Financial Services -
Banks - Regional - NYSE - US
$ 57.12
-1.23 %
$ 3.26 B
Market Cap
7.72
P/E
1. INTRINSIC VALUE
Balance Sheet
Axos Financial, Inc.
| Current Assets | 2.5 B |
| Cash & Short-Term Investments | 2.12 B |
| Receivables | 0 |
| Other Current Assets | 374 M |
| Non-Current Assets | 20.2 B |
| Long-Term Investments | 142 M |
| PP&E | 0 |
| Other Non-Current Assets | 20.1 B |
| Current Liabilities | 0 |
| Accounts Payable | 301 M |
| Short-Term Debt | 0 |
| Other Current Liabilities | -301 M |
| Non-Current Liabilities | 13.9 B |
| Long-Term Debt | 439 M |
| Other Non-Current Liabilities | 13.4 B |
EFFICIENCY
Earnings Waterfall
Axos Financial, Inc.
| Revenue | 1.06 B |
| Cost Of Revenue | 0 |
| Gross Profit | 1.06 B |
| Operating Expenses | 477 M |
| Operating Income | 564 M |
| Other Expenses | 114 M |
| Net Income | 450 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Axos Financial, Inc.
| Net Income | 450 M |
| Depreciation & Amortization | 27.1 M |
| Capital Expenditures | -36 M |
| Stock-Based Compensation | 35.2 M |
| Change in Working Capital | -122 M |
| Others | -95.9 M |
| Free Cash Flow | 270 M |
Wall Street Analysts Price Targets
Axos Financial, Inc.
Wall Street analysts predict an average 1-year price target for AX of $77.5 , with forecasts ranging from
a
low of
$68 to a high of $85 .
AX Lowest Price Target
Wall Street Target
68 USD
19.05%
AX Average Price Target
Wall Street Target
77.5 USD
35.68%
AX Highest Price Target
Wall Street Target
85 USD
48.81%
4. DIVIDEND
ANALYSIS
AX does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
Axos Financial, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
12.8 M USD 6
6-9 MONTHS
2.82 M USD 1
9-12 MONTHS
0 USD 0
Bought
194 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Axos Financial: A Very Well Managed Bank
Axos Financial leads peers in net interest margin. The bank has a low NPL ratio, indicating effective credit risk management and a healthy loan portfolio. Keep an eye on the deposits, as the loan-to-deposit ratio has been above 100% in most years.
seekingalpha.com
- 2 weeks ago
Axos Financial, Inc. to Announce Third Quarter Fiscal 2025 Results on April 30, 2025
LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the "Company”), holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc., announced today that it will host a conference call on Wednesday, April 30, 2025 at 5:00 PM ET (2:00 PM PT) to discuss financial results for the third quarter of fiscal year 2025 ended March 31, 2025. Executive management will discuss the Company's third quarter fiscal 2025 results on the call. The Company plans to distribute its earning.
businesswire.com
- 3 weeks ago
Artis Real Est In Tr (ARESF) Q4 2024 Earnings Call Transcript
Artis Real Est In Tr (OTC:ARESF) Q4 2024 Earnings Conference Call March 7, 2025 1:00 PM ET Company Participants Heather Nikkel - SVP, IR and Sustainability Samir Manji - President and CEO Jaclyn Koenig - CFO Conference Call Participants Jonathan Kelcher - TD Cowen Operator Good afternoon. My name is Joelle, and I will be your conference operator today.
seekingalpha.com
- 1 month ago
Down -9.31% in 4 Weeks, Here's Why You Should You Buy the Dip in Axos Financial (AX)
The heavy selling pressure might have exhausted for Axos Financial (AX) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal.
zacks.com
- 1 month ago
Ascendion and Axos Bank Partner to Revolutionize Digital Banking
AI-driven transformation of Axos Bank's high-net-worth financial platform to redefine customer experiences and operational efficiencies. Cutting-edge solutions like self-healing algorithms and predictive analytics for an agile, scalable, and secure banking future.
prnewswire.com
- 1 month ago
Axos Bank Named One of America's Best Banks by Forbes
SAN DIEGO--(BUSINESS WIRE)--Axos Bank, the nationwide bank subsidiary of Axos Financial, Inc. (NYSE: AX), was named to the 2025 Forbes America's Best Banks list. Forbes considered the 200 largest publicly traded banks and thrifts by assets and ranked the top 100. The 16th annual Forbes America's Best Banks list evaluated and ranked these institutions based on 11 metrics measuring growth, credit quality, and profitability for the twelve months, ending September 30, 2024, as well as stock perform.
businesswire.com
- 2 months ago
All You Need to Know About Axos Financial (AX) Rating Upgrade to Buy
Axos Financial (AX) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 2 months ago
Axos Financial Inc. (AX) Q2 2025 Earnings Call Transcript
Axos Financial, Inc. (NYSE:AX ) Q2 2025 Earnings Conference Call January 28, 2024 5:00 PM ET Company Participants Johnny Lai - Senior VP, Corporate Development and IR Gregory Garrabrants - President and CEO Derrick Walsh - EVP and CFO Conference Call Participants Kyle Peterson - Needham & Company Gary Tenner - D. A. Davidson David Feaster - Raymond James Andrew Liesch - Piper Sandler Kelly Motta - KBW Operator Good morning, sorry, good afternoon, and welcome to the Axos Financial Second Quarter 2025 Earnings Call and Webcast At this time, all participants are in a listen only mode.
seekingalpha.com
- 2 months ago
Here's What Key Metrics Tell Us About Axos Financial (AX) Q2 Earnings
While the top- and bottom-line numbers for Axos Financial (AX) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 2 months ago
Axos Financial (AX) Q2 Earnings and Revenues Surpass Estimates
Axos Financial (AX) came out with quarterly earnings of $1.82 per share, beating the Zacks Consensus Estimate of $1.76 per share. This compares to earnings of $1.60 per share a year ago.
zacks.com
- 2 months ago
Axos Financial EPS Surges Past Forecast
Fintech specialist Axos Financial (AX -0.14%) reported mixed fiscal year 2025 second-quarter earnings on Tuesday, Jan. 28. Adjusted earnings per share (EPS) of $1.82 surpassed analyst consensus expectations of $1.75.
fool.com
- 2 months ago
Countdown to Axos Financial (AX) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS
Beyond analysts' top -and-bottom-line estimates for Axos Financial (AX), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended December 2024.
zacks.com
- 2 months ago
8. Profile
Summary
Axos Financial, Inc. AX
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 3.26 B
Dividend Yield
0.00%
Description
Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, money market, zero balance, and insured cash sweep accounts. It also provides single family, multifamily, and commercial mortgage loans; commercial real estate secured loans; commercial and industrial non-real estate, asset-backed, lines of credit, and term loans; automobile loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and securities-backed loans. In addition, the company offers ACH origination, wire transfer, commercial check printing, business bill pay and account transfer; remote deposit capture, mobile deposit, lockbox, merchant, and online payment portal; concierge banking; mobile and text messaging banking; and payment services, as well as debit and credit cards, and digital wallets. Further, it provides disclosed clearing services; back-office services, such as record keeping, trade reporting, accounting, general back-office support, securities and margin lending, reorganization assistance, and custody of securities; and financing to brokerage customers. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
Contact
9205 West Russell Road, Las Vegas, NV, 89148
https://axosfinancial.com
IPO
Date
March 16, 2005
Employees
1781
Officers
Mr. Gregory Garrabrants C.F.A., J.D.
President, Chief Executive Officer & Director
Ms. Candace L. Thiele
Executive Vice President & Chief Administrative Officer
Mr. Eshel Bar-Adon J.D.
Executive Vice President of Strategic Partnerships & Chief Legal Officer
Mr. Raymond D. Matsumoto
Executive Vice President & Chief Operating Officer - Axos Bank
Mr. David X. Park
Executive Vice President of Commercial Banking & Treasury Management - Axos Bank
Mr. Johnny Y. Lai CFA
Senior Vice President of Corporate Development & Investor Relations
Mr. Thomas M. Constantine
Executive Vice President & Chief Credit Officer - Axos Bank
Mr. Derrick K. Walsh CPA
Executive Vice President & Chief Financial Officer
Ms. Ann Gill
Senior Vice President & Chief Accounting Officer
Mr. John Charles Tolla
Executive Vice President, Chief Governance, Risk & Compliance Officer