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Financial Services - Banks - Regional - NYSE - US
$ 37.7
-0.842 %
$ 6.89 B
Market Cap
59.84
P/E
1. INTRINSIC VALUE

Cadence Bank provides commercial banking and financial services in the United States. Its products and services include consumer banking, consumer loans, mortgages, home equity lines and loans, credit cards, commercial and business banking, treasury management, specialized and asset-based lending, commercial real estate, equipment financing, and correspondent banking services. The company's products and services also comprise small business administration lending, foreign exchange, wealth management, investment and trust, financial planning, retirement plan management, and personal and business insurance services. As of March 3, 2022, it operated approximately 400 branch locations across the South, Midwest, and Texas. The company was incorporated in 1876 and is headquartered in Tupelo, Mississippi.[ Read More ]

The intrinsic value of one CADE stock under the base case scenario is HIDDEN Compared to the current market price of 37.7 USD, Cadence Bank is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CADE

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FINANCIALS
1.24 B REVENUE
-33.04%
95.9 M OPERATING INCOME
-88.14%
3.68 M NET INCOME
-99.20%
597 M OPERATING CASH FLOW
-35.32%
2.35 B INVESTING CASH FLOW
237.66%
-715 M FINANCING CASH FLOW
-47.98%
733 M REVENUE
-1.24%
180 M OPERATING INCOME
30.63%
137 M NET INCOME
17.52%
183 M OPERATING CASH FLOW
-46.69%
-89.6 M INVESTING CASH FLOW
87.63%
-521 M FINANCING CASH FLOW
36.09%
Balance Sheet Decomposition Cadence Bank
image
Current Assets 4.23 B
Cash & Short-Term Investments 4.23 B
Receivables 0
Other Current Assets 0
Non-Current Assets 44.7 B
Long-Term Investments 8.08 B
PP&E 973 M
Other Non-Current Assets 35.7 B
Current Liabilities 3.5 B
Accounts Payable 0
Short-Term Debt 3.5 B
Other Current Liabilities 0
Non-Current Liabilities 10 B
Long-Term Debt 613 M
Other Non-Current Liabilities 9.42 B
EFFICIENCY
Earnings Waterfall Cadence Bank
image
Revenue 1.24 B
Cost Of Revenue 13.6 M
Gross Profit 1.22 B
Operating Expenses 1.24 B
Operating Income 95.9 M
Other Expenses 92.2 M
Net Income 3.68 M
RATIOS
98.90% GROSS MARGIN
98.90%
7.76% OPERATING MARGIN
7.76%
43.91% NET MARGIN
43.91%
10.49% ROE
10.49%
1.11% ROA
1.11%
-4.26% ROIC
-4.26%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Cadence Bank
image
Net Income 3.68 M
Depreciation & Amortization 63.8 M
Capital Expenditures -98.3 M
Stock-Based Compensation 31 M
Change in Working Capital 220 K
Others 440 M
Free Cash Flow 499 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Cadence Bank
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Wall Street analysts predict an average 1-year price target for CADE of $35.5 , with forecasts ranging from a low of $30 to a high of $39 .
CADE Lowest Price Target Wall Street Target
30 USD -20.42%
CADE Average Price Target Wall Street Target
35.5 USD -5.84%
CADE Highest Price Target Wall Street Target
39 USD 3.45%
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.25 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Cadence Bank
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
3 years ago
Oct 29, 2021
Bought 0 USD
Holmes Rudolph H.
EVP, Business Services Exec
+ 12019
0 USD
3 years ago
Jun 04, 2021
Sell 482 K USD
EVANS JOSEPH W
Director
- 21500
22.41 USD
3 years ago
May 21, 2021
Sell 486 K USD
EVANS JOSEPH W
Director
- 21500
22.61 USD
3 years ago
May 14, 2021
Sell 1.03 M USD
WILEY J THOMAS JR
Director
- 45229
22.78 USD
3 years ago
May 18, 2021
Sell 460 K USD
RAY SHEILA
EVP, Chief Talent Officer
- 20000
23 USD
3 years ago
May 10, 2021
Sell 1.26 M USD
WILEY J THOMAS JR
Director
- 54771
23.07 USD
3 years ago
May 10, 2021
Sell 874 K USD
EVANS JOSEPH W
Director
- 38000
22.99 USD
3 years ago
Feb 08, 2021
Sell 1.45 M USD
WILEY J THOMAS JR
Director
- 75000
19.33 USD
3 years ago
Feb 09, 2021
Sell 486 K USD
WILEY J THOMAS JR
Director
- 25000
19.44 USD
3 years ago
Dec 15, 2020
Bought 35 K USD
HARRISON WILLIAM B JR
Director
+ 2308.02
15.16 USD
3 years ago
Dec 15, 2020
Bought 31.2 K USD
FREDERICKS J RICHARD
Director
+ 2060.73
15.16 USD
3 years ago
Nov 23, 2020
Sell 290 K USD
WILEY J THOMAS JR
Director
- 20000
14.52 USD
4 years ago
Nov 18, 2020
Sell 440 K USD
WILEY J THOMAS JR
Director
- 30000
14.66 USD
4 years ago
Oct 23, 2020
Bought 48.4 K USD
EVANS JOSEPH W
Director
+ 4000
12.11 USD
4 years ago
Sep 15, 2020
Bought 35 K USD
HARRISON WILLIAM B JR
Director
+ 3894
8.987 USD
4 years ago
Sep 15, 2020
Bought 31.2 K USD
FREDERICKS J RICHARD
Director
+ 3477
8.987 USD
4 years ago
Aug 05, 2020
Bought 40.4 K USD
EVANS JOSEPH W
Director
+ 5000
8.0799 USD
4 years ago
Jul 27, 2020
Sell 407 K USD
WILEY J THOMAS JR
Director
- 50000
8.1408 USD
4 years ago
Jun 15, 2020
Bought 12.9 K USD
STUART SCOTT M
other: Former Director
+ 1560
8.2685 USD
4 years ago
Jun 15, 2020
Bought 35 K USD
HARRISON WILLIAM B JR
Director
+ 4232
8.2685 USD
4 years ago
Jun 15, 2020
Bought 31.2 K USD
FREDERICKS J RICHARD
Director
+ 3779.4
8.2685 USD
4 years ago
May 13, 2020
Bought 107 K USD
Tortorici Samuel M.
President & COO
+ 20000
5.36 USD
4 years ago
May 13, 2020
Bought 21.6 K USD
BLACK DAVID F.
EVP, Chief Risk Officer
+ 4000
5.39 USD
4 years ago
May 01, 2020
Bought 24 K USD
EVANS JOSEPH W
Director
+ 4000
5.998 USD
4 years ago
Mar 13, 2020
Bought 31.2 K USD
STUART SCOTT M
Director
+ 3939
7.9319 USD
4 years ago
Mar 13, 2020
Bought 35 K USD
HARRISON WILLIAM B JR
Director
+ 4412
7.9319 USD
4 years ago
Mar 13, 2020
Bought 31.3 K USD
FREDERICKS J RICHARD
Director
+ 3939.79
7.9319 USD
4 years ago
Mar 12, 2020
Bought 20.1 K USD
Powell Jerry W.
EVP & General Counsel
+ 2478
8.105 USD
4 years ago
Mar 12, 2020
Bought 20.1 K USD
Powell Jerry W.
EVP & General Counsel
+ 2475
8.1064 USD
4 years ago
Mar 10, 2020
Bought 175 K USD
Tortorici Samuel M.
President & COO
+ 20000
8.75 USD
4 years ago
Feb 27, 2020
Bought 37.1 K USD
Powell Jerry W.
EVP & General Counsel
+ 2500
14.825 USD
4 years ago
Feb 27, 2020
Bought 37.1 K USD
Powell Jerry W.
EVP & General Counsel
+ 2500
14.83 USD
4 years ago
Jan 31, 2020
Bought 77.9 K USD
EVANS JOSEPH W
Director
+ 5000
15.58 USD
4 years ago
Jan 28, 2020
Bought 80.3 K USD
EVANS JOSEPH W
Director
+ 5000
16.0565 USD
4 years ago
Dec 19, 2019
Bought 31.3 K USD
STUART SCOTT M
Director
+ 1774.57
17.6099 USD
4 years ago
Dec 13, 2019
Bought 584 USD
STUART SCOTT M
Director
+ 34.3274
17.0237 USD
4 years ago
Dec 19, 2019
Bought 35 K USD
HARRISON WILLIAM B JR
Director
+ 1987.5184
17.6099 USD
4 years ago
Dec 13, 2019
Bought 1.22 K USD
HARRISON WILLIAM B JR
Director
+ 71.6689
17.0237 USD
4 years ago
Dec 19, 2019
Bought 31.3 K USD
FREDERICKS J RICHARD
Director
+ 1774.57
17.6099 USD
5 years ago
Nov 04, 2019
Bought 315 K USD
EVANS JOSEPH W
Director
+ 20000
15.74 USD
5 years ago
Oct 28, 2019
Bought 102 K USD
Tortorici Samuel M.
President & COO
+ 6500
15.68 USD
5 years ago
Sep 16, 2019
Bought 277 USD
STUART SCOTT M
Director
+ 15.4332
17.96 USD
5 years ago
Sep 16, 2019
Bought 31.2 K USD
STUART SCOTT M
Director
+ 1739.9777
17.96 USD
5 years ago
Sep 16, 2019
Bought 322 K USD
FREDERICKS J RICHARD
Director
+ 17939.9777
17.96 USD
5 years ago
Sep 16, 2019
Bought 35 K USD
HARRISON WILLIAM B JR
Director
+ 1948.7751
17.96 USD
5 years ago
Aug 09, 2019
Bought 48.7 K USD
FREDERICKS J RICHARD
Director
+ 3131
15.57 USD
5 years ago
Aug 07, 2019
Bought 22.5 K USD
Holmes Rudolph H.
President & Bus. Services Exec
+ 1500
15.02 USD
5 years ago
Aug 06, 2019
Bought 9.85 K USD
TOALSON VALERIE
EVP & Chief Financial Officer
+ 645
15.27 USD
5 years ago
Aug 06, 2019
Bought 5.43 K USD
TOALSON VALERIE
EVP & Chief Financial Officer
+ 355
15.29 USD
5 years ago
Aug 05, 2019
Bought 15.7 K USD
TOALSON VALERIE
EVP & Chief Financial Officer
+ 1000
15.72 USD
5 years ago
Aug 05, 2019
Bought 997 K USD
HARRISON WILLIAM B JR
Director
+ 64168
15.53 USD
5 years ago
Aug 02, 2019
Bought 157 K USD
Holmes Rudolph H.
President & Bus. Services Exec
+ 10000
15.74 USD
5 years ago
Jul 26, 2019
Bought 251 K USD
Tortorici Samuel M.
President AND COO
+ 15000
16.72 USD
5 years ago
Jul 26, 2019
Bought 251 K USD
Tortorici Samuel M.
President and COO
+ 15000
16.72 USD
5 years ago
Jul 24, 2019
Bought 50 K USD
FREDERICKS J RICHARD
Director
+ 3105
16.0996 USD
5 years ago
Jun 14, 2019
Bought 557 USD
HARRISON WILLIAM B JR
Director
+ 28.0706
19.8407 USD
5 years ago
Jun 14, 2019
Bought 35 K USD
HARRISON WILLIAM B JR
Director
+ 1764.0507
19.8407 USD
5 years ago
Jun 14, 2019
Bought 273 USD
STUART SCOTT M
Director
+ 13.7344
19.8407 USD
5 years ago
Jun 14, 2019
Bought 31.2 K USD
STUART SCOTT M
Director
+ 1575.0452
19.8407 USD
5 years ago
Jun 14, 2019
Bought 35 K USD
FREDERICKS J RICHARD
Director
+ 1764.0507
19.8407 USD
5 years ago
Apr 11, 2019
Sell 13.3 USD
FREDERICKS J RICHARD
Director
- 0.6601
20.08 USD
5 years ago
May 14, 2019
Sell 479 K USD
BLACK DAVID F.
Chief Risk Officer, EVP
- 22500
21.3 USD
5 years ago
May 09, 2019
Sell 45 K USD
WILEY J THOMAS JR
Director
- 2000
22.51 USD
5 years ago
May 10, 2019
Sell 90.2 K USD
WILEY J THOMAS JR
Director
- 4000
22.55 USD
5 years ago
May 09, 2019
Sell 22.5 K USD
WILEY J THOMAS JR
Director
- 1000
22.51 USD
5 years ago
May 10, 2019
Sell 45.1 K USD
WILEY J THOMAS JR
Director
- 2000
22.55 USD
5 years ago
May 03, 2019
Sell 1.02 M USD
EVANS JOSEPH W
Director
- 44724
22.82 USD
5 years ago
May 03, 2019
Sell 115 K USD
EVANS JOSEPH W
Director
- 5000
22.91 USD
5 years ago
Mar 03, 2019
Bought 60 K USD
FREDERICKS J RICHARD
Director
+ 3000.6601
19.9956 USD
5 years ago
Mar 15, 2019
Bought 31.2 K USD
STUART SCOTT M
Director
+ 1562.8438
19.9956 USD
5 years ago
Mar 15, 2019
Bought 63.7 K USD
HARRISON WILLIAM B JR
Director
+ 3188.2014
19.9956 USD
5 years ago
Mar 18, 2019
Bought 100 K USD
TOALSON VALERIE
EVP & Chief Financial Officer
+ 4984
20.06 USD
5 years ago
Mar 15, 2019
Bought 995 K USD
Tortorici Samuel M.
President & COO
+ 50000
19.9 USD
6 years ago
Oct 24, 2018
Bought 218 K USD
FREDERICKS J RICHARD
Director
+ 10041
21.7283 USD
6 years ago
Oct 24, 2018
Bought 499 K USD
HARRISON WILLIAM B JR
Director
+ 23000
21.7151 USD
6 years ago
Oct 24, 2018
Bought 41 K USD
Powell Jerry W.
See Remarks
+ 2000
20.4899 USD
6 years ago
Oct 24, 2018
Bought 41 K USD
Powell Jerry W.
See Remarks
+ 2000
20.4843 USD
6 years ago
Sep 14, 2018
Sell 297 K USD
Holmes Rudolph H.
See Remarks
- 10828
27.41 USD
6 years ago
Sep 14, 2018
Sell 690 K USD
TOALSON VALERIE
Executive Vice President & CFO
- 25160
27.41 USD
6 years ago
Sep 14, 2018
Sell 2.77 M USD
Tortorici Samuel M.
President
- 100943
27.41 USD
7 years ago
Apr 19, 2017
Bought 15 K USD
Tortorici Samuel M.
President
+ 750
20 USD
6 years ago
Feb 13, 2018
Bought 50 USD
FREDERICKS J RICHARD
Director
+ 5000
0.01 USD
6 years ago
Jul 26, 2018
Sell 355 M USD
Cadence Bancorp, LLC
10 percent owner
- 12500000
28.4 USD
6 years ago
May 25, 2018
Sell 580 M USD
Cadence Bancorp, LLC
10 percent owner
- 20700000
28 USD
6 years ago
Feb 13, 2018
Sell 230 M USD
Cadence Bancorp, LLC
10 percent owner
- 9200000
25 USD
6 years ago
Feb 13, 2018
Bought 50 USD
FREDERICKS J RICHARD
Director
+ 5000
0.01 USD
7 years ago
Nov 17, 2017
Sell 31.4 M USD
Cadence Bancorp, LLC
10 percent owner
- 1425000
22 USD
7 years ago
Nov 13, 2017
Sell 209 M USD
Cadence Bancorp, LLC
10 percent owner
- 9500000
22 USD
7 years ago
Apr 19, 2017
Bought 100 USD
FREDERICKS J RICHARD
Director
+ 10000
0.01 USD
7 years ago
Apr 19, 2017
Bought 5 USD
Holmes Rudolph H.
See Remarks
+ 500
0.01 USD
7 years ago
Apr 19, 2017
Bought 400 USD
HARRISON WILLIAM B JR
Director
+ 40000
0.01 USD
7 years ago
Apr 19, 2017
Bought 125 USD
Levy Stanley D
other: Advisory Director
+ 12500
0.01 USD
7 years ago
Apr 19, 2017
Bought 40 USD
Powell Jerry W.
See Remarks
+ 4000
0.01 USD
7 years ago
Apr 19, 2017
Bought 10.3 USD
TOALSON VALERIE
Executive Vice President & CFO
+ 1033
0.01 USD
7 years ago
Apr 19, 2017
Bought 100 USD
Tortorici Samuel M.
President
+ 10000
0.01 USD
7 years ago
Apr 19, 2017
Bought 7.5 USD
Tortorici Samuel M.
President
+ 750
0.01 USD
7. News
Cadence (CADE) is a Great Momentum Stock: Should You Buy? Does Cadence (CADE) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 1 day ago
Earnings Estimates Moving Higher for Cadence (CADE): Time to Buy? Cadence (CADE) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 3 weeks ago
What Makes Cadence (CADE) a Strong Momentum Stock: Buy Now? Does Cadence (CADE) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 3 weeks ago
Cadence Bank Declares Quarterly Common and Preferred Dividends HOUSTON and TUPELO, Miss. , Oct. 23, 2024 /PRNewswire/ -- At its meeting today, the board of directors of Cadence Bank (NYSE: CADE) (Cadence) declared a quarterly cash dividend of $0.25 per share of common stock. prnewswire.com - 3 weeks ago
Cadence Bank (CADE) Q3 2024 Earnings Call Transcript Cadence Bank (NYSE:CADE ) Q3 2024 Earnings Conference Call October 22, 2024 11:00 AM ET Company Participants Will Fisackerly - Director, Corporate Finance Dan Rollins - Chairman and Chief Executive Officer Valerie Toalson - Chief Financial Officer Billy Braddock - Chief Banking Officer Chris Bagley - President and Chief Credit Officer Conference Call Participants Manan Gosalia - Morgan Stanley Brett Rabatin - Hovde Group Catherine Mealor - KBW Michael Rose - Raymond James Ben Gerlinger - Citi Matt Olney - Stephens Gary Tenner - D.A. Davidson Jon Arfstrom - RBC Capital Markets Operator Good morning, and welcome to the Cadence Bank Third Quarter 2024 Webcast and Conference Call. seekingalpha.com - 3 weeks ago
Cadence (CADE) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates The headline numbers for Cadence (CADE) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 3 weeks ago
Cadence (CADE) Q3 Earnings Beat Estimates Cadence (CADE) came out with quarterly earnings of $0.73 per share, beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.56 per share a year ago. zacks.com - 3 weeks ago
Cadence Bank Announces Third Quarter 2024 Financial Results HOUSTON and TUPELO, Miss. , Oct. 21, 2024 /PRNewswire/ -- Cadence Bank (NYSE: CADE) (the Company), today announced financial results for the quarter ended September 30, 2024. prnewswire.com - 3 weeks ago
Curious about Cadence (CADE) Q3 Performance? Explore Wall Street Estimates for Key Metrics Get a deeper insight into the potential performance of Cadence (CADE) for the quarter ended September 2024 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics. zacks.com - 1 month ago
Cadence (CADE) Earnings Expected to Grow: What to Know Ahead of Next Week's Release Cadence (CADE) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
Cadence Bank: Above-Average NIM Prospects Can Lead To Continuing Outperformance Southern bank Cadence has outperformed over the past 12 months, as its net interest margin has perked up after being hurt following the steep rise in industry-wide funding costs. CADE had a slightly weaker loan and earning-asset beta over the hiking cycle, though with room to bring funding costs down, that can help it now that rates are falling. EPS is seen growing nicely next year. With these shares trading for under 12x consensus 2024 EPS, near-term returns potential looks attractive. seekingalpha.com - 1 month ago
Cadence Bank Announces Third Quarter 2024 Earnings Webcast Schedule HOUSTON and TUPELO, Miss. , Sept. 24, 2024 /PRNewswire/ -- Cadence Bank (NYSE: CADE) will release its third quarter 2024 earnings on Monday, October 21, 2024, after the close of the financial markets. prnewswire.com - 1 month ago
8. Profile Summary

Cadence Bank CADE

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 6.89 B
Dividend Yield 0.00%
Description Cadence Bank provides commercial banking and financial services in the United States. Its products and services include consumer banking, consumer loans, mortgages, home equity lines and loans, credit cards, commercial and business banking, treasury management, specialized and asset-based lending, commercial real estate, equipment financing, and correspondent banking services. The company's products and services also comprise small business administration lending, foreign exchange, wealth management, investment and trust, financial planning, retirement plan management, and personal and business insurance services. As of March 3, 2022, it operated approximately 400 branch locations across the South, Midwest, and Texas. The company was incorporated in 1876 and is headquartered in Tupelo, Mississippi.
Contact One Mississippi Plaza, Tupelo, MS, 38804 https://cadencebank.com
IPO Date Oct. 16, 1985
Employees 5327
Officers Ms. Valerie C. Toalson Senior EVice President, Chief Financial Officer & President of Banking Services Mr. Will Fisackerly Executive Vice President & Director of Corporate Finance Mr. Jerrell Moore Chief Human Resource & Diversity Officer Mr. Edward H. Braddock Chief Banking Officer Ms. Shanna R. Kuzdzal Senior EVice President & Chief Legal Officer Mr. James D. Rollins III Chairman & Chief Executive Officer Mr. Christopher A. Bagley President & Chief Credit Officer Ms. Cathy S. Freeman Senior EVice President, Chief Administrative Officer & Secretary Mr. Jeffrey William Jaggers Chief Operating Officer & Senior EVice President Mr. Sam Jones Market President