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Financial Services - Insurance - Specialty - NYSE - US
$ 218.82
1.55 %
$ 11.2 B
Market Cap
15.45
P/E
1. INTRINSIC VALUE

Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products.[ Read More ]

The intrinsic value of one AIZ stock under the base case scenario is HIDDEN Compared to the current market price of 219 USD, Assurant, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart AIZ

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FINANCIALS
11.1 B REVENUE
9.21%
642 M OPERATING INCOME
40.22%
642 M NET INCOME
132.28%
1.14 B OPERATING CASH FLOW
90.67%
-638 M INVESTING CASH FLOW
-143.30%
-404 M FINANCING CASH FLOW
50.65%
2.97 B REVENUE
1.46%
0 OPERATING INCOME
0.00%
134 M NET INCOME
-29.09%
436 M OPERATING CASH FLOW
-38.60%
-207 M INVESTING CASH FLOW
-7.14%
-141 M FINANCING CASH FLOW
-74.26%
Balance Sheet Decomposition Assurant, Inc.
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Current Assets 10.8 B
Cash & Short-Term Investments 8.54 B
Receivables 2.27 B
Other Current Assets 0
Non-Current Assets 11.3 B
Long-Term Investments 7.39 B
PP&E 686 M
Other Non-Current Assets 3.18 B
Current Liabilities 0
Accounts Payable 2.42 B
Short-Term Debt 0
Other Current Liabilities -2.42 B
Non-Current Liabilities 28.8 B
Long-Term Debt 2.08 B
Other Non-Current Liabilities 26.7 B
EFFICIENCY
Earnings Waterfall Assurant, Inc.
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Revenue 11.1 B
Cost Of Revenue 0
Gross Profit 11.1 B
Operating Expenses 7.7 B
Operating Income 642 M
Other Expenses 0
Net Income 642 M
RATIOS
100.00% GROSS MARGIN
100.00%
5.77% OPERATING MARGIN
5.77%
5.77% NET MARGIN
5.77%
13.36% ROE
13.36%
1.91% ROA
1.91%
7.43% ROIC
7.43%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Assurant, Inc.
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Net Income 642 M
Depreciation & Amortization 196 M
Capital Expenditures -202 M
Stock-Based Compensation 75.1 M
Change in Working Capital 261 M
Others -65.1 M
Free Cash Flow 936 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Assurant, Inc.
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Wall Street analysts predict an average 1-year price target for AIZ of $205 , with forecasts ranging from a low of $205 to a high of $205 .
AIZ Lowest Price Target Wall Street Target
205 USD -6.32%
AIZ Average Price Target Wall Street Target
205 USD -6.32%
AIZ Highest Price Target Wall Street Target
205 USD -6.32%
4. DIVIDEND ANALYSIS
0.36% DIVIDEND YIELD
0.72 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Assurant, Inc.
image
Sold
0-3 MONTHS
731 K USD 2
3-6 MONTHS
4.49 M USD 6
6-9 MONTHS
0 USD 0
9-12 MONTHS
461 K USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 week ago
Nov 08, 2024
Sell 628 K USD
NAIR BIJU
officer, other: EVP
- 3000
209.1773 USD
2 months ago
Aug 19, 2024
Sell 104 K USD
DiRienzo Dimitry
SVP, CAO, Controller
- 550
188.4351 USD
3 months ago
Aug 12, 2024
Sell 267 K USD
Jenns Martin
officer, other: EVP
- 1500
178.1324 USD
3 months ago
Aug 12, 2024
Sell 312 K USD
Rosenblum Jay
EVP and CLO
- 1750
178.2454 USD
5 months ago
May 20, 2024
Sell 226 K USD
Campbell Michael P.
EVP, Pres. Global Housing
- 1304
173.3497 USD
5 months ago
May 21, 2024
Sell 1.66 M USD
Campbell Michael P.
EVP, Pres. Global Housing
- 9696
171.372 USD
6 months ago
May 17, 2024
Sell 365 K USD
DiRienzo Dimitry
SVP, CAO, Controller
- 2084
175.2899 USD
6 months ago
May 16, 2024
Sell 1.18 M USD
Luthi Francesca
EVP, Chief Operating Officer
- 6700
176.3626 USD
6 months ago
May 16, 2024
Sell 476 K USD
Lonergan Robert
officer, other: Chief Marketing & Risk Officer
- 2700
176.1219 USD
11 months ago
Nov 20, 2023
Sell 324 K USD
Rosenblum Jay
EVP and CLO
- 2000
162.1628 USD
1 year ago
Nov 17, 2023
Sell 137 K USD
DiRienzo Dimitry
SVP, CAO, Controller
- 850
160.725 USD
1 year ago
Aug 14, 2023
Sell 202 K USD
DZIADZIO RICHARD S
EVP and CFO
- 1417
142.7418 USD
1 year ago
Aug 14, 2023
Sell 371 K USD
DZIADZIO RICHARD S
EVP and CFO
- 2583
143.4427 USD
1 year ago
Aug 04, 2023
Sell 433 K USD
Lonergan Robert
EVP
- 3000
144.4342 USD
1 year ago
Aug 07, 2023
Sell 529 K USD
Luthi Francesca
EVP, CAO
- 3700
142.9949 USD
1 year ago
Jun 22, 2023
Sell 524 K USD
DZIADZIO RICHARD S
EVP and CFO
- 4000
131.0715 USD
1 year ago
May 26, 2023
Sell 99.2 K USD
DiRienzo Dimitry
SVP, CAO, Controller
- 800
123.995 USD
1 year ago
Feb 10, 2023
Sell 69.1 K USD
DiRienzo Dimitry
SVP, CAO, Controller
- 525
131.6816 USD
2 years ago
Mar 29, 2022
Sell 727 K USD
Luthi Francesca
EVP, CAO
- 4000
181.8137 USD
2 years ago
Mar 28, 2022
Sell 403 K USD
Lonergan Robert
EVP
- 2200
183.186 USD
3 years ago
Nov 05, 2021
Sell 1.95 M USD
Colberg Alan B.
CEO
- 11792
165.2571 USD
3 years ago
Nov 05, 2021
Sell 268 K USD
Colberg Alan B.
CEO
- 1608
166.6798 USD
3 years ago
Aug 13, 2021
Sell 1.65 M USD
Colberg Alan B.
CEO
- 10000
165.0848 USD
3 years ago
Jun 08, 2021
Sell 49 K USD
Lonergan Robert
EVP
- 303
161.8468 USD
3 years ago
Jun 08, 2021
Sell 68.4 K USD
Lonergan Robert
EVP
- 418
163.7193 USD
3 years ago
Jun 09, 2021
Sell 323 K USD
Lonergan Robert
EVP
- 1979
163.3828 USD
3 years ago
May 24, 2021
Sell 6.48 M USD
Mergelmeyer Gene
EVP, COO
- 40647
159.3826 USD
3 years ago
May 21, 2021
Sell 1.24 M USD
Luthi Francesca
EVP, CAO
- 7703
161.0521 USD
4 years ago
Nov 06, 2020
Bought 249 K USD
Carter J Braxton II
Director
+ 1950
127.8 USD
4 years ago
Dec 05, 2019
Sell 2.59 M USD
KOCH CHARLES JOHN
Director
- 19868
130.3233 USD
4 years ago
Dec 09, 2019
Sell 249 K USD
KOCH CHARLES JOHN
Director
- 1897
131.2793 USD
4 years ago
Nov 25, 2019
Sell 132 K USD
Schultz Tammy L.
EVP
- 1000
132 USD
5 years ago
Aug 19, 2019
Sell 1.83 M USD
Mergelmeyer Gene
EVP, COO
- 14700
124.23 USD
5 years ago
Aug 19, 2019
Sell 37.5 K USD
Mergelmeyer Gene
EVP, COO
- 300
124.85 USD
5 years ago
Aug 19, 2019
Sell 683 K USD
Campbell Michael P.
EVP
- 5500
124.26 USD
5 years ago
Mar 21, 2019
Sell 772 M USD
TPG Advisors VI-AIV, Inc.
- 7869230
98.15 USD
5 years ago
Dec 10, 2018
Sell 64.6 K USD
Pagano Christopher J
EVP, CRO
- 720
89.7875 USD
5 years ago
Dec 10, 2018
Sell 48.1 K USD
Pagano Christopher J
EVP, CRO
- 530
90.6911 USD
6 years ago
Nov 16, 2018
Sell 111 K USD
Pagano Christopher J
EVP, CRO
- 1107
99.9496 USD
6 years ago
Sep 18, 2018
Sell 105 M USD
TPG Advisors VI-AIV, Inc.
10 percent owner
- 1000000
105.14 USD
6 years ago
Sep 12, 2018
Sell 121 M USD
TPG Advisors VI-AIV, Inc.
10 percent owner
- 1200000
101.1 USD
6 years ago
Sep 10, 2018
Sell 66.1 K USD
Pagano Christopher J
EVP, CRO
- 650
101.7585 USD
6 years ago
Sep 10, 2018
Sell 51.6 K USD
Pagano Christopher J
EVP, CRO
- 500
103.12 USD
6 years ago
Sep 10, 2018
Sell 10.4 K USD
Pagano Christopher J
EVP, CRO
- 100
104.04 USD
6 years ago
Aug 14, 2018
Sell 1.55 M USD
Mergelmeyer Gene
EVP, COO
- 14144
109.412 USD
6 years ago
Jun 07, 2018
Sell 239 K USD
Pagano Christopher J
EVP, CRO
- 2500
95.5477 USD
7 years ago
Jun 15, 2017
Sell 224 K USD
Pagano Christopher J
EVP, CRO
- 2200
101.7577 USD
7 years ago
Jun 15, 2017
Sell 400 K USD
Pagano Christopher J
EVP, CRO
- 3867
103.3956 USD
7 years ago
Jun 15, 2017
Sell 96.9 K USD
Pagano Christopher J
EVP, CRO
- 933
103.8668 USD
7 years ago
May 31, 2017
Sell 196 K USD
Pagano Christopher J
EVP, CRO
- 2000
97.7527 USD
7 years ago
Mar 13, 2017
Sell 597 K USD
Pagano Christopher J
EVP, CRO
- 6000
99.5326 USD
7. News
Assurant Included in Forbes' America's Best Employers for Veterans 2024 ATLANTA--(BUSINESS WIRE)-- #VeteransDay--Assurant, Inc. (NYSE: AIZ), a leading global business services company that supports, protects, and connects major consumer purchases, has been included in America's Best Employers for Veterans 2024 ranking. This prestigious award is presented in collaboration with Statista, the world-leading statistics portal and industry ranking provider. The awards list was announced on November 7, 2024, and can currently be viewed on the Forbes website. America's Best Employers for. businesswire.com - 5 days ago
Assurant, Inc. (AIZ) Q3 2024 Earnings Call Transcript Assurant, Inc. (NYSE:AIZ ) Q3 2024 Earnings Conference Call November 6, 2024 8:00 AM ET Company Participants Sean Moshier - Vice President, Investor Relations Keith Demmings - President and Chief Executive Officer Keith Meier - Chief Financial Officer Conference Call Participants Brian Meredith - UBS Mark Hughes - Truist Tommy McJoynt - KBW John Barnidge - Piper Sandler Operator Welcome to Assurant's Third Quarter 2024 Conference Call and Webcast. [Operator Instructions] It is now my pleasure to turn the floor over to Sean Moshier, Vice President of Investor Relations. seekingalpha.com - 1 week ago
Assurant Q3 Earnings Beat on Solid Global Housing Growth, View Raised AIZ's Q3 results reflect solid performance at Global Housing with growing revenues and expense discipline. zacks.com - 1 week ago
Assurant (AIZ) Reports Q3 Earnings: What Key Metrics Have to Say Although the revenue and EPS for Assurant (AIZ) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 1 week ago
Assurant (AIZ) Q3 Earnings and Revenues Beat Estimates Assurant (AIZ) came out with quarterly earnings of $3 per share, beating the Zacks Consensus Estimate of $2.50 per share. This compares to earnings of $4.29 per share a year ago. zacks.com - 1 week ago
Assurant Reports Third Quarter 2024 Financial Results ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a leading global business services company that supports, protects and connects major consumer purchases, today reported results for the third quarter ended September 30, 2024. “Our third quarter performance highlights continued strength within Global Housing with growing revenues and expense discipline. Global Lifestyle performed in-line with expectations, as we continued to prioritize strategic investments for growth in new and expanded Co. businesswire.com - 1 week ago
Dividend Aristocrats Of The Future - Part 3 This is the final group of 10 companies scheduled to reach dividend aristocrat status, sometime over the next five years. There are a variety of companies listed, some of whom may not be able to reach the coveted dividend aristocrat title. 3 companies listed below have 10-year dividend growth rates that exceed 10%, and one occasionally provides investors with special dividends every few years. seekingalpha.com - 2 weeks ago
Unveiling Assurant (AIZ) Q3 Outlook: Wall Street Estimates for Key Metrics Evaluate the expected performance of Assurant (AIZ) for the quarter ended September 2024, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight. zacks.com - 2 weeks ago
Assurant Announces Comprehensive Heavy Truck Extended Service Contract ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a leading global business services company that supports, protects, and connects major consumer purchases like automobiles, as well as commercial equipment (including heavy trucks and construction, agriculture equipment, forestry and office equipment), today introduced the Assurant Heavy Truck Extended Service Contract. This new protection solution for Class 8 trucks offers a comprehensive suite of coverage options, including roadside assist. businesswire.com - 2 weeks ago
Earnings Preview: Assurant (AIZ) Q3 Earnings Expected to Decline Assurant (AIZ) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 weeks ago
Assurant Honors Texas Veteran Stephanie Johnson with Mobility-Modified 2024 Chevrolet Tahoe SUV ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE:AIZ), through the Assurant Foundation, and Wounded Warriors Family Support (WWFS) today presented U.S. Army veteran Stephanie Johnson of San Antonio, Texas, with a specially modified 2024 Chevy Tahoe SUV as part of the WWFS Mobility is Freedom program. The presentation took place at Assurant's Atlanta offices as the nation prepares to honor its military veterans on Monday, Nov. 11. Wounded Warriors Family Support launched Mobility is Freedom in 201. businesswire.com - 2 weeks ago
Assurant Celebrates the Grand Opening of its State-of-the-Art Innovation and Device Care Center in the Nashville Area NASHVILLE, Tenn.--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a leading global business services company that supports, protects, and connects major consumer purchases, today officially opened its new Innovation and Device Care Center located just outside Nashville in Mt. Juliet, Tenn. The new 259,000-square-foot facility is double the size of the previous location in La Vergne, Tenn., and will be a key hub for Assurant's Device Lifecyle Solutions business, which in 2023 alone repurposed 22 mi. businesswire.com - 1 month ago
8. Profile Summary

Assurant, Inc. AIZ

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COUNTRY US
INDUSTRY Insurance - Specialty
MARKET CAP $ 11.2 B
Dividend Yield 0.36%
Description Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.
Contact 55 Broadway, New York, NY, 10006 https://www.assurant.com
IPO Date Feb. 5, 2004
Employees 13600
Officers Mr. Michael P. Campbell Executive Vice President & President of Global Housing Mr. Robert A. Lonergan Executive Vice President and Chief Marketing & Risk Officer Mr. Joseph A. Surber III Chief Technology Officer Mr. Sean Moshier Vice President of Investor Relations Ms. Francesca L. Luthi Executive Vice President & Chief Operating Officer Mr. Vadim Lipovetsky Chief Investment Officer Mr. Keith Warner Demmings President, Chief Executive Officer & Director Mr. Keith Roland Meier Executive Vice President & Chief Financial Officer Mr. Dimitry DiRienzo Senior Vice President, Chief Accounting Officer & Controller Mr. Jay E. Rosenblum Executive Vice President & Chief Legal Officer