Financial Services -
Banks - Regional - NYSE - US
$ 72.04
1.32 %
$ 4.06 B
Market Cap
9.83
P/E
1. INTRINSIC VALUE
Balance Sheet
Axos Financial, Inc.
| Current Assets | 2.36 B |
| Cash & Short-Term Investments | 2.12 B |
| Receivables | 240 M |
| Other Current Assets | 0 |
| Non-Current Assets | 20.5 B |
| Long-Term Investments | 19.2 B |
| PP&E | 0 |
| Other Non-Current Assets | 1.25 B |
| Current Liabilities | 19.7 B |
| Accounts Payable | 301 M |
| Short-Term Debt | 30 M |
| Other Current Liabilities | 19.4 B |
| Non-Current Liabilities | 874 M |
| Long-Term Debt | 386 M |
| Other Non-Current Liabilities | 489 M |
EFFICIENCY
Earnings Waterfall
Axos Financial, Inc.
| Revenue | 1.77 B |
| Cost Of Revenue | 727 M |
| Gross Profit | 1.04 B |
| Operating Expenses | 405 M |
| Operating Income | 635 M |
| Other Expenses | 185 M |
| Net Income | 450 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Axos Financial, Inc.
| Net Income | 450 M |
| Depreciation & Amortization | 27.1 M |
| Capital Expenditures | -36 M |
| Stock-Based Compensation | 35.2 M |
| Change in Working Capital | -122 M |
| Others | -250 M |
| Free Cash Flow | 270 M |
Wall Street Analysts Price Targets
Axos Financial, Inc.
Wall Street analysts predict an average 1-year price target for AX of $80.7 , with forecasts ranging from
a
low of
$75 to a high of $85 .
AX Lowest Price Target
Wall Street Target
75 USD
4.11%
AX Average Price Target
Wall Street Target
80.7 USD
11.97%
AX Highest Price Target
Wall Street Target
85 USD
17.99%
4. DIVIDEND
ANALYSIS
AX does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
Axos Financial, Inc.
Sold
0-3 MONTHS
2.17 M USD 2
3-6 MONTHS
0 USD 0
6-9 MONTHS
12.8 M USD 6
9-12 MONTHS
2.82 M USD 1
Bought
0 USD 0
0-3 MONTHS
194 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Is Axos Financial (AX) Stock Undervalued Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 3 weeks ago
Axos Clearing to Power Alden Investment Group's Strategic Growth and Innovation
OMAHA, Neb.--(BUSINESS WIRE)-- #bankingevolved--Axos Clearing, an operating subsidiary within Axos Financial, Inc. (NYSE: AX), is pleased to announce a new strategic relationship with Alden Investment Group, a fast-growing, independent wealth management firm redefining the advisor experience through innovation, flexibility, and independence. As a forward-thinking custodian and clearing firm, Axos Clearing shares Alden's commitment to building modern, client-and-advisor-focused solutions. This partnership reflect.
businesswire.com
- 1 month ago
Axos Financial (AX) Upgraded to Buy: Here's What You Should Know
Axos Financial (AX) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
zacks.com
- 1 month ago
Wall Street Analysts Think Axos Financial (AX) Could Surge 28.5%: Read This Before Placing a Bet
The mean of analysts' price targets for Axos Financial (AX) points to a 28.5% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.
zacks.com
- 1 month ago
Should Value Investors Buy Axos Financial (AX) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 1 month ago
Axos Financial Inc. (AX) Q3 2025 Earnings Call Transcript
Axos Financial Inc. (NYSE:AX ) Q3 2025 Earnings Conference Call April 30, 2025 5:00 PM ET Company Participants Johnny Lai - Senior Vice President of Corporate Development & Investor Relations Gregory Garrabrants - President & Chief Executive Officer Derrick Walsh - Executive Vice President & Chief Financial Officer Conference Call Participants Kyle Peterson - Needham & Company Andrew Liesch - Piper Sandler Gary Tenner - D.A. Davidson Kelly Motta - KBW Edward Hemmelgarn - Shaker Investments Operator Greetings and welcome to the Axos Financial Third Quarter 2025 Earnings Call and Webcast.
seekingalpha.com
- 1 month ago
Axos Financial (AX) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for Axos Financial (AX) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 1 month ago
Axos Financial (AX) Beats Q3 Earnings and Revenue Estimates
Axos Financial (AX) came out with quarterly earnings of $1.81 per share, beating the Zacks Consensus Estimate of $1.74 per share. This compares to earnings of $1.94 per share a year ago.
zacks.com
- 1 month ago
Axos Financial, Inc. Reports Third Quarter Fiscal Year 2025 Results
LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the “Company”) today announced unaudited financial results for the third fiscal quarter ended March 31, 2025. Net income was $105.2 million and diluted earnings per share (“EPS”) was $1.81 for the quarter ended March 31, 2025. Net income for the quarter ended March 31, 2024 was $110.7 million and diluted EPS was $1.91. Adjusted earnings and adjusted earnings per diluted common share (“Adjusted EPS”), non-GAAP measures descri.
businesswire.com
- 1 month ago
Axos Financial: Undervalued Bank With Big-Time CEO Execution
Explore the exciting world of Axos Financial (AX 1.97%) with our expert analysts in this Motley Fool Scoreboard episode. Check out the video below to gain valuable insights into market trends and potential investment opportunities!
fool.com
- 2 months ago
Axos Financial: A Very Well Managed Bank
Axos Financial leads peers in net interest margin. The bank has a low NPL ratio, indicating effective credit risk management and a healthy loan portfolio. Keep an eye on the deposits, as the loan-to-deposit ratio has been above 100% in most years.
seekingalpha.com
- 2 months ago
Axos Financial, Inc. to Announce Third Quarter Fiscal 2025 Results on April 30, 2025
LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the "Company”), holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc., announced today that it will host a conference call on Wednesday, April 30, 2025 at 5:00 PM ET (2:00 PM PT) to discuss financial results for the third quarter of fiscal year 2025 ended March 31, 2025. Executive management will discuss the Company's third quarter fiscal 2025 results on the call. The Company plans to distribute its earning.
businesswire.com
- 3 months ago
8. Profile
Summary
Axos Financial, Inc. AX
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 4.06 B
Dividend Yield
0.00%
Description
Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, money market, zero balance, and insured cash sweep accounts. It also provides single family, multifamily, and commercial mortgage loans; commercial real estate secured loans; commercial and industrial non-real estate, asset-backed, lines of credit, and term loans; automobile loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and securities-backed loans. In addition, the company offers ACH origination, wire transfer, commercial check printing, business bill pay and account transfer; remote deposit capture, mobile deposit, lockbox, merchant, and online payment portal; concierge banking; mobile and text messaging banking; and payment services, as well as debit and credit cards, and digital wallets. Further, it provides disclosed clearing services; back-office services, such as record keeping, trade reporting, accounting, general back-office support, securities and margin lending, reorganization assistance, and custody of securities; and financing to brokerage customers. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
Contact
9205 West Russell Road, Las Vegas, NV, 89148
https://axosfinancial.com
IPO
Date
March 16, 2005
Employees
1781
Officers
Mr. Raymond D. Matsumoto
Executive Vice President & Chief Operating Officer - Axos Bank
Mr. David X. Park
Executive Vice President of Commercial Banking & Treasury Management - Axos Bank
Mr. Eshel Bar-Adon J.D.
Executive Vice President of Strategic Partnerships & Chief Legal Officer
Mr. Gregory Garrabrants C.F.A., J.D.
President, Chief Executive Officer & Director
Mr. Thomas M. Constantine
Executive Vice President & Chief Credit Officer - Axos Bank
Ms. Ann Gill
Senior Vice President & Chief Accounting Officer
Ms. Candace L. Thiele
Executive Vice President & Chief Administrative Officer
Mr. Johnny Y. Lai CFA
Senior Vice President of Corporate Development & Investor Relations
Mr. Derrick K. Walsh CPA
Executive Vice President & Chief Financial Officer
Mr. John Charles Tolla
Executive Vice President, Chief Governance, Risk & Compliance Officer