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Financial Services - Insurance - Specialty - NASDAQ - BM
$ 3.99
-1.97 %
$ 182 M
Market Cap
-1.53
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one JRVR stock under the worst case scenario is HIDDEN Compared to the current market price of 3.99 USD, James River Group Holdings, Ltd. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one JRVR stock under the base case scenario is HIDDEN Compared to the current market price of 3.99 USD, James River Group Holdings, Ltd. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one JRVR stock under the best case scenario is HIDDEN Compared to the current market price of 3.99 USD, James River Group Holdings, Ltd. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart JRVR

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$7.5$7.5$7.0$7.0$6.5$6.5$6.0$6.0$5.5$5.5$5.0$5.0$4.5$4.5$4.0$4.0$3.5$3.515 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
708 M REVENUE
-12.85%
-63.5 M OPERATING INCOME
0.00%
-81.1 M NET INCOME
24.67%
-247 M OPERATING CASH FLOW
-280.93%
142 M INVESTING CASH FLOW
748.48%
-52.2 M FINANCING CASH FLOW
-147.26%
127 M REVENUE
-33.83%
-63.4 M OPERATING INCOME
-66.49%
-64.8 M NET INCOME
100.00%
7.46 M OPERATING CASH FLOW
102.77%
-14.3 M INVESTING CASH FLOW
59.33%
9.79 M FINANCING CASH FLOW
236.97%
Balance Sheet James River Group Holdings, Ltd.
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Current Assets 64.5 M
Cash & Short-Term Investments 64.5 M
Receivables 0
Other Current Assets 0
Non-Current Assets 1.59 B
Long-Term Investments 1.37 B
PP&E 19.8 M
Other Non-Current Assets 195 M
3.91 %83.12 %11.77 %Total Assets$1.7b
Current Liabilities 133 M
Accounts Payable 133 M
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 305 M
Long-Term Debt 305 M
Other Non-Current Liabilities 0
30.36 %69.64 %Total Liabilities$437.8m
EFFICIENCY
Earnings Waterfall James River Group Holdings, Ltd.
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Revenue 708 M
Cost Of Revenue 363 K
Gross Profit 707 M
Operating Expenses 708 M
Operating Income -63.5 M
Other Expenses 17.6 M
Net Income -81.1 M
800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m00(100m)(100m)708m(363k)707m(708m)(63m)(18m)(81m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
99.95% GROSS MARGIN
99.95%
-8.97% OPERATING MARGIN
-8.97%
-11.46% NET MARGIN
-11.46%
-17.60% ROE
-17.60%
-1.62% ROA
-1.62%
-3.73% ROIC
-3.73%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis James River Group Holdings, Ltd.
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2b2b1b1b500m500m00(500m)(500m)(1b)(1b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income -81.1 M
Depreciation & Amortization -709 K
Capital Expenditures -4.89 M
Stock-Based Compensation 6.63 M
Change in Working Capital -166 M
Others -176 M
Free Cash Flow -252 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets James River Group Holdings, Ltd.
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Wall Street analysts predict an average 1-year price target for JRVR of $9.25 , with forecasts ranging from a low of $5 to a high of $12 .
JRVR Lowest Price Target Wall Street Target
5 USD 25.31%
JRVR Average Price Target Wall Street Target
9.25 USD 131.83%
JRVR Highest Price Target Wall Street Target
12 USD 200.75%
Price
Max Price Target
Min Price Target
Average Price Target
12121111101099887766554433May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
1.35% DIVIDEND YIELD
0.01 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.502.502.002.001.501.501.001.000.500.500.000.000.160.20.30.30.30.30.30.160.20.30.30.30.30.30.160.20.30.30.30.30.31.161.641.652.250.81.700.31.200.31.200.31.200.31.200.200.200.160.012015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership James River Group Holdings, Ltd.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
James River: Time To Average Down James River still has an excellent E&S franchise business that may eventually show earnings. Recent net losses are temporary, driven by expected reinsurance contract costs and preferred share redemption. E&S insurance market remains robust, with James River benefiting from improved underwriting and lower loss ratios that positions it for future profitability. seekingalpha.com - 1 month ago
James River Group Holdings, Ltd. (JRVR) Q4 2024 Earnings Call Transcript James River Group Holdings, Ltd. (NASDAQ:JRVR ) Q4 2024 Earnings Conference Call March 4, 2025 8:30 AM ET Company Participants Zachary Shytle – Investor Relations Frank D'Orazio – Chief Executive Officer Sarah Doran – Chief Financial Officer Conference Call Participants Operator Hello, and thank you for standing by. seekingalpha.com - 1 month ago
James River Group (JRVR) Reports Q4 Loss, Misses Revenue Estimates James River Group (JRVR) came out with a quarterly loss of $0.99 per share versus the Zacks Consensus Estimate of a loss of $0.33. This compares to earnings of $0.33 per share a year ago. zacks.com - 1 month ago
James River Announces Fourth Quarter 2024 Results PEMBROKE, Bermuda, March 03, 2025 (GLOBE NEWSWIRE) -- James River Group Holdings, Ltd. ("James River" or the "Company") (NASDAQ: JRVR) today reported the following results for the fourth quarter 2024 as compared to the same period in 2023: globenewswire.com - 1 month ago
James River To Hold Its Fourth Quarter Earnings Conference Call on Tuesday, March 4, 2025 PEMBROKE, Bermuda, Feb. 18, 2025 (GLOBE NEWSWIRE) -- James River Group Holdings, Ltd. (NASDAQ: JRVR) will release fourth quarter 2024 earnings after the market closes on Monday, March 3, 2025. It will also host an earnings conference call on Tuesday, March 4, 2025 beginning at 8:30 a.m. (Eastern Time). globenewswire.com - 2 months ago
James River Completes Closing of Adverse Development Cover and Common Equity Investment with Cavello Bay Reinsurance Limited PEMBROKE, Bermuda, Dec. 23, 2024 (GLOBE NEWSWIRE) -- James River Group Holdings, Ltd. (“James River” or the “Company”) (NASDAQ: JRVR) today announced the close of both the adverse development reinsurance agreement and $12.5 million common equity investment with Enstar subsidiary Cavello Bay Reinsurance Limited, as per the terms and agreements previously announced on November 11, 2024. globenewswire.com - 3 months ago
James River: Exploring Strategic Alternatives, New Partnerships, And Very Cheap James River Group Holdings runs different insurance companies, and focuses on underwriting small and middle market casualty risks. James River Group Holdings appears undervalued despite recent negative net income, driven by asset write-downs from the Casualty Reinsurance segment sale and strategic alternatives' exploration. Despite challenges, JRVR's proven business model and conservative EPS forecasts suggest potential for net income growth and stock price recovery. seekingalpha.com - 4 months ago
James River: The Market Has Overreacted Despite a 40% stock drop and negative earnings, I believe James River Group is undervalued and reiterate a buy rating with a $9 price target. Recent losses are attributed to a one-time $52.2 million excess consideration payment, with management taking steps to de-risk and capitalize on E&S market trends. Major industry players like Gallatin Point and Enstar Group are investing significantly in James River, signaling confidence in its long-term potential. seekingalpha.com - 4 months ago
James River Group Holdings, Ltd. (JRVR) Q3 2024 Earnings Call Transcript James River Group Holdings, Ltd. (NASDAQ:JRVR ) Q3 2024 Earnings Conference Call November 12, 2024 8:30 AM ET Company Participants Zachary Shytle - IR Frank D'Orazio - CEO Sarah Doran - CFO Conference Call Participants Mark Hughes - Truist Securities Brian Meredith - UBS Meyer Shields - KBW Casey Alexander - Compass Point Research & Trading Operator Thank you for standing by. seekingalpha.com - 5 months ago
James River Group (JRVR) Reports Q3 Loss, Tops Revenue Estimates James River Group (JRVR) came out with a quarterly loss of $0.74 per share versus the Zacks Consensus Estimate of $0.66. This compares to earnings of $0.48 per share a year ago. zacks.com - 5 months ago
James River Announces Third Quarter 2024 Results, Strategic Actions PEMBROKE, Bermuda, Nov. 11, 2024 (GLOBE NEWSWIRE) -- James River Group Holdings, Ltd. ("James River" or the "Company") (NASDAQ: JRVR) today reported the following results for the third quarter 2024 as compared to the same period in 20231: globenewswire.com - 5 months ago
James River To Hold Its Third Quarter Earnings Conference Call on Tuesday, November 12, 2024 PEMBROKE, Bermuda, Oct. 18, 2024 (GLOBE NEWSWIRE) -- James River Group Holdings, Ltd. (NASDAQ: JRVR) will release third quarter 2024 earnings after the market closes on Monday, November 11, 2024. It will also host an earnings conference call on Tuesday, November 12, 2024 beginning at 8:30 a.m. (Eastern Time). globenewswire.com - 6 months ago
8. Profile Summary

James River Group Holdings, Ltd. JRVR

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COUNTRY BM
INDUSTRY Insurance - Specialty
MARKET CAP $ 182 M
Dividend Yield 1.35%
Description James River Group Holdings, Ltd., through its subsidiaries, provides specialty insurance and reinsurance services in the United States. It operates through Excess and Surplus Lines, Specialty Admitted Insurance, and Casualty Reinsurance segments. The Excess and Surplus Lines segment underwrites liability and property insurance on an excess and surplus commercial lines basis in all states and the District of Columbia. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides workers' compensation coverage for building trades, healthcare employees, goods and services, light manufacturing, specialty transportation, and agriculture, as well as fronting and program business. The Casualty Reinsurance segment offers proportional and working layer casualty reinsurance to third parties and other insurance companies. James River Group Holdings, Ltd. was founded in 2002 and is headquartered in Pembroke, Bermuda.
Contact Wellesley House, Pembroke, HM 08 https://www.jrgh.net
IPO Date Dec. 12, 2014
Employees 645
Officers Mr. Daniel J. Heinlein President & Chief Executive Officer of the Casualty Reinsurance Division Ms. Sarah Casey Doran Chief Financial Officer Mr. Michael Edward Crow Principal Accounting Officer Mr. Frank N. D'Orazio Chief Executive Officer & Director Mr. Thomas Edward Peach Group Chief Information Officer Mr. Brett Shirreffs Senior Vice President of Finance, Investments & Head of Investor Relations Ms. Angela Jenkins Burnett Group Chief Human Resources Officer Ms. Jeanette L. Miller Chief Legal Officer Mr. Richard John Schmitzer President & Chief Executive Officer of Excess and Surplus Lines Segment Mr. Michael J. Hoffmann Group Chief Underwriting Officer