image
Financial Services - Banks - Regional - NYSE - US
$ 30.165
-1.29 %
$ 5.51 B
Market Cap
10.78
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one CADE stock under the worst case scenario is HIDDEN Compared to the current market price of 30.2 USD, Cadence Bank is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one CADE stock under the base case scenario is HIDDEN Compared to the current market price of 30.2 USD, Cadence Bank is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one CADE stock under the best case scenario is HIDDEN Compared to the current market price of 30.2 USD, Cadence Bank is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CADE

image
$40.0$40.0$38.0$38.0$36.0$36.0$34.0$34.0$32.0$32.0$30.0$30.0$28.0$28.0$26.0$26.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
1.72 B REVENUE
39.41%
854 M OPERATING INCOME
788.84%
524 M NET INCOME
-3.45%
857 M OPERATING CASH FLOW
54.10%
-782 M INVESTING CASH FLOW
-32.64%
-2.58 B FINANCING CASH FLOW
-259.95%
684 M REVENUE
56.94%
173 M OPERATING INCOME
-20.23%
133 M NET INCOME
-2.73%
58.1 M OPERATING CASH FLOW
-77.33%
-218 M INVESTING CASH FLOW
-82.50%
-2.1 B FINANCING CASH FLOW
-244.60%
Balance Sheet Cadence Bank
image
Current Assets 1.67 B
Cash & Short-Term Investments 1.67 B
Receivables 0
Other Current Assets 0
Non-Current Assets 45.3 B
Long-Term Investments 0
PP&E 783 M
Other Non-Current Assets 44.6 B
3.55 %94.78 %Total Assets$47.0b
Current Liabilities 40.2 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 40.2 B
Non-Current Liabilities 41.4 B
Long-Term Debt 10.7 M
Other Non-Current Liabilities 41.4 B
49.23 %50.76 %Total Liabilities$81.6b
EFFICIENCY
Earnings Waterfall Cadence Bank
image
Revenue 1.72 B
Cost Of Revenue 0
Gross Profit 1.72 B
Operating Expenses 867 M
Operating Income 854 M
Other Expenses 331 M
Net Income 524 M
2b2b2b2b1b1b1b1b1b1b800m800m600m600m400m400m200m200m002b02b(867m)854m(331m)524mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
49.62% OPERATING MARGIN
49.62%
30.41% NET MARGIN
30.41%
9.40% ROE
9.40%
1.11% ROA
1.11%
9.68% ROIC
9.68%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Cadence Bank
image
1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 524 M
Depreciation & Amortization 203 M
Capital Expenditures -80.1 M
Stock-Based Compensation 32.7 M
Change in Working Capital 68.7 M
Others 95.8 M
Free Cash Flow 777 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Cadence Bank
image
Wall Street analysts predict an average 1-year price target for CADE of $36.7 , with forecasts ranging from a low of $30 to a high of $44 .
CADE Lowest Price Target Wall Street Target
30 USD -0.55%
CADE Average Price Target Wall Street Target
36.7 USD 21.55%
CADE Highest Price Target Wall Street Target
44 USD 45.86%
Price
Max Price Target
Min Price Target
Average Price Target
4444424240403838363634343232303028282626Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.91% DIVIDEND YIELD
0.275 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.2001.2001.0001.0000.8000.8000.6000.6000.4000.4000.2000.2000.0000.0000.0750.10.1250.140.170.1850.190.220.2350.250.2750.0750.10.1250.140.170.1850.190.220.2350.250.2750.10.1250.140.170.1850.1850.20.220.2350.250.10.350.1250.450.140.530.170.620.1850.710.190.740.20.780.220.880.2350.940.251.000.552015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
Download SVG
Download PNG
Download CSV
5. COMPETITION
slide 2 of 12
6. Ownership
Insider Ownership Cadence Bank
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Cadence Bank Completes Merger with FCB Financial Corp. HOUSTON and TUPELO, Miss. , May 1, 2025 /PRNewswire/ -- Cadence Bank (NYSE: CADE) today announced the successful completion of its previously announced merger with FCB Financial Corp., the bank holding company for First Chatham Bank, a Savannah, Georgia-based community bank. prnewswire.com - 2 weeks ago
Cadence Bank to Acquire Industry Bancshares, Inc. Cadence has signed a merger agreement with Industry Bancshares, Inc., the bank holding company for Bank of Brenham, Citizens State Ban k, Fayetteville Bank, Industry State Bank, The First National Bank of Bellville and The First National Bank of Shiner HOUSTON and TUPELO, Miss. , April 25, 2025 /PRNewswire/ -- Cadence Bank (NYSE: CADE) announced today the signing of a definitive merger agreement with Industry Bancshares, Inc., the bank holding company for Bank of Brenham, Citizens State Bank, Fayetteville Bank, Industry State Bank, The First National Bank of Bellville and The First National Bank of Shiner. prnewswire.com - 3 weeks ago
Cadence Bank Announces 2025 Share Repurchase Program HOUSTON and TUPELO, Miss. , April 25, 2025 /PRNewswire/ -- Cadence Bank's (NYSE: CADE) (Cadence) Board of Directors authorized a new share repurchase program (the "Repurchase Program") allowing the company to purchase up to an aggregate of 10 million shares of Cadence's common stock. prnewswire.com - 3 weeks ago
Cadence Bank Declares Quarterly Common and Preferred Dividends HOUSTON and TUPELO, Miss. , April 23, 2025 /PRNewswire/ -- At its meeting today, the board of directors of Cadence Bank (NYSE: CADE) declared a quarterly cash dividend of $0.275 per share of common stock. prnewswire.com - 3 weeks ago
Cadence Bank (CADE) Q1 2025 Earnings Call Transcript Cadence Bank (NYSE:CADE ) Q1 2025 Earnings Conference Call April 22, 2025 11:00 AM ET Company Participants Will Fisackerly - Executive Vice President and Director, Corporate Finance James Rollins - Chairman and Chief Executive Officer Valerie Toalson - Chief Financial Officer and President, Banking Services Billy Braddock - Chief Banking Officer Chris Bagley - President and Chief Credit Officer Conference Call Participants Manan Gosalia - Morgan Stanley Jared Shaw - Barclays Catherine Mealor - KBW Brett Rabatin - Hovde Group Jon Arfstrom - RBC Capital Markets Matt Olney - Stephens Michael Rose - Raymond James Stephen Scouten - Piper Sandler Operator Good day, and welcome to the Cadence Bank First Quarter 2025 Webcast and Conference Call. All participants will be in a listen-only mode. seekingalpha.com - 3 weeks ago
Cadence (CADE) Reports Q1 Earnings: What Key Metrics Have to Say The headline numbers for Cadence (CADE) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 4 weeks ago
Cadence (CADE) Beats Q1 Earnings Estimates Cadence (CADE) came out with quarterly earnings of $0.71 per share, beating the Zacks Consensus Estimate of $0.64 per share. This compares to earnings of $0.62 per share a year ago. zacks.com - 4 weeks ago
Cadence Bank Announces First Quarter 2025 Financial Results HOUSTON and TUPELO, Miss. , April 21, 2025 /PRNewswire/ -- Cadence Bank (NYSE: CADE) (the Company), today announced financial results for the quarter ended March 31, 2025. prnewswire.com - 4 weeks ago
Gear Up for Cadence (CADE) Q1 Earnings: Wall Street Estimates for Key Metrics Besides Wall Street's top -and-bottom-line estimates for Cadence (CADE), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2025. zacks.com - 1 month ago
Cadence (CADE) Earnings Expected to Grow: What to Know Ahead of Next Week's Release Cadence (CADE) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
Cadence (CADE) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Cadence (CADE) have what it takes? zacks.com - 1 month ago
Cadence Bank Declares Special Preferred Dividend to be Paid if Favorable Vote Received and Announces Adjournment of its Special Meeting to Solicit Additional Votes HOUSTON and TUPELO, Miss. , March 26, 2025 /PRNewswire/ -- Cadence Bank (NYSE: CADE) (the Company) today announced that it has adjourned its special meeting of shareholders originally convened on Dec. 30, 2024 (the Special Meeting), that reconvened on Jan. 27, 2025, and this morning, until Friday, April 25, 2025, at 9:00 a.m. prnewswire.com - 1 month ago
8. Profile Summary

Cadence Bank CADE

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 5.51 B
Dividend Yield 0.91%
Description Cadence Bank provides commercial banking and financial services in the United States. Its products and services include consumer banking, consumer loans, mortgages, home equity lines and loans, credit cards, commercial and business banking, treasury management, specialized and asset-based lending, commercial real estate, equipment financing, and correspondent banking services. The company's products and services also comprise small business administration lending, foreign exchange, wealth management, investment and trust, financial planning, retirement plan management, and personal and business insurance services. As of March 3, 2022, it operated approximately 400 branch locations across the South, Midwest, and Texas. The company was incorporated in 1876 and is headquartered in Tupelo, Mississippi.
Contact One Mississippi Plaza, Tupelo, MS, 38804 https://cadencebank.com
IPO Date Oct. 16, 1985
Employees 5356
Officers Mr. Christopher A. Bagley President & Chief Credit Officer Mr. James D. Rollins III Chairman & Chief Executive Officer Mr. Sam Jones Market President Ms. Cathy S. Freeman Senior EVice President, Chief Administrative Officer & Secretary Ms. Shanna R. Kuzdzal Senior EVice President & Chief Legal Officer Mr. Michael John Meyer CPA, CPA President of Banking Services Mr. Will Fisackerly Executive Vice President & Director of Corporate Finance Ms. Valerie C. Toalson Senior EVice President, Chief Financial Officer & President of Banking Services Mr. Edward H. Braddock Chief Banking Officer Mr. Jeffrey William Jaggers Chief Operating Officer & Senior EVice President