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Assurant, Inc. AIZ
Financial Services - Insurance - Specialty - NYSE - US
Watchlist
$ 181.41
-2.99 %
$ 9.21 B
Market Cap
12.55
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AIZ stock under the worst case scenario is HIDDEN Compared to the current market price of 181 USD, Assurant, Inc. is HIDDEN

AIZ Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AIZ stock under the base case scenario is HIDDEN Compared to the current market price of 181 USD, Assurant, Inc. is HIDDEN

AIZ Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one AIZ stock under the best case scenario is HIDDEN Compared to the current market price of 181 USD, Assurant, Inc. is HIDDEN

AIZ Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart AIZ

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1M -17%
6M -8%
1Y 6%
3Y 0%
5Y 96%
All
$230.0$230.0$225.0$225.0$220.0$220.0$215.0$215.0$210.0$210.0$205.0$205.0$200.0$200.0$195.0$195.0$190.0$190.0$185.0$185.0$180.0$180.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
11.9 B REVENUE
6.70%
Growth Rates
1Year 6.70%
3Years 5.25%
5Years 3.35%
7Years 9.45%
10Years 1.35%
3.8 B OPERATING INCOME
491.56%
Growth Rates
1Year 491.56%
3Years 35.08%
5Years 47.18%
7Years 33.84%
10Years 16.83%
760 M NET INCOME
18.32%
Growth Rates
1Year 18.32%
3Years -17.87%
5Years 14.72%
7Years 5.59%
10Years 4.91%
1.33 B OPERATING CASH FLOW
17.10%
Growth Rates
1Year 17.10%
3Years 19.46%
5Years -1.17%
7Years 14.07%
10Years 12.96%
-658 M INVESTING CASH FLOW
-3.15%
Growth Rates
1Year -3.15%
3Years -72.96%
5Years -1.20%
7Years -2.83%
10Years -27.44%
-478 M FINANCING CASH FLOW
-18.22%
Growth Rates
1Year -18.22%
3Years 24.05%
5Years -21.65%
7Years -50.98%
10Years 4.74%
3.1 B REVENUE
4.62%
Growth Rates
1Year 6.70%
3Years 5.25%
5Years 3.35%
7Years 9.45%
10Years 1.35%
0 OPERATING INCOME
0.00%
Growth Rates
1Year 491.56%
3Years 35.08%
5Years 47.18%
7Years 33.84%
10Years 16.83%
201 M NET INCOME
50.45%
Growth Rates
1Year 18.32%
3Years -17.87%
5Years 14.72%
7Years 5.59%
10Years 4.91%
103 M OPERATING CASH FLOW
-76.45%
Growth Rates
1Year 17.10%
3Years 19.46%
5Years -1.17%
7Years 14.07%
10Years 12.96%
71 M INVESTING CASH FLOW
134.27%
Growth Rates
1Year -3.15%
3Years -72.96%
5Years -1.20%
7Years -2.83%
10Years -27.44%
-160 M FINANCING CASH FLOW
-13.42%
Growth Rates
1Year -18.22%
3Years 24.05%
5Years -21.65%
7Years -50.98%
10Years 4.74%
Balance Sheet Assurant, Inc.
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Current Assets 11 B
Cash & Short-Term Investments 8.98 B
Receivables 2.05 B
Other Current Assets 0
Non-Current Assets 3.92 B
Long-Term Investments 1.37 B
PP&E 768 M
Other Non-Current Assets 1.78 B
60.06 %13.73 %9.16 %5.14 %11.92 %Total Assets$15.0b
Current Liabilities 3.97 B
Accounts Payable 3.41 B
Short-Term Debt 0
Other Current Liabilities 560 M
Non-Current Liabilities 2.08 B
Long-Term Debt 2.08 B
Other Non-Current Liabilities 0
56.32 %9.25 %34.43 %Total Liabilities$6.1b
EFFICIENCY
Earnings Waterfall Assurant, Inc.
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Revenue 11.9 B
Cost Of Revenue 0
Gross Profit 11.9 B
Operating Expenses 8.08 B
Operating Income 3.8 B
Other Expenses 3.04 B
Net Income 760 M
12b12b10b10b8b8b6b6b4b4b2b2b0012b012b(8b)4b(3b)760mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 100.00%
32.00% OPERATING MARGIN
32.00%
Averages
1Year 32.00%
3Years 14.09%
5Years 12.53%
7Years 10.50%
10Years 9.66%
6.40% NET MARGIN
6.40%
Averages
1Year 6.40%
3Years 4.96%
5Years 5.10%
7Years 4.63%
10Years 5.00%
14.89% ROE
14.89%
Averages
1Year 14.89%
3Years 11.60%
5Years 10.67%
7Years 9.29%
10Years 9.41%
2.17% ROA
2.17%
Averages
1Year 2.17%
3Years 1.64%
5Years 1.54%
7Years 1.31%
10Years 1.32%
28.35% ROIC
28.35%
Averages
1Year 28.35%
3Years 11.17%
5Years 8.28%
7Years 4.24%
10Years -1.08%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Assurant, Inc.
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1b1b1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 760 M
Depreciation & Amortization 224 M
Capital Expenditures 0
Stock-Based Compensation 81.1 M
Change in Working Capital 0
Others 23 M
Free Cash Flow 1.33 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Assurant, Inc.
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AIZ has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.37% DIVIDEND YIELD
0.8 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
3.003.002.502.502.002.001.501.501.001.000.500.500.000.000.270.50.530.560.60.630.660.680.70.720.80.30.50.530.560.60.630.660.680.70.720.30.50.530.560.60.630.660.680.70.720.51.370.532.030.562.150.62.280.632.430.662.550.682.660.72.740.722.820.82.960.802015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Assurant, Inc.
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Sold
0-3 MONTHS
1.7 M USD 3
3-6 MONTHS
628 K USD 1
6-9 MONTHS
683 K USD 3
9-12 MONTHS
3.91 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Assurant to Announce First Quarter 2025 Financial Results ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a premier global protection company that safeguards and services connected devices, homes and automobiles in partnership with the world's leading brands, will release first quarter 2025 financial results on Tuesday, May 6, 2025, after the market closes. The news release will be available on Assurant's website at www.assurant.com. In conjunction with the news release, Assurant will host a conference call the following morning, Wednesday, May. businesswire.com - 1 week ago
Assurant Vehicle Care Technology Plus Pairs Enhanced Vehicle Protection with Smartphone Repair Benefits ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a premier global protection company that safeguards and services connected devices, homes and automobiles in partnership with the world's leading brands, today announced the launch of Assurant Vehicle Care Technology Plus, a market-leading vehicle service contract (VSC) offering consumers protection for their vehicles and mobile device. For the first time, customers can get comprehensive protection for their vehicle's high-tech components an. businesswire.com - 3 weeks ago
Assurant Named One of America's Most Innovative Companies by Fortune for Third Consecutive Year ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a premier global protection company that safeguards and services connected devices, homes and automobiles in partnership with the world's leading brands, has been recognized on Fortune's list of America's Most Innovative Companies 2025. Presented by Fortune and Statista Inc., the world-leading statistics portal and industry ranking provider, this marks the third consecutive year Assurant has been honored with this prestigious recognition. Fo. businesswire.com - 3 weeks ago
AIZ Stock Trading at a Discount to Industry at 2.14X: Time to Hold? Assurant stock rallies on well-performing Global Lifestyle business, growth of fee-based capital-light businesses and effective capital deployment. zacks.com - 1 month ago
Why Is Assurant (AIZ) Down 2.8% Since Last Earnings Report? Assurant (AIZ) reported earnings 30 days ago. What's next for the stock? zacks.com - 1 month ago
Assurant Again Named One of the World's Most Ethical Companies® by Ethisphere ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a premier global protection company that safeguards and services connected devices, homes, and automobiles in partnership with the world's leading brands, is proud to receive the 2025 World's Most Ethical Companies® recognition by Ethisphere, a global leader in defining and advancing the standards of ethical business practices. In 2025, Assurant's second consecutive year on the list, 136 honorees spanning 19 countries and 44 industries are b. businesswire.com - 1 month ago
Assurant Earns Fourth Consecutive U.S. Great Place to Work® Certification ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a premier global protection company that safeguards and services connected devices, homes and automobiles in partnership with the world's leading brands, is proud to be Certified™ by Great Place to Work® in the U.S. for the fourth consecutive year. This prestigious recognition is based entirely on current Assurant U.S. employees' experiences. This year, nearly 90 percent rated the company as a great place to work, 32 points higher than the U. businesswire.com - 1 month ago
Assurant: Consistent Growth Through Strategic Partnerships And Focus Assurant Inc. is a market leader in mobile device, electronics, auto and home renter's insurance, focusing on capital-light, recurring revenue segments, making it a less risky investment. The company has shown consistent revenue and earnings growth, supported by strong business relationships and a B2B2C distribution model. Despite challenges like catastrophic losses and investment income volatility, Assurant's dividend safety and growth streak make it a strong candidate for dividend growth portfolios. seekingalpha.com - 1 month ago
Consumers Upgrading Mobile Devices Faster as Signs of AI Adoption Emerge ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a premier global protection company that safeguards and services connected devices, homes, and automobiles in partnership with the world's leading brands, today released its Assurant 2024 Mobile Trade-in and Upgrade Industry Trends Report, which tracks the evolution of the secondary device market. The report suggests that AI is potentially emerging as a higher priority in consumers' decisions to upgrade devices in 2025, as newer devices beca. businesswire.com - 1 month ago
AIZ Rises 14.9% in a Year: A Signal for Investors to Hold Tight? Assurant stock is poised to gain from a well-performing Global Lifestyle business, growth of fee-based capital-light businesses and effective capital deployment. zacks.com - 1 month ago
Assurant, Inc. (AIZ) Q4 2024 Earnings Call Transcript Assurant, Inc. (NYSE:AIZ ) Q4 2024 Earnings Conference Call February 12, 2025 8:00 AM ET Company Participants Sean Moshier – Vice President-Investor Relations Keith Demmings – President and Chief Executive Officer Keith Meier – Chief Financial Officer Conference Call Participants Mark Hughes – Truist Jeff Schmitt – William Blair & Company Tommy McJoynt – KBW James Chmiel – Piper Sandler Operator Welcome to Assurant's Fourth Quarter and Full Year 2024 Conference Call and Webcast. At this time all participants have been placed in a listen-only mode and the floor will be opened for your questions following management's prepared remarks. seekingalpha.com - 2 months ago
Assurant Q4 Earnings & Revenues Surpass Estimates, Premiums Rise Y/Y AIZ's Q4 results reflect higher adjusted EBITDA, growth at Homeowners as well as across various specialty Homeowners products and Connected Living growth in mobile. zacks.com - 2 months ago
8. Profile Summary

Assurant, Inc. AIZ

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COUNTRY US
INDUSTRY Insurance - Specialty
MARKET CAP $ 9.21 B
Dividend Yield 0.37%
Description Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York.
Contact 55 Broadway, New York, NY, 10006 https://www.assurant.com
IPO Date Feb. 5, 2004
Employees 14200
Officers Ms. Francesca L. Luthi Executive Vice President & Chief Operating Officer Mr. Sean Moshier Vice President of Investor Relations Mr. Michael P. Campbell Executive Vice President & President of Global Housing Mr. Jay E. Rosenblum Executive Vice President & Chief Legal Officer Mr. Keith Warner Demmings President, Chief Executive Officer & Director Mr. Dimitry DiRienzo Senior Vice President, Chief Accounting Officer & Controller Mr. Joseph A. Surber III Chief Technology Officer Mr. Keith Roland Meier Executive Vice President & Chief Financial Officer Mr. Robert A. Lonergan Executive Vice President and Chief Marketing & Risk Officer Mr. Vadim Lipovetsky Chief Investment Officer