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Financial Services - Insurance - Specialty - NYSE - US
$ 30.63
-2.33 %
$ 4.33 B
Market Cap
7.81
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one RDN stock under the worst case scenario is HIDDEN Compared to the current market price of 30.6 USD, Radian Group Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one RDN stock under the base case scenario is HIDDEN Compared to the current market price of 30.6 USD, Radian Group Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one RDN stock under the best case scenario is HIDDEN Compared to the current market price of 30.6 USD, Radian Group Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart RDN

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$36.0$36.0$35.0$35.0$34.0$34.0$33.0$33.0$32.0$32.0$31.0$31.0$30.0$30.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
1.29 B REVENUE
4.01%
0 OPERATING INCOME
0.00%
604 M NET INCOME
0.00%
247 M OPERATING CASH FLOW
-53.37%
551 M INVESTING CASH FLOW
283.19%
-794 M FINANCING CASH FLOW
-199.68%
316 K REVENUE
-99.91%
1.09 K OPERATING INCOME
-100.00%
148 M NET INCOME
148.74%
-269 M OPERATING CASH FLOW
-172.44%
35.3 M INVESTING CASH FLOW
-91.70%
245 M FINANCING CASH FLOW
314.12%
Balance Sheet Radian Group Inc.
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Current Assets 650 M
Cash & Short-Term Investments 522 M
Receivables 128 M
Other Current Assets 0
Non-Current Assets 27.6 M
Long-Term Investments 5.82 B
PP&E 27.6 M
Other Non-Current Assets -5.82 B
77.01 %858.81 %Total Assets$677.4m
Current Liabilities 1.62 B
Accounts Payable 0
Short-Term Debt 704 M
Other Current Liabilities 921 M
Non-Current Liabilities 2.42 B
Long-Term Debt 37.4 M
Other Non-Current Liabilities 2.38 B
17.41 %22.80 %58.86 %Total Liabilities$4.0b
EFFICIENCY
Earnings Waterfall Radian Group Inc.
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Revenue 1.29 B
Cost Of Revenue 38.3 M
Gross Profit 1.25 B
Operating Expenses 1.29 B
Operating Income 0
Other Expenses -604 M
Net Income 604 M
1b1b1b1b1b1b800m800m600m600m400m400m200m200m00(200m)(200m)1b(38m)1b(1b)0604m604mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
97.03% GROSS MARGIN
97.03%
0.00% OPERATING MARGIN
0.00%
46.85% NET MARGIN
46.85%
13.07% ROE
13.07%
6.98% ROA
6.98%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Radian Group Inc.
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700m700m600m600m500m500m400m400m300m300m200m200m100m100m00(100m)(100m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 604 M
Depreciation & Amortization 0
Capital Expenditures -3.17 M
Stock-Based Compensation 0
Change in Working Capital 0
Others 14.5 M
Free Cash Flow 247 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Radian Group Inc.
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Wall Street analysts predict an average 1-year price target for RDN of $28.4 , with forecasts ranging from a low of $21 to a high of $32 .
RDN Lowest Price Target Wall Street Target
21 USD -31.44%
RDN Average Price Target Wall Street Target
28.4 USD -7.28%
RDN Highest Price Target Wall Street Target
32 USD 4.47%
Price
Max Price Target
Min Price Target
Average Price Target
3838363634343232303028282626242422222020May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.76% DIVIDEND YIELD
0.255 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.00001.00000.90000.90000.80000.80000.70000.70000.60000.60000.50000.50000.40000.40000.30000.30000.20000.20000.10000.10000.00000.00000.1250.1250.20.2250.2450.2550.1250.140.20.2250.2450.1250.140.20.2250.2450.010.010.010.010.010.1250.500.140.550.20.800.2250.900.2450.980.262015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership Radian Group Inc.
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Sold
0-3 MONTHS
2.12 M USD 2
3-6 MONTHS
2.37 M USD 2
6-9 MONTHS
5.68 M USD 6
9-12 MONTHS
6.99 M USD 7
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Radian Issues $1 Million Credit Line to Fund Affordable Housing in Philadelphia WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that Radian Guaranty has issued a line of credit of up to $1 million to the Philadelphia Accelerator Fund (PAF), a Community Development Financial Institution (CDFI) that supports the development of affordable housing across Philadelphia. Established in 2019, PAF is a nonprofit loan fund with a mission of supporting the production and preservation of affordable housing and community development projects to benefit low-in. businesswire.com - 1 month ago
Radian Group: Attractive Even With Peak Earnings Likely Past (Upgrade) Radian Group shares have dipped below my $32.50 buy target, making now a good time to buy. Radian reported strong financials in 2024, with a 0% loss ratio and a solid 13.4% return on equity. Despite rising default rates, high home prices, and low unemployment limit losses, making Radian's shares attractive after the recent pullback. seekingalpha.com - 1 month ago
14 Upcoming Dividend Increases, Including A King S&P Global extends its 52-year dividend growth streak with a 5.5% increase, highlighting financial health and stability. My strategy focuses on stocks with consistent dividend growth and outperforming benchmarks, aiming for long-term wealth accumulation. I use data from U.S. Dividend Champions and NASDAQ to identify companies with at least five years of dividend growth. seekingalpha.com - 1 month ago
5 Multiline Insurers to Watch as Competition Rises, Pricing Moderates Better pricing, product redesigns, technological advancement and improving inflation are expected to aid multiline insurers like MET, AIG, PRU, RDN and CNO. zacks.com - 1 month ago
Here's Why Radian (RDN) Is a Great 'Buy the Bottom' Stock Now After losing some value lately, a hammer chart pattern has been formed for Radian (RDN), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term. zacks.com - 2 months ago
The Zacks Analyst Blog Radian Group, Urban Edge Properties and Middlefield Banc Chicago, IL – February 14, 2025 – Zacks.com announces the list of stocks and ETFs featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. zacks.com - 2 months ago
3 Solid Stocks to Buy That Recently Announced Dividend Hikes RDN, UE and MBCN recently announced dividend hikes. zacks.com - 2 months ago
Radian Announces Increase to Quarterly Dividend WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) announced today its plans to continue the return of capital to stockholders through an increased quarterly dividend. The company's Board of Directors approved a quarterly dividend of $0.255 per share, an increase of 4.1 percent from the previous quarterly dividend. The dividend is payable on March 11, 2025, to stockholders of record as of February 24, 2025. This marks the sixth consecutive year that the company has raised its quarterly. businesswire.com - 2 months ago
Radian Appoints Seasoned Reinsurance Executive Jed Rhoads to Board of Directors WAYNE, Pa.--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) today announced that Jed Rhoads has been appointed to serve on its Board of Directors. Rhoads is a seasoned reinsurance executive, with more than 40 years of experience, including most recently a decade in senior executive roles at Markel Group Inc. He also served as Chairman of the Reinsurance Association of America. “We are thrilled to welcome Jed to the Radian Board of Directors,” said Radian Non-Executive Board Chairman Howard B. Cu. businesswire.com - 2 months ago
Radian Group, Inc. (RDN) Q4 2024 Earnings Call Transcript Radian Group, Inc. (NYSE:RDN ) Q4 2024 Earnings Conference Call February 6, 2025 11:00 AM ET Company Participants Daniel Kobell - Head, IR & Capital Management Richard Thornberry - CEO & Director Sumita Pandit - CFO & Senior EVP Derek Brummer - President, Mortgage Insurance Conference Call Participants Terry Ma - Barclays Doug Harter - UBS Bose George - KBW Scott Heleniak - RBC Capital Markets Mihir Bhatia - Bank of America Merrill Lynch Operator Good day, and thank you for standing by. Welcome to the Fourth Quarter 2024 Radian Group Earnings Conference Call. seekingalpha.com - 2 months ago
RDN Q4 Earnings Beat on Higher Premiums, Net Investment Income Radian Group's Q4 results reflect improved investment income, higher revenues across both the Mortgage and All Other segments as well as lower higher expenses. zacks.com - 2 months ago
Radian (RDN) Q4 Earnings Surpass Estimates Radian (RDN) came out with quarterly earnings of $1.09 per share, beating the Zacks Consensus Estimate of $0.95 per share. This compares to earnings of $0.96 per share a year ago. zacks.com - 2 months ago
8. Profile Summary

Radian Group Inc. RDN

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COUNTRY US
INDUSTRY Insurance - Specialty
MARKET CAP $ 4.33 B
Dividend Yield 0.76%
Description Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.
Contact 550 East Swedesford Road, Wayne, PA, 19087 https://www.radian.com
IPO Date Oct. 30, 1992
Employees 1000
Officers Mr. Steve Keleher Executive Vice President of Portfolio Management & Pricing Mr. Ted Cubbin Executive Vice President & Chief Analytics Officer Ms. Meghan Bartholomew Executive Vice President of Credit & Counterparty Risk Management Ms. Sumita Pandit Chief Financial Officer & Senior EVice President