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Financial Services - Insurance - Specialty - NASDAQ - US
$ 34.675
0.858 %
$ 5.33 B
Market Cap
7.93
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one ACT stock under the worst case scenario is HIDDEN Compared to the current market price of 34.7 USD, Enact Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one ACT stock under the base case scenario is HIDDEN Compared to the current market price of 34.7 USD, Enact Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one ACT stock under the best case scenario is HIDDEN Compared to the current market price of 34.7 USD, Enact Holdings, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
1.15 B REVENUE
5.36%
903 M OPERATING INCOME
-4.90%
666 M NET INCOME
-5.49%
632 M OPERATING CASH FLOW
12.76%
-229 M INVESTING CASH FLOW
-4.15%
-301 M FINANCING CASH FLOW
-19.19%
310 M REVENUE
3.60%
256 M OPERATING INCOME
11.79%
181 M NET INCOME
-1.64%
188 M OPERATING CASH FLOW
30.02%
-102 M INVESTING CASH FLOW
-317.83%
-111 M FINANCING CASH FLOW
-20.90%
Balance Sheet Enact Holdings, Inc.
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Current Assets 616 M
Cash & Short-Term Investments 616 M
Receivables 45.1 M
Other Current Assets -45.1 M
Non-Current Assets 5.57 B
Long-Term Investments 20.2 M
PP&E 11.3 M
Other Non-Current Assets 5.54 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 1.56 B
Long-Term Debt 745 M
Other Non-Current Liabilities 813 M
EFFICIENCY
Earnings Waterfall Enact Holdings, Inc.
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Revenue 1.15 B
Cost Of Revenue 0
Gross Profit 1.15 B
Operating Expenses 212 M
Operating Income 903 M
Other Expenses 238 M
Net Income 666 M
RATIOS
100.00% GROSS MARGIN
100.00%
78.30% OPERATING MARGIN
78.30%
57.69% NET MARGIN
57.69%
14.37% ROE
14.37%
10.75% ROA
10.75%
11.41% ROIC
11.41%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Enact Holdings, Inc.
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Net Income 666 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 15.3 M
Change in Working Capital -61.5 M
Others -46.9 M
Free Cash Flow 632 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Enact Holdings, Inc.
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Wall Street analysts predict an average 1-year price target for ACT of $30.7 , with forecasts ranging from a low of $25 to a high of $33 .
ACT Lowest Price Target Wall Street Target
25 USD -27.90%
ACT Average Price Target Wall Street Target
30.7 USD -11.56%
ACT Highest Price Target Wall Street Target
33 USD -4.83%
4. DIVIDEND ANALYSIS
0.51% DIVIDEND YIELD
0.185 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Enact Holdings, Inc.
image
Sold
0-3 MONTHS
28.1 M USD 2
3-6 MONTHS
95.4 M USD 1
6-9 MONTHS
39.9 M USD 1
9-12 MONTHS
47 M USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
2 weeks ago
Feb 11, 2025
Sell 35.1 K USD
Stolove Evan
EVP, Gen. Counsel & Secretary
- 1039
33.79 USD
1 month ago
Jan 31, 2025
Sell 15.5 M USD
Genworth Holdings, Inc.
10 percent owner
- 476668
32.5874 USD
2 months ago
Dec 30, 2024
Sell 12.5 M USD
Genworth Holdings, Inc.
10 percent owner
- 367955
33.9516 USD
3 months ago
Nov 29, 2024
Sell 23.3 M USD
Genworth Holdings, Inc.
10 percent owner
- 684401
34.0515 USD
4 months ago
Oct 31, 2024
Sell 24.5 M USD
Genworth Holdings, Inc.
10 percent owner
- 682729
35.8992 USD
5 months ago
Sep 30, 2024
Sell 24.2 M USD
Genworth Holdings, Inc.
10 percent owner
- 673037
35.9971 USD
6 months ago
Aug 30, 2024
Sell 23.4 M USD
Genworth Holdings, Inc.
10 percent owner
- 697093
33.5709 USD
7 months ago
Jul 31, 2024
Sell 10.5 M USD
Genworth Holdings, Inc.
10 percent owner
- 337312
31.0111 USD
8 months ago
Jun 28, 2024
Sell 16.3 M USD
Genworth Holdings, Inc.
10 percent owner
- 540034
30.1755 USD
9 months ago
May 31, 2024
Sell 13.1 M USD
Genworth Holdings, Inc.
10 percent owner
- 422870
31.0336 USD
10 months ago
Apr 30, 2024
Sell 10.1 M USD
Genworth Holdings, Inc.
10 percent owner
- 336266
30.068 USD
11 months ago
Mar 28, 2024
Sell 7.94 M USD
Genworth Holdings, Inc.
10 percent owner
- 274903
28.8978 USD
1 year ago
Feb 29, 2024
Sell 29 M USD
Genworth Holdings, Inc.
10 percent owner
- 1067671
27.1263 USD
1 year ago
Feb 23, 2024
Bought 270 K USD
Gupta Rohit
President and CEO
+ 10000
26.969 USD
1 year ago
Jan 30, 2024
Sell 3.02 M USD
Genworth Holdings, Inc.
10 percent owner
- 108721
27.7466 USD
1 year ago
Nov 29, 2023
Sell 8.16 M USD
Genworth Holdings, Inc.
10 percent owner
- 294653
27.6892 USD
1 year ago
Oct 30, 2023
Sell 6.52 M USD
Genworth Holdings, Inc.
10 percent owner
- 240502
27.1255 USD
1 year ago
Jul 31, 2023
Sell 5.12 M USD
Genworth Holdings, Inc.
10 percent owner
- 197332
25.9607 USD
1 year ago
Jun 29, 2023
Sell 8.35 M USD
Genworth Holdings, Inc.
10 percent owner
- 332166
25.1501 USD
1 year ago
May 31, 2023
Sell 18.4 M USD
Genworth Holdings, Inc.
10 percent owner
- 772596
23.8504 USD
1 year ago
Apr 28, 2023
Sell 6.78 M USD
Genworth Holdings, Inc.
10 percent owner
- 285980
23.725 USD
1 year ago
Mar 16, 2023
Sell 4.35 M USD
Genworth Holdings, Inc.
10 percent owner
- 181668
23.9408 USD
1 year ago
Mar 10, 2023
Bought 118 K USD
Gupta Rohit
President and CEO
+ 5206
22.6075 USD
2 years ago
Feb 28, 2023
Sell 8.75 M USD
Genworth Holdings, Inc.
10 percent owner
- 359299
24.3461 USD
2 years ago
Jan 31, 2023
Sell 4.99 M USD
Genworth Holdings, Inc.
10 percent owner
- 207007
24.1258 USD
2 years ago
Dec 16, 2022
Sell 459 K USD
Genworth Holdings, Inc.
Director
- 19174
23.9382 USD
2 years ago
Nov 30, 2022
Sell 791 K USD
Genworth Holdings, Inc.
Director
- 32699
24.1985 USD
2 years ago
May 10, 2022
Bought 110 K USD
BLESS MICHAEL A
director:
+ 5000
22.036 USD
2 years ago
May 10, 2022
Bought 110 K USD
BLESS MICHAEL A
Director
+ 5000
22.036 USD
2 years ago
Mar 08, 2022
Bought 99.7 K USD
Gould Brian
EVP & Chief Operations Officer
+ 5000
19.931 USD
3 years ago
Feb 07, 2022
Bought 101 K USD
Gupta Rohit
President and CEO
+ 4750
21.352 USD
3 years ago
Feb 07, 2022
Bought 101 K USD
Gupta Rohit
President and CEO
+ 4750
21.352 USD
3 years ago
Sep 20, 2021
Sell 535 M USD
Genworth Holdings, Inc.
10 percent owner
- 29962560
17.86 USD
3 years ago
Sep 20, 2021
Sell 535 M USD
Genworth Holdings, Inc.
10 percent owner
- 29962560
17.86 USD
3 years ago
Sep 20, 2021
Bought 95 K USD
Waleski Anne G
Director
+ 5000
19 USD
3 years ago
Sep 20, 2021
Bought 95 K USD
Waleski Anne G
Director
+ 5000
19 USD
3 years ago
Sep 20, 2021
Bought 95 K USD
THOMPSON WESTLEY V
Director
+ 5000
19 USD
3 years ago
Sep 20, 2021
Bought 95 K USD
THOMPSON WESTLEY V
Director
+ 5000
19 USD
3 years ago
Sep 20, 2021
Bought 95 K USD
STILL DEBRA
Director
+ 5000
19 USD
3 years ago
Sep 20, 2021
Bought 95 K USD
STILL DEBRA
Director
+ 5000
19 USD
3 years ago
Sep 20, 2021
Bought 950 K USD
Sheehan Daniel J IV
Director
+ 50000
19 USD
3 years ago
Sep 20, 2021
Bought 950 K USD
Sheehan Daniel J IV
Director
+ 50000
19 USD
3 years ago
Sep 20, 2021
Bought 475 K USD
RESTREPO ROBERT P JR
Director
+ 25000
19 USD
3 years ago
Sep 20, 2021
Bought 475 K USD
RESTREPO ROBERT P JR
Director
+ 25000
19 USD
3 years ago
Sep 20, 2021
Bought 380 K USD
Mitchell Hardin Dean
EVP, CFO and Treasurer
+ 20000
19 USD
3 years ago
Sep 20, 2021
Bought 380 K USD
Mitchell Hardin Dean
EVP, CFO and Treasurer
+ 20000
19 USD
3 years ago
Sep 20, 2021
Bought 608 K USD
Gupta Rohit
President and CEO
+ 32000
19 USD
3 years ago
Sep 20, 2021
Bought 608 K USD
Gupta Rohit
President and CEO
+ 32000
19 USD
3 years ago
Sep 20, 2021
Bought 19 K USD
Gould Brian
EVP & Chief Operations Officer
+ 1000
19 USD
3 years ago
Sep 20, 2021
Bought 19 K USD
Gould Brian
EVP & Chief Operations Officer
+ 1000
19 USD
3 years ago
Sep 20, 2021
Bought 114 K USD
FISK JOHN D
Director
+ 6000
19 USD
3 years ago
Sep 20, 2021
Bought 114 K USD
FISK JOHN D
Director
+ 6000
19 USD
3 years ago
Sep 20, 2021
Bought 19 K USD
Derstine Michael
EVP and Chief Risk Officer
+ 1000
19 USD
3 years ago
Sep 20, 2021
Bought 19 K USD
Derstine Michael
EVP and Chief Risk Officer
+ 1000
19 USD
3 years ago
Sep 20, 2021
Bought 190 K USD
Addesso Dominic James
Director
+ 10000
19 USD
3 years ago
Sep 20, 2021
Bought 190 K USD
Addesso Dominic James
Director
+ 10000
19 USD
10 years ago
Nov 26, 2014
Sell 1.22 M USD
Meury William
See Remarks
- 4550
269.1443 USD
11 years ago
Dec 05, 2013
Sell 42.9 K USD
TURNER ANDREW L
Director
- 264
162.43 USD
11 years ago
Dec 02, 2013
Sell 978 K USD
TAYLOR RONALD R
Director
- 6000
163.01 USD
11 years ago
Nov 26, 2013
Sell 1.63 M USD
Mayr Charles M
Chief Communic Off-Global
- 10000
162.6 USD
11 years ago
Nov 22, 2013
Sell 409 K USD
TURNER ANDREW L
Director
- 2500
163.45 USD
11 years ago
Nov 14, 2013
Sell 492 K USD
WEISS FRED G
Director
- 3000
164.15 USD
11 years ago
Nov 11, 2013
Sell 3.69 M USD
BISARO PAUL
Chair,Pres &CEO
- 23278
158.48 USD
11 years ago
Nov 11, 2013
Sell 2.81 M USD
BISARO PAUL
Chair,Pres &CEO
- 17643
159.07 USD
11 years ago
Nov 11, 2013
Sell 4.78 M USD
BUCHEN DAVID A
Chief Legal Officer-Global&Sec
- 30000
159.3 USD
11 years ago
Nov 06, 2013
Sell 47.2 K USD
HOWSON TAMAR D
Director
- 300
157.34 USD
11 years ago
Nov 06, 2013
Sell 1.73 M USD
EBERT CHARLES D
SVP, BRANDS R&D
- 10877
158.75 USD
11 years ago
Nov 04, 2013
Sell 419 K USD
TURNER ANDREW L
Director
- 2677
156.4786 USD
11 years ago
Nov 04, 2013
Sell 1.13 M USD
Eagan Patrick
CHIEF HR OFFICER-GLOBAL
- 7200
156.7127 USD
11 years ago
Aug 29, 2013
Sell 1.36 M USD
BUCHEN DAVID A
Chief Legal Officer-Global&Sec
- 10000
135.5579 USD
11 years ago
Aug 20, 2013
Sell 6.77 M USD
BISARO PAUL
President & CEO
- 50000
135.3018 USD
11 years ago
Aug 12, 2013
Sell 642 K USD
Mayr Charles M
Chief Communic Off-Global
- 4820
133.2295 USD
11 years ago
Aug 12, 2013
Sell 222 K USD
KLEMA CATHY
Director
- 1667
133.0333 USD
11 years ago
Aug 05, 2013
Sell 1.12 M USD
EBERT CHARLES D
Sr. VP, Research & Development
- 8244
136.2501 USD
11 years ago
Aug 09, 2013
Sell 676 K USD
TAYLOR RONALD R
Director
- 5000
135.1406 USD
11 years ago
Aug 09, 2013
Sell 27 K USD
BUCHEN DAVID A
Chief Legal Officer-Global&Sec
- 200
135 USD
11 years ago
Aug 12, 2013
Sell 2.23 M USD
BUCHEN DAVID A
Chief Legal Officer-Global&Sec
- 16800
133.0084 USD
11 years ago
Mar 14, 2013
Sell 91.8 K USD
Mayr Charles M
Chief Communic Off-Global
- 1000
91.77 USD
11 years ago
Mar 12, 2013
Sell 712 K USD
BUCHEN DAVID A
Chief Legal Officer-Global&Sec
- 8000
89 USD
12 years ago
Mar 04, 2013
Sell 214 K USD
TURNER ANDREW L
director, other: Non-Executive Chairman
- 2500
85.76 USD
7. News
Aduro Clean Technologies to Participate in Key Industry Conferences LONDON, Ontario, Feb. 18, 2025 (GLOBE NEWSWIRE) -- Aduro Clean Technologies Inc. (“Aduro” or the “Company”) (Nasdaq: ADUR) (CSE: ACT) (FSE: 9D5), a clean technology company using the power of chemistry to transform lower value feedstocks, like waste plastics, heavy bitumen, and renewable oils, into resources for the 21st century, is pleased to announce its participation in a series of key industry conferences. With the expected commissioning of the Company's Next Generation Process (“NGP”) Pilot Plant in the third quarter of 2025, Aduro will take advantage of the opportunity to present the unique features of the process and share its plans with key stakeholders. globenewswire.com - 1 week ago
ACT or GSHD: Which Is the Better Value Stock Right Now? Investors with an interest in Insurance - Multi line stocks have likely encountered both Enact Holdings, Inc. (ACT) and Goosehead Insurance (GSHD). But which of these two stocks is more attractive to value investors? zacks.com - 2 weeks ago
ACT-ion Raises $7.5 million in Pre-Series A Round Led by BASF Venture Capital DALLAS, Feb. 10, 2025 (GLOBE NEWSWIRE) -- ACT-ion Battery Technologies, a startup in the field of lithium ion battery cathode active materials (CAM), announced today the successful closing of its Pre-Series A funding round. Founded in 2019, ACT-ion has developed both an efficient and cost-effective means to produce single crystalline cathode active materials. globenewswire.com - 3 weeks ago
Enact Holdings, Inc. (ACT) Q4 2024 Earnings Conference Call Transcript Enact Holdings, Inc. (NASDAQ:ACT ) Q4 2024 Earnings Conference Call February 5, 2025 8:00 AM ET Company Participants Daniel Kohl - Vice President, Finance & Investor Relations Rohit Gupta - President & Chief Executive Officer Dean Mitchell - Chief Financial Officer & Treasurer Conference Call Participants Bose George - KBW Doug Harter - UBS Operator Hello, and welcome to Enact's Fourth Quarter Earnings Call. Please be advised that today's conference is being recorded. seekingalpha.com - 3 weeks ago
Enact Holdings, Inc. (ACT) Q4 Earnings and Revenues Lag Estimates Enact Holdings, Inc. (ACT) came out with quarterly earnings of $1.09 per share, missing the Zacks Consensus Estimate of $1.11 per share. This compares to earnings of $0.98 per share a year ago. zacks.com - 3 weeks ago
Enact Reports Fourth Quarter and Full Year 2024 Results and Announces Quarterly Dividend GAAP Net Income of $163 million , or $1.05 per diluted share Adjusted Operating Income of $169 million , or $1.09 per diluted share Return on Equity of 13.0% and Adjusted Operating Return on Equity of 13.5% Record Primary insurance in-force of $269 billion , a 2% increase from fourth quarter 2023 PMIERs Sufficiency of 167% or $2,052 million Book Value Per Share of $32.80 and Book Value Per Share excluding AOCI of $34.16 Returned over $350 million of capital to shareholders in 2024 Announces quarterly cash dividend of $0.185 per common share globenewswire.com - 3 weeks ago
INTEGRA HIGHLIGHTS IDAHO'S SPEED ACT TO SUPPORT PERMITTING EFFICIENCY, NEW FEDERAL INITIATIVES, AND REITERATES COMMITMENT TO ADVANCING PERMITTING AT DELAMAR TSXV: ITR; NYSE American: ITRG www.integraresources.com VANCOUVER, BC , Jan. 30, 2025 /PRNewswire/ - Integra Resources Corp. ("Integra" or the "Company") (TSXV: ITR) (NYSE American: ITRG) is pleased to offer its strong support for Idaho Governor Brad Little's Executive Order 2025-02, the Strategic Permitting, Efficiency, and Economic Development Act (the "SPEED Act" or the "Act"). The recently signed executive order creates a SPEED Council, comprised of Idaho state agency directors, to streamline collaboration across state agencies and expedite the review of state permits for development projects across all sectors in a coordinated manner. prnewswire.com - 1 month ago
Enact Mortgage Insurance Enters into Two Forward XOL Reinsurance Transactions as Part of its Diversified Credit Risk Transfer Program Secures approximately $225 million and $260 million of excess of loss reinsurance coverage from a panel of third-party reinsurance providers Secures approximately $225 million and $260 million of excess of loss reinsurance coverage from a panel of third-party reinsurance providers globenewswire.com - 1 month ago
Enact Receives Ratings Upgrades from Fitch Ratings RALEIGH, N.C., Jan. 21, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact), a leading provider of private mortgage insurance through its insurance subsidiaries, today announced that Fitch Ratings (“Fitch”) upgraded the insurance financial strength rating for our flagship insurance subsidiary, Enact Mortgage Insurance Corporation, to A from A-. globenewswire.com - 1 month ago
Enact to Host Fourth Quarter 2024 Earnings Call February 5th RALEIGH, N.C., Jan. 09, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact) announced it will issue its fourth quarter earnings release after the market closes on February 4, 2025. Enact will host a conference call to review fourth quarter 2024 financial results on February 5, 2025 at 8:00 a.m. (ET). globenewswire.com - 1 month ago
Aduro Clean Technologies to Host Virtual Fireside Chat on Thursday, January 23rd, 2025 LONDON, Ontario, Jan. 09, 2025 (GLOBE NEWSWIRE) -- Aduro Clean Technologies Inc . (“Aduro” or the “Company”) (Nasdaq: ADUR) (CSE: ACT) (FSE: 9D5), a clean technology company using the power of chemistry to transform lower value feedstocks, like waste plastics, heavy bitumen, and renewable oils, into resources for the 21st century, today announced it will host a virtual fireside chat for shareholders on Thursday, January 23rd, 2025 at 4:30 pm ET. globenewswire.com - 1 month ago
The New Year May Not Be Kind To Radian Group The New Year May Not Be Kind To Radian Group seekingalpha.com - 2 months ago
8. Profile Summary

Enact Holdings, Inc. ACT

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COUNTRY US
INDUSTRY Insurance - Specialty
MARKET CAP $ 5.33 B
Dividend Yield 0.51%
Description Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and contract underwriting services for mortgage lenders. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings, Inc.
Contact 8325 Six Forks Road, Raleigh, NC, 27615 https://www.enactmi.com
IPO Date Sept. 16, 2021
Employees 465
Officers Mr. Evan Scott Stolove Executive Vice President, General Counsel & Secretary Mr. Rohit Gupta President, Chief Executive Officer & Director Mr. Daniel Kohl Vice President of Investor Relations Mr. Hardin Dean Mitchell Executive Vice President, Chief Financial Officer & Treasurer Mr. Matthew Robert Young Senior Vice President of Sales Ms. Susan Gumm Sullivan Senior Vice President & Chief Human Resources Officer Ms. Neenu Sohi Kainth Senior Vice President & Chief Customer Experience Officer Mr. James Robert McMullen Vice President, Controller & Principal Accounting Officer Mr. Michael Paul Derstine Executive Vice President & Chief Risk Officer Mr. Brian Michael Gould EVice President & Chief Operating Officer