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AMERISAFE, Inc. AMSF
Financial Services - Insurance - Specialty - NASDAQ - US
Watchlist
$ 43.79
1.58 %
$ 834 M
Market Cap
17.66
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one AMSF stock under the worst case scenario is HIDDEN Compared to the current market price of 43.8 USD, AMERISAFE, Inc. is HIDDEN

AMSF Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one AMSF stock under the base case scenario is HIDDEN Compared to the current market price of 43.8 USD, AMERISAFE, Inc. is HIDDEN

AMSF Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one AMSF stock under the best case scenario is HIDDEN Compared to the current market price of 43.8 USD, AMERISAFE, Inc. is HIDDEN

AMSF Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart AMSF

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1M 0%
6M -15%
1Y 0%
3Y 22%
5Y 11%
All
$53.0$53.0$52.0$52.0$51.0$51.0$50.0$50.0$49.0$49.0$48.0$48.0$47.0$47.0$46.0$46.0$45.0$45.0$44.0$44.0$43.0$43.0$42.0$42.015 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
309 M REVENUE
0.69%
Growth Rates
1Year 0.69%
3Years -0.74%
5Years -3.56%
7Years -2.73%
10Years -2.64%
69 M OPERATING INCOME
-10.84%
Growth Rates
1Year -10.84%
3Years -4.60%
5Years -9.80%
7Years -2.48%
10Years -0.66%
55.4 M NET INCOME
-10.74%
Growth Rates
1Year -10.74%
3Years -5.53%
5Years -9.77%
7Years 2.63%
10Years 0.33%
24.2 M OPERATING CASH FLOW
-18.94%
Growth Rates
1Year -18.94%
3Years -13.96%
5Years -21.04%
7Years -21.42%
10Years -16.13%
72.4 M INVESTING CASH FLOW
64.91%
Growth Rates
1Year 64.91%
3Years 0.66%
5Years 44.00%
7Years 19.12%
10Years 9.65%
-91.2 M FINANCING CASH FLOW
5.51%
Growth Rates
1Year 5.51%
3Years 3.02%
5Years -0.94%
7Years -1.42%
10Years -11.20%
72.6 M REVENUE
-1.96%
Growth Rates
1Year 0.69%
3Years -0.74%
5Years -3.56%
7Years -2.73%
10Years -2.64%
11.2 M OPERATING INCOME
-33.20%
Growth Rates
1Year -10.84%
3Years -4.60%
5Years -9.80%
7Years -2.48%
10Years -0.66%
8.95 M NET INCOME
-32.17%
Growth Rates
1Year -10.74%
3Years -5.53%
5Years -9.77%
7Years 2.63%
10Years 0.33%
-1.79 M OPERATING CASH FLOW
-16.55%
Growth Rates
1Year -18.94%
3Years -13.96%
5Years -21.04%
7Years -21.42%
10Years -16.13%
0 INVESTING CASH FLOW
0.00%
Growth Rates
1Year 64.91%
3Years 0.66%
5Years 44.00%
7Years 19.12%
10Years 9.65%
0 FINANCING CASH FLOW
100.00%
Growth Rates
1Year 5.51%
3Years 3.02%
5Years -0.94%
7Years -1.42%
10Years -11.20%
Balance Sheet AMERISAFE, Inc.
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Current Assets 502 M
Cash & Short-Term Investments 352 M
Receivables 150 M
Other Current Assets 0
Non-Current Assets 5.89 M
Long-Term Investments 481 M
PP&E 5.89 M
Other Non-Current Assets -481 M
69.30 %29.54 %94.75 %Total Assets$507.7m
Current Liabilities 1.43 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 1.43 M
Non-Current Liabilities 898 M
Long-Term Debt 0
Other Non-Current Liabilities 898 M
99.84 %Total Liabilities$899.7m
EFFICIENCY
Earnings Waterfall AMERISAFE, Inc.
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Revenue 309 M
Cost Of Revenue 31.5 M
Gross Profit 278 M
Operating Expenses 240 M
Operating Income 69 M
Other Expenses 13.6 M
Net Income 55.4 M
350m350m300m300m250m250m200m200m150m150m100m100m50m50m00309m(32m)278m(240m)69m(14m)55mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
89.81% GROSS MARGIN
89.81%
Averages
1Year 89.81%
3Years 90.88%
5Years 88.45%
7Years 87.76%
10Years 87.22%
22.32% OPERATING MARGIN
22.32%
Averages
1Year 22.32%
3Years 45.43%
5Years 38.59%
7Years 35.33%
10Years 32.28%
17.94% NET MARGIN
17.94%
Averages
1Year 17.94%
3Years 19.01%
5Years 20.67%
7Years 21.05%
10Years 19.68%
21.54% ROE
21.54%
Averages
1Year 21.54%
3Years 20.10%
5Years 19.30%
7Years 19.36%
10Years 17.90%
4.79% ROA
4.79%
Averages
1Year 4.79%
3Years 4.74%
5Years 4.96%
7Years 5.10%
10Years 4.86%
10.94% ROIC
10.94%
Averages
1Year 10.94%
3Years 8.98%
5Years 7.65%
7Years 6.95%
10Years 7.55%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis AMERISAFE, Inc.
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140m140m120m120m100m100m80m80m60m60m40m40m20m20m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 55.4 M
Depreciation & Amortization 1.09 M
Capital Expenditures -840 K
Stock-Based Compensation 2.94 M
Change in Working Capital -32 M
Others -34.4 M
Free Cash Flow 23.4 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets AMERISAFE, Inc.
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AMSF has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.74% DIVIDEND YIELD
0.39 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
6.006.005.005.004.004.003.003.002.002.001.001.000.000.000.20.220.250.270.290.310.340.370.390.20.220.250.270.290.310.340.370.390.20.220.250.270.290.310.340.373.153.603.433.973.74.303.724.383.54.250.251.063.54.370.271.2045.020.291.404.315.093.843.843.373.372015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 7
6. Ownership
Insider Ownership AMERISAFE, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
AMERISAFE Announces 2025 Second Quarter Earnings Release and Conference Call Schedule DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE ANNOUNCES 2025 SECOND QUARTER EARNINGS RELEASE AND CONFERENCE CALL SCHEDULE. businesswire.com - 2 weeks ago
5 Accident & Health Insurance Stocks to Watch as Exposure Increases Accident & Health Insurers AFL, UNM, TRUP, GL and AMSF are set to gain from rising underwriting exposure, despite ongoing pricing pressure. zacks.com - 1 month ago
These 5 Special Dividends Are More Than Meets The Eye Most mainstream financial websites are not “smart enough” to include special dividends. The yields they display reflect plain ol' quarterly or monthly payouts. forbes.com - 1 month ago
Why Is Amerisafe (AMSF) Down 0.1% Since Last Earnings Report? Amerisafe (AMSF) reported earnings 30 days ago. What's next for the stock? zacks.com - 1 month ago
AMSF Stock Down 6% Despite Q1 Earnings Beat on New Business Growth AMERISAFE's Q1 results reflect premium growth and fee income surge, partly offset by weaker underwriting profits and rising underwriting expenses. zacks.com - 2 months ago
AMERISAFE, Inc. (AMSF) Q1 2025 Earnings Call Transcript AMERISAFE, Inc. (NASDAQ:AMSF ) Q1 2025 Earnings Conference Call April 30, 2025 10:30 AM ET Company Participants Kathryn Shirley - Chief Administrative Officer Janelle Frost - Chief Executive Officer and President Anastasios Omiridis - Executive Vice President and Chief Financial Officer Conference Call Participants Matthew Carletti - Citizens Mark Hughes - Truist Securities Operator Good day, and welcome to the AMERISAFE First Quarter 2025 Earnings Call. Today's conference is being recorded. seekingalpha.com - 2 months ago
Amerisafe (AMSF) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates While the top- and bottom-line numbers for Amerisafe (AMSF) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 2 months ago
Amerisafe (AMSF) Q1 Earnings Top Estimates Amerisafe (AMSF) came out with quarterly earnings of $0.60 per share, beating the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.69 per share a year ago. zacks.com - 2 months ago
AMERISAFE Announces 2025 First Quarter Results DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE ANNOUNCES 2025 FIRST QUARTER RESULTS. businesswire.com - 2 months ago
AMERISAFE Announces 2025 First-Quarter Earnings Release and Conference Call Schedule DERIDDER, La.--(BUSINESS WIRE)--AMERISAFE Announces 2025 First-Quarter Earnings Release and Conference Call Schedule. businesswire.com - 3 months ago
Amerisafe (AMSF) Up 4.3% Since Last Earnings Report: Can It Continue? Amerisafe (AMSF) reported earnings 30 days ago. What's next for the stock? zacks.com - 3 months ago
5 Stocks to Watch From Prospering Accident & Health Insurance Industry Lower claims frequency, moderate pricing and the adoption of technology are likely to boost the performance of Zacks Accident and Health Insurance industry players like AFL, UNM, TRUP, EIG and AMSF. zacks.com - 3 months ago
8. Profile Summary

AMERISAFE, Inc. AMSF

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COUNTRY US
INDUSTRY Insurance - Specialty
MARKET CAP $ 834 M
Dividend Yield 0.74%
Description AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company's workers' compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It serves small to mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in DeRidder, Louisiana.
Contact 2301 Highway 190 West, Deridder, LA, 70634 https://www.amerisafe.com
IPO Date Nov. 18, 2005
Employees 362
Officers Ms. Angela Walker Pearson Senior Vice President & Controller Ms. Nancy E. Hunt Senior Vice President of Underwriting Operations Mr. Michael C. Cobb Senior Vice President of Safety Operations Mr. Henry Oscar Lestage IV Senior Vice President of Claims Operations Ms. Gerry Janelle Frost President, Chief Executive Officer & Director Mr. Raymond Frederick Wise Jr. Executive Vice President & Chief Sales Officer Mr. Anastasios George Omiridis Executive Vice President & Chief Financial Officer Ms. Barbra E. McCrary Senior Vice President of Policyholder Services Ms. Kathryn Housh Shirley Executive Vice President, Chief Administrative Officer & Secretary Mr. Vincent John Gagliano Executive Vice President & Chief Risk Officer