69%

5Years -1.17%

7Years 0.91%

10Years 5.08%

-4.55% ROA

Averages

1Year -4.55%

3Years 0.42%

5Years -0.30%

7Years 0.89%

10Years 3.44%

-8.12% ROIC

Averages

1Year -8.12%

3Years 2.11%

5Years -1.13%

7Years 0.62%

10Years 4.59%

FREE CASH FLOW ANALYSIS

Free Cash Flow Analysis The Cato Corporation

Net Income	-22.6 M
Depreciation & Amortization	9.87 M
Capital Expenditures	-12.5 M
Stock-Based Compensation	4.17 M
Change in Working Capital	-93 K
Others	-2.49 M
Free Cash Flow	-12.1 M

3. WALL STREET ANALYSTS ESTIMATES

Wall Street Analysts Price Targets The Cato Corporation

CATO has no price targets from Wall Street.

4. DIVIDEND ANALYSIS

3.94% DIVIDEND YIELD

0.17 USD DIVIDEND PER SHARE

5. COMPETITION

Shoe Carnival, Inc., together with its subsidiaries, operates as a family footwear retailer in the United States. The company offers range of dress, casual, work, and athletic shoes, as well as sandals and boots for men, women, and children; and various accessories.

16.2 USD

SCVL

Overvalued 54.21%

Genesco Inc. operates as a retailer and wholesaler of footwear, apparel, and accessories. The company operates through four segments: Journeys Group, Schuh Group, Johnston & Murphy Group, and Licensed Brands.

1.03 USD

GCO

Overvalued 96.53%

Zumiez Inc., together with its subsidiaries, operates as a specialty retailer of apparel, footwear, accessories, and hardgoods for young men and women.

25 USD

ZUMZ

Undervalued 18.04%

Tilly's, Inc. operates as a specialty retailer of casual apparel, footwear, accessories, and hardgoods for young men and women, and boys and girls in the United States.

4.18 USD

TLYS

Overvalued 0.03%

Destination XL Group, Inc., together with its subsidiaries, operates as a specialty retailer of big and tall men's clothing and shoes in the United States and Canada.

6.53 USD

DXLG

Undervalued 129.90%

Duluth Holdings Inc. sells casual wear, workwear, and accessories for men and women under the Duluth Trading brand in the United States.

2.75 USD

DLTH

Overvalued 21.38%

J.Jill, Inc. operates as an omnichannel retailer for women's apparel under the J.Jill brand in the United States. The company offers knit and woven tops, bottoms, and dresses, as well as sweaters and outerwear; footwear; and accessories, including scarves, jewelry, and hosiery.

12.9 USD

JILL

Overvalued 49.32%

Citi Trends, Inc. operates as a value retailer of fashion apparel, accessories, and home goods. It offers apparel, such as fashion sportswear and footwear for men and ladies, as well as apparel for kids, including newborns, infants, toddlers, boys, and girls; sleepwear, lingerie, and scrubs for ladies; and kids uniforms and accessories.

14.1 USD

CTRN

Overvalued 16.26%

Lands' End, Inc. operates as a uni-channel retailer of casual clothing, accessories, footwear, and home products in the United States, Europe, Asia, and internationally.

-2.77 USD

Overvalued 118.00%

6. Ownership

Insider Ownership The Cato Corporation

Summary
Transactions

Sold

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

0 USD 0

9-12 MONTHS

20.6 K USD 1

Bought

0 USD 0

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

0 USD 0

9-12 MONTHS

Date	Value	Insider	Amount	Avg Price
1 year ago Nov 17, 2023	Sell 1.37 K USD	PATRICK BAILEY W Director	- 200	6.865 USD
1 year ago Nov 17, 2023	Sell 19.2 K USD	PATRICK BAILEY W Director	- 2800	6.85 USD
1 year ago Nov 25, 2022	Bought 31.1 K USD	CATO JOHN P D CHAIRMAN/PRESIDENT/CEO	+ 3000	10.38 USD
2 years ago Nov 22, 2021	Bought 49.8 K USD	PATRICK BAILEY W Director	+ 3000	16.6101 USD
5 years ago Jan 02, 2019	Bought 928 USD	STOWE DANIEL HARDING Director	+ 64.382	14.41 USD
6 years ago Feb 09, 2018	Bought 1.13 K USD	CATO JOHN P D CHAIRMAN/PRESIDENT/CEO	+ 100	11.3231 USD
7 years ago Aug 22, 2017	Bought 99.9 K USD	STOWE DANIEL HARDING Director	+ 7000	14.27 USD
7 years ago Aug 18, 2017	Bought 34.3 K USD	STOWE DANIEL HARDING Director	+ 2500	13.71 USD
7 years ago Jun 23, 2017	Bought 37.5 K USD	WEISIGER, JR EDWARD I Director	+ 2180	17.2 USD
7 years ago Jun 23, 2017	Bought 3.44 K USD	WEISIGER, JR EDWARD I Director	+ 200	17.19 USD
7 years ago Jun 23, 2017	Bought 10.7 K USD	WEISIGER, JR EDWARD I Director	+ 620	17.18 USD
7 years ago Jun 14, 2017	Bought 16.8 K USD	PATRICK BAILEY W Director	+ 1000	16.7602 USD
7 years ago Mar 21, 2017	Bought 21.3 K USD	WEISIGER, JR EDWARD I Director	+ 1000	21.29 USD
7 years ago Mar 17, 2017	Bought 2.15 K USD	WEISIGER, JR EDWARD I Director	+ 100	21.53 USD
7 years ago Mar 17, 2017	Bought 44.1 K USD	WEISIGER, JR EDWARD I Director	+ 2000	22.03 USD
9 years ago Aug 21, 2015	Bought 98.1 K USD	HENSON THOMAS B Director	+ 3000	32.698 USD
9 years ago Jun 09, 2015	Bought 74 K USD	WEISIGER, JR EDWARD I Director	+ 2000	37 USD
10 years ago Jan 22, 2014	Sell 4.63 K USD	ALMASON SALLY J EVP, GMM CATO	- 157	29.482 USD
10 years ago Jan 10, 2014	Sell 3.11 K USD	VAN NOY DAVID E VP, ASST CONTROLLER	- 102.2744	30.4401 USD
11 years ago Mar 25, 2013	Bought 48.9 K USD	WEISIGER, JR EDWARD I Director	+ 2000	24.45 USD
12 years ago Nov 16, 2012	Sell 5.89 K USD	SHOCK JEFFREY R SVP, Controller	- 211.0487	27.89 USD
12 years ago Sep 05, 2012	Sell 6.65 K USD	SHOCK JEFFREY R SVP, Controller	- 219	30.36 USD
12 years ago Feb 03, 2012	Sell 44.5 K USD	SHOCK JEFFREY R SVP, Controller	- 1581	28.1629 USD
12 years ago Feb 07, 2012	Sell 64.9 K USD	SHOCK JEFFREY R SVP, Controller	- 2250	28.83 USD
13 years ago Apr 11, 2011	Bought 49.6 K USD	WEISIGER, JR EDWARD I Director	+ 2000	24.8162 USD
14 years ago Sep 20, 2010	Sell 190 K USD	COZART WOODY SVP, GMM It's Fashion Division	- 7500	25.3756 USD
14 years ago Apr 12, 2010	Sell 216 K USD	ALMASON SALLY J EVP, GMM CATO	- 9000	24 USD
15 years ago Oct 23, 2009	Sell 29.8 K USD	HOWE JOHN R EVP - CFO	- 1300	22.89 USD
15 years ago Oct 21, 2009	Sell 16 K USD	HOWE JOHN R EVP - CFO	- 700	22.85 USD
15 years ago Oct 09, 2009	Sell 54 K USD	HOWE JOHN R EVP - CFO	- 2500	21.6029 USD
15 years ago Oct 09, 2009	Sell 130 K USD	GREER MICHAEL TIMOTHY EVP-DIR OF STORES	- 6000	21.5878 USD
15 years ago Oct 12, 2009	Sell 33.6 K USD	USELTON STUART L SVP-Treasury, Tax and Credit	- 1500	22.4 USD
15 years ago Jul 22, 2009	Sell 30 K USD	HOWE JOHN R EVP - CFO	- 1500	20 USD
15 years ago Mar 20, 2009	Sell 33.4 K USD	GREER MICHAEL TIMOTHY EVP-DIR OF STORES	- 1978.51	16.87 USD
16 years ago Jul 25, 2008	Sell 45 K USD	HOWE JOHN R VP - ASST. CONTROL	- 2500	18 USD
16 years ago Feb 20, 2008	Sell 56 K USD	WEINSTEIN ALLEN EXECUTIVE VICE PRESIDENT - CMO	- 3415	16.4 USD
16 years ago Feb 19, 2008	Sell 8.18 K USD	WEINSTEIN ALLEN EXECUTIVE VICE PRESIDENT - CMO	- 500	16.35 USD
16 years ago Feb 14, 2008	Sell 8.18 K USD	WEINSTEIN ALLEN EXECUTIVE VICE PRESIDENT - CMO	- 500	16.35 USD
17 years ago Jul 19, 2007	Sell 20.7 K USD	WEINSTEIN ALLEN EXECUTIVE VICE PRESIDENT - CMO	- 835	24.8 USD
17 years ago Jul 17, 2007	Sell 169 K USD	WEINSTEIN ALLEN EXECUTIVE VICE PRESIDENT - CMO	- 6800	24.91 USD
17 years ago Jul 13, 2007	Sell 124 K USD	SEVERSON HOWARD A EVP-REAL EST/STORE DEV	- 5000	24.76 USD
17 years ago Jul 13, 2007	Sell 14.8 K USD	MCALPINE BRIAN SVP - FINANCIAL PLANNING	- 600	24.75 USD

7. News

THE CATO CORPORATION ANNOUNCES REGULAR QUARTERLY DIVIDEND CHARLOTTE, N.C., Aug. 30, 2024 /PRNewswire/ -- The Board of Directors of The Cato Corporation (NYSE: CATO) declared a regular quarterly dividend of $0.17 per share. prnewswire.com - 2 months ago

CATO Q2 Earnings Slump Y/Y Amid Sales Decline, Cost Pressures CATO's Q2 2024 EPS falls to 1 cent, with revenues declining 8% due to store closures and weak consumer demand. zacks.com - 2 months ago

CATO Stock Earnings: Cato Reported Results for Q2 2024 Cato (NYSE: CATO ) just reported results for the second quarter of 2024. Cato reported earnings per share of 1 cent. investorplace.com - 2 months ago

CATO REPORTS 2Q RESULTS CHARLOTTE, N.C. , Aug. 22, 2024 /PRNewswire/ -- The Cato Corporation (NYSE: CATO) today reported net income of $0.1 million or $0.01 per diluted share for the second quarter ended August 3, 2024, compared to net income of $1.1 million or $0.06 per diluted share for the second quarter ended July 29, 2023. prnewswire.com - 2 months ago

5 Sizzling Stocks Under $5 That Pay Massive Ultra-High-Yield Dividends 24/7 Wall St. Insights Companies that pay ultra-high-yield dividends are perfect for those seeking passive income. 247wallst.com - 2 months ago

3 Microcaps Impacted by 3 Unique Events California wildfires, shipping canal issues, and cocoa prices. zacks.com - 3 months ago

6 Under $10 Dividend Stocks to Buy Now 24/7 Insights Dividend stocks offer investors the opportunity to increase investment total return. 247wallst.com - 4 months ago

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Zacks Initiates Coverage of Cato With Neutral Recommendation Discover why Zacks rates Cato as "Neutral," being the first on Wall Street to initiate coverage on the stock. Explore its impressive earnings growth, strategic initiatives, and financial stability while examining the challenges posed by declining same-store sales and market pressures. zacks.com - 5 months ago

CATO Q1 Earnings Improve Y/Y on Lower Costs, Sales Down CATO's Q1 2024 earnings soar to 54 cents per share despite a 6% decline in same-store sales, driven by effective cost controls and a significant rise in interest and other income. zacks.com - 5 months ago

8. Profile Summary

The Cato Corporation CATO

COUNTRY US

INDUSTRY Apparel - Retail

MARKET CAP $ 109 M

Dividend Yield 3.94%

Description The Cato Corporation, together with its subsidiaries, operates as a specialty retailer of fashion apparel and accessories primarily in the southeastern United States. It operates through two segments, Retail and Credit. The company's stores and e-commerce websites offer a range of apparel and accessories, including dressy, career, and casual sportswear; and dresses, coats, shoes, lingerie, costume jewelry, and handbags, as well as men's wear, and lines for kids and infants. It operates its stores and e-commerce websites under the Cato, Cato Fashions, Cato Plus, It's Fashion, It's Fashion Metro, and Versona names. As of January 29, 2022, the company operated 1,311 stores in 32 states. It also provides credit card services to its customers, as well as layaway plans for customers who agree to make periodic payments. The company was incorporated in 1946 and is headquartered in Charlotte, North Carolina.

Contact 8100 Denmark Road, Charlotte, NC, 28273-5975 https://www.catofashions.com

IPO Date April 22, 1987

Employees 7300

Officers Mr. Stephen Headley Senior Vice President of Sourcing & MDSE Support Mr. Jeffrey R. Shock Senior Vice President & Controller Ms. Christin J. Reische Assistant Secretary J. Gregory Fagan Vice President & General Counsel Mr. Charles D. Knight Executive Vice President & Chief Financial Officer Mr. John P. Derham Cato Chairman, President & Chief Executive Officer Mr. Stevens M. Staes Secretary Mr. Gordon D. Smith Executive Vice President and Chief Real Estate & Store Development Officer

Price Chart CATO

The Cato Corporation CATO

Premium Plan

Unlimited Plan